AFRM Company Profile and Key Details

Q: Who are the executives of AFRM?

Mr. Sandeep BhandariChief Risk & Strategy OfficerMr. Michael A. LinfordChief Financial OfficerMs. Katherine Adkins Esq.Chief Legal Officer & Sec.Mr. Eduardo VilarSenior Vice President of Merchant SolutionsMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVice President of Investor RelationsMr. Geoff KottChief Revenue OfficerMs. Brooke E. Major-ReidChief Capital OfficerMr. Libor MichalekPres & DirectorMr. Robert W. O'HareSenior Vice President of Fin.Dr. Wayne Pommen Ph.D.Head of InternationalMr. Max Roth LevchinFounder, Chief Executive Officer & DirectorMs. Silvija MartincevicConsultant

NASDAQ : AFRM

Affirm

$46.98

-3.44-6.82%

At Close 4:00 PM

61.01

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Affirm Holdings, Inc. (AFRM) stock declined over -6.82%, trading at $46.98 on NASDAQ, down from the previous close of $50.42. The stock opened at $48.57, fluctuating between $45.86 and $48.97 in the recent session.

Stock Snapshot

50.42

Prev. Close

15.65B

Market Cap

45.86

Day Low

P/E Ratio

0.81

EPS (TTM)

0.11

Cash Flow per Share

48.57

Open

333.11M

Number of Shares

48.97

Day High

84.11%

Free Float in %

8.57

Book Value

8.9M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 27, 2026	48.56	48.97	45.86	46.98	9.08M
Feb 26, 2026	48.43	50.84	48.26	50.42	7.05M
Feb 25, 2026	48.17	48.58	47.28	47.98	8.59M
Feb 24, 2026	47.13	48.50	46.57	47.87	4.88M
Feb 23, 2026	49.91	50.62	46.76	47.13	7.01M
Feb 20, 2026	50.59	52.89	50.25	51.09	4.59M
Feb 19, 2026	49.46	51.95	49.28	51.82	6.35M
Feb 18, 2026	51.95	52.90	51.00	51.70	6.54M
Feb 17, 2026	49.73	52.28	49.17	51.60	7.38M
Feb 13, 2026	50.13	51.08	48.55	49.81	10.05M
Feb 12, 2026	56.90	57.10	49.60	49.76	13.64M
Feb 11, 2026	60.26	60.26	55.01	56.54	8.17M
Feb 10, 2026	57.74	62.14	57.50	59.65	9.32M
Feb 09, 2026	57.03	58.87	55.55	57.95	7.76M
Feb 06, 2026	60.68	61.10	55.33	57.03	19.05M
Feb 05, 2026	59.50	61.89	58.12	59.42	12.69M
Feb 04, 2026	61.15	62.21	58.95	62.16	8.16M
Feb 03, 2026	64.33	64.62	59.65	61.66	7.96M
Feb 02, 2026	59.32	62.70	59.00	61.99	5.63M
Jan 30, 2026	62.64	62.64	59.69	60.30	5.42M

Contact Details

San Francisco, CA 94108

United States

https://www.affirm.com 415 984 0490

About Company

Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its payments network and partnership with an originating bank, enables consumers to pay for a purchase over time with terms ranging from one to forty-eight months. As of June 30, 2021, the company had approximately 29,000 merchants integrated on its platform covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel, apparel, accessories, consumer electronics, and jewelry. The company was founded in 2012 and is headquartered in San Francisco, California.

Stock Peers

SNPS

-12-2.82%

Synopsys, Inc.$414.00 CYBR

0.000010.00%

CyberArk Software Ltd.$408.85 MSFT

-8.98-2.24%

Microsoft Corporation$392.74 CRWD

-9.12-2.39%

CrowdStrike Holdings, Inc.$371.98 MDB

-8.14-2.42%

MongoDB, Inc.$328.47 FFIV

-6.16-2.22%

F5, Inc.$271.36 ADBE

3.37+1.30%

Adobe Inc.$262.41 VRSN

2.65+1.18%

VeriSign, Inc.$227.94 SPLK

0.39+0.25%

Splunk Inc.$156.90 CHKP

-2.73-1.76%

Check Point Software Technologies Ltd.$152.07

Company Overview

Affirm Holdings, Inc. (NASDAQ:AFRM) closed at $46.98 USD, losing -$3.44 (-6.82%) from the previous close of $50.42. The stock is currently mid-range between its 52-week high and low $30.90 and $100.00. With a market capitalization of about $15.65 billion, Affirm Holdings, Inc. is classified as a large-cap and shows higher-than-market volatility (beta ~3.58). Key stats such as the average daily volume over the past year has been around 6.18 million shares, in line with its 52-week average. Headquartered in San Francisco, CA, Affirm Holdings, Inc. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO Max Roth Levchin, the company employs approximately 2,006 people and listed since January 13, 2021. Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States and Canada.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 -8.22%, SMA50 -24.51%, SMA200 -27.28%). The stock’s 14-day RSI is 34.32 (weak momentum), while the ATR of 3.44 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -49.58% below its high and over 63.17% above its low. Average 10-day trading volume of 6.76 million shares is slightly above the 3-month average of 6.07 million, indicating heightened recent market interest.

Valuation Metrics

Affirm Holdings, Inc. trades at a P/E ratio of 54.94, slightly above the S&P 500 average, with a price-to-sales ratio of 4.16 and a price-to-book ratio of 4.37 trading at moderately above to book value. The P/FCF stands at 24.97, also above market averages.

