PRAA Company Profile and Key Details

Q: Who are the executives of PRAA?

Lauren PartinSenior Vice President of Fin. & Investor RelationsMr. Vikram A. AtalPres, Chief Executive Officer & DirectorMr. Rakesh SehgalSenior Vice President & Head of Corporation Devel.Ms. Chris BurroughsChief Technology OfficerMs. Elizabeth KerseySenior Vice President of Communications & Public PolicyMr. Steven D. FredricksonCo-Founder & Non-Executive ChairmanMr. Kevin P. StevensonFounder, Pres, Chief Executive Officer & DirectorMr. Steven C. RobertsExecutive Vice President & Global Operations OfficerMr. Peter M. GrahamExecutive Vice President & Chief Financial OfficerMr. Jan HusbyGlobal Chief Information OfficerMr. Christopher B. GravesExecutive Vice President of Global Investments & Analytics OfficerMr. Owen JamesGlobal Investments OfficerMs. LaTisha Owens TarrantChief HR Officer, Gen. Counsel & Corporation Sec.Ms. Laura B. WhiteExecutive Vice President and Chief Risk & Compliance OfficerMr. Christopher D. LagowExecutive Vice President & Gen. Counsel

NASDAQ : PRAA

PRA Group

$14.81

0.265+1.82%

Open: 2:46 PM

63.81

B-ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

PRA Group, Inc. (PRAA) stock surged +1.82%, trading at $14.81 on NASDAQ, up from the previous close of $14.54. The stock opened at $14.40, fluctuating between $14.09 and $14.83 in the recent session.

Stock Snapshot

14.54

Prev. Close

564.68M

Market Cap

14.09

Day Low

-2.07

P/E Ratio

-7.15

EPS (TTM)

-2.56

Cash Flow per Share

14.4

Open

38.14M

Number of Shares

14.83

Day High

92.63%

Free Float in %

29.74

Book Value

235.78K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
May 20, 2026	14.72	14.97	14.26	14.54	483.68K
May 19, 2026	15.09	15.09	14.49	14.71	524.95K
May 18, 2026	15.05	15.68	14.75	14.86	539.06K
May 15, 2026	14.68	15.63	14.28	15.16	634.58K
May 14, 2026	14.88	15.34	14.58	14.72	1.24M
May 13, 2026	16.56	16.75	14.56	14.70	890.36K
May 12, 2026	17.14	17.35	16.64	16.78	754.94K
May 11, 2026	19.13	19.93	16.85	17.14	820.75K
May 08, 2026	20.57	20.76	16.69	19.18	1.31M
May 07, 2026	21.54	21.69	20.74	20.88	646.43K
May 06, 2026	21.51	21.67	21.20	21.29	333.44K
May 05, 2026	21.60	21.86	21.28	21.38	343.26K
May 04, 2026	22.08	22.34	20.38	21.39	438.67K
Apr 30, 2026	22.04	22.15	21.52	21.79	459.22K
Apr 29, 2026	22.11	22.40	21.48	21.91	291.02K
Apr 28, 2026	22.09	22.48	21.95	22.17	280.66K
Apr 27, 2026	21.19	22.10	21.14	21.94	268.65K
Apr 23, 2026	20.85	20.93	20.39	20.74	358.49K
Apr 22, 2026	21.10	21.23	20.79	20.95	327.55K
Apr 21, 2026	21.38	21.72	20.97	20.99	336.15K

Contact Details

Norfolk, VA 23502

United States

https://www.pragroup.com 888 772 7326

About Company

PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe. It is involved in the purchase of accounts that are primarily the unpaid obligations of individuals owed to credit originators, which include banks and other types of consumer, retail, and auto finance companies. The company also acquires nonperforming loans, including Visa and MasterCard credit cards, private label and other credit cards, installment loans, lines of credit, deficiency balances of various types, legal judgments, and trade payables from banks, credit unions, consumer finance companies, retailers, utilities, automobile finance companies, and other credit originators. In addition, it provides fee-based services on class action claims recoveries and by servicing consumer bankruptcy accounts. The company was formerly known as Portfolio Recovery Associates, Inc. and changed its name to PRA Group, Inc. in October 2014. PRA Group, Inc. was incorporated in 1996 and is headquartered in Norfolk, Virginia.

