WAFD Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 -1.07%, SMA50 -0.7%, SMA200 5.69%). The stock’s 14-day RSI is 48.55 (neutral), while the ATR of 0.82 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.0% below its high and over 37.18% above its low. Average 10-day trading volume of 486.64 thousand shares is below the 3-month average of 609.46 thousand, indicating normal recent market interest.

WaFd, Inc. generated EPS of $2.89 over the past year. Five-year average earnings growth is 3.11%. The latest quarter delivered EPS of $0.83. The next quarter is forecast at $0.75. Next year's EPS is expected at $10.37. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 10 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $38.00 to $30.50. The high target offers -1.02% upside. The low target suggests -20.55% downside. The mean target is $33.35. This offers -13.13% upside. WaFd, Inc. earnings surprise history is a mixed track record. The quarter that ended April 16, 2026, missed forecasts by 12.16%. The prior quarter beat by -1.32%. Over the last six quarters, Apple has recorded several small beats. These include -4.62% in January 16, 2025.

WaFd, Inc. has 78.79 million shares outstanding. The public float is 77.93 million shares, elevated short interest at 3.64% of float. This equals 2.12 million shares. The short ratio is 4.89 days. Institutional investors hold 86.9% of the float. Insiders own 1.73%. WHITEHEAD ROY M holds 293.38 thousand shares, CHINN DEREK L has 210.78 thousand shares and Schoonover Mark Alan has 122.24 thousand shares. Over the past six months, insider transactions show net selling. They sold 27.30 thousand shares across 2 transactions.

WaFd, Inc. last paid a dividend of 1.08 per share, this equals a trailing yield of roughly 0.71%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $61.82. This means the shares are trading below this model’s fair value.

WaFd, Inc. (NASDAQ:WAFD) closed at $38.39 USD, gaining $0.38 (1.00%) from the previous close of $38.01. The stock is currently within 5% of its 52-week high $26.31 and $39.35. With a market capitalization of about $2.84 billion, WaFd, Inc. is classified as a mid-cap and shows market-like volatility (beta ~0.83). Key stats such as the average daily volume over the past year has been around 609.96 thousand shares, in line with its 52-week average. Headquartered in Seattle, WA, WaFd, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Brent J. Beardall, the company employs approximately 1,979 people and listed since November 09, 1982. WaFd, Inc. delivers a comprehensive suite of banking and financial services, encompassing lending, deposit accounts, and insurance, primarily catering to individual consumers.

WaFd, Inc. trades at a P/E ratio of 12.33, slightly below the S&P 500 average, with a price-to-sales ratio of 2.06 and a price-to-book ratio of 0.97 suggesting the stock is closer to book value. The P/FCF stands at 13.11, also below market averages.

WaFd, Inc. (NASDAQ:WAFD) shares are flat -1.84% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows WaFd, Inc. trading at a premium to the broader market with a P/E of 12.33. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $33.11, suggesting -13.75% downside. Our AI forecast model points to short-term weakness (-1.2% over two weeks), a medium-term fall (-33.26% over three months), and a longer-term gain (3.62% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that WaFd, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.2%, with price expected at $37.93 by July 29, 2026, within a range of $37.37 to $38.57 3-Month Outlook: Projected fall of -33.26%, reaching $25.62 by October 12, 2026, with a range of $24.54 to $26.56. 1-Year Outlook: Projected gain of 3.62%, with price at $39.78 by July 15, 2027, within a range of $38.86 to $40.86.