BMTX Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 1.11%, SMA50 3.17%, SMA200 45.88%). The stock’s 14-day RSI is 72.53 (overbought), while the ATR of 0.05 points to moderate volatility. The stock remains hovering near 52-week lows, trading -3.1% below its high and over 244.83% above its low.

The latest quarter delivered EPS of -$0.42. The next quarter is forecast at -$0.11. Next year's EPS is expected at $95.01. BM Technologies, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 14, 2024, missed forecasts by 133.33%. The prior quarter beat by 127.78%. Over the last six quarters, Apple has recorded several small beats. These include 3.03% in November 20, 2023.

BM Technologies, Inc. has 12.09 million shares outstanding. The public float is 7.25 million shares, elevated short interest at 7.90% of float. This equals 692.30 thousand shares. The short ratio is 2.85 days. Institutional investors hold 60.82% of the float. Insiders own 28.97%. Choudhrie Bhanu holds 4.23 million shares, SIDHU JAY S has 4.23 million shares and INTEGRATED CORE STRATEGIES (US) LLC has 290.00 thousand shares.

The stock is currently within 5% of its 52-week high $1.45 and $5.16. With a market capitalization of about $60.44 million, BM Technologies, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.18). Key stats such as the average daily volume over the past year has been around 249.96 thousand shares, volume is running light vs its 52-week average. Headquartered in Wayne, PA, BM Technologies, Inc. operates in the Technology sector and the Software - Application industry. Led by CEO Luvleen Sidhu, the company employs approximately 200 people and listed since September 21, 2018. BM Technologies, Inc. operates as a financial technology (fintech) company in the United States.

BM Technologies, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $2.95. This means the shares are trading above this model’s fair value.

BM Technologies, Inc. trades at a P/E ratio of -3.34, slightly below the S&P 500 average, with a price-to-sales ratio of 1.09 and a price-to-book ratio of 1.87 suggesting the stock is closer to book value. The P/FCF stands at -13.91, also below market averages.

BM Technologies, Inc. (AMEX:BMTX) shares are flat 2.25% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows BM Technologies, Inc. trading at a premium to the broader market with a P/E of -3.34. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $9.18, suggesting 83.6% upside. Our AI forecast model points to short-term strength (0.4% over two weeks), a medium-term fall (-2.4% over three months), and a longer-term gain (304.0% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that BM Technologies, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.4%, with price expected at $5.02 by February 14, 2025, within a range of $4.97 to $5.07 3-Month Outlook: Projected fall of -2.4%, reaching $4.88 by May 01, 2025, with a range of $4.67 to $5.14. 1-Year Outlook: Projected gain of 304.0%, with price at $20.20 by January 30, 2026, within a range of $13.11 to $28.11.