CHCO Company Profile and Key Details

Q: Who are the executives of CHCO?

Mr. David L. BumgarnerExecutive Vice President, Chief Financial Officer & Principal Accounting OfficerMr. Michael T. Quinlan Jr.Executive Vice President of Retail BankingMs. Victoria A. Evans-FawSenior Vice President & Corporation Sec.Mr. Charles R. HageboeckPres, Chief Executive Officer & DirectorMr. Jeffrey Dale LeggeExecutive Vice President, Chief Admin. Officer & Chief Information OfficerMr. John A. DeRitoExecutive Vice President of Commercial Banking

NASDAQ : CHCO

City

$134.02

1.3+0.98%

At Close 4:00 PM

67.03

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

City Holding Company (CHCO) stock surged +0.98%, trading at $134.02 on NASDAQ, up from the previous close of $132.72. The stock opened at $131.80, fluctuating between $131.80 and $134.88 in the recent session.

Stock Snapshot

132.72

Prev. Close

1.89B

Market Cap

131.795

Day Low

14.76

P/E Ratio

9.08

EPS (TTM)

9.12

Cash Flow per Share

131.8

Open

14.11M

Number of Shares

134.88

Day High

98.07%

Free Float in %

45.88

Book Value

477.12K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jun 26, 2026	132.92	134.92	131.79	134.02	477.12K
Jun 25, 2026	131.11	132.93	131.11	132.72	139.82K
Jun 24, 2026	129.62	132.00	128.51	131.31	140.87K
Jun 23, 2026	127.79	129.79	127.14	129.62	138.85K
Jun 22, 2026	126.86	129.43	126.86	127.82	118.77K
Jun 18, 2026	127.56	129.54	125.66	127.12	291.94K
Jun 17, 2026	127.88	129.29	125.57	126.61	214.53K
Jun 16, 2026	128.85	129.84	127.49	128.13	138.15K
Jun 15, 2026	130.90	132.00	127.13	127.97	78.92K
Jun 12, 2026	129.11	131.32	129.11	130.76	113.04K
Jun 11, 2026	129.80	130.65	128.01	128.54	90.44K
Jun 10, 2026	128.93	130.32	128.43	129.22	121.35K
Jun 09, 2026	127.05	129.40	126.74	128.18	124.44K
Jun 08, 2026	126.86	128.04	125.96	126.05	68.25K
Jun 05, 2026	125.82	127.80	124.54	126.78	78.37K
Jun 04, 2026	124.90	126.48	124.33	125.76	78.93K
Jun 03, 2026	125.40	125.50	123.05	123.56	100.33K
Jun 01, 2026	123.64	123.69	121.87	123.68	88.85K
May 29, 2026	124.54	125.50	123.81	124.31	128.55K
May 28, 2026	123.86	124.74	123.01	124.60	88.58K

Contact Details

Charleston, WV 25313

United States

https://www.bankatcity.com 304 769 1100

About Company

City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts. The company provides an extensive range of loan products, such as commercial and industrial financing primarily for small to mid-sized enterprises, commercial real estate loans secured by non-residential and multi-family properties, residential real estate loans for home purchases or refinancing, and first-priority home equity loans. Consumer loans are also available, which can be secured by assets like vehicles, boats, recreational vehicles, or CDs, or remain unsecured; the company also covers demand deposit account overdrafts. Its mortgage banking division handles fixed and adjustable-rate mortgages, construction financing, land acquisition loans, and the origination of conventional and government-insured mortgages, supported by secondary market operations and mortgage servicing. For business clients, services include treasury management, lockbox facilities, and other cash management tools, as well as merchant credit card processing. The wealth management segment delivers trust administration, investment, and custodial services to both corporate and individual clients, encompassing corporate trust, institutional custody, financial and estate planning, and retirement plan services. Additionally, it offers modern banking access via ATMs, interactive teller machines (ITMs), mobile banking, interactive voice response (IVR) systems, and various credit and debit card services. The company maintains a presence with 94 branches and approximately 905 full-time equivalent employees across West Virginia, Virginia, Kentucky, and Ohio. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia.

