TWFG Company Profile and Key Details

TWFG, Inc. Common Stock (NASDAQ:TWFG) closed at $18.84 USD, gaining $0.20 (1.07%) from the previous close of $18.64. The stock is currently mid-range between its 52-week high and low $16.56 and $36.85. With a market capitalization of about $267.65 million, TWFG, Inc. Common Stock is classified as a micro-cap and shows lower-than-market volatility (beta ~0.45). Key stats such as the average daily volume over the past year has been around 291.04 thousand shares, volume is running light vs its 52-week average. Headquartered in The Woodlands, TX, TWFG, Inc. Common Stock operates in the Financial Services sector and the Insurance - Brokers industry. Led by CEO Richard Finley Bunch, the company employs approximately 293 people and listed since July 18, 2024. TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States.

TWFG has shown weak momentum, losing -8.03% over the past week and -1.32% over the past quarter, though year-to-date performance is down -11.64%. Short-term trend indicators are bullishly aligned (SMA20 -9.54%, SMA50 -23.21%, SMA200 -32.36%). The stock’s 14-day RSI is 35.88 (weak momentum), while the ATR of 1.67 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -47.9% below its high and over 15.94% above its low. Average 10-day trading volume of 232.54 thousand shares is below the 3-month average of 293.00 thousand, indicating normal recent market interest.

TWFG, Inc. Common Stock has 15.01 million shares outstanding. The public float is 13.51 million shares, elevated short interest at 3.92% of float. This equals 475.93 thousand shares. The short ratio is 2.7 days. Institutional investors hold 99.84% of the float. Insiders own 13.67%.

TWFG, Inc. Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $29.85. This means the shares are trading below this model’s fair value.

Analyst sentiment is neutral. Analyst rating data shows there are 5 Strong Buy ratings, 4 Buy ratings, 9 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $22.00. The high target offers 122.93% upside. The low target suggests 16.77% downside. The mean target is $30.67. This offers 62.79% upside. TWFG, Inc. Common Stock earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 07, 2026, missed forecasts by 45.0%. The prior quarter beat by 66.67%. Over the last six quarters, Apple has recorded several small beats. These include 90.0% in March 19, 2025.

TWFG, Inc. Common Stock trades at a P/E ratio of 33.22, slightly above the S&P 500 average, with a price-to-sales ratio of 1.05 and a price-to-book ratio of 4.02 trading at moderately above to book value. The P/FCF stands at 5.91, also below market averages.

TWFG, Inc. Common Stock (NASDAQ:TWFG) shares are down -11.64% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows TWFG, Inc. Common Stock trading at a premium to the broader market with a P/E of 33.22. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $30.88, suggesting 63.91% upside. Our AI forecast model points to short-term weakness (-2.92% over two weeks), a medium-term fall (-4.56% over three months), and a longer-term loss (-26.59% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that TWFG, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -2.92%, with price expected at $18.29 by June 02, 2026, within a range of $17.74 to $18.86 3-Month Outlook: Projected fall of -4.56%, reaching $17.98 by August 17, 2026, with a range of $16.33 to $19.13. 1-Year Outlook: Projected loss of -26.59%, with price at $13.83 by May 19, 2027, within a range of $12.38 to $15.40.