ECPG Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 11.18%, SMA50 13.76%, SMA200 39.14%). The stock’s 14-day RSI is 74.68 (overbought), while the ATR of 2.01 points to higher daily volatility. The stock remains currently trading near 52-week highs, trading 7.15% below its high and over 141.74% above its low. Average 10-day trading volume of 448.98 thousand shares is slightly above the 3-month average of 340.77 thousand, indicating heightened recent market interest.

Encore Capital Group, Inc. has 21.44 million shares outstanding. The public float is 20.94 million shares, elevated short interest at 6.97% of float. This equals 1.21 million shares. The short ratio is 3.44 days. Institutional investors hold 114.73% of the float. Insiders own 3.85%. JCF III Europe Holdings L.P. holds 2.83 million shares, Masih Ashish has 322.25 thousand shares and Vecchione Kenneth has 169.64 thousand shares. Over the past six months, insider transactions show net selling. They sold 6.26 thousand shares across 6 transactions.

The latest quarter delivered EPS of $3.97. The next quarter is forecast at $2.54. Next year's EPS is expected at $72.25. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 3 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $115.00 to $62.00. The high target offers 21.76% upside. The low target suggests -34.36% downside. The mean target is $90.71. This offers -3.96% upside. Encore Capital Group, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 06, 2026, missed forecasts by 31.46%. The prior quarter beat by 53.18%. Over the last six quarters, Apple has recorded several small beats. These include -3.23% in February 26, 2025.

Encore Capital Group, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$11.42. This means the shares are trading below this model’s fair value.

Encore Capital Group, Inc. (NASDAQ:ECPG) closed at $94.45 USD, gaining $4.30 (4.76%) from the previous close of $90.16. The stock is currently trading near its 52-week high $35.67 and $94.60. With a market capitalization of about $2.03 billion, Encore Capital Group, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.27). Key stats such as the average daily volume over the past year has been around 340.77 thousand shares, in line with its 52-week average. Headquartered in San Diego, CA, Encore Capital Group, Inc. operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Ashish Masih, the company employs approximately 7,350 people and listed since July 09, 1999. Encore Capital Group, Inc. operates as a specialized financial institution, offering global solutions for debt resolution and associated support services to individual consumers holding diverse financial assets.

Encore Capital Group, Inc. trades at a P/E ratio of 7.04, slightly below the S&P 500 average, with a price-to-sales ratio of 1.07 and a price-to-book ratio of 1.94 suggesting the stock is closer to book value. The P/FCF stands at 11.92, also below market averages.

Encore Capital Group, Inc. (NASDAQ:ECPG) shares are flat 1.47% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Encore Capital Group, Inc. trading at a premium to the broader market with a P/E of 7.04. Analyst sentiment is cautious, with the majority of ratings in Market Outperform territory and a mean price target of $52.48, suggesting -44.44% downside. Our AI forecast model points to short-term weakness (-4.21% over two weeks), a medium-term rise (12.79% over three months), and a longer-term gain (7.59% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Encore Capital Group, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -4.21%, with price expected at $90.47 by August 10, 2026, within a range of $88.03 to $92.85 3-Month Outlook: Projected rise of 12.79%, reaching $106.53 by October 23, 2026, with a range of $101.34 to $111.92. 1-Year Outlook: Projected gain of 7.59%, with price at $101.62 by July 27, 2027, within a range of $97.28 to $105.55.