UWMC Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -14.93%, SMA50 -17.13%, SMA200 -17.99%). The stock’s 14-day RSI is 30.0 (weak momentum), while the ATR of 0.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -41.74% below its high and over 9.62% above its low. Average 10-day trading volume of 19.38 million shares is slightly above the 3-month average of 15.47 million, indicating heightened recent market interest.

UWM Holdings Corporation has 218.64 million shares outstanding. The public float is 182.53 million shares, elevated short interest at 16.32% of float. This equals 34.73 million shares. The short ratio is 3.5 days. Institutional investors hold 80.2% of the float. Insiders own 14.67%. Mat Ishbia holds 4.60 million shares, Elezaj Alex has 280.66 thousand shares and Verdun Robert has 204.72 thousand shares. Over the past six months, insider transactions show net selling. They sold 68.50 million shares across 117 transactions.

UWM Holdings Corporation (NYSE:UWMC) closed at $4.16 USD, losing -$0.40 (-8.77%) from the previous close of $4.56. The stock is currently mid-range between its 52-week high and low $3.79 and $7.14. With a market capitalization of about $6.31 billion, UWM Holdings Corporation is classified as a mid-cap and shows higher-than-market volatility (beta ~1.93). Key stats such as the average daily volume over the past year has been around 15.25 million shares, trading with heavier-than-usual volume. Headquartered in Pontiac, MI, UWM Holdings Corporation operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Mathew R. Ishbia, the company employs approximately 9,100 people and listed since May 01, 2020. UWM Holdings Corporation engages in the residential mortgage lending business in the United States.

UWM Holdings Corporation last paid a dividend of 0.4 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $5.10. This means the shares are trading below this model’s fair value.

Wall Street analysts project EPS growth of 57.38% annually over the next five years. The latest quarter delivered EPS of $0.01. The next quarter is forecast at $0.09. Next year's EPS is expected at $155.48. Analyst sentiment is neutral. Analyst rating data shows there are 3 Strong Buy ratings, 1 Buy ratings, 8 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $10.00 to $4.50. The high target offers 140.38% upside. The low target suggests 8.17% downside. The mean target is $6.38. This offers 53.37% upside. UWM Holdings Corporation earnings surprise history is a mixed track record. The quarter that ended November 06, 2025, missed forecasts by -92.2%. The prior quarter beat by 166.67%. Over the last six quarters, Apple has recorded several small beats. These include -33.33% in August 06, 2024.

UWM Holdings Corporation (NYSE:UWMC) shares are up 31.74% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows UWM Holdings Corporation trading at a premium to the broader market with a P/E of 6.23. Analyst sentiment is mixed, with the majority of ratings in Hold territory and a mean price target of $6.59, suggesting 58.41% upside. Our AI forecast model points to short-term weakness (-8.17% over two weeks), a medium-term fall (-44.95% over three months), and a longer-term gain (298.08% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that UWM Holdings Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -8.17%, with price expected at $3.82 by March 11, 2026, within a range of $3.45 to $4.18 3-Month Outlook: Projected fall of -44.95%, reaching $2.29 by May 25, 2026, with a range of $2.08 to $2.46. 1-Year Outlook: Projected gain of 298.08%, with price at $16.56 by February 25, 2027, within a range of $8.61 to $24.76.

UWM Holdings Corporation trades at a P/E ratio of 6.23, slightly below the S&P 500 average, with a price-to-sales ratio of 2.69 and a price-to-book ratio of 0.67 suggesting the stock is closer to book value. The P/FCF stands at -1.89, also below market averages.