ENVA Stock 12 Month Analyst Forecast
Eps Overview
Growth Next 5yrs
23.87%
Last Quarter
$3.36
Past Year
$11.58
Growth Past 5yrs
-0.3%
Next Quarter
$3.64
Estimate Next Year
$23.83
Consensus Rating
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Consensus Price Target
Highest Price Target
$199.00
27.79% Upside
Mean Price Target
$171.38
10.05% Upside
Lowest Price Target
$138.00
-11.38% Downside
Recent Analyst Ratings
Upgrades, Downgrades, New Coverage
Actual EPS vs Estimated EPS
ENVA Earnings Per Share (EPS) History
According to financial reports, ENVA (NYSE: ENVA) reported an actual EPS of $3.36 for the quarter ending on Oct 23, 2025, compared to an estimated $3.03, resulting in a 10.89% surprise. In the prior quarter (Jul 24, 2025), ENVA recorded an actual EPS of $3.23 with a 8.75% surprise. See ENVA's full earnings history.
Earnings History
EPS Surprise Factor Analysis
ENVA has experienced notable EPS surprises, with the latest quarter ending Oct 23, 2025 showing a 10.89% beat. Previously, the quarter ending Jul 24, 2025 recorded a 8.75% beat. An EPS surprise factor indicates how much actual earnings deviate from analyst forecasts.
| Report Date | Actual | Forecast | Surprise Factor |
|---|---|---|---|
| Oct 23, 2025 | 3.36 | 3.03 | +10.89% |
| Jul 24, 2025 | 3.23 | 2.97 | +8.75% |
| Apr 29, 2025 | 2.98 | 2.77 | +7.58% |
| Feb 04, 2025 | 2.61 | 2.33 | +12.02% |
| Oct 22, 2024 | 1.53 | 2.3 | -33.48% |
| Jul 23, 2024 | 1.93 | 2.08 | -7.21% |
Frequently Asked Questions
Is ENVA stock getting favorable reviews from Wall Street analysts?
Brokerage firms have given ENVA stock an average recommendation of
Buy. 8 analysts have given their ratings
to ENVA out of which
3 analysts have given strong buy call,
5 analysts have given buy call,
0 analysts rate it hold,
0 analysts advocate strong sell call, and
0 analysts has given sell rating. The average target price of
$171.38 gives the stock implied upside
of roughly 10.05% over the next year or so.
What have analysts suggested for ENVA highest price target?
Analysts suggest ENVA's stock price would rise to a high of $199.00.
What is the lowest price target analysts expect for ENVA over the next year?
Within the next 12 months, analysts predict the ENVA stock price could move to $138.00.
What is the average target price for ENVA?
ENVA stock has an average analyst estimate of $171.38.
At its current price, how far is ENVA from its average target price?
ENVA shares are currently trading 10.05% above this price target.
What were ENVA’s actual earnings per share for the recent quarter?
Its quarterly earnings per share (EPS) came in at $3.36 versus consensus estimates of $3.03, and above the comparable year-ago quarter’s EPS of $1.53.
What are the current estimates for quarterly and annual earnings per share?
ENVA's forecasts by analysts estimating quarterly EPS at $3.64 and $23.83 for the whole year.
What has ENVA's growth been in the past five years and what is expected in the next five years?
The analysts have projected 23.87% EPS growth for ENVA in the next five years, compared to growth rates of -0.3% in the past five years.