ROOT Company Profile and Key Details

Root, Inc. (NASDAQ:ROOT) closed at $66.21 USD, gaining $2.61 (4.10%) from the previous close of $63.60. The stock is currently mid-range between its 52-week high and low $40.91 and $134.00. With a market capitalization of about $928.27 million, Root, Inc. is classified as a small-cap and shows higher-than-market volatility (beta ~2.85). Key stats such as the average daily volume over the past year has been around 296.12 thousand shares, in line with its 52-week average. Headquartered in Columbus, OH, Root, Inc. operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Alexander Edward Timm, the company employs approximately 1,256 people and listed since October 28, 2020. Root, Inc. operates within the United States, concentrating on delivering a range of insurance solutions, including policies for automobiles, residential properties, and rental occupancy.

Short-term trend indicators are bullishly aligned (SMA20 -4.19%, SMA50 -15.11%, SMA200 -39.18%). The stock’s 14-day RSI is 41.53 (neutral), while the ATR of 3.91 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -68.14% below its high and over 8.15% above its low. Average 10-day trading volume of 271.41 thousand shares is in line with the 3-month average of 292.98 thousand, indicating normal recent market interest.

Root, Inc. trades at a P/E ratio of 18.84, slightly below the S&P 500 average, with a price-to-sales ratio of 0.6 and a price-to-book ratio of 2.37 suggesting the stock is closer to book value. The P/FCF stands at 5.38, also below market averages.

Dividend and splits history remains an important factor for investors monitoring long-term returns.

Wall Street analysts project EPS growth of 7.72% annually over the next five years. The latest quarter delivered EPS of $2.19. The next quarter is forecast at $1.06. Next year's EPS is expected at $14.47. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 1 Buy ratings, 11 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $165.00 to $50.00. The high target offers 149.21% upside. The low target suggests -24.48% downside. The mean target is $98.40. This offers 48.62% upside. Root, Inc. earnings surprise history is a mixed track record. The quarter that ended May 06, 2026, missed forecasts by 160.71%. The prior quarter beat by 933.33%. Over the last six quarters, Apple has recorded several small beats. These include -306.35% in February 26, 2025.

Root, Inc. has 13.62 million shares outstanding. The public float is 12.38 million shares, elevated short interest at 12.66% of float. This equals 1.65 million shares. The short ratio is 4.65 days. Institutional investors hold 69.73% of the float. Insiders own 5.95%. Capital Partners III, L.P. holds 11.29 million shares, Venture Overage Fund, L.P. has 2.81 million shares and Rosenthal Daniel H has 1.06 million shares. Over the past six months, insider transactions show net selling. They sold 28.81 thousand shares across 9 transactions.

Our AI price prediction model suggests that Root, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 10.19%, with price expected at $72.96 by July 22, 2026, within a range of $70.31 to $75.50 3-Month Outlook: Projected rise of 5.27%, reaching $69.70 by October 06, 2026, with a range of $54.37 to $76.39. 1-Year Outlook: Projected gain of 37.23%, with price at $90.86 by July 08, 2027, within a range of $80.69 to $104.54.

Root, Inc. (NASDAQ:ROOT) shares are flat -5.29% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Root, Inc. trading at a premium to the broader market with a P/E of 18.84. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $53.10, suggesting -19.8% downside. Our AI forecast model points to short-term strength (10.19% over two weeks), a medium-term rise (5.27% over three months), and a longer-term gain (37.23% over one year), with expected trading ranges indicating moderate volatility.