CHCO Company Profile and Key Details

Q: Who are the executives of CHCO?

Mr. David L. BumgarnerExecutive Vice President, Chief Financial Officer & Principal Accounting OfficerMr. Michael T. Quinlan Jr.Executive Vice President of Retail BankingMs. Victoria A. Evans-FawSenior Vice President & Corporation Sec.Mr. Charles R. HageboeckPres, Chief Executive Officer & DirectorMr. Jeffrey Dale LeggeExecutive Vice President, Chief Admin. Officer & Chief Information OfficerMr. John A. DeRitoExecutive Vice President of Commercial Banking

NASDAQ : CHCO

City

$127.43

0.36+0.28%

At Close 4:00 PM

67.03

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

City Holding Company (CHCO) stock surged +0.28%, trading at $127.43 on NASDAQ, up from the previous close of $127.07. The stock opened at $127.02, fluctuating between $126.51 and $129.03 in the recent session.

Stock Snapshot

127.07

Prev. Close

1.84B

Market Cap

126.512

Day Low

14.27

P/E Ratio

8.93

EPS (TTM)

9.12

Cash Flow per Share

127.02

Open

14.41M

Number of Shares

129.025

Day High

98.07%

Free Float in %

45.88

Book Value

88.1K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 05, 2026	127.02	129.02	126.46	127.43	94.13K
Feb 04, 2026	126.40	128.95	126.40	127.07	72.86K
Feb 03, 2026	124.76	126.11	123.64	125.53	89.38K
Feb 02, 2026	123.28	125.56	122.26	125.24	85.7K
Jan 30, 2026	122.06	123.75	119.59	123.09	118.97K
Jan 29, 2026	121.20	123.61	120.83	122.06	152.02K
Jan 28, 2026	121.11	121.83	119.90	120.40	83.12K
Jan 27, 2026	121.42	122.33	120.14	120.65	37.92K
Jan 26, 2026	121.55	122.87	121.00	121.38	82K
Jan 23, 2026	126.16	126.16	121.47	121.56	69.56K
Jan 22, 2026	124.17	127.14	123.36	126.54	73.11K
Jan 21, 2026	121.01	124.50	120.78	124.26	107.95K
Jan 20, 2026	121.92	122.96	121.68	121.76	44.7K
Jan 16, 2026	121.99	124.20	120.85	123.28	95.5K
Jan 15, 2026	121.75	123.76	121.75	123.51	67.58K
Jan 14, 2026	122.07	122.97	120.65	122.93	100.24K
Jan 13, 2026	121.33	122.14	120.50	122.06	74.96K
Jan 12, 2026	121.50	121.69	120.05	121.41	53.88K
Jan 09, 2026	123.51	124.41	121.93	122.12	84.24K
Jan 08, 2026	120.86	124.29	120.86	123.74	63.72K

Contact Details

Charleston, WV 25313

United States

https://www.bankatcity.com 304 769 1100

About Company

City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. The company offers checking, savings, and money market accounts, as well as certificates of deposit and individual retirement accounts. It also provides commercial and industrial loans that consist of loans to corporate and other legal entity borrowers primarily in small to mid-size industrial and commercial companies; commercial real estate loans comprising commercial mortgages, which are secured by nonresidential and multi-family residential properties; residential real estate loans to consumers for the purchase or refinance of residence; first-priority home equity loans; consumer loans that are secured and unsecured by automobiles, boats, recreational vehicles, certificates of deposit, and other personal property; and demand deposit account overdrafts. In addition, the company offers mortgage banking services, including fixed and adjustable-rate mortgages, construction financing, land loans, production of conventional and government insured mortgages, secondary marketing, and mortgage servicing. Further, it provides deposit services for commercial customers comprising treasury management, lockbox, and other cash management services; merchant credit card services; wealth management, trust, investment, and custodial services for commercial and individual customers; and corporate trust and institutional custody, financial and estate planning, and retirement plan services, as well as automated-teller-machine, interactive-teller-machine, mobile banking, interactive voice response systems, and credit and debit card services. The company operates through a network of 94 branches and 905 full-time equivalent associates in West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

Stock Peers

FCNCA

8.81+0.42%

First Citizens BancShares, Inc.$2,122.95 HIFS

0.51+0.16%

Hingham Institution for Savings$329.09 CATC

Cambridge Bancorp$220.00 WTFC

0.7+0.45%

Wintrust Financial Corporation$157.97 BFC

0.04+0.03%

Bank First Corporation$148.27 BPOP

1.42+1.00%

Popular, Inc.$142.84 BOKF

-0.24-0.18%

BOK Financial Corporation$134.37 UMBF

1.09+0.83%

UMB Financial Corporation$132.06 NBN

-0.49-0.40%

Northeast Bank$121.80 BANF

0.22+0.19%

BancFirst Corporation$116.69

Company Overview

City Holding Company (NASDAQ:CHCO) closed at $127.43 USD, gaining $0.36 (0.28%) from the previous close of $127.07. The stock is currently within 5% of its 52-week high $102.22 and $133.59. With a market capitalization of about $1.84 billion, City Holding Company is classified as a small-cap and shows lower-than-market volatility (beta ~0.51). Key stats such as the average daily volume over the past year has been around 94.07 thousand shares, in line with its 52-week average. Headquartered in Charleston, WV, City Holding Company operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Charles R. Hageboeck, the company employs approximately 942 people and listed since June 26, 1987. City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States.

Technical Performance

CHCO has shown mixed momentum, gaining 0.29% over the past week and 1.96% over the past quarter, though year-to-date performance is up 2.15%. Short-term trend indicators are bearishly aligned (SMA20 3.35%, SMA50 3.46%, SMA200 4.18%). The stock’s 14-day RSI is 62.87 (firm momentum), while the ATR of 2.82 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -4.61% below its high and over 24.66% above its low. Average 10-day trading volume of 90.68 thousand shares is in line with the 3-month average of 91.48 thousand, indicating normal recent market interest.

