QFIN Company Profile and Key Details

Q: Who are the executives of QFIN?

Mr. Haisheng WuChief Executive Officer & DirectorMr. Zuoli Xu CFAChief Financial Officer & DirectorMr. Yan ZhengChief Risk Officer

NASDAQ : QFIN

Qfin

$13.63

0.07+0.52%

At Close 4:00 PM

77.21

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Qfin Holdings, Inc. (QFIN) stock surged +0.52%, trading at $13.63 on NASDAQ, up from the previous close of $13.56. The stock opened at $13.24, fluctuating between $13.18 and $13.64 in the recent session.

Stock Snapshot

13.56

Prev. Close

1.77B

Market Cap

13.18

Day Low

2.5

P/E Ratio

5.46

EPS (TTM)

44.05

Cash Flow per Share

13.24

Open

130.19M

Number of Shares

13.64

Day High

83.06%

Free Float in %

135.76

Book Value

1.05M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 28, 2026	13.28	13.66	13.18	13.63	1.05M
Jul 27, 2026	13.25	13.62	13.06	13.56	922.36K
Jul 24, 2026	13.11	13.31	12.71	13.19	1.04M
Jul 23, 2026	13.06	13.24	12.94	13.13	535.26K
Jul 22, 2026	13.11	13.20	13.04	13.18	497.27K
Jul 21, 2026	13.07	13.48	13.05	13.25	800.78K
Jul 20, 2026	12.95	13.29	12.85	13.07	631.42K
Jul 17, 2026	12.55	12.99	12.42	12.73	1.22M
Jul 16, 2026	13.09	13.25	12.84	12.85	1.09M
Jul 15, 2026	12.47	12.98	12.42	12.90	1.46M
Jul 14, 2026	12.80	12.85	12.17	12.27	2.1M
Jul 13, 2026	13.28	13.60	12.66	12.80	1.54M
Jul 10, 2026	14.88	14.92	13.19	13.20	3.29M
Jul 09, 2026	14.77	15.08	14.61	14.88	1.1M
Jul 08, 2026	14.78	14.90	14.37	14.75	1.19M
Jul 07, 2026	15.08	15.50	14.46	14.51	1.06M
Jul 06, 2026	15.49	15.68	14.67	15.27	1.96M
Jul 02, 2026	16.25	16.43	15.25	15.46	1.81M
Jul 01, 2026	15.83	16.55	15.81	16.37	933.54K
Jun 30, 2026	15.60	15.87	15.29	15.81	1.2M

Contact Details

Shanghai, SH 200122

China

https://www.qfin.com 862 161 516360

About Company

Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China. Through its 360 Jietiao platform, the company facilitates credit-driven services by connecting borrowers with financial institutions. Its comprehensive offerings cover the entire lending lifecycle, including identifying and acquiring customers, performing initial and advanced credit screenings, conducting sophisticated risk assessments, evaluating creditworthiness, matching funds, and providing ongoing post-facilitation support. Additionally, Qifu Technology furnishes its financial partners with platform services, utilizing an intelligent credit engine, referral systems, and risk management software-as-a-service (SaaS) to streamline loan origination and subsequent management. The company specializes in various loan types, such as e-commerce, enterprise, and invoice loans, catering particularly to the needs of small and micro-enterprise owners. Serving a broad clientele that includes financial institutions, individual consumers, and SMEs, Qifu Technology was founded in 2016 and maintains its headquarters in Shanghai, China.

Stock Peers

CACC

5.82+1.05%

Credit Acceptance Corporation$558.55 FCFS

-0.010.00%

FirstCash Holdings, Inc$206.73 WRLD

-6.18-3.16%

World Acceptance Corporation$189.65 SEZL

0.21+0.13%

Sezzle Inc.$156.99 ATLC

0.62+0.60%

Atlanticus Holdings Corporation$104.82 SLMBP

0.44+0.59%

SLM Corporation$74.64 AFRM

-0.65-0.89%

Affirm Holdings, Inc.$72.40 PYPL

2.25+4.01%

PayPal Holdings, Inc.$58.32 TREE

0.6+1.49%

LendingTree, Inc.$41.00 EZPW

-0.36-1.18%

EZCORP, Inc.$30.04

Company Overview

Qfin Holdings, Inc. (NASDAQ:QFIN) closed at $13.63 USD, gaining $0.07 (0.52%) from the previous close of $13.56. The stock is currently mid-range between its 52-week high and low $11.31 and $36.09. With a market capitalization of about $1.77 billion, Qfin Holdings, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.57). Key stats such as the average daily volume over the past year has been around 1.49 million shares, in line with its 52-week average. Headquartered in Shanghai, SH, Qfin Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Haisheng Wu, the company employs approximately 3,557 people and listed since December 14, 2018. Qifu Technology, Inc. (QFIN), known as 360 DigiTech, Inc. until its rebranding in March 2023, is a credit technology firm based in the People's Republic of China.

Technical Performance

QFIN has shown weak momentum, losing -4.83% over the past week and -34.35% over the past quarter, though year-to-date performance is down -14.12%. Short-term trend indicators are bullishly aligned (SMA20 -3.27%, SMA50 -12.55%, SMA200 -47.71%). The stock’s 14-day RSI is 37.25 (weak momentum), while the ATR of 0.64 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -69.55% below its high and over 4.34% above its low. Average 10-day trading volume of 781.80 thousand shares is below the 3-month average of 1.45 million, indicating normal recent market interest.

