LMFA Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -20.48%, SMA50 -43.95%, SMA200 -77.34%). The stock’s 14-day RSI is 30.71 (weak momentum), while the ATR of 0.05 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -93.87% below its high and over 8.62% above its low. Average 10-day trading volume of 333.08 thousand shares is below the 3-month average of 497.28 thousand, indicating normal recent market interest.

LM Funding America, Inc. has 5.13 million shares outstanding. The public float is 4.16 million shares, elevated short interest at 2.29% of float. This equals 112.81 thousand shares. The short ratio is 0.02 days. Institutional investors hold 38.09% of the float. Insiders own 23.38%. Craven House Capital North America LLC holds 818.68 thousand shares, Rodgers Bruce M. has 430.36 thousand shares and Russell Richard D. has 413.48 thousand shares.

LM Funding America, Inc. generated EPS of -$2.30 over the past year. Five-year average earnings growth is 29.46%. The latest quarter delivered EPS of -$0.41. The next quarter is forecast at -$0.35. Next year's EPS is expected at -$19.88. Analyst sentiment is bullish. Analyst rating data shows there are 0 Strong Buy ratings, 1 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $5.00 to $5.00. The high target offers 1462.5% upside. The low target suggests 1462.5% downside. The mean target is $5.00. This offers 1462.5% upside. LM Funding America, Inc. earnings surprise history is a mixed track record. The quarter that ended November 14, 2025, missed forecasts by -16.33%. The prior quarter beat by -103.85%. Over the last six quarters, Apple has recorded several small beats. These include 94.12% in August 14, 2024.

LM Funding America, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$3.53. This means the shares are trading below this model’s fair value.

LM Funding America, Inc. (NASDAQ:LMFA) closed at $0.32 USD, losing -$0.02 (-5.75%) from the previous close of $0.33. The stock is currently mid-range between its 52-week high and low $0.29 and $5.14. With a market capitalization of about $3.83 million, LM Funding America, Inc. is classified as a micro-cap and shows higher-than-market volatility (beta ~2.30). Key stats such as the average daily volume over the past year has been around 526.25 thousand shares, volume is running light vs its 52-week average. Headquartered in Tampa, FL, LM Funding America, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Bruce Martin Rodgers, the company employs approximately 9 people and listed since December 17, 2015. LM Funding America, Inc. operates as a specialty finance company.

LM Funding America, Inc. trades at a P/E ratio of -0.22, slightly below the S&P 500 average, with a price-to-sales ratio of 0.27 and a price-to-book ratio of 0.03 suggesting the stock is closer to book value. The P/FCF stands at -0.28, also below market averages.

LM Funding America, Inc. (NASDAQ:LMFA) shares are flat -8.06% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows LM Funding America, Inc. trading at a premium to the broader market with a P/E of -0.22. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $5.00, suggesting 1487.3% upside. Our AI forecast model points to short-term weakness (-14.29% over two weeks), a medium-term fall (-55.56% over three months), and a longer-term loss (-58.73% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that LM Funding America, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -14.29%, with price expected at $0.27 by February 24, 2026, within a range of $0.22 to $0.31 3-Month Outlook: Projected fall of -55.56%, reaching $0.14 by May 08, 2026, with a range of $0.01 to $0.26. 1-Year Outlook: Projected loss of -58.73%, with price at $0.13 by February 10, 2027, within a range of $0.00 to $0.18.