ACT Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 0.93%, SMA50 4.63%, SMA200 12.73%). The stock’s 14-day RSI is 57.14 (neutral), while the ATR of 1.05 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -4.98% below its high and over 36.09% above its low. Average 10-day trading volume of 259.38 thousand shares is below the 3-month average of 301.96 thousand, indicating normal recent market interest.

Enact Holdings Inc. generated EPS of $4.52 over the past year. Five-year average earnings growth is 14.7%. The latest quarter delivered EPS of $1.21. The next quarter is forecast at $1.18. Next year's EPS is expected at -$10.13. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 1 Buy ratings, 7 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $49.00 to $39.00. The high target offers 9.33% upside. The low target suggests -12.99% downside. The mean target is $43.00. This offers -4.06% upside. Enact Holdings Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 05, 2026, missed forecasts by 0.0%. The prior quarter beat by 12.84%. Over the last six quarters, Apple has recorded several small beats. These include 6.86% in February 04, 2025.

Enact Holdings Inc. has 139.60 million shares outstanding. The public float is 27.17 million shares, elevated short interest at 15.26% of float. This equals 3.75 million shares. The short ratio is 12.86 days. Institutional investors hold 121.28% of the float. Insiders own 80.96%. Genworth Holdings, Inc. holds 111.60 million shares, BISARO PAUL has 400.00 thousand shares and Gupta Rohit has 369.76 thousand shares. Over the past six months, insider transactions show net selling. They sold 3.64 million shares across 9 transactions.

Enact Holdings Inc. last paid a dividend of 0.87 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $105.50. This means the shares are trading below this model’s fair value.

Enact Holdings Inc. (NASDAQ:ACT) closed at $44.82 USD, losing -$0.68 (-1.49%) from the previous close of $45.50. The stock is currently within 5% of its 52-week high $33.94 and $46.34. With a market capitalization of about $6.26 billion, Enact Holdings Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.46). Key stats such as the average daily volume over the past year has been around 303.53 thousand shares, in line with its 52-week average. Headquartered in Raleigh, NC, Enact Holdings Inc. operates in the Financial Services sector and the Insurance - Property & Casualty industry. Led by CEO Rohit Gupta, the company employs approximately 426 people and listed since September 16, 2021. Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.

Enact Holdings Inc. trades at a P/E ratio of 9.71, slightly below the S&P 500 average, with a price-to-sales ratio of 5.07 and a price-to-book ratio of 1.19 suggesting the stock is closer to book value. The P/FCF stands at 8.71, also below market averages.

Enact Holdings Inc. (NASDAQ:ACT) shares are flat -3.03% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Enact Holdings Inc. trading at a premium to the broader market with a P/E of 9.71. Analyst sentiment is cautious, with the majority of ratings in Sector Perform territory and a mean price target of $33.88, suggesting -24.41% downside. Our AI forecast model points to short-term strength (6.76% over two weeks), a medium-term rise (0.98% over three months), and a longer-term gain (11.11% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Enact Holdings Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.76%, with price expected at $47.85 by July 22, 2026, within a range of $47.10 to $48.59 3-Month Outlook: Projected rise of 0.98%, reaching $45.26 by October 06, 2026, with a range of $43.15 to $47.52. 1-Year Outlook: Projected gain of 11.11%, with price at $49.80 by July 08, 2027, within a range of $49.15 to $50.37.