Valuation Metrics

Qfin Holdings, Inc. trades at a P/E ratio of 1.7, slightly below the S&P 500 average, with a price-to-sales ratio of 0.68 and a price-to-book ratio of 0.23 suggesting the stock is closer to book value. The P/FCF stands at 1.65, also below market averages.

Dividend & Fair Value

Qfin Holdings, Inc. last paid a dividend of 1.54 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $87.74. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Qfin Holdings, Inc. generated EPS of $6.85 over the past year. Five-year average earnings growth is 18.01%. Wall Street analysts project EPS growth of -1.39% annually over the next five years. The latest quarter delivered EPS of $1.04. The next quarter is forecast at $1.17. Next year's EPS is expected at $14.42. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 1 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $23.40 to $21.00. The high target offers 71.68% upside. The low target suggests 54.07% downside. The mean target is $22.20. This offers 62.88% upside. Qfin Holdings, Inc. earnings surprise history is a mixed track record. The quarter that ended May 26, 2026, missed forecasts by 8.33%. The prior quarter beat by -0.88%. Over the last six quarters, Apple has recorded several small beats. These include 8.33% in March 16, 2025.

Shareholding & Insider Activity

Qfin Holdings, Inc. has 132.43 million shares outstanding. The public float is 219.99 million shares, elevated short interest at 4.34% of float. This equals 4.69 million shares. The short ratio is 2.2 days. Institutional investors hold 64.99% of the float. Insiders own 3.36%. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Qfin generated $16.29B in revenue, or $99.18 per share. Gross margin was 64.13%, operating margin 48.56%, and net profit margin 26.31%. Returns are exceptional, with ROA at 10.62% and ROE at 22.74%.
On valuation metrics, Qfin trades at a P/E of 1.70, P/S of 0.68 and P/B of 0.23. Liquidity is tight, with a current ratio of 0.54 and quick ratio of 0.54. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 15.13 days. Debt-to-equity is 0.09, supported by a cash flow-to-debt ratio of 4.71.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Qfin posted revenue of $16.29B, down slightly from $16.55B in the prior quarter. Gross profit was $10.45B (margin 64.13%). Operating income was $7.91B (margin 48.6%). Net income was$4.29B (EPS $26.08).
The company ended the quarter with $7.22B in cash and short-term investments, a total debt of $150.00M, and net debt of - $7.02B. Total assets were $40.34B, with equity of $18.93B. Financials further reflected stability, with operating cash flow of $5.92B, free cash flow of $5.90B, and capital expenditures of - $25.31M.

Price Forecast & Outlook

Our AI price prediction model suggests that Qfin Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -14.97%, with price expected at $11.59 by August 10, 2026, within a range of $10.92 to $12.27 3-Month Outlook: Projected fall of -37.56%, reaching $8.51 by October 23, 2026, with a range of $7.86 to $9.18. 1-Year Outlook: Projected loss of -52.46%, with price at $6.48 by July 27, 2027, within a range of $0.00 to $1.74.

Key Takeaways

Qfin Holdings, Inc. (NASDAQ:QFIN) shares are down -14.12% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Qfin Holdings, Inc. trading at a premium to the broader market with a P/E of 1.7. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $38.44, suggesting 182.02% upside. Our AI forecast model points to short-term weakness (-14.97% over two weeks), a medium-term fall (-37.56% over three months), and a longer-term loss (-52.46% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Qfin Holdings, Inc. (QFIN) stock price?

Qfin Holdings, Inc. (NASDAQ: QFIN) stock price is $13.63 in the last trading session. During the trading session, QFIN stock reached the peak price of $13.64 while $13.18 was the lowest point it dropped to. The percentage change in QFIN stock occurred in the recent session was 0.52% while the dollar amount for the price change in QFIN stock was $0.07.

QFIN's industry and sector of operation?

The NASDAQ listed QFIN is part of Financial - Credit Services industry that operates in the broader Financial Services sector. Qfin Holdings, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of QFIN?

Mr. Haisheng Wu
Chief Executive Officer & Director
Mr. Zuoli Xu CFA
Chief Financial Officer & Director
Mr. Yan Zheng
Chief Risk Officer

How QFIN did perform over past 52-week?

QFIN's closing price is 20.51% higher than its 52-week low of $11.31 where as its distance from 52-week high of $36.09 is -62.23%.

How many employees does QFIN have?

Number of QFIN employees currently stands at 3,557.

Link for QFIN official website?

Official Website of QFIN is: https://www.qfin.com

How do I contact QFIN?

QFIN could be contacted at phone 862 161 516360 and can also be accessed through its website. QFIN operates from Lujiazui Finance Plaza, Shanghai, SH 200122, China.

How many shares of QFIN are traded daily?

QFIN stock volume for the day was 1.05M shares. The average number of QFIN shares traded daily for last 3 months was 1.49M.

What is the market cap of QFIN currently?

The market value of QFIN currently stands at $1.77B with its latest stock price at $13.63 and 130.19M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	3557
Beta	0.57
Sales or Revenue	$16.29B
5Y Sales Change%	1.26%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Financial - Credit Services

QFIN Company Profile and Key Details

Qfin

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Earnings & Analyst Outlook

Shareholding & Insider Activity

Technical Performance

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Company Overview

Valuation Metrics

Price Forecast & Outlook

Key Takeaways