GHLD Company Profile and Key Details

Q: Who are the executives of GHLD?

Mr. Barrett Hart HornExecutive Vice President & National Production Mang.Bella GuerreroSec.Ms. Terry Lynn SchmidtChief Executive Officer & DirectorMr. David Manuel NeylanPres & Chief Operating OfficerMs. Desiree A. KramerSenior Vice President & Chief Financial OfficerMs. Lisa Irene KlikaSenior Vice President, Chief Compliance Officer & Sec.Ms. Kat FosterSenior Vice President & Director of Credit RiskMs. Mary Ann McGarry C.P.A.Chief Executive Officer & DirectorMs. Mary Ann McGarry CPAChief Executive Officer & Director

NYSE : GHLD

Guild

$20.01

0.14+0.70%

At Close 4:00 PM

Not Actively Trading

59.32

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Guild Holdings Company (GHLD) stock surged +0.70%, trading at $20.01 on NYSE, up from the previous close of $19.87. The stock opened at $20.03, fluctuating between $20.01 and $20.08 in the recent session.

Stock Snapshot

19.87

Prev. Close

1.25B

Market Cap

20.01

Day Low

9.905940594059405

P/E Ratio

2.02

EPS (TTM)

-4.11

Cash Flow per Share

20.03

Open

62.28M

Number of Shares

20.075

Day High

45.5%

Free Float in %

19.38

Book Value

116.29K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Nov 26, 2025	20.01	20.08	20.01	20.01	151.49K
Nov 25, 2025	19.86	19.90	19.85	19.87	12.85K
Nov 24, 2025	19.85	19.86	19.83	19.85	8.98K
Nov 21, 2025	19.92	19.92	19.84	19.85	27.19K
Nov 20, 2025	19.90	19.93	19.85	19.86	130.77K
Nov 19, 2025	19.92	19.93	19.87	19.89	65.33K
Nov 18, 2025	19.93	19.94	19.90	19.93	19.21K
Nov 17, 2025	19.97	19.97	19.93	19.93	2.95K
Nov 14, 2025	19.93	19.96	19.93	19.94	21.14K
Nov 13, 2025	19.98	19.98	19.95	19.95	8.98K
Nov 12, 2025	19.97	19.98	19.93	19.93	16.79K
Nov 11, 2025	19.96	19.98	19.95	19.97	9.75K
Nov 10, 2025	20.00	20.00	19.95	19.96	4.14K
Nov 07, 2025	19.98	20.00	19.94	19.95	20.01K
Nov 06, 2025	19.98	20.00	19.93	19.98	53.63K
Nov 05, 2025	19.93	19.94	19.92	19.93	15.47K
Nov 04, 2025	19.93	19.94	19.88	19.88	9.38K
Nov 03, 2025	19.86	19.89	19.86	19.88	11.99K
Oct 31, 2025	19.85	19.89	19.85	19.88	31.77K
Oct 30, 2025	19.89	19.89	19.83	19.88	49.53K

Contact Details

San Diego, CA 92111

United States

https://www.guildmortgage.com 858 560 6330

About Company

Guild Holdings Company operates as a mortgage firm primarily engaged in the origination, sale, and servicing of home loans throughout the United States. With a robust presence, it maintains nearly 260 branch locations and possesses licenses in 49 states. The company facilitates residential mortgage creation through both its retail channels and correspondent partnerships. Established in 1960, its corporate headquarters are located in San Diego, California.

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Company Overview

Guild Holdings Company (NYSE:GHLD) closed at $20.01 USD, gaining $0.14 (0.70%) from the previous close of $19.87. The stock is currently mid-range between its 52-week high and low $11.21 and $23.57. With a market capitalization of about $1.25 billion, Guild Holdings Company is classified as a small-cap and shows market-like volatility (beta ~1.08). Key stats such as the average daily volume over the past year has been around 31.09 thousand shares, trading with heavier-than-usual volume. Headquartered in San Diego, CA, Guild Holdings Company operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Terry Lynn Schmidt, the company employs approximately 5,270 people and listed since October 22, 2020. Guild Holdings Company operates as a mortgage firm primarily engaged in the origination, sale, and servicing of home loans throughout the United States.

Technical Performance

GHLD has shown mixed momentum, gaining 0.6% over the past week and 0.45% over the past quarter, though year-to-date performance is up 41.81%. Short-term trend indicators are bearishly aligned (SMA20 0.47%, SMA50 0.5%, SMA200 18.48%). The stock’s 14-day RSI is 64.59 (firm momentum), while the ATR of 0.07 points to tighter daily ranges. The stock remains hovering near 52-week lows, trading -14.04% below its high and over 87.89% above its low.

Valuation Metrics

Guild Holdings Company trades at a P/E ratio of 44.47, slightly above the S&P 500 average, with a price-to-sales ratio of 1.4 and a price-to-book ratio of 1.0 suggesting the stock is closer to book value. The P/FCF stands at -7.11, also below market averages.

