TWFG Company Profile and Key Details

TWFG, Inc. Common Stock trades at a P/E ratio of 34.12, slightly above the S&P 500 average, with a price-to-sales ratio of 1.16 and a price-to-book ratio of 3.27 trading at moderately above to book value. The P/FCF stands at 5.89, also above market averages.

TWFG, Inc. Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $41.01. This means the shares are trading below this model’s fair value.

Analyst sentiment is neutral. Analyst rating data shows there are 4 Strong Buy ratings, 3 Buy ratings, 7 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $24.00. The high target offers 132.17% upside. The low target suggests 32.67% downside. The mean target is $32.71. This offers 80.82% upside. TWFG, Inc. Common Stock earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 12, 2025, missed forecasts by 21.05%. The prior quarter beat by 11.11%. Over the last six quarters, Apple has recorded several small beats. These include 298.13% in August 27, 2024.

Our AI price prediction model suggests that TWFG, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -2.49%, with price expected at $17.64 by April 16, 2026, within a range of $15.99 to $19.27 3-Month Outlook: Projected fall of -34.33%, reaching $11.88 by July 01, 2026, with a range of $10.77 to $12.76. 1-Year Outlook: Projected loss of -7.9%, with price at $16.66 by April 02, 2027, within a range of $15.30 to $18.07.

TWFG, Inc. Common Stock has 15.01 million shares outstanding. The public float is 13.51 million shares, elevated short interest at 3.92% of float. This equals 475.93 thousand shares. The short ratio is 2.7 days. Institutional investors hold 95.31% of the float. Insiders own 12.33%.

TWFG has shown weak momentum, losing -8.03% over the past week and -1.32% over the past quarter, though year-to-date performance is down -11.64%. Short-term trend indicators are bullishly aligned (SMA20 -9.54%, SMA50 -23.21%, SMA200 -32.36%). The stock’s 14-day RSI is 35.88 (weak momentum), while the ATR of 1.67 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -47.9% below its high and over 15.94% above its low. Average 10-day trading volume of 272.93 thousand shares is slightly above the 3-month average of 220.93 thousand, indicating heightened recent market interest.

TWFG, Inc. Common Stock (NASDAQ:TWFG) shares are down -11.64% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows TWFG, Inc. Common Stock trading at a premium to the broader market with a P/E of 34.12. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $32.30, suggesting 78.55% upside. Our AI forecast model points to short-term weakness (-2.49% over two weeks), a medium-term fall (-34.33% over three months), and a longer-term loss (-7.9% over one year), with expected trading ranges indicating moderate volatility.

TWFG, Inc. Common Stock (NASDAQ:TWFG) closed at $18.09 USD, gaining $0.17 (0.95%) from the previous close of $17.92. The stock is currently mid-range between its 52-week high and low $16.56 and $36.85. With a market capitalization of about $271.87 million, TWFG, Inc. Common Stock is classified as a micro-cap and shows lower-than-market volatility (beta ~0.34). Key stats such as the average daily volume over the past year has been around 222.93 thousand shares, in line with its 52-week average. Headquartered in The Woodlands, TX, TWFG, Inc. Common Stock operates in the Financial Services sector and the Insurance - Brokers industry. Led by CEO Richard Finley Bunch, the company employs approximately 293 people and listed since July 18, 2024. TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States.