TWO Company Profile and Key Details

Two Harbors Investment Corp. (NYSE:TWO) closed at $11.94 USD, gaining $0.03 (0.25%) from the previous close of $11.91. The stock is currently mid-range between its 52-week high and low $9.30 and $14.28. With a market capitalization of about $1.25 billion, Two Harbors Investment Corp. is classified as a small-cap and shows market-like volatility (beta ~1.20). Key stats such as the average daily volume over the past year has been around 3.02 million shares, in line with its 52-week average. Headquartered in Minnetonka, MN, Two Harbors Investment Corp. operates in the Real Estate sector and the REIT - Mortgage industry. Led by CEO William Ross Greenberg, the company employs approximately 477 people and listed since October 30, 2009. Two Harbors Investment Corp. operates as a real estate investment trust (REIT) that focuses on investing in, financing, and managing residential mortgage-backed securities (RMBS), non-agency securities, mortgage servicing rights, and other financial assets in the United States.

TWO has shown sold momentum, gaining 8.39% over the past week and 38.36% over the past quarter, though year-to-date performance is up 26.76%. Short-term trend indicators are bearishly aligned (SMA20 -6.13%, SMA50 5.19%, SMA200 12.66%). The stock’s 14-day RSI is 47.4 (neutral), while the ATR of 0.69 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -16.39% below its high and over 28.39% above its low. Average 10-day trading volume of 3.32 million shares is slightly above the 3-month average of 2.81 million, indicating heightened recent market interest.

Two Harbors Investment Corp. last paid a dividend of 1.52 per share, this equals a trailing yield of roughly 13.4%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$0.28. This means the shares are trading below this model’s fair value.

Two Harbors Investment Corp. generated EPS of -$4.87 over the past year. Five-year average earnings growth is 27.84%. The latest quarter delivered EPS of $0.13. The next quarter is forecast at $0.31. Next year's EPS is expected at $137.53. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 3 Buy ratings, 5 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $14.00 to $10.00. The high target offers 17.25% upside. The low target suggests -16.25% downside. The mean target is $12.18. This offers 2.01% upside. Two Harbors Investment Corp. earnings surprise history is a mixed track record. The quarter that ended October 28, 2024, missed forecasts by -62.86%. The prior quarter beat by 2044.0%. Over the last six quarters, Apple has recorded several small beats. These include -105.26% in October 30, 2023.

Two Harbors Investment Corp. has 104.13 million shares outstanding. The public float is 103.31 million shares, elevated short interest at 11.71% of float. This equals 8.97 million shares. The short ratio is 4.25 days. Institutional investors hold 70.98% of the float. Insiders own 0.98%. GREENBERG WILLIAM ROSS holds 700.70 thousand shares, ROTH WILLIAM has 691.50 thousand shares and SIERING THOMAS has 397.33 thousand shares. Over the past six months, insider transactions show net selling. They sold 241.94 thousand shares across 12 transactions.

Two Harbors Investment Corp. trades at a P/E ratio of -2.74, slightly below the S&P 500 average, with a price-to-sales ratio of 2.96 and a price-to-book ratio of 0.7 suggesting the stock is closer to book value. The P/FCF stands at -7.01, also below market averages.

Two Harbors Investment Corp. (NYSE:TWO) shares are up 26.76% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Two Harbors Investment Corp. trading at a premium to the broader market with a P/E of -2.74. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $12.62, suggesting 5.7% upside. Our AI forecast model points to short-term strength (7.54% over two weeks), a medium-term rise (54.61% over three months), and a longer-term gain (86.68% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Two Harbors Investment Corp. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 7.54%, with price expected at $12.84 by February 19, 2026, within a range of $11.77 to $13.86 3-Month Outlook: Projected rise of 54.61%, reaching $18.46 by May 05, 2026, with a range of $17.96 to $18.92. 1-Year Outlook: Projected gain of 86.68%, with price at $22.29 by February 05, 2027, within a range of $10.66 to $31.15.