Valuation Metrics

City Holding Company trades at a P/E ratio of 13.99, slightly below the S&P 500 average, with a price-to-sales ratio of 4.67 and a price-to-book ratio of 0.8 suggesting the stock is closer to book value. The P/FCF stands at 19.31, also below market averages.

Dividend & Fair Value

City Holding Company last paid a dividend of 3.32 per share, this equals a trailing yield of roughly 2.41%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $273.68. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

City Holding Company generated EPS of $8.93 over the past year. Five-year average earnings growth is 10.0%. The latest quarter delivered EPS of $2.41. The next quarter is forecast at $2.13. Next year's EPS is expected at -$8.97. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 4 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $137.00 to $125.00. The high target offers 7.51% upside. The low target suggests -1.91% downside. The mean target is $131.75. This offers 3.39% upside. City Holding Company earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 22, 2025, missed forecasts by 12.09%. The prior quarter beat by 16.24%. Over the last six quarters, Apple has recorded several small beats. These include 4.26% in July 23, 2024.

Shareholding & Insider Activity

City Holding Company has 14.49 million shares outstanding. The public float is 14.22 million shares, elevated short interest at 8.99% of float. This equals 923.75 thousand shares. The short ratio is 10.37 days. Institutional investors hold 77.1% of the float. Insiders own 4.19%. HYLTON TRACY W II holds 60.24 thousand shares, HAGEBOECK CHARLES R has 50.36 thousand shares and FISHER ROBERT D has 46.02 thousand shares. Over the past six months, insider transactions show net buying. They sold 1.47 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, City generated $341.43M in revenue, or $22.93 per share. Gross margin was 100.00%, operating margin -0.30%, and net profit margin 33.50%. Returns are modest, with ROA at 1.85% and ROE at 16.89%.
On valuation metrics, City trades at a P/E of 13.99, P/S of 4.67 and P/B of 0.80. Liquidity is tight, with a current ratio of 0.03 and quick ratio of 0.03. Debt-to-equity is 0.23, supported by a cash flow-to-debt ratio of 0.19.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, City posted revenue of $341.43M, down slightly from $246.08M in the prior quarter. Gross profit was $341.43M (margin 100.00%). Operating income was - $1.04M (margin -0.3%). Net income was$114.37M (EPS $7.62).
The company ended the quarter with - $123.03M in cash and short-term investments, a total debt of $434.86M, and net debt of $278.58M. Total assets were $6.18B, with equity of $677.07M. Financials further reflected stability, with operating cash flow of $137.43M, free cash flow of $134.47M, and capital expenditures of - $2.96M.

Price Forecast & Outlook

Our AI price prediction model suggests that City Holding Company stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.32%, with price expected at $127.02 by February 18, 2026, within a range of $125.44 to $128.76 3-Month Outlook: Projected rise of 15.55%, reaching $147.25 by May 05, 2026, with a range of $142.87 to $151.25. 1-Year Outlook: Projected gain of 7.05%, with price at $136.41 by February 04, 2027, within a range of $134.54 to $138.87.

Key Takeaways

City Holding Company (NASDAQ:CHCO) shares are flat 2.15% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows City Holding Company trading at a premium to the broader market with a P/E of 13.99. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $81.45, suggesting -36.08% downside. Our AI forecast model points to short-term weakness (-0.32% over two weeks), a medium-term rise (15.55% over three months), and a longer-term gain (7.05% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current City Holding Company (CHCO) stock price?

City Holding Company (NASDAQ: CHCO) stock price is $127.43 in the last trading session. During the trading session, CHCO stock reached the peak price of $129.03 while $126.51 was the lowest point it dropped to. The percentage change in CHCO stock occurred in the recent session was 0.28% while the dollar amount for the price change in CHCO stock was $0.36.

CHCO's industry and sector of operation?

The NASDAQ listed CHCO is part of Banks - Regional industry that operates in the broader Financial Services sector. City Holding Company designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of CHCO?

Mr. David L. Bumgarner
Executive Vice President, Chief Financial Officer & Principal Accounting Officer
Mr. Michael T. Quinlan Jr.
Executive Vice President of Retail Banking
Ms. Victoria A. Evans-Faw
Senior Vice President & Corporation Sec.
Mr. Charles R. Hageboeck
Pres, Chief Executive Officer & Director
Mr. Jeffrey Dale Legge
Executive Vice President, Chief Admin. Officer & Chief Information Officer
Mr. John A. DeRito
Executive Vice President of Commercial Banking

How CHCO did perform over past 52-week?

CHCO's closing price is 24.66% higher than its 52-week low of $102.22 where as its distance from 52-week high of $133.59 is -4.61%.

How many employees does CHCO have?

Number of CHCO employees currently stands at 942.

Link for CHCO official website?

Official Website of CHCO is: https://www.bankatcity.com

How do I contact CHCO?

CHCO could be contacted at phone 304 769 1100 and can also be accessed through its website. CHCO operates from 25 Gatewater Road, Charleston, WV 25313, United States.

How many shares of CHCO are traded daily?

CHCO stock volume for the day was 88.1K shares. The average number of CHCO shares traded daily for last 3 months was 94.07K.

What is the market cap of CHCO currently?

The market value of CHCO currently stands at $1.84B with its latest stock price at $127.43 and 14.41M of its shares outstanding.

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Employees	942
Beta	0.52
Sales or Revenue	$341.43M
5Y Sales Change%	0.577%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

CHCO Company Profile and Key Details

City

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Company Overview

Earnings & Analyst Outlook

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Valuation Metrics