PLMR Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 1.98%, SMA50 1.58%, SMA200 -2.85%). The stock’s 14-day RSI is 54.32 (neutral), while the ATR of 4.75 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -26.56% below its high and over 20.69% above its low. Average 10-day trading volume of 247.25 thousand shares is in line with the 3-month average of 228.48 thousand, indicating normal recent market interest.

Palomar Holdings, Inc. (NASDAQ:PLMR) closed at $129.15 USD, gaining $6.16 (5.01%) from the previous close of $122.99. The stock is currently mid-range between its 52-week high and low $107.75 and $175.85. With a market capitalization of about $3.42 billion, Palomar Holdings, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.46). Key stats such as the average daily volume over the past year has been around 233.81 thousand shares, in line with its 52-week average. Headquartered in La Jolla, CA, Palomar Holdings, Inc. operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO D. McDonald Armstrong, the company employs approximately 253 people and listed since April 17, 2019. Palomar Holdings, Inc., an insurance holding company, provides specialty property insurance to residential and commercial customers.

Palomar Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $62.42. This means the shares are trading above this model’s fair value.

Palomar Holdings, Inc. generated EPS of $6.41 over the past year. Five-year average earnings growth is 55.93%. Wall Street analysts project EPS growth of 24.18% annually over the next five years. The latest quarter delivered EPS of $2.01. The next quarter is forecast at $2.08. Next year's EPS is expected at $12.88. Analyst sentiment is bullish. Analyst rating data shows there are 14 Strong Buy ratings, 1 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $204.00 to $134.00. The high target offers 57.96% upside. The low target suggests 3.76% downside. The mean target is $156.19. This offers 20.94% upside. Palomar Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 06, 2025, missed forecasts by 27.22%. The prior quarter beat by 4.76%. Over the last six quarters, Apple has recorded several small beats. These include 14.68% in August 05, 2024.

Palomar Holdings, Inc. has 26.78 million shares outstanding. The public float is 26.15 million shares, elevated short interest at 1.75% of float. This equals 387.08 thousand shares. The short ratio is 1.19 days. Institutional investors hold 96.76% of the float. Insiders own 2.46%. Armstrong Mac holds 98.90 thousand shares, Christianson Jon has 65.42 thousand shares and Taketa Richard H has 44.73 thousand shares. Over the past six months, insider transactions show net selling. They sold 46.61 thousand shares across 33 transactions.

Palomar Holdings, Inc. trades at a P/E ratio of 19.51, slightly below the S&P 500 average, with a price-to-sales ratio of 4.39 and a price-to-book ratio of 3.91 trading at moderately above to book value. The P/FCF stands at 9.51, also below market averages.

Palomar Holdings, Inc. (NASDAQ:PLMR) shares are flat -3.06% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Palomar Holdings, Inc. trading at a premium to the broader market with a P/E of 19.51. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $104.48, suggesting -19.1% downside. Our AI forecast model points to short-term weakness (-6.33% over two weeks), a medium-term rise (37.42% over three months), and a longer-term gain (25.81% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Palomar Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -6.33%, with price expected at $120.97 by February 19, 2026, within a range of $117.66 to $124.33 3-Month Outlook: Projected rise of 37.42%, reaching $177.48 by May 06, 2026, with a range of $169.87 to $183.94. 1-Year Outlook: Projected gain of 25.81%, with price at $162.49 by February 05, 2027, within a range of $156.54 to $167.71.