GHLD Company Profile and Key Details

GHLD has shown mixed momentum, gaining 0.6% over the past week and 0.45% over the past quarter, though year-to-date performance is up 41.81%. Short-term trend indicators are bearishly aligned (SMA20 0.47%, SMA50 0.5%, SMA200 18.48%). The stock’s 14-day RSI is 64.59 (firm momentum), while the ATR of 0.07 points to tighter daily ranges. The stock remains hovering near 52-week lows, trading -14.04% below its high and over 87.89% above its low.

Guild Holdings Company generated EPS of $2.01 over the past year. Five-year average earnings growth is 75.85%. The latest quarter delivered EPS of $0.53. The next quarter is forecast at $nan. Next year's EPS is expected at $93.95. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 4 Hold ratings, 0 Sell rating and 1 Strong Sell ratings. Price targets range from $20.00 to $12.00. The high target offers -0.05% upside. The low target suggests -40.03% downside. The mean target is $16.90. This offers -15.54% upside. Guild Holdings Company earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 05, 2025, missed forecasts by 4.31%. The prior quarter beat by 53.49%. Over the last six quarters, Apple has recorded several small beats. These include 75.0% in August 08, 2024.

Guild Holdings Company last paid a dividend of 0.5 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $3.34. This means the shares are trading above this model’s fair value.

Guild Holdings Company (NYSE:GHLD) closed at $20.01 USD, gaining $0.14 (0.70%) from the previous close of $19.87. The stock is currently mid-range between its 52-week high and low $11.21 and $23.57. With a market capitalization of about $1.25 billion, Guild Holdings Company is classified as a small-cap and shows market-like volatility (beta ~1.08). Key stats such as the average daily volume over the past year has been around 31.09 thousand shares, trading with heavier-than-usual volume. Headquartered in San Diego, CA, Guild Holdings Company operates in the Financial Services sector and the Financial - Mortgages industry. Led by CEO Terry Lynn Schmidt, the company employs approximately 5,270 people and listed since October 22, 2020. Guild Holdings Company, a mortgage company, originates, sells, and services residential mortgage loans in the United States.

Guild Holdings Company trades at a P/E ratio of 9.86, slightly below the S&P 500 average, with a price-to-sales ratio of 0.96 and a price-to-book ratio of 1.0 suggesting the stock is closer to book value. The P/FCF stands at 50.15, also below market averages.

Guild Holdings Company has 21.90 million shares outstanding. The public float is 10.42 million shares, elevated short interest at 1.87% of float. This equals 263.55 thousand shares. The short ratio is 2.47 days. Institutional investors hold 61.68% of the float. Insiders own 53.82%. McGarry Strategic Enterprises, LLC holds 4.38 million shares, Schmidt Terry Lynn has 2.80 million shares and Neylan David Manuel has 396.60 thousand shares.

Guild Holdings Company (NYSE:GHLD) shares are up 41.81% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Guild Holdings Company trading at a premium to the broader market with a P/E of 9.86. Analyst sentiment is mixed, with the majority of ratings in Hold territory and a mean price target of $15.44, suggesting -22.84% downside. Our AI forecast model points to short-term weakness (-1.1% over two weeks), a medium-term fall (-7.35% over three months), and a longer-term gain (13.89% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Guild Holdings Company stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.1%, with price expected at $19.79 by December 10, 2025, within a range of $19.66 to $19.91 3-Month Outlook: Projected fall of -7.35%, reaching $18.54 by February 24, 2026, with a range of $17.29 to $19.59. 1-Year Outlook: Projected gain of 13.89%, with price at $22.79 by November 26, 2026, within a range of $22.26 to $23.49.