ENVA Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 -3.02%, SMA50 -5.82%, SMA200 19.27%). The stock’s 14-day RSI is 46.68 (neutral), while the ATR of 6.37 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -16.03% below its high and over 86.83% above its low. Average 10-day trading volume of 190.01 thousand shares is below the 3-month average of 237.58 thousand, indicating normal recent market interest.

Enova International, Inc. has 25.01 million shares outstanding. The public float is 23.84 million shares, elevated short interest at 10.50% of float. This equals 1.98 million shares. The short ratio is 5.48 days. Institutional investors hold 104.04% of the float. Insiders own 4.72%. Fisher David holds 306.44 thousand shares, Zeeman Gregory T has 163.82 thousand shares and Cunningham Steven E has 122.94 thousand shares. Over the past six months, insider transactions show net selling. They sold 145.30 thousand shares across 11 transactions.

Enova International, Inc. generated EPS of $11.58 over the past year. Five-year average earnings growth is -0.31%. Wall Street analysts project EPS growth of 23.87% annually over the next five years. The latest quarter delivered EPS of $3.87. The next quarter is forecast at $3.64. Next year's EPS is expected at $23.83. Analyst sentiment is bullish. Analyst rating data shows there are 5 Strong Buy ratings, 7 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $210.00 to $144.00. The high target offers 28.03% upside. The low target suggests -12.21% downside. The mean target is $185.58. This offers 13.14% upside. Enova International, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 23, 2026, missed forecasts by 5.74%. The prior quarter beat by 9.15%. Over the last six quarters, Apple has recorded several small beats. These include 12.02% in February 04, 2025.

Enova International, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $43.93. This means the shares are trading above this model’s fair value.

Enova International, Inc. (NYSE:ENVA) closed at $164.02 USD, losing -$2.77 (-1.66%) from the previous close of $166.79. The stock is currently mid-range between its 52-week high and low $89.00 and $176.68. With a market capitalization of about $4.08 billion, Enova International, Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~1.33). Key stats such as the average daily volume over the past year has been around 245.42 thousand shares, volume is running light vs its 52-week average. Headquartered in Chicago, IL, Enova International, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Steven E. Cunningham, the company employs approximately 1,787 people and listed since November 13, 2014. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada.

Enova International, Inc. (NYSE:ENVA) shares are flat -2.42% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Enova International, Inc. trading at a premium to the broader market with a P/E of 12.55. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $89.08, suggesting -45.69% downside. Our AI forecast model points to short-term weakness (-0.46% over two weeks), a medium-term rise (49.41% over three months), and a longer-term gain (20.67% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Enova International, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.46%, with price expected at $163.26 by May 29, 2026, within a range of $158.15 to $168.26 3-Month Outlook: Projected rise of 49.41%, reaching $245.07 by August 13, 2026, with a range of $236.75 to $257.26. 1-Year Outlook: Projected gain of 20.67%, with price at $197.92 by May 14, 2027, within a range of $193.40 to $202.18.

Enova International, Inc. trades at a P/E ratio of 12.55, slightly below the S&P 500 average, with a price-to-sales ratio of 1.25 and a price-to-book ratio of 2.92 suggesting the stock is closer to book value. The P/FCF stands at 2.21, also below market averages.