JFIN Company Profile and Key Details

Jiayin Group Inc. generated EPS of $4.50 over the past year. Five-year average earnings growth is 14.35%. Jiayin Group Inc. earnings surprise history is a mixed track record. The quarter that ended March 31, 2026, missed forecasts by 64.03%. The prior quarter beat by -68.42%. Over the last six quarters, Apple has recorded several small beats. These include 71.43% in August 25, 2021.

Short-term trend indicators are bullishly aligned (SMA20 2.68%, SMA50 0.9%, SMA200 -39.33%). The stock’s 14-day RSI is 51.94 (neutral), while the ATR of 0.35 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -65.57% below its high and over 15.53% above its low. Average 10-day trading volume of 64.20 thousand shares is below the 3-month average of 74.35 thousand, indicating normal recent market interest.

Jiayin Group Inc. has 26.37 million shares outstanding. The public float is 50.04 million shares, elevated short interest at 1.62% of float. This equals 191.10 thousand shares. The short ratio is 1.88 days. Institutional investors hold 2.29% of the float. Insiders own 1.52%.

Jiayin Group Inc. last paid a dividend of 0.8 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $14.89. This means the shares are trading below this model’s fair value.

Jiayin Group Inc. (NASDAQ:JFIN) closed at $2.97 USD, losing -$1.01 (-25.38%) from the previous close of $3.98. The stock is currently mid-range between its 52-week high and low $2.70 and $18.70. With a market capitalization of about $155.11 million, Jiayin Group Inc. is classified as a micro-cap and shows market-like volatility (beta ~0.82). Key stats such as the average daily volume over the past year has been around 74.50 thousand shares, trading with heavier-than-usual volume. Headquartered in Shanghai, None, Jiayin Group Inc. operates in the Communication Services sector and the Internet Content & Information industry. Led by CEO Dinggui Yan, the company employs approximately 1,028 people and listed since May 10, 2019. Jiayin Group Inc. is a Chinese financial technology company specializing in online consumer lending within the People's Republic of China.

Jiayin Group Inc. trades at a P/E ratio of 0.97, slightly below the S&P 500 average, with a price-to-sales ratio of 0.24 and a price-to-book ratio of 0.33 suggesting the stock is closer to book value. The P/FCF stands at 0.0, also below market averages.

Our AI price prediction model suggests that Jiayin Group Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -7.29%, with price expected at $3.69 by July 06, 2026, within a range of $3.48 to $3.91 3-Month Outlook: Projected fall of -51.01%, reaching $1.95 by September 18, 2026, with a range of $1.68 to $2.19. 1-Year Outlook: Projected loss of -86.43%, with price at $0.54 by June 22, 2027, within a range of $0.00 to $0.31.

Jiayin Group Inc. (NASDAQ:JFIN) shares are up 15.86% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Jiayin Group Inc. trading at a premium to the broader market with a P/E of 0.97. Analyst sentiment is cautious, with the majority of ratings in Buy territory and a mean price target of $5.75, suggesting 44.47% upside. Our AI forecast model points to short-term weakness (-7.29% over two weeks), a medium-term fall (-51.01% over three months), and a longer-term loss (-86.43% over one year), with expected trading ranges indicating moderate volatility.