CNF Company Profile and Key Details

CNFinance Holdings Limited (NYSE:CNF) shares are down -33.55% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows CNFinance Holdings Limited trading at a premium to the broader market with a P/E of -0.01. Our AI forecast model points to short-term weakness (-16.33% over two weeks), a medium-term fall (-68.57% over three months), and a longer-term loss (-37.55% over one year), with expected trading ranges indicating moderate volatility.

CNFinance Holdings Limited last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $8.86. This means the shares are trading below this model’s fair value.

CNFinance Holdings Limited (NYSE:CNF) closed at $2.45 USD, gaining $0.11 (4.70%) from the previous close of $2.34. The stock is currently mid-range between its 52-week high and low $2.20 and $8.80. With a market capitalization of about $7.34 million, CNFinance Holdings Limited is classified as a micro-cap and shows lower-than-market volatility (beta ~-0.18). Key stats such as the average daily volume over the past year has been around 6.74 thousand shares, trading with heavier-than-usual volume. Headquartered in Guangzhou, GD, CNFinance Holdings Limited operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Zhai Bin, the company employs approximately 326 people and listed since November 07, 2018. CNFinance Holdings Limited is a financial services provider based in the People's Republic of China, specializing in home equity financing.

CNF has shown weak momentum, losing -21.94% over the past week and -15.19% over the past quarter, though year-to-date performance is down -33.55%. Short-term trend indicators are bearishly aligned (SMA20 -6.17%, SMA50 -5.32%, SMA200 -2.43%). The stock’s 14-day RSI is 43.56 (neutral), while the ATR of 0.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -54.2% below its high and over 124.61% above its low. Average 10-day trading volume of 16.71 thousand shares is significantly above the 3-month average of 7.59 thousand, indicating heightened recent market interest.

CNFinance Holdings Limited trades at a P/E ratio of -0.01, slightly below the S&P 500 average, with a price-to-sales ratio of -0.12 The P/FCF stands at 0.0, also below market averages.

CNFinance Holdings Limited generated EPS of $nan over the past year. Five-year average earnings growth is -41.63%. The latest quarter delivered EPS of -$0.88. The next quarter is forecast at $nan. Next year's EPS is expected at $51.01. CNFinance Holdings Limited earnings surprise history is frequent misses against expectations. The quarter that ended April 30, 2026, missed forecasts by -192400.77%. The prior quarter beat by -133.33%. Over the last six quarters, Apple has recorded several small beats. These include 450.4% in August 21, 2024.

CNFinance Holdings Limited has 68.58 million shares outstanding. The public float is 910.66 million shares, elevated short interest at 0.19% of float. This equals 86.14 thousand shares. The short ratio is 0.53 days. Institutional investors hold 20.96% of the float. Insiders own 2.18%. WILLIFORD JOHN H holds 112.46 thousand shares, QUESNEL GREGORY L has 49.58 thousand shares and Pileggi Jennifer has 0.00 shares.

Our AI price prediction model suggests that CNFinance Holdings Limited stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -16.33%, with price expected at $2.05 by July 29, 2026, within a range of $1.97 to $2.15 3-Month Outlook: Projected fall of -68.57%, reaching $0.77 by October 12, 2026, with a range of $0.60 to $0.96. 1-Year Outlook: Projected loss of -37.55%, with price at $1.53 by July 15, 2027, within a range of $0.00 to $0.00.