UWMC Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 -5.66%, SMA50 -9.06%, SMA200 -10.33%). The stock’s 14-day RSI is 42.12 (neutral), while the ATR of 0.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -36.27% below its high and over 20.21% above its low. Average 10-day trading volume of 15.13 million shares is below the 3-month average of 21.13 million, indicating normal recent market interest.

UWM Holdings Corporation last paid a dividend of 0.4 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $5.10. This means the shares are trading below this model’s fair value.

UWM Holdings Corporation has 218.64 million shares outstanding. The public float is 182.53 million shares, elevated short interest at 16.32% of float. This equals 34.73 million shares. The short ratio is 3.5 days. Institutional investors hold 79.17% of the float. Insiders own 13.42%. Elezaj Alex holds 280.66 thousand shares, Verdun Robert has 204.72 thousand shares and Lawson Laura has 14.01 thousand shares. Over the past six months, insider transactions show net selling. They sold 62.37 million shares across 76 transactions.

Wall Street analysts project EPS growth of 87.02% annually over the next five years. The latest quarter delivered EPS of $0.05. The next quarter is forecast at $0.07. Next year's EPS is expected at $155.48. Analyst sentiment is neutral. Analyst rating data shows there are 5 Strong Buy ratings, 5 Buy ratings, 10 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $10.00 to $3.00. The high target offers 426.32% upside. The low target suggests 57.89% downside. The mean target is $5.81. This offers 205.79% upside. UWM Holdings Corporation earnings surprise history is a mixed track record. The quarter that ended May 06, 2026, missed forecasts by -23.82%. The prior quarter beat by -11.11%. Over the last six quarters, Apple has recorded several small beats. These include 20.67% in February 26, 2025.

UWM Holdings Corporation (NYSE:UWMC) closed at $1.84 USD, losing -$0.06 (-3.16%) from the previous close of $1.90. The stock is currently within 5% of its 52-week low $1.82 and $7.14. With a market capitalization of about $2.79 billion, UWM Holdings Corporation is classified as a mid-cap and shows higher-than-market volatility (beta ~1.81). Key stats such as the average daily volume over the past year has been around 21.19 million shares, volume is running light vs its 52-week average. Headquartered in Pontiac, MI, UWM Holdings Corporation operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Mathew R. Ishbia, the company employs approximately 9,100 people and listed since May 01, 2020. UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing.

UWM Holdings Corporation trades at a P/E ratio of 6.9, slightly below the S&P 500 average, with a price-to-sales ratio of 0.9 and a price-to-book ratio of 2.34 suggesting the stock is closer to book value. The P/FCF stands at -0.5, also below market averages.

UWM Holdings Corporation (NYSE:UWMC) shares are up 31.74% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows UWM Holdings Corporation trading at a premium to the broader market with a P/E of 6.9. Analyst sentiment is cautious, with the majority of ratings in Equal-Weight territory and a mean price target of $6.33, suggesting 233.16% upside. Our AI forecast model points to short-term weakness (-4.21% over two weeks), a medium-term rise (6.32% over three months), and a longer-term loss (-64.74% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that UWM Holdings Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -4.21%, with price expected at $1.82 by August 04, 2026, within a range of $1.72 to $1.93 3-Month Outlook: Projected rise of 6.32%, reaching $2.02 by October 19, 2026, with a range of $1.91 to $2.14. 1-Year Outlook: Projected loss of -64.74%, with price at $0.67 by July 21, 2027, within a range of $0.00 to $0.00.