WRLD Company Profile and Key Details

Q: Who are the executives of WRLD?

Mr. Scott McIntyreSenior Vice President of AccountingMr. John L. Calmes Jr.Executive Vice President, Chief Financial & Strategy Officer and TreasurerVictoria G. HammondSenior Vice President of MarketingMr. Jeff L. TinneySenior Vice President of OperationsMr. Ricardo Cavazos SaldanaSenior Vice President of Mexico OperationsMr. Ravin Chad PrashadPres, Chief Executive Officer & DirectorMr. Daniel Clinton DyerExecutive Vice President & Chief Branch Operations OfficerMr. Jackie C. WillyardSenior Vice President of OperationsMr. Jason E. ChildersSenior Vice President of Information Technology Strategic SolutionsMr. Luke J. UmstetterSenior Vice President, Gen. Counsel, Chief Compliance Officer & Sec.Ms. Alice Lindsay CaulderSenior Vice President of HR

NASDAQ : WRLD

World Acceptance

$199.11

-2.5-1.24%

At Close 4:00 PM

54.99

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

World Acceptance Corporation (WRLD) stock declined over -1.24%, trading at $199.11 on NASDAQ, down from the previous close of $201.61. The stock opened at $201.61, fluctuating between $194.31 and $204.32 in the recent session.

Stock Snapshot

201.61

Prev. Close

923.93M

Market Cap

194.31

Day Low

26.98

P/E Ratio

7.38

EPS (TTM)

45.37

Cash Flow per Share

201.61

Open

4.64M

Number of Shares

204.32

Day High

83.16%

Free Float in %

70.51

Book Value

137.92K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 07, 2026	201.61	204.70	194.45	199.11	137.92K
Jul 06, 2026	206.25	209.54	200.00	201.61	140.33K
Jul 02, 2026	220.25	221.01	206.89	207.98	193.92K
Jul 01, 2026	225.01	226.91	215.86	219.46	116.73K
Jun 30, 2026	223.55	227.68	221.00	223.83	99.32K
Jun 29, 2026	212.15	224.14	211.01	223.72	95.66K
Jun 26, 2026	201.84	214.89	200.87	213.77	166.35K
Jun 25, 2026	195.06	202.63	194.73	201.84	110.83K
Jun 24, 2026	185.15	195.07	184.25	194.76	117.83K
Jun 23, 2026	180.80	184.99	178.57	184.63	84.07K
Jun 22, 2026	179.14	183.62	170.61	181.73	66.19K
Jun 18, 2026	176.37	180.95	174.26	177.95	112.89K
Jun 17, 2026	173.12	177.62	172.58	173.40	102.23K
Jun 16, 2026	173.81	174.37	164.83	173.01	121.09K
Jun 15, 2026	181.13	181.15	172.95	173.15	74.98K
Jun 12, 2026	176.98	183.00	176.19	178.45	172.12K
Jun 11, 2026	173.90	177.59	168.71	176.97	154.57K
Jun 10, 2026	170.89	174.19	170.00	171.33	121.49K
Jun 09, 2026	171.95	174.68	168.74	169.50	123.04K
Jun 08, 2026	167.57	171.20	167.10	170.45	112.31K

Contact Details

Greenville, SC 29601

United States

https://www.loansbyworld.com 864 298 9800

About Company

World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans. The company's product portfolio includes various installment loan types, ranging from short-term, modest sums to larger, medium-term credit facilities. Beyond direct lending, it furnishes a suite of complementary products and services. These encompass the sale of credit insurance—such as life, accident and health, property, auto, unemployment, and accidental death and dismemberment policies—marketed in conjunction with its loan offerings. Additionally, World Acceptance Corporation provides automobile club memberships to its borrowers and supports clients with income tax preparation and electronic filing services. Its primary demographic comprises individuals who encounter difficulties accessing credit through traditional channels like banks, credit unions, or larger financial institutions. Founded in 1962 and headquartered in Greenville, South Carolina, the corporation operated a network of 1,167 branches across seventeen U.S. states (Alabama, Georgia, Idaho, Illinois, Indiana, Kentucky, Louisiana, Mississippi, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, and Wisconsin) as of March 31, 2022.

