ENVA Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 -3.02%, SMA50 -5.82%, SMA200 19.27%). The stock’s 14-day RSI is 46.68 (neutral), while the ATR of 6.37 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -16.03% below its high and over 86.83% above its low. Average 10-day trading volume of 276.50 thousand shares is below the 3-month average of 362.70 thousand, indicating normal recent market interest.

Enova International, Inc. has 24.90 million shares outstanding. The public float is 23.80 million shares, elevated short interest at 10.84% of float. This equals 2.16 million shares. The short ratio is 4.67 days. Institutional investors hold 101.79% of the float. Insiders own 4.53%. Fisher David holds 306.44 thousand shares, Zeeman Gregory T has 163.82 thousand shares and Cunningham Steven E has 122.94 thousand shares. Over the past six months, insider transactions show net selling. They sold 126.54 thousand shares across 11 transactions.

Enova International, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $43.93. This means the shares are trading above this model’s fair value.

Enova International, Inc. generated EPS of $11.58 over the past year. Five-year average earnings growth is -0.31%. Wall Street analysts project EPS growth of 23.87% annually over the next five years. The latest quarter delivered EPS of $4.31. The next quarter is forecast at $3.64. Next year's EPS is expected at $23.83. Analyst sentiment is bullish. Analyst rating data shows there are 6 Strong Buy ratings, 11 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $280.00 to $144.00. The high target offers 17.95% upside. The low target suggests -39.34% downside. The mean target is $209.06. This offers -11.93% upside. Enova International, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended July 23, 2026, missed forecasts by 8.84%. The prior quarter beat by 5.74%. Over the last six quarters, Apple has recorded several small beats. These include 7.58% in April 29, 2025.

Enova International, Inc. (NYSE:ENVA) closed at $237.39 USD, losing -$16.99 (-6.68%) from the previous close of $254.38. The stock is currently mid-range between its 52-week high and low $103.02 and $267.45. With a market capitalization of about $5.91 billion, Enova International, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.23). Key stats such as the average daily volume over the past year has been around 363.30 thousand shares, trading with heavier-than-usual volume. Headquartered in Chicago, IL, Enova International, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Steven E. Cunningham, the company employs approximately 1,836 people and listed since November 13, 2014. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.

Enova International, Inc. trades at a P/E ratio of 16.83, slightly below the S&P 500 average, with a price-to-sales ratio of 1.99 and a price-to-book ratio of 4.0 trading at moderately above to book value. The P/FCF stands at 3.07, also below market averages.

Our AI price prediction model suggests that Enova International, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 10.3%, with price expected at $261.83 by September 03, 2026, within a range of $253.44 to $270.49 3-Month Outlook: Projected rise of 91.07%, reaching $453.59 by November 17, 2026, with a range of $449.64 to $458.29. 1-Year Outlook: Projected gain of 24.12%, with price at $294.64 by August 20, 2027, within a range of $287.61 to $302.13.

Enova International, Inc. (NYSE:ENVA) shares are flat -2.42% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Enova International, Inc. trading at a premium to the broader market with a P/E of 16.83. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $105.41, suggesting -55.6% downside. Our AI forecast model points to short-term strength (10.3% over two weeks), a medium-term rise (91.07% over three months), and a longer-term gain (24.12% over one year), with expected trading ranges indicating moderate volatility.