ENVA Company Profile and Key Details

Enova International, Inc. (NYSE:ENVA) closed at $242.18 USD, gaining $1.45 (0.60%) from the previous close of $240.73. The stock is currently within 5% of its 52-week high $99.61 and $246.38. With a market capitalization of about $6.03 billion, Enova International, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.30). Key stats such as the average daily volume over the past year has been around 293.88 thousand shares, in line with its 52-week average. Headquartered in Chicago, IL, Enova International, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Steven E. Cunningham, the company employs approximately 1,852 people and listed since November 13, 2014. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.

Enova International, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $43.93. This means the shares are trading above this model’s fair value.

Short-term trend indicators are mixed aligned (SMA20 -3.02%, SMA50 -5.82%, SMA200 19.27%). The stock’s 14-day RSI is 46.68 (neutral), while the ATR of 6.37 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -16.03% below its high and over 86.83% above its low. Average 10-day trading volume of 533.48 thousand shares is significantly above the 3-month average of 296.49 thousand, indicating heightened recent market interest.

Enova International, Inc. generated EPS of $11.58 over the past year. Five-year average earnings growth is -0.31%. Wall Street analysts project EPS growth of 23.87% annually over the next five years. The latest quarter delivered EPS of $3.87. The next quarter is forecast at $3.64. Next year's EPS is expected at $23.83. Analyst sentiment is bullish. Analyst rating data shows there are 6 Strong Buy ratings, 8 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $270.00 to $144.00. The high target offers 11.49% upside. The low target suggests -40.54% downside. The mean target is $197.64. This offers -18.39% upside. Enova International, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 23, 2026, missed forecasts by 5.74%. The prior quarter beat by 9.15%. Over the last six quarters, Apple has recorded several small beats. These include 12.02% in February 04, 2025.

Enova International, Inc. has 25.01 million shares outstanding. The public float is 23.84 million shares, elevated short interest at 10.50% of float. This equals 1.98 million shares. The short ratio is 5.48 days. Institutional investors hold 104.04% of the float. Insiders own 4.72%. Fisher David holds 306.44 thousand shares, Zeeman Gregory T has 163.82 thousand shares and Cunningham Steven E has 122.94 thousand shares. Over the past six months, insider transactions show net selling. They sold 198.64 thousand shares across 16 transactions.

Enova International, Inc. (NYSE:ENVA) shares are flat -2.42% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Enova International, Inc. trading at a premium to the broader market with a P/E of 18.79. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $96.18, suggesting -60.29% downside. Our AI forecast model points to short-term strength (14.08% over two weeks), a medium-term rise (37.09% over three months), and a longer-term gain (12.47% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Enova International, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 14.08%, with price expected at $276.29 by July 14, 2026, within a range of $270.18 to $282.79 3-Month Outlook: Projected rise of 37.09%, reaching $332.01 by September 28, 2026, with a range of $316.46 to $352.34. 1-Year Outlook: Projected gain of 12.47%, with price at $272.39 by June 30, 2027, within a range of $267.80 to $277.55.

Enova International, Inc. trades at a P/E ratio of 18.79, slightly below the S&P 500 average, with a price-to-sales ratio of 1.86 and a price-to-book ratio of 4.36 trading at moderately above to book value. The P/FCF stands at 3.29, also below market averages.