Stock Peers

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-10.62-1.62%

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-1.42-0.79%

Sezzle Inc.$177.63 ATLC

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Atlanticus Holdings Corporation$97.38 SLMBP

0.29+0.40%

SLM Corporation$73.49 PYPL

0.56+1.24%

PayPal Holdings, Inc.$45.65 TREE

-0.73-1.59%

LendingTree, Inc.$45.14 EZPW

0.17+0.48%

EZCORP, Inc.$35.44 UPST

-1.27-3.70%

Upstart Holdings, Inc.$33.06 CAGE

-0.6-2.11%

SWK Holdings Corporation$27.84

Company Overview

World Acceptance Corporation (NASDAQ:WRLD) closed at $199.11 USD, losing -$2.50 (-1.24%) from the previous close of $201.61. The stock is currently mid-range between its 52-week high and low $110.00 and $227.68. With a market capitalization of about $923.93 million, World Acceptance Corporation is classified as a small-cap and shows market-like volatility (beta ~1.14). Key stats such as the average daily volume over the past year has been around 151.67 thousand shares, in line with its 52-week average. Headquartered in Greenville, SC, World Acceptance Corporation operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Janet Lewis Matricciani, the company employs approximately 2,872 people and listed since November 26, 1991. World Acceptance Corporation (WRLD) functions as a consumer finance provider, specializing in offering small-dollar loans.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 9.91%, SMA50 2.47%, SMA200 -9.26%). The stock’s 14-day RSI is 59.12 (neutral), while the ATR of 6.09 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -24.85% below its high and over 32.76% above its low. Average 10-day trading volume of 130.65 thousand shares is below the 3-month average of 148.76 thousand, indicating normal recent market interest.

Valuation Metrics

World Acceptance Corporation trades at a P/E ratio of 26.0, slightly below the S&P 500 average, with a price-to-sales ratio of 1.55 and a price-to-book ratio of 2.65 suggesting the stock is closer to book value. The P/FCF stands at 3.56, also below market averages.

Dividend & Fair Value

World Acceptance Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $553.09. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

World Acceptance Corporation generated EPS of $7.81 over the past year. Five-year average earnings growth is 35.71%. Wall Street analysts project EPS growth of -5.79% annually over the next five years. The latest quarter delivered EPS of $7.70. The next quarter is forecast at $7.74. Next year's EPS is expected at $12.73. World Acceptance Corporation earnings surprise history is a mixed track record. The quarter that ended April 30, 2026, missed forecasts by -0.52%. The prior quarter beat by -132.76%. Over the last six quarters, Apple has recorded several small beats. These include 99.19% in January 28, 2025.

Shareholding & Insider Activity

World Acceptance Corporation has 5.45 million shares outstanding. The public float is 2.69 million shares, elevated short interest at 25.32% of float. This equals 251.76 thousand shares. The short ratio is 5.58 days. Institutional investors hold 120.37% of the float. Insiders own 20.7%. SOSIN CLIFFORD holds 744.49 thousand shares, Prashad R Chad has 73.66 thousand shares and Calmes John L Jr has 50.33 thousand shares. Over the past six months, insider transactions show net selling. They sold 6.58 thousand shares across 8 transactions.

Financial & Profitability Overview

Over the trailing twelve months, World Acceptance generated $585.17M in revenue, or $116.43 per share. Gross margin was 59.32%, operating margin 7.73%, and net profit margin 5.91%. Returns are modest, with ROA at 3.28% and ROE at 9.85%.
On valuation metrics, World Acceptance trades at a P/E of 26.00, P/S of 1.55 and P/B of 2.65. Liquidity is tight, with a current ratio of 0.77 and quick ratio of 0.77. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is -61.57 days , indicating it collects cash faster than it pays suppliers. Debt-to-equity is 1.88, supported by a cash flow-to-debt ratio of 0.39.