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Sezzle Inc.$104.93 ATLC

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Atlanticus Holdings Corporation$81.79 SLMBP

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SLM Corporation$74.97 PYPL

0.545+1.24%

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EZCORP, Inc.$33.28 UPST

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Upstart Holdings, Inc.$28.84 NEWTG

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NewtekOne, Inc. 8.50% Fixed Rate Senior Notes due 2029$25.51

Company Overview

PRA Group, Inc. (NASDAQ:PRAA) closed at $14.80 USD, gaining $0.27 (1.82%) from the previous close of $14.54. The stock is currently mid-range between its 52-week high and low $10.25 and $22.55. With a market capitalization of about $564.68 million, PRA Group, Inc. is classified as a small-cap and shows market-like volatility (beta ~1.26). Key stats such as the average daily volume over the past year has been around 528.28 thousand shares, volume is running light vs its 52-week average. Headquartered in Norfolk, VA, PRA Group, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Martin Sjolund, the company employs approximately 2,991 people and listed since November 08, 2002. PRA Group, Inc., a financial and business services company, engages in the purchase, collection, and management of portfolios of nonperforming loans in the Americas, Australia, and Europe.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 10.12%, SMA50 -13.65%, SMA200 -17.1%). The stock’s 14-day RSI is 51.23 (neutral), while the ATR of 0.7 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -43.23% below its high and over 23.61% above its low. Average 10-day trading volume of 736.45 thousand shares is slightly above the 3-month average of 529.37 thousand, indicating heightened recent market interest.

Valuation Metrics

PRA Group, Inc. trades at a P/E ratio of -1.99, slightly below the S&P 500 average, with a price-to-sales ratio of 0.43 and a price-to-book ratio of 0.56 suggesting the stock is closer to book value. The P/FCF stands at -41.58, also below market averages.

Dividend & Fair Value

PRA Group, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$1.63. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

PRA Group, Inc. generated EPS of -$8.80 over the past year. Five-year average earnings growth is -1.14%. The latest quarter delivered EPS of $0.73. The next quarter is forecast at $0.50. Next year's EPS is expected at $93.16. Analyst sentiment is bullish. Analyst rating data shows there are 1 Strong Buy ratings, 1 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $26.00 to $24.00. The high target offers 78.82% upside. The low target suggests 65.06% downside. The mean target is $25.00. This offers 71.94% upside. PRA Group, Inc. earnings surprise history is a mixed track record. The quarter that ended May 07, 2026, missed forecasts by 43.14%. The prior quarter beat by 192.0%. Over the last six quarters, Apple has recorded several small beats. These include 4.44% in February 19, 2025.

Shareholding & Insider Activity

PRA Group, Inc. has 39.07 million shares outstanding. The public float is 36.19 million shares, elevated short interest at 3.56% of float. This equals 982.15 thousand shares. The short ratio is 2.97 days. Institutional investors hold 103.3% of the float. Insiders own 1.81%. STEVENSON KEVIN P holds 352.95 thousand shares, Atal Vikram A has 155.62 thousand shares and FREDRICKSON STEVEN D has 139.71 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, PRA Group generated $825.71M in revenue, or $21.08 per share. Gross margin was 63.92%, operating margin 14.55%, and net profit margin -10.11%. Returns are negative, with ROA at -1.84% and ROE at -7.15%.
On valuation metrics, PRA Group trades at a P/E of -1.99, P/S of 0.43 and P/B of 0.56. The current ratio is 2.02 and quick ratio is 2.02. Debt-to-equity is 0.03, supported by a cash flow-to-debt ratio of -0.25.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, PRA Group posted revenue of $825.71M, down slightly from $966.52M in the prior quarter. Gross profit was $527.82M (margin 63.92%). Operating income was $120.16M (margin 14.6%). Net income was- $83.48M (EPS - $2.13).
The company ended the quarter with $113.69M in cash and short-term investments, a total debt of $3.08B, and net debt of $2.97B. Total assets were $4.53B, with equity of $1.24B. Financials further reflected weakness, with operating cash flow of - $97.54M, free cash flow of - $100.42M, and capital expenditures of - $2.89M.

