REFI Company Profile and Key Details

REFI has shown mixed momentum, losing -0.24% over the past week and -6.2% over the past quarter, though year-to-date performance is up 1.14%. Short-term trend indicators are bullishly aligned (SMA20 1.47%, SMA50 -1.04%, SMA200 -7.59%). The stock’s 14-day RSI is 53.49 (neutral), while the ATR of 0.25 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -24.71% below its high and over 5.42% above its low. Average 10-day trading volume of 140.52 thousand shares is below the 3-month average of 163.51 thousand, indicating normal recent market interest.

Wall Street analysts project EPS growth of 2.09% annually over the next five years. The latest quarter delivered EPS of $0.46. The next quarter is forecast at $0.46. Next year's EPS is expected at $1.52. Chicago Atlantic Real Estate Finance, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 07, 2026, missed forecasts by -4.17%. The prior quarter beat by 2.38%. Over the last six quarters, Apple has recorded several small beats. These include 6.98% in March 12, 2025.

Chicago Atlantic Real Estate Finance, Inc. has 25.39 million shares outstanding. The public float is 18.52 million shares, elevated short interest at 4.66% of float. This equals 1.12 million shares. The short ratio is 5.25 days. Institutional investors hold 30.39% of the float. Insiders own 11.03%. Chicago Atlantic Fund QP, LLC holds 6.61 million shares, Chicago Atlantic CRE Holdings, LLC has 4.13 million shares and Mazarakis John has 416.61 thousand shares.

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) closed at $9.76 USD, losing -$0.06 (-0.61%) from the previous close of $9.82. The stock is currently trading near its 52-week low $9.69 and $14.57. With a market capitalization of about $208.03 million, Chicago Atlantic Real Estate Finance, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.31). Key stats such as the average daily volume over the past year has been around 162.00 thousand shares, in line with its 52-week average. Headquartered in Miami Beach, FL, Chicago Atlantic Real Estate Finance, Inc. operates in the Real Estate sector and the REIT - Mortgage industry. Led by CEO Anthony Robert Cappell, the company employs approximately 0 people and listed since December 08, 2021. Chicago Atlantic Real Estate Finance, Inc. functions as a commercial real estate financing enterprise operating throughout the United States.

Chicago Atlantic Real Estate Finance, Inc. trades at a P/E ratio of 6.68, slightly below the S&P 500 average, with a price-to-sales ratio of 3.5 and a price-to-book ratio of 0.68 suggesting the stock is closer to book value. The P/FCF stands at 8.55, also above market averages.

Chicago Atlantic Real Estate Finance, Inc. (NASDAQ:REFI) shares are flat 1.14% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Chicago Atlantic Real Estate Finance, Inc. trading at a premium to the broader market with a P/E of 6.68. Analyst sentiment is cautious, with the majority of ratings in Market Outperform territory and a mean price target of $18.73, suggesting 91.91% upside. Our AI forecast model points to short-term weakness (-5.74% over two weeks), a medium-term fall (-14.04% over three months), and a longer-term gain (35.25% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Chicago Atlantic Real Estate Finance, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -5.74%, with price expected at $9.20 by August 13, 2026, within a range of $9.05 to $9.37 3-Month Outlook: Projected fall of -14.04%, reaching $8.39 by October 28, 2026, with a range of $8.17 to $8.56. 1-Year Outlook: Projected gain of 35.25%, with price at $13.20 by July 30, 2027, within a range of $8.37 to $15.67.

Chicago Atlantic Real Estate Finance, Inc. last paid a dividend of 1.88 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $27.04. This means the shares are trading below this model’s fair value.