ACT Company Profile and Key Details

Enact Holdings, Inc. generated EPS of $4.35 over the past year. Five-year average earnings growth is 4.81%. Wall Street analysts project EPS growth of 2.8% annually over the next five years. The latest quarter delivered EPS of $1.12. The next quarter is forecast at $1.08. Next year's EPS is expected at -$10.13. Analyst sentiment is neutral. Analyst rating data shows there are 2 Strong Buy ratings, 0 Buy ratings, 6 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $43.00 to $35.00. The high target offers 6.81% upside. The low target suggests -13.07% downside. The mean target is $39.50. This offers -1.89% upside. Enact Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 05, 2025, missed forecasts by 0.0%. The prior quarter beat by 3.6%. Over the last six quarters, Apple has recorded several small beats. These include 23.3% in July 31, 2024.

Enact Holdings, Inc. has 144.40 million shares outstanding. The public float is 27.64 million shares, elevated short interest at 16.23% of float. This equals 3.40 million shares. The short ratio is 12.57 days. Institutional investors hold 113.67% of the float. Insiders own 80.85%. Genworth Holdings, Inc. holds 116.13 million shares, BISARO PAUL has 400.00 thousand shares and Gupta Rohit has 369.76 thousand shares. Over the past six months, insider transactions show net selling. They sold 4.85 million shares across 11 transactions.

Short-term trend indicators are bearishly aligned (SMA20 3.02%, SMA50 7.38%, SMA200 10.89%). The stock’s 14-day RSI is 66.6 (firm momentum), while the ATR of 0.68 points to moderate volatility. The stock remains sitting in the mid-range of its 52-week band, trading -1.09% below its high and over 31.34% above its low. Average 10-day trading volume of 289.69 thousand shares is in line with the 3-month average of 296.77 thousand, indicating normal recent market interest.

Enact Holdings, Inc. (NASDAQ:ACT) closed at $40.26 USD, losing -$0.18 (-0.45%) from the previous close of $40.44. The stock is currently within 5% of its 52-week high $30.79 and $40.88. With a market capitalization of about $5.81 billion, Enact Holdings, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.52). Key stats such as the average daily volume over the past year has been around 298.94 thousand shares, volume is running light vs its 52-week average. Headquartered in Raleigh, NC, Enact Holdings, Inc. operates in the Financial Services sector and the Insurance - Specialty industry. Led by CEO Rohit Gupta, the company employs approximately 421 people and listed since September 16, 2021. Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.

Enact Holdings, Inc. last paid a dividend of 0.81 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $82.29. This means the shares are trading below this model’s fair value.

Enact Holdings, Inc. trades at a P/E ratio of 8.92, slightly below the S&P 500 average, with a price-to-sales ratio of 4.75 and a price-to-book ratio of 1.16 suggesting the stock is closer to book value. The P/FCF stands at 8.3, also above market averages.

Our AI price prediction model suggests that Enact Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 7.13%, with price expected at $43.13 by January 06, 2026, within a range of $42.48 to $43.83 3-Month Outlook: Projected rise of 6.48%, reaching $42.87 by March 23, 2026, with a range of $41.23 to $44.33. 1-Year Outlook: Projected gain of 13.51%, with price at $45.70 by December 23, 2026, within a range of $45.11 to $46.18.

Enact Holdings, Inc. (NASDAQ:ACT) shares are up 24.89% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Enact Holdings, Inc. trading at a premium to the broader market with a P/E of 8.92. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $31.89, suggesting -20.79% downside. Our AI forecast model points to short-term strength (7.13% over two weeks), a medium-term rise (6.48% over three months), and a longer-term gain (13.51% over one year), with expected trading ranges indicating moderate volatility.