Price Forecast & Outlook

Our AI price prediction model suggests that PRA Group, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -55.23%, with price expected at $6.51 by June 03, 2026, within a range of $5.23 to $7.78 3-Month Outlook: Projected rise of 233.08%, reaching $48.43 by August 18, 2026, with a range of $46.62 to $51.30. 1-Year Outlook: Projected gain of 78.06%, with price at $25.89 by May 20, 2027, within a range of $15.90 to $35.36.

Key Takeaways

PRA Group, Inc. (NASDAQ:PRAA) shares are down -10.97% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows PRA Group, Inc. trading at a premium to the broader market with a P/E of -1.99. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $39.70, suggesting 173.04% upside. Our AI forecast model points to short-term weakness (-55.23% over two weeks), a medium-term rise (233.08% over three months), and a longer-term gain (78.06% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current PRA Group, Inc. (PRAA) stock price?

PRA Group, Inc. (NASDAQ: PRAA) stock price is $14.81 in the last trading session. During the trading session, PRAA stock reached the peak price of $14.83 while $14.09 was the lowest point it dropped to. The percentage change in PRAA stock occurred in the recent session was 1.82% while the dollar amount for the price change in PRAA stock was $0.27.

PRAA's industry and sector of operation?

The NASDAQ listed PRAA is part of Financial - Credit Services industry that operates in the broader Financial Services sector. PRA Group, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of PRAA?

Lauren Partin
Senior Vice President of Fin. & Investor Relations
Mr. Vikram A. Atal
Pres, Chief Executive Officer & Director
Mr. Rakesh Sehgal
Senior Vice President & Head of Corporation Devel.
Ms. Chris Burroughs
Chief Technology Officer
Ms. Elizabeth Kersey
Senior Vice President of Communications & Public Policy
Mr. Steven D. Fredrickson
Co-Founder & Non-Executive Chairman
Mr. Kevin P. Stevenson
Founder, Pres, Chief Executive Officer & Director
Mr. Steven C. Roberts
Executive Vice President & Global Operations Officer
Mr. Peter M. Graham
Executive Vice President & Chief Financial Officer
Mr. Jan Husby
Global Chief Information Officer
Mr. Christopher B. Graves
Executive Vice President of Global Investments & Analytics Officer
Mr. Owen James
Global Investments Officer
Ms. LaTisha Owens Tarrant
Chief HR Officer, Gen. Counsel & Corporation Sec.
Ms. Laura B. White
Executive Vice President and Chief Risk & Compliance Officer
Mr. Christopher D. Lagow
Executive Vice President & Gen. Counsel

How PRAA did perform over past 52-week?

PRAA's closing price is 41.85% higher than its 52-week low of $10.25 where as its distance from 52-week high of $22.55 is -35.52%.

How many employees does PRAA have?

Number of PRAA employees currently stands at 2,991.

Link for PRAA official website?

Official Website of PRAA is: https://www.pragroup.com

How do I contact PRAA?

PRAA could be contacted at phone 888 772 7326 and can also be accessed through its website. PRAA operates from 120 Corporate Boulevard, Norfolk, VA 23502, United States.

How many shares of PRAA are traded daily?

PRAA stock volume for the day was 235.78K shares. The average number of PRAA shares traded daily for last 3 months was 528.28K.

What is the market cap of PRAA currently?

The market value of PRAA currently stands at $564.68M with its latest stock price at $14.81 and 38.14M of its shares outstanding.

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Employees	2991
Beta	1.25
Sales or Revenue	$825.71M
5Y Sales Change%	0.074%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Financial - Credit Services

PRAA Company Profile and Key Details

PRA Group

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Earnings & Analyst Outlook

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Valuation Metrics