AFRM Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -8.22%, SMA50 -24.51%, SMA200 -27.28%). The stock’s 14-day RSI is 34.32 (weak momentum), while the ATR of 3.44 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -49.58% below its high and over 63.17% above its low. Average 10-day trading volume of 4.30 million shares is below the 3-month average of 5.07 million, indicating normal recent market interest.

Affirm Holdings, Inc. has 294.36 million shares outstanding. The public float is 281.26 million shares, elevated short interest at 6.47% of float. This equals 18.90 million shares. The short ratio is 3.43 days. Institutional investors hold 86.84% of the float. Insiders own 4.4%. GIC Private Ltd holds 1.59 million shares, Philips Jeremy has 753.73 thousand shares and Khosla Ventures IV, L.P. has 422.01 thousand shares. Over the past six months, insider transactions show net selling. They sold 153.51 thousand shares across 4 transactions.

Affirm Holdings, Inc. (NASDAQ:AFRM) closed at $62.81 USD, losing -$2.30 (-3.53%) from the previous close of $65.11. The stock is currently mid-range between its 52-week high and low $42.09 and $100.00. With a market capitalization of about $21.03 billion, Affirm Holdings, Inc. is classified as a large-cap and shows higher-than-market volatility (beta ~3.70). Key stats such as the average daily volume over the past year has been around 5.19 million shares, volume is running light vs its 52-week average. Headquartered in San Francisco, CA, Affirm Holdings, Inc. operates in the Technology sector and the Software - Infrastructure industry. Led by CEO Max Rafailovych Levchin, the company employs approximately 2,006 people and listed since January 13, 2021. Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada.

Affirm Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$28.53. This means the shares are trading below this model’s fair value.

Affirm Holdings, Inc. trades at a P/E ratio of 55.59, slightly above the S&P 500 average, with a price-to-sales ratio of 5.32 and a price-to-book ratio of 5.62 trading at moderately above to book value. The P/FCF stands at 26.83, also above market averages.

Wall Street analysts project EPS growth of 154.45% annually over the next five years. The latest quarter delivered EPS of $0.30. The next quarter is forecast at $0.18. Next year's EPS is expected at $22.08. Analyst sentiment is bullish. Analyst rating data shows there are 20 Strong Buy ratings, 23 Buy ratings, 12 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $115.00 to $55.00. The high target offers 83.09% upside. The low target suggests -12.43% downside. The mean target is $86.47. This offers 37.67% upside. Affirm Holdings, Inc. earnings surprise history is a mixed track record. The quarter that ended May 07, 2026, missed forecasts by 76.47%. The prior quarter beat by 32.14%. Over the last six quarters, Apple has recorded several small beats. These include -209.52% in February 06, 2025.

Affirm Holdings, Inc. (NASDAQ:AFRM) shares are flat -4.47% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Affirm Holdings, Inc. trading at a premium to the broader market with a P/E of 55.59. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $62.65, suggesting -0.25% downside. Our AI forecast model points to short-term strength (3.61% over two weeks), a medium-term fall (-31.99% over three months), and a longer-term gain (19.89% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Affirm Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.61%, with price expected at $65.08 by June 24, 2026, within a range of $62.10 to $67.90 3-Month Outlook: Projected fall of -31.99%, reaching $42.72 by September 08, 2026, with a range of $37.10 to $46.49. 1-Year Outlook: Projected gain of 19.89%, with price at $75.30 by June 10, 2027, within a range of $71.38 to $78.90.