UFCS Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 5.29%, SMA50 4.04%, SMA200 19.49%). The stock’s 14-day RSI is 65.14 (firm momentum), while the ATR of 0.84 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -0.96% below its high and over 52.79% above its low. Average 10-day trading volume of 97.91 thousand shares is below the 3-month average of 111.90 thousand, indicating normal recent market interest.

United Fire Group, Inc. last paid a dividend of 0.64 per share, this equals a trailing yield of roughly 3.13%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $8.66. This means the shares are trading above this model’s fair value.

United Fire Group, Inc. (NASDAQ:UFCS) closed at $37.54 USD, gaining $0.71 (1.93%) from the previous close of $36.83. The stock is currently trading near its 52-week high $24.57 and $37.91. With a market capitalization of about $957.81 million, United Fire Group, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.45). Key stats such as the average daily volume over the past year has been around 116.73 thousand shares, in line with its 52-week average. Headquartered in Cedar Rapids, IA, United Fire Group, Inc. operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Kevin James Leidwinger, the company employs approximately 877 people and listed since March 18, 1980. United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States.

United Fire Group, Inc. generated EPS of $4.24 over the past year. Five-year average earnings growth is 32.78%. Wall Street analysts project EPS growth of 14.32% annually over the next five years. The latest quarter delivered EPS of $1.50. The next quarter is forecast at $1.07. Next year's EPS is expected at $183.55. Analyst sentiment is bullish. Analyst rating data shows there are 0 Strong Buy ratings, 4 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $38.00 to $28.00. The high target offers 1.23% upside. The low target suggests -25.41% downside. The mean target is $33.33. This offers -11.21% upside. United Fire Group, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 04, 2025, missed forecasts by 117.39%. The prior quarter beat by 57.89%. Over the last six quarters, Apple has recorded several small beats. These include 1498.17% in August 06, 2024.

United Fire Group, Inc. has 25.49 million shares outstanding. The public float is 22.05 million shares, elevated short interest at 1.66% of float. This equals 288.97 thousand shares. The short ratio is 2.15 days. Institutional investors hold 82.39% of the float. Insiders own 17.98%. Drahozal Christopher R holds 441.86 thousand shares, McIntyre Dee Ann has 441.86 thousand shares and Carlton Scott L has 204.83 thousand shares. Over the past six months, insider transactions show balanced activity. They sold 1.30 thousand shares across 1 transactions.

Our AI price prediction model suggests that United Fire Group, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 8.52%, with price expected at $40.74 by February 19, 2026, within a range of $40.09 to $41.43 3-Month Outlook: Projected rise of 33.64%, reaching $50.17 by May 06, 2026, with a range of $48.25 to $52.52. 1-Year Outlook: Projected gain of 7.99%, with price at $40.54 by February 05, 2027, within a range of $38.84 to $42.12.

United Fire Group, Inc. (NASDAQ:UFCS) shares are flat -3.93% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows United Fire Group, Inc. trading at a premium to the broader market with a P/E of 8.62. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $33.72, suggesting -10.18% downside. Our AI forecast model points to short-term strength (8.52% over two weeks), a medium-term rise (33.64% over three months), and a longer-term gain (7.99% over one year), with expected trading ranges indicating moderate volatility.

United Fire Group, Inc. trades at a P/E ratio of 8.62, slightly below the S&P 500 average, with a price-to-sales ratio of 0.71 and a price-to-book ratio of 1.07 suggesting the stock is closer to book value. The P/FCF stands at 3.23, also below market averages.