PYPL Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -25.61%, SMA50 -30.96%, SMA200 -40.26%). The stock’s 14-day RSI is 11.67 (weak momentum), while the ATR of 2.0 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -49.96% below its high and over -0.15% above its low. Average 10-day trading volume of 42.37 million shares is significantly above the 3-month average of 18.31 million, indicating heightened recent market interest.

PayPal Holdings, Inc. has 955.38 million shares outstanding. The public float is 952.19 million shares, elevated short interest at 3.24% of float. This equals 30.97 million shares. The short ratio is 2.65 days. Institutional investors hold 80.36% of the float. Insiders own 0.14%. SCHULMAN DANIEL H holds 395.35 thousand shares, Britto Mark has 175.84 thousand shares and Auerbach Jonathan has 79.05 thousand shares. Over the past six months, insider transactions show net selling. They sold 10.70 thousand shares across 7 transactions.

PayPal Holdings, Inc. last paid a dividend of 0.14 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $108.22. This means the shares are trading below this model’s fair value.

PayPal Holdings, Inc. (NASDAQ:PYPL) closed at $39.90 USD, losing -$1.13 (-2.75%) from the previous close of $41.03. The stock is currently within 5% of its 52-week low $38.88 and $79.50. With a market capitalization of about $37.33 billion, PayPal Holdings, Inc. is classified as a large-cap and shows higher-than-market volatility (beta ~1.42). Key stats such as the average daily volume over the past year has been around 18.46 million shares, trading with heavier-than-usual volume. Headquartered in San Jose, CA, PayPal Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Jamie S. Miller, the company employs approximately 24,400 people and listed since July 06, 2015. PayPal Holdings, Inc. operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide.

PayPal Holdings, Inc. generated EPS of $5.41 over the past year. Five-year average earnings growth is 8.84%. Wall Street analysts project EPS growth of 7.3% annually over the next five years. The latest quarter delivered EPS of $1.34. The next quarter is forecast at $1.28. Next year's EPS is expected at $12.01. Analyst sentiment is neutral. Analyst rating data shows there are 13 Strong Buy ratings, 5 Buy ratings, 24 Hold ratings, 3 Sell rating and 2 Strong Sell ratings. Price targets range from $125.00 to $34.00. The high target offers 213.28% upside. The low target suggests -14.79% downside. The mean target is $76.98. This offers 92.93% upside. PayPal Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 28, 2025, missed forecasts by 11.67%. The prior quarter beat by 7.69%. Over the last six quarters, Apple has recorded several small beats. These include 20.32% in July 30, 2024.

PayPal Holdings, Inc. trades at a P/E ratio of 7.07, slightly below the S&P 500 average, with a price-to-sales ratio of 1.12 and a price-to-book ratio of 1.83 suggesting the stock is closer to book value. The P/FCF stands at 6.69, also below market averages.

PayPal Holdings, Inc. (NASDAQ:PYPL) shares are flat -5.65% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows PayPal Holdings, Inc. trading at a premium to the broader market with a P/E of 7.07. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $86.14, suggesting 115.89% upside. Our AI forecast model points to short-term weakness (-15.31% over two weeks), a medium-term fall (-40.08% over three months), and a longer-term gain (4.21% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that PayPal Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -15.31%, with price expected at $33.79 by February 19, 2026, within a range of $31.61 to $35.80 3-Month Outlook: Projected fall of -40.08%, reaching $23.91 by May 06, 2026, with a range of $22.95 to $25.03. 1-Year Outlook: Projected gain of 4.21%, with price at $41.58 by February 05, 2027, within a range of $38.68 to $45.59.