USCB Company Profile and Key Details
NASDAQ : USCB
USCB Financial
$20.16
00
At Close 4:00 PM67.83
BESG ScoreESG Rating
Price Chart
Stock Price Today
USCB Financial Holdings, Inc. (USCB) stock remained unchanged at $20.16 a share on NASDAQ. The stock opened at $20.25, fluctuating between $20.12 to $20.40 during the session.
Stock Snapshot
20.16
Prev. Close
368.2M
Market Cap
20.12
Day Low
11.45
P/E Ratio
1.76
EPS (TTM)
1.72
Cash Flow per Share
20.25
Open
18.26M
Number of Shares
20.395
Day High
50.78%
Free Float in %
9.84
Book Value
24.97K
Volume
Relevant Articles
SEC Fillings
Current Report (8-k)
| Filing Date | Accepted Date | |
|---|---|---|
Annual Report (10-k)
| Filing Date | Accepted Date | |
|---|---|---|
Stock Price History Chart
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Jul 13, 2026 | 20.12 | 20.36 | 20.11 | 20.16 | 25.08K |
| Jul 10, 2026 | 20.14 | 20.24 | 20.03 | 20.16 | 30.04K |
| Jul 09, 2026 | 19.78 | 20.22 | 19.25 | 20.04 | 22.9K |
| Jul 08, 2026 | 20.15 | 20.49 | 19.66 | 19.76 | 42.11K |
| Jul 07, 2026 | 20.48 | 20.60 | 20.07 | 20.23 | 27.62K |
| Jul 06, 2026 | 20.45 | 20.70 | 20.15 | 20.40 | 25.25K |
| Jul 02, 2026 | 20.90 | 20.90 | 20.15 | 20.45 | 32.39K |
| Jul 01, 2026 | 20.40 | 20.90 | 20.40 | 20.79 | 40.53K |
| Jun 30, 2026 | 20.14 | 20.52 | 19.95 | 20.46 | 40.4K |
| Jun 29, 2026 | 20.47 | 20.47 | 20.00 | 20.25 | 40.68K |
| Jun 26, 2026 | 19.98 | 20.93 | 19.85 | 20.53 | 356.45K |
| Jun 25, 2026 | 19.98 | 20.13 | 19.80 | 19.89 | 31.17K |
| Jun 24, 2026 | 19.79 | 20.06 | 19.75 | 19.98 | 114.88K |
| Jun 23, 2026 | 19.42 | 19.88 | 19.42 | 19.75 | 52.72K |
| Jun 22, 2026 | 19.18 | 19.46 | 18.89 | 19.42 | 127.52K |
| Jun 18, 2026 | 19.33 | 19.59 | 19.11 | 19.15 | 93.99K |
| Jun 17, 2026 | 19.33 | 19.61 | 18.99 | 19.09 | 73.85K |
| Jun 16, 2026 | 19.65 | 19.85 | 18.93 | 19.29 | 71.15K |
| Jun 15, 2026 | 19.65 | 19.67 | 19.32 | 19.52 | 37.73K |
| Jun 12, 2026 | 19.64 | 20.00 | 19.33 | 19.55 | 28.92K |
Contact Details
About Company
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Company Information
| Employees | 200 |
| Beta | 0.5 |
| Sales or Revenue | $108.42M |
| 5Y Sales Change% | 0% |
| Fiscal Year Ends | December |
| Sector | Financial Services |
| Industry | Banks - Regional |
Stock Peers
FCNCA
13.47+0.64%
First Citizens BancShares, Inc.$2,106.06HIFS-1.17-0.40%
Hingham Institution for Savings$289.57CATC00
Cambridge Bancorp$220.00BPOP-1.85-1.08%
Popular, Inc.$168.71WTFC-0.02-0.01%
Wintrust Financial Corporation$161.50BFC-0.41-0.28%
Bank First Corporation$146.94UMBF-0.3-0.21%
UMB Financial Corporation$144.29BOKF-0.63-0.45%
BOK Financial Corporation$138.06CHCO1.22+0.92%
City Holding Company$133.98NBN-0.69-0.52%
Northeast Bank$131.20Company Overview
The stock is currently within 5% of its 52-week high $16.06 and $20.93. With a market capitalization of about $368.20 million, USCB Financial Holdings, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.50). Key stats such as the average daily volume over the past year has been around 63.27 thousand shares, volume is running light vs its 52-week average. Headquartered in Doral, FL, USCB Financial Holdings, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Luis de la Aguilera, the company employs approximately 205 people and listed since July 22, 2021. USCB Financial Holdings, Inc. operates as the bank holding company for U.S.
Technical Performance
Short-term trend indicators are bearishly aligned (SMA20 -0.36%, SMA50 0.77%, SMA200 9.92%). The stock’s 14-day RSI is 50.5 (neutral), while the ATR of 0.67 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -6.33% below its high and over 26.51% above its low. Average 10-day trading volume of 28.83 thousand shares is below the 3-month average of 61.96 thousand, indicating normal recent market interest.
Dividend & Fair Value
USCB Financial Holdings, Inc. last paid a dividend of 0.45 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $41.58. This means the shares are trading below this model’s fair value.
