ENVA Company Profile and Key Details

Enova International, Inc. (NYSE:ENVA) closed at $159.78 USD, gaining $4.06 (2.61%) from the previous close of $155.72. The stock is currently mid-range between its 52-week high and low $79.41 and $176.68. With a market capitalization of about $3.95 billion, Enova International, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.21). Key stats such as the average daily volume over the past year has been around 302.48 thousand shares, in line with its 52-week average. Headquartered in Chicago, IL, Enova International, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Steven E. Cunningham, the company employs approximately 1,787 people and listed since November 13, 2014. Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada.

Short-term trend indicators are bearishly aligned (SMA20 -0.04%, SMA50 3.55%, SMA200 32.47%). The stock’s 14-day RSI is 51.19 (neutral), while the ATR of 6.97 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -9.57% below its high and over 101.22% above its low. Average 10-day trading volume of 613.13 thousand shares is significantly above the 3-month average of 287.56 thousand, indicating heightened recent market interest.

Enova International, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $43.93. This means the shares are trading above this model’s fair value.

Enova International, Inc. generated EPS of $11.58 over the past year. Five-year average earnings growth is -0.3%. Wall Street analysts project EPS growth of 23.87% annually over the next five years. The latest quarter delivered EPS of $3.36. The next quarter is forecast at $3.64. Next year's EPS is expected at $23.83. Analyst sentiment is bullish. Analyst rating data shows there are 3 Strong Buy ratings, 5 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $199.00 to $138.00. The high target offers 24.55% upside. The low target suggests -13.63% downside. The mean target is $171.38. This offers 7.26% upside. Enova International, Inc. earnings surprise history is a mixed track record. The quarter that ended October 23, 2025, missed forecasts by 10.89%. The prior quarter beat by 8.75%. Over the last six quarters, Apple has recorded several small beats. These include -7.21% in July 23, 2024.

Enova International, Inc. has 25.01 million shares outstanding. The public float is 23.84 million shares, elevated short interest at 10.50% of float. This equals 1.98 million shares. The short ratio is 5.48 days. Institutional investors hold 104.04% of the float. Insiders own 4.72%. Fisher David holds 348.22 thousand shares, Zeeman Gregory T has 163.82 thousand shares and Cunningham Steven E has 127.72 thousand shares. Over the past six months, insider transactions show net selling. They sold 226.28 thousand shares across 17 transactions.