LPRO Company Profile and Key Details

Open Lending Corporation (NASDAQ:LPRO) closed at $1.20 USD, losing -$0.04 (-3.23%) from the previous close of $1.24. The stock is currently mid-range between its 52-week high and low $0.70 and $2.70. With a market capitalization of about $141.83 million, Open Lending Corporation is classified as a micro-cap and shows higher-than-market volatility (beta ~2.08). Key stats such as the average daily volume over the past year has been around 600.57 thousand shares, in line with its 52-week average. Headquartered in Austin, TX, Open Lending Corporation operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Jessica Elizabeth Buss, the company employs approximately 205 people and listed since March 26, 2018. Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States.

Open Lending Corporation trades at a P/E ratio of -33.6, slightly below the S&P 500 average, with a price-to-sales ratio of 1.52 and a price-to-book ratio of 1.9 suggesting the stock is closer to book value. The P/FCF stands at -34.55, also below market averages.

Open Lending Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $3.33. This means the shares are trading below this model’s fair value.

Open Lending Corporation generated EPS of -$1.26 over the past year. Five-year average earnings growth is 17.56%. The latest quarter delivered EPS of $0.03. The next quarter is forecast at $0.01. Next year's EPS is expected at $8.08. Analyst sentiment is bullish. Analyst rating data shows there are 1 Strong Buy ratings, 3 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $4.00 to $2.00. The high target offers 233.33% upside. The low target suggests 66.67% downside. The mean target is $2.97. This offers 147.5% upside. Open Lending Corporation earnings surprise history is a mixed track record. The quarter that ended November 06, 2025, missed forecasts by 200.0%. The prior quarter beat by -50.0%. Over the last six quarters, Apple has recorded several small beats. These include -60.0% in August 08, 2024.

Short-term trend indicators are bullishly aligned (SMA20 -6.86%, SMA50 -15.04%, SMA200 -25.96%). The stock’s 14-day RSI is 39.14 (weak momentum), while the ATR of 0.12 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -72.38% below its high and over 107.14% above its low. Average 10-day trading volume of 600.50 thousand shares is in line with the 3-month average of 611.19 thousand, indicating normal recent market interest.

Open Lending Corporation has 118.17 million shares outstanding. The public float is 101.58 million shares, elevated short interest at 2.03% of float. This equals 2.39 million shares. The short ratio is 2.63 days. Institutional investors hold 78.28% of the float. Insiders own 3.21%. Nebula Holdings LLC holds 12.11 million shares, Bregal Sagemount I, L.P. has 7.56 million shares and Yoon Gene has 7.56 million shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Our AI price prediction model suggests that Open Lending Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -5.0%, with price expected at $1.14 by April 16, 2026, within a range of $1.04 to $1.24 3-Month Outlook: Projected rise of 35.83%, reaching $1.63 by July 01, 2026, with a range of $1.52 to $1.73. 1-Year Outlook: Projected gain of 46.67%, with price at $1.76 by April 02, 2027, within a range of $0.00 to $0.00.

Open Lending Corporation (NASDAQ:LPRO) shares are up 28.39% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Open Lending Corporation trading at a premium to the broader market with a P/E of -33.6. Analyst sentiment is mixed, with the majority of ratings in Hold territory and a mean price target of $14.60, suggesting 1116.67% upside. Our AI forecast model points to short-term weakness (-5.0% over two weeks), a medium-term rise (35.83% over three months), and a longer-term gain (46.67% over one year), with expected trading ranges indicating moderate volatility.