WRLD Company Profile and Key Details

Q: Who are the executives of WRLD?

Mr. Scott McIntyreSenior Vice President of AccountingMr. John L. Calmes Jr.Executive Vice President, Chief Financial & Strategy Officer and TreasurerVictoria G. HammondSenior Vice President of MarketingMr. Jeff L. TinneySenior Vice President of OperationsMr. Ricardo Cavazos SaldanaSenior Vice President of Mexico OperationsMr. Ravin Chad PrashadPres, Chief Executive Officer & DirectorMr. Daniel Clinton DyerExecutive Vice President & Chief Branch Operations OfficerMr. Jackie C. WillyardSenior Vice President of OperationsMr. Jason E. ChildersSenior Vice President of Information Technology Strategic SolutionsMr. Luke J. UmstetterSenior Vice President, Gen. Counsel, Chief Compliance Officer & Sec.Ms. Alice Lindsay CaulderSenior Vice President of HR

NASDAQ : WRLD

World Acceptance

$118.70

0.34+0.29%

At Close 4:00 PM

54.99

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

World Acceptance Corporation (WRLD) stock surged +0.29%, trading at $118.70 on NASDAQ, up from the previous close of $118.36. The stock opened at $119.50, fluctuating between $116.79 and $121.00 in the recent session.

Stock Snapshot

118.36

Prev. Close

598.02M

Market Cap

116.79

Day Low

15.3

P/E Ratio

7.76

EPS (TTM)

45.37

Cash Flow per Share

119.5

Open

5.04M

Number of Shares

121

Day High

83.16%

Free Float in %

70.51

Book Value

176.15K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 05, 2026	119.50	121.00	115.65	118.70	178.25K
Feb 04, 2026	122.27	122.27	118.36	118.36	58.59K
Feb 03, 2026	122.59	124.84	114.99	120.96	106.46K
Feb 02, 2026	121.25	124.65	120.08	123.20	46.22K
Jan 30, 2026	117.72	121.40	117.72	121.25	64.23K
Jan 29, 2026	116.33	120.32	116.05	119.53	91.9K
Jan 28, 2026	118.71	124.46	114.00	115.57	125.95K
Jan 27, 2026	126.50	126.50	110.00	117.51	184.15K
Jan 26, 2026	139.10	143.72	138.42	142.58	115.53K
Jan 23, 2026	141.58	143.32	138.30	139.08	91.86K
Jan 22, 2026	140.35	143.95	139.56	142.46	50.97K
Jan 21, 2026	131.91	139.15	131.91	138.79	83.26K
Jan 20, 2026	137.50	137.71	130.98	131.46	94.23K
Jan 16, 2026	138.59	141.91	138.59	138.95	101.13K
Jan 15, 2026	143.57	146.20	137.27	139.55	164.98K
Jan 14, 2026	142.84	145.57	139.98	142.56	116.14K
Jan 13, 2026	138.59	143.65	137.02	142.76	77.26K
Jan 12, 2026	150.01	150.01	136.90	138.82	119.74K
Jan 09, 2026	150.01	150.19	146.90	149.35	65.2K
Jan 08, 2026	147.93	150.68	145.00	150.32	93.4K

Contact Details

Greenville, SC 29601

United States

https://www.loansbyworld.com 864 298 9800

About Company

World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides automobile club memberships to its borrowers; and income tax return preparation and electronic filing services. In addition, the company markets and sells credit life, credit accident and health, credit property and auto, unemployment, and accidental death and dismemberment insurance in connection with its loans. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. As of March 31, 2022, it operated 1,167 branches in Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Stock Peers

CACC

-12.19-2.40%

Credit Acceptance Corporation$495.07 FCFS

5.73+3.33%

FirstCash Holdings, Inc$177.65 SLMBP

SLM Corporation$74.50 SEZL

-1.6-2.62%

Sezzle Inc.$59.52 ATLC

-2.67-4.93%

Atlanticus Holdings Corporation$51.45 PYPL

-1.13-2.75%

PayPal Holdings, Inc.$39.90 UPST

-3.3-8.70%

Upstart Holdings, Inc.$34.62 SLM

-0.95-3.41%

SLM Corporation$26.90 ATLCZ

0.03+0.12%

Atlanticus Holdings Corporation 9.25% Senior Notes due 2029$25.51 RWAYZ

0.005+0.02%

Runway Growth Finance Corp. 8.00% Notes due 2027$25.41

Company Overview

World Acceptance Corporation (NASDAQ:WRLD) closed at $118.70 USD, gaining $0.34 (0.29%) from the previous close of $118.36. The stock is currently mid-range between its 52-week high and low $104.99 and $185.48. With a market capitalization of about $598.02 million, World Acceptance Corporation is classified as a small-cap and shows market-like volatility (beta ~1.22). Key stats such as the average daily volume over the past year has been around 95.92 thousand shares, trading with heavier-than-usual volume. Headquartered in Greenville, SC, World Acceptance Corporation operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Ravin Chad Prashad, the company employs approximately 2,872 people and listed since November 26, 1991. World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 -10.47%, SMA50 -16.29%, SMA200 -22.88%). The stock’s 14-day RSI is 36.01 (weak momentum), while the ATR of 7.27 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -36.0% below its high and over 13.06% above its low. Average 10-day trading volume of 106.97 thousand shares is slightly above the 3-month average of 95.59 thousand, indicating heightened recent market interest.

Valuation Metrics

World Acceptance Corporation trades at a P/E ratio of 13.87, slightly below the S&P 500 average, with a price-to-sales ratio of 1.04 and a price-to-book ratio of 0.52 suggesting the stock is closer to book value. The P/FCF stands at 2.33, also below market averages.

