XP Company Profile and Key Details

Q: Who are the executives of XP?

Antonio GuimarãesInvestor Relations OfficerMr. Jose de Menezes Berenguer NetoChief Executive Officer of Banco XP S.A.Marco GoncalvesHead of M&AMr. Ygor Gomes AlteroEquity Research AnalystMr. Thiago MaffraChief Executive OfficerAndré MartinsHead of Investor RelationsMr. Fabrício Cunha de AlmeidaGen. Counsel & DirectorMr. Bruno Constantino Alexandre dos SantosChief Financial Officer & DirectorMr. Guilherme Dias Fernandes BenchimolFounder & Executive ChairmanGabriel Dos SantosHead of Recruitment & Selection

NASDAQ : XP

XP

$16.74

0.05000053+0.30%

At Close 4:00 PM

68.19

B+ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

XP Inc. (XP) stock surged +0.36%, trading at $16.80 on NASDAQ, up from the previous close of $16.74. The stock opened at $16.77, fluctuating between $16.63 and $17.05 in the recent session.

Stock Snapshot

16.74

Prev. Close

8.79B

Market Cap

16.63

Day Low

9.28

P/E Ratio

1.81

EPS (TTM)

26.85

Cash Flow per Share

16.77

Open

523.13M

Number of Shares

17.05

Day High

80.28%

Free Float in %

35.16

Book Value

3.18M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 27, 2026	16.81	16.96	16.64	16.74	3.15M
Jul 24, 2026	16.88	17.00	16.67	16.69	2.33M
Jul 23, 2026	17.13	17.33	16.79	16.83	4.11M
Jul 22, 2026	16.92	17.34	16.85	17.30	3.19M
Jul 21, 2026	16.89	16.89	16.45	16.85	2.61M
Jul 20, 2026	16.74	17.10	16.71	16.80	3.84M
Jul 17, 2026	16.33	16.95	16.26	16.67	3.73M
Jul 16, 2026	16.65	16.81	16.45	16.68	4.17M
Jul 15, 2026	16.93	17.11	16.69	16.87	3.94M
Jul 14, 2026	16.67	16.90	16.46	16.87	7.01M
Jul 13, 2026	16.84	16.93	16.29	16.37	3.69M
Jul 10, 2026	17.08	17.17	16.87	16.92	3.92M
Jul 09, 2026	15.64	16.55	15.61	16.41	7.58M
Jul 08, 2026	15.74	16.01	15.14	15.44	20.54M
Jul 07, 2026	16.41	16.58	15.87	15.97	10.98M
Jul 06, 2026	16.35	16.63	16.06	16.40	7.64M
Jul 02, 2026	16.38	16.72	16.07	16.16	3.54M
Jul 01, 2026	16.08	16.52	16.07	16.18	4.28M
Jun 30, 2026	16.15	16.35	16.01	16.26	3.65M
Jun 29, 2026	16.30	16.48	16.09	16.31	4.12M

Contact Details

George Town, SP KY-1-1208

Cayman Islands

https://www.xpinc.com 551 130 750429

About Company

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital markets solutions, as well as wealth management services. It offers brokerage and issuer services to institutional and corporate clients. The company also manages mutual funds focused on stocks and macro strategies distributed to retail and to institutional clients; funds and managed portfolios for high-net-worth retail clients, and proprietary treasury funds; and passive mutual funds that track market indexes, and mutual and investment funds focused on fixed income, credit, real estate, infrastructure, and other alternative strategies. In addition, it offers securities brokerage services for institutional and retail investors; interdealer brokerage services for institutional traders; and commercial and investment banking products, such as loan operations and transactions in the foreign exchange markets and deposits, as well as develops and sells financial education courses and events online and in person to retail clients. The company offers its sell products and services through its omni-channel distribution network and online portals. XP Inc. was founded in 2001 and is based in George Town, the Cayman Islands.

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-5.4-4.91%

Hut 8 Corp.$104.59 FUTU

4.91+4.94%

Futu Holdings Limited$104.27 TW

2.185+2.19%

Tradeweb Markets Inc.$102.02 HOOD

0.74+0.78%

Robinhood Markets, Inc.$95.65 SNEX

0.17+0.23%

StoneX Group Inc.$74.43 MRX

-0.96-1.46%

Marex Group Limited$64.60 AMRK

-0.75-1.58%

A-Mark Precious Metals, Inc.$46.72

Company Overview

XP Inc. (NASDAQ:XP) closed at $16.80 USD, gaining $0.06 (0.36%) from the previous close of $16.74. The stock is currently mid-range between its 52-week high and low $14.80 and $23.13. With a market capitalization of about $8.79 billion, XP Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.12). Key stats such as the average daily volume over the past year has been around 5.85 million shares, volume is running light vs its 52-week average. Headquartered in George Town, SP, XP Inc. operates in the Financial Services sector and the Financial - Capital Markets industry. Led by CEO Thiago Maffra, the company employs approximately 8,069 people and listed since December 11, 2019. XP Inc. provides financial products and services in Brazil.

Technical Performance

XP has shown sold momentum, gaining 6.33% over the past week and 10.69% over the past quarter, though year-to-date performance is up 11.91%. Short-term trend indicators are bearishly aligned (SMA20 6.74%, SMA50 17.23%, SMA200 19.14%). The stock’s 14-day RSI is 60.62 (firm momentum), while the ATR of 1.02 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.58% below its high and over 79.02% above its low. Average 10-day trading volume of 3.20 million shares is below the 3-month average of 5.77 million, indicating normal recent market interest.