Quarterly Financial Highlights

For the quarter ended Mar 31, 2026, World Acceptance posted revenue of $585.17M, down slightly from $564.84M in the prior quarter. Gross profit was $347.12M (margin 59.32%). Operating income was $45.24M (margin 7.7%). Net income was$34.59M (EPS $6.97).
The company ended the quarter with $6.07M in cash and short-term investments, a total debt of $661.19M, and net debt of $655.12M. Total assets were $1.05B, with equity of $351.01M. Financials further reflected stability, with operating cash flow of $259.36M, free cash flow of $255.48M, and capital expenditures of - $3.88M.

Price Forecast & Outlook

Our AI price prediction model suggests that World Acceptance Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 21.2%, with price expected at $241.32 by July 20, 2026, within a range of $233.69 to $248.31 3-Month Outlook: Projected rise of 38.49%, reaching $275.74 by October 02, 2026, with a range of $265.30 to $286.69. 1-Year Outlook: Projected gain of 4.77%, with price at $208.60 by July 06, 2027, within a range of $202.47 to $214.72.

Key Takeaways

World Acceptance Corporation (NASDAQ:WRLD) shares are flat -6.36% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows World Acceptance Corporation trading at a premium to the broader market with a P/E of 26.0. Analyst sentiment is cautious, with the majority of ratings in Underperform territory and a mean price target of $83.71, suggesting -57.96% downside. Our AI forecast model points to short-term strength (21.2% over two weeks), a medium-term rise (38.49% over three months), and a longer-term gain (4.77% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current World Acceptance Corporation (WRLD) stock price?

World Acceptance Corporation (NASDAQ: WRLD) stock price is $199.11 in the last trading session. During the trading session, WRLD stock reached the peak price of $204.32 while $194.31 was the lowest point it dropped to. The percentage change in WRLD stock occurred in the recent session was -1.24% while the dollar amount for the price change in WRLD stock was - $2.50.

WRLD's industry and sector of operation?

The NASDAQ listed WRLD is part of Financial - Credit Services industry that operates in the broader Financial Services sector. World Acceptance Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of WRLD?

Mr. Scott McIntyre
Senior Vice President of Accounting
Mr. John L. Calmes Jr.
Executive Vice President, Chief Financial & Strategy Officer and Treasurer
Victoria G. Hammond
Senior Vice President of Marketing
Mr. Jeff L. Tinney
Senior Vice President of Operations
Mr. Ricardo Cavazos Saldana
Senior Vice President of Mexico Operations
Mr. Ravin Chad Prashad
Pres, Chief Executive Officer & Director
Mr. Daniel Clinton Dyer
Executive Vice President & Chief Branch Operations Officer
Mr. Jackie C. Willyard
Senior Vice President of Operations
Mr. Jason E. Childers
Senior Vice President of Information Technology Strategic Solutions
Mr. Luke J. Umstetter
Senior Vice President, Gen. Counsel, Chief Compliance Officer & Sec.
Ms. Alice Lindsay Caulder
Senior Vice President of HR

How WRLD did perform over past 52-week?

WRLD's closing price is 81.01% higher than its 52-week low of $110.00 where as its distance from 52-week high of $227.68 is -12.55%.

How many employees does WRLD have?

Number of WRLD employees currently stands at 2,872.

Link for WRLD official website?

Official Website of WRLD is: https://www.loansbyworld.com

How do I contact WRLD?

WRLD could be contacted at phone 864 298 9800 and can also be accessed through its website. WRLD operates from 104 S. Main Street, Greenville, SC 29601, United States.

How many shares of WRLD are traded daily?

WRLD stock volume for the day was 137.92K shares. The average number of WRLD shares traded daily for last 3 months was 151.67K.

What is the market cap of WRLD currently?

The market value of WRLD currently stands at $923.93M with its latest stock price at $199.11 and 4.64M of its shares outstanding.

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Employees	2872
Beta	1.14
Sales or Revenue	$585.17M
5Y Sales Change%	0.501%
Fiscal Year Ends	March
Sector	Financial Services
Industry	Financial - Credit Services

WRLD Company Profile and Key Details

World Acceptance

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Shareholding & Insider Activity

Company Overview

Valuation Metrics

Price Forecast & Outlook

Key Takeaways