Dividend & Fair Value

World Acceptance Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $417.60. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

World Acceptance Corporation generated EPS of $7.81 over the past year. Five-year average earnings growth is 35.71%. Wall Street analysts project EPS growth of -5.79% annually over the next five years. The latest quarter delivered EPS of -$0.38. The next quarter is forecast at $7.74. Next year's EPS is expected at $12.73. World Acceptance Corporation earnings surprise history is a mixed track record. The quarter that ended October 23, 2025, missed forecasts by -120.16%. The prior quarter beat by -89.75%. Over the last six quarters, Apple has recorded several small beats. These include 5.92% in July 26, 2024.

Shareholding & Insider Activity

World Acceptance Corporation has 5.45 million shares outstanding. The public float is 2.69 million shares, elevated short interest at 25.32% of float. This equals 251.76 thousand shares. The short ratio is 5.58 days. Institutional investors hold 102.22% of the float. Insiders own 19.0%. SOSIN CLIFFORD holds 744.49 thousand shares, Prashad R Chad has 73.66 thousand shares and Calmes John L Jr has 54.40 thousand shares. Over the past six months, insider transactions show net selling. They sold 27.94 thousand shares across 10 transactions.

Financial & Profitability Overview

Over the trailing twelve months, World Acceptance generated $564.84M in revenue, or $102.57 per share. Gross margin was 70.04%, operating margin 28.06%, and net profit margin 15.89%. Returns are healthy, with ROA at 8.91% and ROE at 20.42%.
On valuation metrics, World Acceptance trades at a P/E of 13.87, P/S of 1.04 and P/B of 0.52. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 581.19 days.

Quarterly Financial Highlights

For the quarter ended Mar 31, 2025, World Acceptance posted revenue of $564.84M, down slightly from $524.98M in the prior quarter. Gross profit was $395.63M (margin 70.04%). Operating income was $158.51M (margin 28.1%). Net income was$89.74M (EPS $16.54).
The company ended the quarter with $9.73M in cash and short-term investments, a total debt of $525.56M, and net debt of $515.83M. Total assets were $1.01B, with equity of $439.48M. Financials further reflected stability, with operating cash flow of $254.16M, free cash flow of $250.48M, and capital expenditures of - $3.68M.

Price Forecast & Outlook

Our AI price prediction model suggests that World Acceptance Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -10.99%, with price expected at $105.66 by February 19, 2026, within a range of $98.95 to $111.89 3-Month Outlook: Projected fall of -11.85%, reaching $104.63 by May 05, 2026, with a range of $102.43 to $107.35. 1-Year Outlook: Projected gain of 11.41%, with price at $132.24 by February 05, 2027, within a range of $124.81 to $138.96.

Key Takeaways

World Acceptance Corporation (NASDAQ:WRLD) shares are flat -6.36% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows World Acceptance Corporation trading at a premium to the broader market with a P/E of 13.87. Analyst sentiment is cautious, with the majority of ratings in Underperform territory and a mean price target of $83.71, suggesting -29.48% downside. Our AI forecast model points to short-term weakness (-10.99% over two weeks), a medium-term fall (-11.85% over three months), and a longer-term gain (11.41% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current World Acceptance Corporation (WRLD) stock price?

World Acceptance Corporation (NASDAQ: WRLD) stock price is $118.70 in the last trading session. During the trading session, WRLD stock reached the peak price of $121.00 while $116.79 was the lowest point it dropped to. The percentage change in WRLD stock occurred in the recent session was 0.29% while the dollar amount for the price change in WRLD stock was $0.34.

WRLD's industry and sector of operation?

The NASDAQ listed WRLD is part of Financial - Credit Services industry that operates in the broader Financial Services sector. World Acceptance Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of WRLD?

Mr. Scott McIntyre
Senior Vice President of Accounting
Mr. John L. Calmes Jr.
Executive Vice President, Chief Financial & Strategy Officer and Treasurer
Victoria G. Hammond
Senior Vice President of Marketing
Mr. Jeff L. Tinney
Senior Vice President of Operations
Mr. Ricardo Cavazos Saldana
Senior Vice President of Mexico Operations
Mr. Ravin Chad Prashad
Pres, Chief Executive Officer & Director
Mr. Daniel Clinton Dyer
Executive Vice President & Chief Branch Operations Officer
Mr. Jackie C. Willyard
Senior Vice President of Operations
Mr. Jason E. Childers
Senior Vice President of Information Technology Strategic Solutions
Mr. Luke J. Umstetter
Senior Vice President, Gen. Counsel, Chief Compliance Officer & Sec.
Ms. Alice Lindsay Caulder
Senior Vice President of HR

How WRLD did perform over past 52-week?

WRLD's closing price is 13.06% higher than its 52-week low of $104.99 where as its distance from 52-week high of $185.48 is -36%.

How many employees does WRLD have?

Number of WRLD employees currently stands at 2,872.

Link for WRLD official website?

Official Website of WRLD is: https://www.loansbyworld.com

How do I contact WRLD?

WRLD could be contacted at phone 864 298 9800 and can also be accessed through its website. WRLD operates from 104 S. Main Street, Greenville, SC 29601, United States.

How many shares of WRLD are traded daily?

WRLD stock volume for the day was 176.15K shares. The average number of WRLD shares traded daily for last 3 months was 95.92K.

What is the market cap of WRLD currently?

The market value of WRLD currently stands at $598.02M with its latest stock price at $118.70 and 5.04M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	2872
Beta	1.12
Sales or Revenue	$564.84M
5Y Sales Change%	0.335%
Fiscal Year Ends	March
Sector	Financial Services
Industry	Financial - Credit Services

WRLD Company Profile and Key Details

World Acceptance

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Earnings & Analyst Outlook

Technical Performance

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Valuation Metrics