WRLD Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 -2.66%, SMA50 -1.64%, SMA200 -4.58%). The stock’s 14-day RSI is 48.06 (neutral), while the ATR of 6.67 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -21.88% below its high and over 38.0% above its low. Average 10-day trading volume of 110.07 thousand shares is slightly above the 3-month average of 74.69 thousand, indicating heightened recent market interest.

World Acceptance Corporation generated EPS of $10.45 over the past year. Five-year average earnings growth is 35.71%. Wall Street analysts project EPS growth of 0.41% annually over the next five years. The latest quarter delivered EPS of -$0.38. The next quarter is forecast at $0.78. Next year's EPS is expected at $12.73. World Acceptance Corporation earnings surprise history is a mixed track record. The quarter that ended October 23, 2025, missed forecasts by -120.16%. The prior quarter beat by -89.75%. Over the last six quarters, Apple has recorded several small beats. These include 5.92% in July 26, 2024.

World Acceptance Corporation has 5.45 million shares outstanding. The public float is 2.69 million shares, elevated short interest at 25.32% of float. This equals 251.76 thousand shares. The short ratio is 5.58 days. Institutional investors hold 94.06% of the float. Insiders own 18.51%. SOSIN CLIFFORD holds 744.49 thousand shares, Prashad R Chad has 73.66 thousand shares and Calmes John L Jr has 54.40 thousand shares. Over the past six months, insider transactions show net selling. They sold 33.17 thousand shares across 13 transactions.

World Acceptance Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $417.60. This means the shares are trading below this model’s fair value.

World Acceptance Corporation (NASDAQ:WRLD) closed at $144.89 USD, gaining $2.17 (1.52%) from the previous close of $142.72. The stock is currently mid-range between its 52-week high and low $104.99 and $185.48. With a market capitalization of about $763.16 million, World Acceptance Corporation is classified as a small-cap and shows market-like volatility (beta ~1.08). Key stats such as the average daily volume over the past year has been around 76.27 thousand shares, in line with its 52-week average. Headquartered in Greenville, SC, World Acceptance Corporation operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Ravin Chad Prashad, the company employs approximately 2,872 people and listed since November 26, 1991. World Acceptance Corporation, together with its subsidiaries, engages in small-loan consumer finance business.

World Acceptance Corporation trades at a P/E ratio of 13.14, slightly below the S&P 500 average, with a price-to-sales ratio of 0.01 and a price-to-book ratio of 0.71 suggesting the stock is closer to book value. The P/FCF stands at 0.01, also below market averages.

Our AI price prediction model suggests that World Acceptance Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -3.9%, with price expected at $139.24 by January 02, 2026, within a range of $133.19 to $145.57 3-Month Outlook: Projected rise of 43.67%, reaching $208.16 by March 19, 2026, with a range of $198.76 to $218.68. 1-Year Outlook: Projected gain of 9.61%, with price at $158.82 by December 18, 2026, within a range of $151.21 to $165.79.

World Acceptance Corporation (NASDAQ:WRLD) shares are up 28.86% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows World Acceptance Corporation trading at a premium to the broader market with a P/E of 13.14. Analyst sentiment is cautious, with the majority of ratings in Underperform territory and a mean price target of $83.71, suggesting -42.23% downside. Our AI forecast model points to short-term weakness (-3.9% over two weeks), a medium-term rise (43.67% over three months), and a longer-term gain (9.61% over one year), with expected trading ranges indicating moderate volatility.