Earnings & Analyst Outlook
USCB Financial Holdings, Inc. generated EPS of $1.30 over the past year. Five-year average earnings growth is 11.64%. The latest quarter delivered EPS of $0.47. The next quarter is forecast at $0.47. Next year's EPS is expected at $10.68. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 0 Buy ratings, 0 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $24.00 to $20.00. The high target offers 19.05% upside. The low target suggests -0.79% downside. The mean target is $22.25. This offers 10.37% upside. USCB Financial Holdings, Inc. earnings surprise history is a mixed track record. The quarter that ended April 23, 2026, missed forecasts by -2.08%. The prior quarter beat by -13.73%. Over the last six quarters, Apple has recorded several small beats. These include -6.85% in January 24, 2025.
Shareholding & Insider Activity
USCB Financial Holdings, Inc. has 20.08 million shares outstanding. The public float is 14.93 million shares, elevated short interest at 0.92% of float. This equals 96.30 thousand shares. The short ratio is 5.54 days. Institutional investors hold 87.43% of the float. Insiders own 24.59%. Feinglass Howard holds 4.52 million shares, WYCOFF W KIRK has 1.81 million shares and DE LA AGUILERA LUIS has 242.94 thousand shares. Over the past six months, insider transactions show net selling. They sold 215.29 thousand shares across 15 transactions.
Financial & Profitability Overview
On valuation metrics, USCB Financial trades at a P/E of 13.94, P/S of 2.64 and P/B of 1.67. The current ratio is 1.01 and quick ratio is 1.01. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 5750.74 days. Debt-to-equity is 0.41, supported by a cash flow-to-debt ratio of 0.47.
Quarterly Financial Highlights
The company ended the quarter with $41.06M in cash and short-term investments, a total debt of $194.42M, and net debt of $153.36M. Total assets were $2.34B, with equity of $191.97M. Financials further reflected stability, with operating cash flow of $22.55M, free cash flow of $22.38M, and capital expenditures of - $163.00K.
Frequently Asked Questions
What is the current USCB Financial Holdings, Inc. (USCB) stock price?
USCB Financial Holdings, Inc. (NASDAQ: USCB) stock price is $20.16 in the last trading session. During the trading session, USCB stock reached the peak price of $20.40 while $20.12 was the lowest point it dropped to. The percentage change in USCB stock occurred in the recent session was 0% while the dollar amount for the price change in USCB stock was $0.00.
USCB's industry and sector of operation?
The NASDAQ listed USCB is part of Banks - Regional industry that operates in the broader Financial Services sector. USCB Financial Holdings, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.
Who are the executives of USCB?
Ms. Jessica Goldberg
Senior Vice President & HR Director
Mr. Robert B. Anderson C.P.A.
Executive Vice President & Chief Financial Officer
Mr. Roberto Diaz CPA
Controller & Chief Accounting Officer
Mr. Oscar Gomez
Executive Vice President & Head of Global Banking Division
Mr. Robert B. Anderson CPA
Executive Vice President & Chief Financial Officer
Ms. Martha Guerra-Kattou
Executive Vice President & Director of Sales & Marketing
Mr. Roberto Diaz C.P.A.
Senior Vice President, Controller & Chief Accounting Officer
Mr. Alexander Fortich
Senior Vice President & Chief Compliance Officer
Mr. Jalal Shehadeh Esq.
EVice President, Gen. Counsel & Sec.
Mr. Nicholas G. Bustle
Executive Vice President & Chief Lending Officer
Mr. Luis F. de la Aguilera
Pres, Chief Executive Officer & Chairman
Mr. Benigno Pazos CPA
Executive Vice President & Chief Credit Officer
Mr. Andres L. Collazo
Executive Vice President and Director of Operations & Information Technology Systems
Senior Vice President & HR Director
Mr. Robert B. Anderson C.P.A.
Executive Vice President & Chief Financial Officer
Mr. Roberto Diaz CPA
Controller & Chief Accounting Officer
Mr. Oscar Gomez
Executive Vice President & Head of Global Banking Division
Mr. Robert B. Anderson CPA
Executive Vice President & Chief Financial Officer
Ms. Martha Guerra-Kattou
Executive Vice President & Director of Sales & Marketing
Mr. Roberto Diaz C.P.A.
Senior Vice President, Controller & Chief Accounting Officer
Mr. Alexander Fortich
Senior Vice President & Chief Compliance Officer
Mr. Jalal Shehadeh Esq.
EVice President, Gen. Counsel & Sec.
Mr. Nicholas G. Bustle
Executive Vice President & Chief Lending Officer
Mr. Luis F. de la Aguilera
Pres, Chief Executive Officer & Chairman
Mr. Benigno Pazos CPA
Executive Vice President & Chief Credit Officer
Mr. Andres L. Collazo
Executive Vice President and Director of Operations & Information Technology Systems
How USCB did perform over past 52-week?
USCB's closing price is 25.53% higher than its 52-week low of $16.06 where as its distance from 52-week high of $20.93 is -3.68%.
How many employees does USCB have?
Number of USCB employees currently stands at 200.
Link for USCB official website?
Official Website of USCB is: https://www.uscentury.com
How do I contact USCB?
USCB could be contacted at phone 305 715 5200 and can also be accessed through its website. USCB operates from 2301 NW 87th Avenue, Doral, FL 33172, United States.
How many shares of USCB are traded daily?
USCB stock volume for the day was 24.97K shares. The average number of USCB shares traded daily for last 3 months was 63.27K.
What is the market cap of USCB currently?
The market value of USCB currently stands at $368.20M with its latest stock price at $20.16 and 18.26M of its shares outstanding.
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