Dividend & Fair Value

Guild Holdings Company last paid a dividend of 0.5 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $3.34. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Guild Holdings Company generated EPS of $2.01 over the past year. Five-year average earnings growth is 75.85%. The latest quarter delivered EPS of $0.53. The next quarter is forecast at $nan. Next year's EPS is expected at $93.95. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $20.00 to $20.00. The high target offers -0.05% upside. The low target suggests -0.05% downside. The mean target is $20.00. This offers -0.05% upside. Guild Holdings Company earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 05, 2025, missed forecasts by 4.31%. The prior quarter beat by 53.49%. Over the last six quarters, Apple has recorded several small beats. These include 75.0% in August 08, 2024.

Shareholding & Insider Activity

Guild Holdings Company has 21.90 million shares outstanding. The public float is 10.42 million shares, elevated short interest at 1.87% of float. This equals 263.55 thousand shares. The short ratio is 2.47 days. Institutional investors hold 61.68% of the float. Insiders own 53.82%. McGarry Strategic Enterprises, LLC holds 4.38 million shares, Schmidt Terry Lynn has 2.80 million shares and Neylan David Manuel has 396.60 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Guild generated $718.14M in revenue, or $11.78 per share. Gross margin was 94.40%, operating margin 4.48%, and net profit margin -5.43%. Returns are negative, with ROA at -1.04% and ROE at -3.30%.
On valuation metrics, Guild trades at a P/E of 44.47, P/S of 1.40 and P/B of 1.00. Liquidity is tight, with a current ratio of 0.08 and quick ratio of 0.08. Debt-to-equity is 2.70, supported by a cash flow-to-debt ratio of -0.05.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Guild posted revenue of $718.14M, down slightly from $1.16B in the prior quarter. Gross profit was $677.89M (margin 94.40%). Operating income was $32.16M (margin 4.5%). Net income was- $39.01M (EPS - $0.64).
The company ended the quarter with $127.38M in cash and short-term investments, a total debt of $2.06B, and net debt of $1.93B. Total assets were $3.76B, with equity of $1.18B. Financials further reflected weakness, with operating cash flow of - $402.37M, free cash flow of - $407.88M, and capital expenditures of - $5.51M.

Price Forecast & Outlook

Our AI price prediction model suggests that Guild Holdings Company stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.1%, with price expected at $19.79 by December 10, 2025, within a range of $19.66 to $19.91 3-Month Outlook: Projected fall of -7.35%, reaching $18.54 by February 24, 2026, with a range of $17.29 to $19.59. 1-Year Outlook: Projected gain of 13.89%, with price at $22.79 by November 26, 2026, within a range of $22.26 to $23.49.

Key Takeaways

Guild Holdings Company (NYSE:GHLD) shares are up 41.81% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Guild Holdings Company trading at a premium to the broader market with a P/E of 44.47. Analyst sentiment is mixed, with the majority of ratings in Hold territory and a mean price target of $15.44, suggesting -22.84% downside. Our AI forecast model points to short-term weakness (-1.1% over two weeks), a medium-term fall (-7.35% over three months), and a longer-term gain (13.89% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Guild Holdings Company (GHLD) stock price?

Guild Holdings Company (NYSE: GHLD) stock price is $20.01 in the last trading session. During the trading session, GHLD stock reached the peak price of $20.08 while $20.01 was the lowest point it dropped to. The percentage change in GHLD stock occurred in the recent session was 0.7% while the dollar amount for the price change in GHLD stock was $0.14.

GHLD's industry and sector of operation?

The NYSE listed GHLD is part of Financial - Mortgages industry that operates in the broader Financial Services sector. Guild Holdings Company designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of GHLD?

Mr. Barrett Hart Horn
Executive Vice President & National Production Mang.
Bella Guerrero
Sec.
Ms. Terry Lynn Schmidt
Chief Executive Officer & Director
Mr. David Manuel Neylan
Pres & Chief Operating Officer
Ms. Desiree A. Kramer
Senior Vice President & Chief Financial Officer
Ms. Lisa Irene Klika
Senior Vice President, Chief Compliance Officer & Sec.
Ms. Kat Foster
Senior Vice President & Director of Credit Risk
Ms. Mary Ann McGarry C.P.A.
Chief Executive Officer & Director
Ms. Mary Ann McGarry CPA
Chief Executive Officer & Director

How GHLD did perform over past 52-week?

GHLD's closing price is 78.5% higher than its 52-week low of $11.21 where as its distance from 52-week high of $23.57 is -15.1%.

How many employees does GHLD have?

Number of GHLD employees currently stands at 5,270.

Link for GHLD official website?

Official Website of GHLD is: https://www.guildmortgage.com

How do I contact GHLD?

GHLD could be contacted at phone 858 560 6330 and can also be accessed through its website. GHLD operates from 5887 Copley Drive, San Diego, CA 92111, United States.

How many shares of GHLD are traded daily?

GHLD stock volume for the day was 116.29K shares. The average number of GHLD shares traded daily for last 3 months was 31.09K.

What is the market cap of GHLD currently?

The market value of GHLD currently stands at $1.25B with its latest stock price at $20.01 and 62.28M of its shares outstanding.

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Employees	5270
Beta	1.08
Sales or Revenue	$718.14M
5Y Sales Change%	0.285%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Financial - Mortgages

GHLD Company Profile and Key Details

Guild

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways