PYPL Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 4.28%, SMA50 -13.07%, SMA200 -30.07%). The stock’s 14-day RSI is 46.18 (neutral), while the ATR of 2.21 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -42.73% below its high and over 18.38% above its low. Average 10-day trading volume of 14.12 million shares is in line with the 3-month average of 15.29 million, indicating normal recent market interest.

PayPal Holdings, Inc. has 955.38 million shares outstanding. The public float is 952.19 million shares, elevated short interest at 3.24% of float. This equals 30.97 million shares. The short ratio is 2.65 days. Institutional investors hold 80.65% of the float. Insiders own 0.68%. SCHULMAN DANIEL H holds 395.35 thousand shares, Britto Mark has 175.84 thousand shares and Auerbach Jonathan has 79.05 thousand shares. Over the past six months, insider transactions show net selling. They sold 35.08 thousand shares across 12 transactions.

PayPal Holdings, Inc. (NASDAQ:PYPL) closed at $45.65 USD, gaining $0.56 (1.24%) from the previous close of $45.09. The stock is currently mid-range between its 52-week high and low $38.46 and $79.50. With a market capitalization of about $40.27 billion, PayPal Holdings, Inc. is classified as a large-cap and shows higher-than-market volatility (beta ~1.33). Key stats such as the average daily volume over the past year has been around 15.49 million shares, volume is running light vs its 52-week average. Headquartered in San Jose, CA, PayPal Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Enrique J. Lores, the company employs approximately 24,400 people and listed since July 06, 2015. PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users.

PayPal Holdings, Inc. last paid a dividend of 0.42 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $86.64. This means the shares are trading below this model’s fair value.

PayPal Holdings, Inc. generated EPS of $5.41 over the past year. Five-year average earnings growth is 8.84%. Wall Street analysts project EPS growth of 6.33% annually over the next five years. The latest quarter delivered EPS of $1.34. The next quarter is forecast at $1.27. Next year's EPS is expected at $12.01. Analyst sentiment is neutral. Analyst rating data shows there are 9 Strong Buy ratings, 4 Buy ratings, 30 Hold ratings, 6 Sell rating and 2 Strong Sell ratings. Price targets range from $100.00 to $34.00. The high target offers 119.06% upside. The low target suggests -25.52% downside. The mean target is $66.45. This offers 45.56% upside. PayPal Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 05, 2026, missed forecasts by 5.51%. The prior quarter beat by -4.65%. Over the last six quarters, Apple has recorded several small beats. These include 7.21% in February 04, 2025.

PayPal Holdings, Inc. trades at a P/E ratio of 8.52, slightly below the S&P 500 average, with a price-to-sales ratio of 1.2 and a price-to-book ratio of 2.09 suggesting the stock is closer to book value. The P/FCF stands at 7.33, also below market averages.

Our AI price prediction model suggests that PayPal Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 2.65%, with price expected at $46.86 by July 20, 2026, within a range of $45.83 to $47.88 3-Month Outlook: Projected fall of -6.27%, reaching $42.79 by October 02, 2026, with a range of $38.93 to $45.35. 1-Year Outlook: Projected loss of -2.1%, with price at $44.69 by July 06, 2027, within a range of $40.23 to $48.59.

PayPal Holdings, Inc. (NASDAQ:PYPL) shares are flat -5.65% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows PayPal Holdings, Inc. trading at a premium to the broader market with a P/E of 8.52. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $82.85, suggesting 81.49% upside. Our AI forecast model points to short-term strength (2.65% over two weeks), a medium-term fall (-6.27% over three months), and a longer-term loss (-2.1% over one year), with expected trading ranges indicating moderate volatility.