JCAP Company Profile and Key Details

Jefferson Capital, Inc. Common Stock (NASDAQ:JCAP) closed at $21.02 USD, losing -$0.30 (-1.41%) from the previous close of $21.32. The stock is currently mid-range between its 52-week high and low $15.98 and $23.80. With a market capitalization of about $1.23 billion, Jefferson Capital, Inc. Common Stock is classified as a small-cap and shows lower-than-market volatility (beta ~-3.91). Key stats such as the average daily volume over the past year has been around 290.20 thousand shares, in line with its 52-week average. Headquartered in Sartell, MN, Jefferson Capital, Inc. Common Stock operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO David Burton, the company employs approximately 1,205 people and listed since June 25, 2025. Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America.

Short-term trend indicators are bearishly aligned (SMA20 -5.17%, SMA50 -4.02%, SMA200 8.05%). The stock’s 14-day RSI is 41.79 (neutral), while the ATR of 0.87 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -11.68% below its high and over 31.54% above its low. Average 10-day trading volume of 257.28 thousand shares is in line with the 3-month average of 281.74 thousand, indicating normal recent market interest.

Jefferson Capital, Inc. Common Stock trades at a P/E ratio of 3.09, slightly below the S&P 500 average, with a price-to-sales ratio of 2.13 and a price-to-book ratio of 0.99 suggesting the stock is closer to book value. The P/FCF stands at 4.65, also below market averages.

Jefferson Capital, Inc. Common Stock last paid a dividend of 0.96 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $0.00.

Analyst sentiment is bullish. Analyst rating data shows there are 6 Strong Buy ratings, 2 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $29.00 to $19.00. The high target offers 37.96% upside. The low target suggests -9.61% downside. The mean target is $24.88. This offers 18.36% upside. Jefferson Capital, Inc. Common Stock earnings surprise history is a mixed track record. The quarter that ended November 13, 2025, missed forecasts by 15.62%. The prior quarter beat by -7.95%. Over the last six quarters, Apple has recorded several small beats. These include -7.95% in August 14, 2025.

Our AI price prediction model suggests that Jefferson Capital, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.71%, with price expected at $20.66 by February 19, 2026, within a range of $19.87 to $21.46 3-Month Outlook: Projected fall of -85.92%, reaching $2.96 by May 05, 2026, with a range of $2.81 to $3.15. 1-Year Outlook: Projected loss of -37.87%, with price at $13.06 by February 05, 2027, within a range of $11.66 to $14.50.

Jefferson Capital, Inc. Common Stock (NASDAQ:JCAP) shares are flat -2.1% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Jefferson Capital, Inc. Common Stock trading at a premium to the broader market with a P/E of 3.09. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $24.88, suggesting 18.36% upside. Our AI forecast model points to short-term weakness (-1.71% over two weeks), a medium-term fall (-85.92% over three months), and a longer-term loss (-37.87% over one year), with expected trading ranges indicating moderate volatility.