Stock Peers

FCNCA

-10.28-0.49%

First Citizens BancShares, Inc.$2,078.93 HIFS

6.75+2.24%

Hingham Institution for Savings$308.40 CATC

Cambridge Bancorp$220.00 BPOP

-1.4-0.84%

Popular, Inc.$165.79 WTFC

-0.57-0.35%

Wintrust Financial Corporation$161.31 BFC

3.01+2.08%

Bank First Corporation$147.91 UMBF

1.5+1.05%

UMB Financial Corporation$144.91 BOKF

0.64+0.46%

BOK Financial Corporation$139.10 NBN

2.53+1.94%

Northeast Bank$132.78 ESQ

2.31+1.99%

Esquire Financial Holdings, Inc.$118.47

Company Overview

City Holding Company (NASDAQ:CHCO) closed at $134.02 USD, gaining $1.30 (0.98%) from the previous close of $132.72. The stock is currently trading near its 52-week high $113.21 and $134.92. With a market capitalization of about $1.89 billion, City Holding Company is classified as a small-cap and shows lower-than-market volatility (beta ~0.49). Key stats such as the average daily volume over the past year has been around 113.57 thousand shares, trading with heavier-than-usual volume. Headquartered in Charleston, WV, City Holding Company operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Charles R. Hageboeck, the company employs approximately 942 people and listed since June 26, 1987. City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States.

Technical Performance

CHCO has shown mixed momentum, gaining 0.29% over the past week and 1.96% over the past quarter, though year-to-date performance is up 2.15%. Short-term trend indicators are bearishly aligned (SMA20 -1.59%, SMA50 -0.57%, SMA200 0.2%). The stock’s 14-day RSI is 45.74 (neutral), while the ATR of 3.15 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -7.84% below its high and over 20.45% above its low. Average 10-day trading volume of 217.41 thousand shares is significantly above the 3-month average of 115.41 thousand, indicating heightened recent market interest.

Valuation Metrics

City Holding Company trades at a P/E ratio of 14.76, slightly below the S&P 500 average, with a price-to-sales ratio of 4.77 and a price-to-book ratio of 2.41 suggesting the stock is closer to book value. The P/FCF stands at 14.06, also below market averages.

Dividend & Fair Value

City Holding Company last paid a dividend of 3.4 per share, this equals a trailing yield of roughly 2.41%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $163.46. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

City Holding Company generated EPS of $8.93 over the past year. Five-year average earnings growth is 10.0%. The latest quarter delivered EPS of $2.20. The next quarter is forecast at $2.14. Next year's EPS is expected at -$8.97. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 4 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $137.00 to $125.00. The high target offers 2.22% upside. The low target suggests -6.73% downside. The mean target is $131.75. This offers -1.69% upside. City Holding Company earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 23, 2026, missed forecasts by 1.38%. The prior quarter beat by -4.8%. Over the last six quarters, Apple has recorded several small beats. These include 1.57% in January 23, 2025.

Shareholding & Insider Activity

City Holding Company has 14.49 million shares outstanding. The public float is 14.22 million shares, elevated short interest at 8.99% of float. This equals 923.75 thousand shares. The short ratio is 10.37 days. Institutional investors hold 77.1% of the float. Insiders own 4.19%. HYLTON TRACY W II holds 60.24 thousand shares, HAGEBOECK CHARLES R has 48.48 thousand shares and FISHER ROBERT D has 47.11 thousand shares. Over the past six months, insider transactions show net buying. They sold 6.74 thousand shares across 7 transactions.