Valuation Metrics

XP Inc. trades at a P/E ratio of 8.67, slightly below the S&P 500 average, with a price-to-sales ratio of 2.43 and a price-to-book ratio of 1.84 suggesting the stock is closer to book value. The P/FCF stands at 3.01, also below market averages.

Dividend & Fair Value

XP Inc. last paid a dividend of 0.38 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $43.72. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

XP Inc. generated EPS of $1.65 over the past year. Five-year average earnings growth is 19.21%. Wall Street analysts project EPS growth of 12.76% annually over the next five years. The latest quarter delivered EPS of $0.47. The next quarter is forecast at $0.49. Next year's EPS is expected at $24.92. Analyst sentiment is bullish. Analyst rating data shows there are 0 Strong Buy ratings, 6 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $28.00 to $22.00. The high target offers 67.26% upside. The low target suggests 31.42% downside. The mean target is $24.33. This offers 45.34% upside. XP Inc. earnings surprise history is a mixed track record. The quarter that ended May 18, 2026, missed forecasts by -2.08%. The prior quarter beat by 2.22%. Over the last six quarters, Apple has recorded several small beats. These include 492.35% in November 19, 2024.

Shareholding & Insider Activity

XP Inc. has 414.92 million shares outstanding. The public float is 412.93 million shares, elevated short interest at 4.72% of float. This equals 19.51 million shares. The short ratio is 3.17 days. Institutional investors hold 84.11% of the float. Insiders own 0.49%.

Financial & Profitability Overview

Over the trailing twelve months, XP generated $15.06B in revenue, or $27.67 per share. Gross margin was 69.11%, operating margin 30.68%, and net profit margin 25.89%. Returns are modest, with ROA at 1.57% and ROE at 20.05%.
On valuation metrics, XP trades at a P/E of 8.67, P/S of 2.43 and P/B of 1.84. Liquidity is tight, with a current ratio of 0.49 and quick ratio of 0.49. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 657.35 days. Debt-to-equity is 3.67, supported by a cash flow-to-debt ratio of 0.17.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, XP posted revenue of $15.06B, down slightly from $6.51B in the prior quarter. Gross profit was $10.41B (margin 69.11%). Operating income was $4.62B (margin 30.7%). Net income was$3.90B (EPS $7.22).
The company ended the quarter with $3.94B in cash and short-term investments, a total debt of $61.76B, and net debt of $57.81B. Total assets were $249.04B, with equity of $19.45B. Financials further reflected stability, with operating cash flow of $21.75B, free cash flow of $21.55B, and capital expenditures of - $196.22M.

Price Forecast & Outlook

Our AI price prediction model suggests that XP Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.41%, with price expected at $17.31 by August 10, 2026, within a range of $16.99 to $17.65 3-Month Outlook: Projected fall of -3.05%, reaching $16.23 by October 23, 2026, with a range of $15.39 to $16.93. 1-Year Outlook: Projected loss of -14.4%, with price at $14.33 by July 27, 2027, within a range of $13.19 to $15.46.

Key Takeaways

XP Inc. (NASDAQ:XP) shares are up 11.91% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows XP Inc. trading at a premium to the broader market with a P/E of 8.67. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $27.42, suggesting 63.8% upside. Our AI forecast model points to short-term strength (3.41% over two weeks), a medium-term fall (-3.05% over three months), and a longer-term loss (-14.4% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current XP Inc. (XP) stock price?

XP Inc. (NASDAQ: XP) stock price is $16.80 in the last trading session. During the trading session, XP stock reached the peak price of $17.05 while $16.63 was the lowest point it dropped to. The percentage change in XP stock occurred in the recent session was 0.36% while the dollar amount for the price change in XP stock was $0.06.

XP's industry and sector of operation?

The NASDAQ listed XP is part of Financial - Capital Markets industry that operates in the broader Financial Services sector. XP Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of XP?

Antonio Guimarães
Investor Relations Officer
Mr. Jose de Menezes Berenguer Neto
Chief Executive Officer of Banco XP S.A.
Marco Goncalves
Head of M&A
Mr. Ygor Gomes Altero
Equity Research Analyst
Mr. Thiago Maffra
Chief Executive Officer
André Martins
Head of Investor Relations
Mr. Fabrício Cunha de Almeida
Gen. Counsel & Director
Mr. Bruno Constantino Alexandre dos Santos
Chief Financial Officer & Director
Mr. Guilherme Dias Fernandes Benchimol
Founder & Executive Chairman
Gabriel Dos Santos
Head of Recruitment & Selection

How XP did perform over past 52-week?

XP's closing price is 13.11% higher than its 52-week low of $14.80 where as its distance from 52-week high of $23.13 is -27.63%.

How many employees does XP have?

Number of XP employees currently stands at 8,069.

Link for XP official website?

Official Website of XP is: https://www.xpinc.com

How do I contact XP?

XP could be contacted at phone 551 130 750429 and can also be accessed through its website. XP operates from 20, Genesis Close, George Town, SP KY-1-1208, Cayman Islands.

How many shares of XP are traded daily?

XP stock volume for the day was 3.18M shares. The average number of XP shares traded daily for last 3 months was 5.85M.

What is the market cap of XP currently?

The market value of XP currently stands at $8.79B with its latest stock price at $16.80 and 523.13M of its shares outstanding.

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Employees	8069
Beta	1.12
Sales or Revenue	$15.06B
5Y Sales Change%	2.224%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Financial - Capital Markets

XP Company Profile and Key Details

XP

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Dividend & Fair Value

Shareholding & Insider Activity

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Price Forecast & Outlook

Key Takeaways

Valuation Metrics