TWFG Company Profile and Key Details

TWFG, Inc. Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $49.58. This means the shares are trading below this model’s fair value.

Short-term trend indicators are mixed aligned (SMA20 1.41%, SMA50 6.41%, SMA200 -4.12%). The stock’s 14-day RSI is 56.87 (neutral), while the ATR of 0.96 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -22.39% below its high and over 21.6% above its low. Average 10-day trading volume of 58.08 thousand shares is below the 3-month average of 110.06 thousand, indicating normal recent market interest.

TWFG, Inc. Common Stock has 15.01 million shares outstanding. The public float is 13.51 million shares, elevated short interest at 3.92% of float. This equals 475.93 thousand shares. The short ratio is 2.7 days. Institutional investors hold 91.14% of the float. Insiders own 12.35%.

Wall Street analysts project EPS growth of 20.21% annually over the next five years. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 2 Buy ratings, 8 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $30.00. The high target offers 46.85% upside. The low target suggests 4.9% downside. The mean target is $32.85. This offers 14.86% upside. TWFG, Inc. Common Stock earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 12, 2025, missed forecasts by 21.05%. The prior quarter beat by 11.11%. Over the last six quarters, Apple has recorded several small beats. These include 298.13% in August 27, 2024.

Our AI price prediction model suggests that TWFG, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.35%, with price expected at $28.70 by January 02, 2026, within a range of $28.21 to $29.23 3-Month Outlook: Projected rise of 30.17%, reaching $37.23 by March 19, 2026, with a range of $36.34 to $38.11. 1-Year Outlook: Projected gain of 4.55%, with price at $29.90 by December 18, 2026, within a range of $28.74 to $31.08.

TWFG, Inc. Common Stock (NASDAQ:TWFG) shares are flat -7.14% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows TWFG, Inc. Common Stock trading at a premium to the broader market with a P/E of 29.58. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $32.50, suggesting 13.64% upside. Our AI forecast model points to short-term strength (0.35% over two weeks), a medium-term rise (30.17% over three months), and a longer-term gain (4.55% over one year), with expected trading ranges indicating moderate volatility.

TWFG, Inc. Common Stock trades at a P/E ratio of 29.58, slightly below the S&P 500 average, with a price-to-sales ratio of 1.95 and a price-to-book ratio of 5.41 trading at moderately above to book value. The P/FCF stands at 8.9, also above market averages.