Dividend & Fair Value

Affirm Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$30.15. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Wall Street analysts project EPS growth of 154.45% annually over the next five years. The latest quarter delivered EPS of $0.23. The next quarter is forecast at $0.18. Next year's EPS is expected at $22.08. Analyst sentiment is bullish. Analyst rating data shows there are 17 Strong Buy ratings, 22 Buy ratings, 11 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $115.00 to $50.00. The high target offers 144.79% upside. The low target suggests 6.43% downside. The mean target is $83.10. This offers 76.88% upside. Affirm Holdings, Inc. earnings surprise history is a mixed track record. The quarter that ended November 06, 2025, missed forecasts by 109.09%. The prior quarter beat by 61.94%. Over the last six quarters, Apple has recorded several small beats. These include -68.89% in August 28, 2024.

Shareholding & Insider Activity

Affirm Holdings, Inc. has 292.41 million shares outstanding. The public float is 279.33 million shares, elevated short interest at 6.18% of float. This equals 17.92 million shares. The short ratio is 2.32 days. Institutional investors hold 86.84% of the float. Insiders own 4.4%. GIC Private Ltd holds 1.59 million shares, Philips Jeremy has 753.73 thousand shares and Khosla Ventures IV, L.P. has 422.01 thousand shares. Over the past six months, insider transactions show net selling. They sold 203.28 thousand shares across 7 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Affirm generated $3.22B in revenue, or $9.46 per share. Gross margin was 67.51%, operating margin -2.71%, and net profit margin 1.62%. Returns are modest, with ROA at 0.47% and ROE at 1.70%.
On valuation metrics, Affirm trades at a P/E of 54.94, P/S of 4.16 and P/B of 4.37. The current ratio is 44.02 and quick ratio is 44.02. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 8.93 days. Debt-to-equity is 0.32, supported by a cash flow-to-debt ratio of 0.74.

Quarterly Financial Highlights

For the quarter ended Jun 30, 2025, Affirm posted revenue of $3.22B, down slightly from $2.32B in the prior quarter. Gross profit was $2.18B (margin 67.51%). Operating income was - $87.27M (margin -2.7%). Net income was$52.19M (EPS $0.16).
The company ended the quarter with $2.23B in cash and short-term investments, a total debt of $7.85B, and net debt of $6.50B. Total assets were $11.15B, with equity of $3.07B. Financials further reflected stability, with operating cash flow of $793.91M, free cash flow of $601.72M, and capital expenditures of - $192.19M.

Price Forecast & Outlook

Our AI price prediction model suggests that Affirm Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -18.28%, with price expected at $38.39 by March 13, 2026, within a range of $35.84 to $40.98 3-Month Outlook: Projected rise of 60.69%, reaching $75.49 by May 28, 2026, with a range of $72.27 to $78.83. 1-Year Outlook: Projected gain of 52.45%, with price at $71.62 by February 26, 2027, within a range of $67.84 to $74.49.

Key Takeaways

Affirm Holdings, Inc. (NASDAQ:AFRM) shares are flat -4.47% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Affirm Holdings, Inc. trading at a premium to the broader market with a P/E of 54.94. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $60.71, suggesting 29.23% upside. Our AI forecast model points to short-term weakness (-18.28% over two weeks), a medium-term rise (60.69% over three months), and a longer-term gain (52.45% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Affirm Holdings, Inc. (AFRM) stock price?

Affirm Holdings, Inc. (NASDAQ: AFRM) stock price is $46.98 in the last trading session. During the trading session, AFRM stock reached the peak price of $48.97 while $45.86 was the lowest point it dropped to. The percentage change in AFRM stock occurred in the recent session was -6.82% while the dollar amount for the price change in AFRM stock was - $3.44.

AFRM's industry and sector of operation?

The NASDAQ listed AFRM is part of Software - Infrastructure industry that operates in the broader Technology sector. Affirm Holdings, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of AFRM?

Mr. Sandeep Bhandari
Chief Risk & Strategy Officer
Mr. Michael A. Linford
Chief Financial Officer
Ms. Katherine Adkins Esq.
Chief Legal Officer & Sec.
Mr. Eduardo Vilar
Senior Vice President of Merchant Solutions
Ms. Katrina Holt
Senior Vice President of Operations
Mr. Ronald Clark
Vice President of Investor Relations
Mr. Geoff Kott
Chief Revenue Officer
Ms. Brooke E. Major-Reid
Chief Capital Officer
Mr. Libor Michalek
Pres & Director
Mr. Robert W. O'Hare
Senior Vice President of Fin.
Dr. Wayne Pommen Ph.D.
Head of International
Mr. Max Roth Levchin
Founder, Chief Executive Officer & Director
Ms. Silvija Martincevic
Consultant

How AFRM did perform over past 52-week?

AFRM's closing price is 52.03% higher than its 52-week low of $30.90 where as its distance from 52-week high of $100.00 is -53.02%.

How many employees does AFRM have?

Number of AFRM employees currently stands at 2,006.

Link for AFRM official website?

Official Website of AFRM is: https://www.affirm.com

How do I contact AFRM?

AFRM could be contacted at phone 415 984 0490 and can also be accessed through its website. AFRM operates from 650 California Street, San Francisco, CA 94108, United States.

How many shares of AFRM are traded daily?

AFRM stock volume for the day was 8.9M shares. The average number of AFRM shares traded daily for last 3 months was 6.18M.

What is the market cap of AFRM currently?

The market value of AFRM currently stands at $15.65B with its latest stock price at $46.98 and 333.11M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	2006
Beta	3.58
Sales or Revenue	$3.22B
5Y Sales Change%	4.045%
Fiscal Year Ends	June
Sector	Technology
Industry	Software - Infrastructure

AFRM Company Profile and Key Details

Affirm

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Technical Performance

Shareholding & Insider Activity

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Earnings & Analyst Outlook

Key Takeaways

Price Forecast & Outlook

Valuation Metrics