XP Stock 12 Month Analyst Forecast
Eps Overview
Growth Next 5yrs
12.76%
Last Quarter
$0.46
Past Year
$1.65
Growth Past 5yrs
19.21%
Next Quarter
$0.49
Estimate Next Year
$24.92
Consensus Rating
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Consensus Price Target
Highest Price Target
$25.00
32.14% Upside
Mean Price Target
$22.00
16.28% Upside
Lowest Price Target
$17.00
-10.15% Downside
Recent Analyst Ratings
Upgrades, Downgrades, New Coverage
Last Updated On Jan 20, 2026
Actual EPS vs Estimated EPS
XP Earnings Per Share (EPS) History
According to financial reports, XP (NYSE: XP) reported an actual EPS of $0.4636 for the quarter ending on Nov 17, 2025, compared to an estimated $0.45, resulting in a 3.02% surprise. In the prior quarter (Aug 18, 2025), XP recorded an actual EPS of $0.43 with a 0.05% surprise. See XP's full earnings history.
Earnings History
EPS Surprise Factor Analysis
XP has experienced notable EPS surprises, with the latest quarter ending Nov 17, 2025 showing a 3.02% beat. Previously, the quarter ending Aug 18, 2025 recorded a 0.05% beat. An EPS surprise factor indicates how much actual earnings deviate from analyst forecasts.
| Report Date | Actual | Forecast | Surprise Factor |
|---|---|---|---|
| Nov 17, 2025 | 0.4636 | 0.45 | +3.02% |
| Aug 18, 2025 | 0.43 | 0.4298 | +0.05% |
| May 20, 2025 | 0.39 | 0.4 | -2.50% |
| Nov 19, 2024 | 0.39 | 0.06584 | +492.35% |
| Aug 13, 2024 | 0.39 | 0.4 | -2.50% |
| May 21, 2024 | 0.37 | 0.44 | -15.91% |
Frequently Asked Questions
Is XP stock getting favorable reviews from Wall Street analysts?
Brokerage firms have given XP stock an average recommendation of
Buy. 5 analysts have given their ratings
to XP out of which
0 analysts have given strong buy call,
4 analysts have given buy call,
1 analysts rate it hold,
0 analysts advocate strong sell call, and
0 analysts has given sell rating. The average target price of
$22.00 gives the stock implied upside
of roughly 16.28% over the next year or so.
What have analysts suggested for XP highest price target?
Analysts suggest XP's stock price would rise to a high of $25.00.
What is the lowest price target analysts expect for XP over the next year?
Within the next 12 months, analysts predict the XP stock price could move to $17.00.
What is the average target price for XP?
XP stock has an average analyst estimate of $22.00.
At its current price, how far is XP from its average target price?
XP shares are currently trading 16.28% above this price target.
What were XP’s actual earnings per share for the recent quarter?
Its quarterly earnings per share (EPS) came in at $0.46 versus consensus estimates of $0.45, and above the comparable year-ago quarter’s EPS of $0.39.
What are the current estimates for quarterly and annual earnings per share?
XP's forecasts by analysts estimating quarterly EPS at $0.49 and $24.92 for the whole year.
What has XP's growth been in the past five years and what is expected in the next five years?
The analysts have projected 12.76% EPS growth for XP in the next five years, compared to growth rates of 19.21% in the past five years.