TWFG Company Profile and Key Details

TWFG has shown weak momentum, losing -8.03% over the past week and -1.32% over the past quarter, though year-to-date performance is down -11.64%. Short-term trend indicators are bullishly aligned (SMA20 -1.45%, SMA50 -6.41%, SMA200 -12.32%). The stock’s 14-day RSI is 43.93 (neutral), while the ATR of 1.24 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -30.34% below its high and over 9.14% above its low. Average 10-day trading volume of 103.34 thousand shares is slightly above the 3-month average of 85.40 thousand, indicating heightened recent market interest.

TWFG, Inc. Common Stock has 15.01 million shares outstanding. The public float is 13.51 million shares, elevated short interest at 3.92% of float. This equals 475.93 thousand shares. The short ratio is 2.7 days. Institutional investors hold 95.31% of the float. Insiders own 12.33%.

Wall Street analysts project EPS growth of 19.85% annually over the next five years. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 2 Buy ratings, 7 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $30.00. The high target offers 63.62% upside. The low target suggests 16.87% downside. The mean target is $32.83. This offers 27.89% upside. TWFG, Inc. Common Stock earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 12, 2025, missed forecasts by 21.05%. The prior quarter beat by 11.11%. Over the last six quarters, Apple has recorded several small beats. These include 298.13% in August 27, 2024.

TWFG, Inc. Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $49.58. This means the shares are trading below this model’s fair value.

TWFG, Inc. Common Stock (NASDAQ:TWFG) shares are down -11.64% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows TWFG, Inc. Common Stock trading at a premium to the broader market with a P/E of 58.93. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $32.50, suggesting 26.61% upside. Our AI forecast model points to short-term weakness (-5.3% over two weeks), a medium-term rise (18.19% over three months), and a longer-term loss (-2.73% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that TWFG, Inc. Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -5.3%, with price expected at $24.31 by February 19, 2026, within a range of $23.78 to $24.87 3-Month Outlook: Projected rise of 18.19%, reaching $30.34 by May 06, 2026, with a range of $29.42 to $31.21. 1-Year Outlook: Projected loss of -2.73%, with price at $24.97 by February 05, 2027, within a range of $23.78 to $26.03.

TWFG, Inc. Common Stock trades at a P/E ratio of 58.93, slightly above the S&P 500 average, with a price-to-sales ratio of 1.79 and a price-to-book ratio of 4.91 trading at moderately above to book value. The P/FCF stands at 9.44, also below market averages.