Financial & Profitability Overview

Over the trailing twelve months, City generated $341.43M in revenue, or $22.93 per share. Gross margin was 100.00%, operating margin -0.30%, and net profit margin 33.50%. Returns are modest, with ROA at 1.85% and ROE at 16.89%.
On valuation metrics, City trades at a P/E of 14.76, P/S of 4.77 and P/B of 2.41. Liquidity is tight, with a current ratio of 0.42 and quick ratio of 0.42. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 19.92 days. Debt-to-equity is 0.66, supported by a cash flow-to-debt ratio of 0.26.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, City posted revenue of $341.43M, down slightly from $246.08M in the prior quarter. Gross profit was $341.43M (margin 100.00%). Operating income was - $1.04M (margin -0.3%). Net income was$114.37M (EPS $7.62).
The company ended the quarter with - $123.03M in cash and short-term investments, a total debt of $434.86M, and net debt of $278.58M. Total assets were $6.18B, with equity of $677.07M. Financials further reflected stability, with operating cash flow of $137.43M, free cash flow of $134.47M, and capital expenditures of - $2.96M.

Price Forecast & Outlook

Our AI price prediction model suggests that City Holding Company stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.22%, with price expected at $135.66 by July 10, 2026, within a range of $134.28 to $136.94 3-Month Outlook: Projected rise of 7.37%, reaching $143.90 by September 24, 2026, with a range of $136.83 to $150.51. 1-Year Outlook: Projected gain of 4.13%, with price at $139.56 by June 25, 2027, within a range of $137.50 to $142.12.

Key Takeaways

City Holding Company (NASDAQ:CHCO) shares are flat 2.15% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows City Holding Company trading at a premium to the broader market with a P/E of 14.76. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $81.45, suggesting -39.23% downside. Our AI forecast model points to short-term strength (1.22% over two weeks), a medium-term rise (7.37% over three months), and a longer-term gain (4.13% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current City Holding Company (CHCO) stock price?

City Holding Company (NASDAQ: CHCO) stock price is $134.02 in the last trading session. During the trading session, CHCO stock reached the peak price of $134.88 while $131.80 was the lowest point it dropped to. The percentage change in CHCO stock occurred in the recent session was 0.98% while the dollar amount for the price change in CHCO stock was $1.30.

CHCO's industry and sector of operation?

The NASDAQ listed CHCO is part of Banks - Regional industry that operates in the broader Financial Services sector. City Holding Company designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of CHCO?

Mr. David L. Bumgarner
Executive Vice President, Chief Financial Officer & Principal Accounting Officer
Mr. Michael T. Quinlan Jr.
Executive Vice President of Retail Banking
Ms. Victoria A. Evans-Faw
Senior Vice President & Corporation Sec.
Mr. Charles R. Hageboeck
Pres, Chief Executive Officer & Director
Mr. Jeffrey Dale Legge
Executive Vice President, Chief Admin. Officer & Chief Information Officer
Mr. John A. DeRito
Executive Vice President of Commercial Banking

How CHCO did perform over past 52-week?

CHCO's closing price is 18.38% higher than its 52-week low of $113.21 where as its distance from 52-week high of $134.92 is -0.64%.

How many employees does CHCO have?

Number of CHCO employees currently stands at 942.

Link for CHCO official website?

Official Website of CHCO is: https://www.bankatcity.com

How do I contact CHCO?

CHCO could be contacted at phone 304 769 1100 and can also be accessed through its website. CHCO operates from 25 Gatewater Road, Charleston, WV 25313, United States.

How many shares of CHCO are traded daily?

CHCO stock volume for the day was 477.12K shares. The average number of CHCO shares traded daily for last 3 months was 113.57K.

What is the market cap of CHCO currently?

The market value of CHCO currently stands at $1.89B with its latest stock price at $134.02 and 14.11M of its shares outstanding.

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Employees	942
Beta	0.49
Sales or Revenue	$341.43M
5Y Sales Change%	0.577%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

CHCO Company Profile and Key Details

City

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Dividend & Fair Value

Valuation Metrics

Shareholding & Insider Activity

Earnings & Analyst Outlook

Price Forecast & Outlook

Key Takeaways

Financial & Profitability Overview

Quarterly Financial Highlights