UBSI Company Profile and Key Details
NASDAQ : UBSI
United Bankshares
$41.87
0.19+0.46%
At Close 4:00 PM66.65
BESG ScoreESG Rating
Price Chart
Stock Price Today
United Bankshares, Inc. (UBSI) stock surged +0.46%, trading at $41.87 on NASDAQ, up from the previous close of $41.68. The stock opened at $41.41, fluctuating between $41.12 and $41.96 in the recent session.
Stock Snapshot
41.68
Prev. Close
5.84B
Market Cap
41.12
Day Low
12.8
P/E Ratio
3.27
EPS (TTM)
2.95
Cash Flow per Share
41.41
Open
139.42M
Number of Shares
41.96
Day High
97.15%
Free Float in %
35.42
Book Value
848.26K
Volume
Relevant Articles
SEC Fillings
Current Report (8-k)
| Filing Date | Accepted Date | |
|---|---|---|
Annual Report (10-k)
| Filing Date | Accepted Date | |
|---|---|---|
Stock Price History Chart
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Apr 02, 2026 | 41.41 | 41.96 | 41.12 | 41.87 | 866.6K |
| Apr 01, 2026 | 41.46 | 42.12 | 41.46 | 41.68 | 1.14M |
| Mar 31, 2026 | 41.28 | 41.68 | 40.96 | 41.42 | 1.29M |
| Mar 30, 2026 | 40.75 | 40.90 | 40.53 | 40.69 | 1.18M |
| Mar 27, 2026 | 40.74 | 40.98 | 40.26 | 40.36 | 969.84K |
| Mar 25, 2026 | 41.15 | 41.41 | 40.45 | 40.85 | 1.02M |
| Mar 24, 2026 | 39.99 | 41.17 | 39.99 | 40.85 | 1.34M |
| Mar 23, 2026 | 40.28 | 41.10 | 40.02 | 40.34 | 1.63M |
| Mar 20, 2026 | 39.37 | 39.72 | 39.20 | 39.56 | 2.4M |
| Mar 19, 2026 | 39.02 | 39.74 | 38.81 | 39.43 | 1.3M |
| Mar 18, 2026 | 38.99 | 39.40 | 38.95 | 39.08 | 1.27M |
| Mar 17, 2026 | 39.70 | 39.98 | 39.01 | 39.30 | 701.23K |
| Mar 16, 2026 | 39.48 | 39.78 | 39.05 | 39.38 | 713.87K |
| Mar 13, 2026 | 39.16 | 39.38 | 38.55 | 39.18 | 772.1K |
| Mar 12, 2026 | 38.63 | 39.51 | 38.46 | 39.27 | 935.47K |
| Mar 11, 2026 | 39.55 | 39.96 | 39.01 | 39.41 | 960.45K |
| Mar 10, 2026 | 39.75 | 40.75 | 39.39 | 39.92 | 1.75M |
| Mar 09, 2026 | 39.63 | 40.24 | 38.57 | 39.93 | 865.15K |
| Mar 06, 2026 | 39.74 | 40.59 | 39.08 | 40.14 | 1.29M |
| Mar 03, 2026 | 40.74 | 41.78 | 40.38 | 41.39 | 990.21K |
Contact Details
About Company
United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.
Company Information
| Employees | 2553 |
| Beta | 0.75 |
| Sales or Revenue | $1.50B |
| 5Y Sales Change% | 0.405% |
| Fiscal Year Ends | December |
| Sector | Financial Services |
| Industry | Banks - Regional |
Stock Peers
FCNCA
12.25+0.65%
First Citizens BancShares, Inc.$1,906.63HIFS-0.18-0.06%
Hingham Institution for Savings$285.61CATC00
Cambridge Bancorp$220.00WTFC-0.46-0.33%
Wintrust Financial Corporation$139.60BFC0.84+0.62%
Bank First Corporation$136.99BPOP0.37+0.27%
Popular, Inc.$136.81BOKF0.49+0.38%
BOK Financial Corporation$128.58CHCO1.52+1.26%
City Holding Company$122.00NBN1.25+1.09%
Northeast Bank$116.29UMBF0.39+0.34%
UMB Financial Corporation$115.04Company Overview
United Bankshares, Inc. (NASDAQ:UBSI) closed at $41.87 USD, gaining $0.19 (0.46%) from the previous close of $41.68. The stock is currently mid-range between its 52-week high and low $30.64 and $45.93. With a market capitalization of about $5.84 billion, United Bankshares, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.75). Key stats such as the average daily volume over the past year has been around 993.71 thousand shares, in line with its 52-week average. Headquartered in Charleston, WV, United Bankshares, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Richard Matthew Adams Jr., the company employs approximately 2,553 people and listed since June 04, 1987. United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States.
Technical Performance
Short-term trend indicators are bearishly aligned (SMA20 -0.62%, SMA50 4.6%, SMA200 14.51%). The stock’s 14-day RSI is 54.84 (neutral), while the ATR of 1.05 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.11% below its high and over 42.86% above its low. Average 10-day trading volume of 1.08 million shares is in line with the 3-month average of 981.64 thousand, indicating normal recent market interest.
Valuation Metrics
United Bankshares, Inc. trades at a P/E ratio of 12.66, slightly below the S&P 500 average, with a price-to-sales ratio of 3.21 and a price-to-book ratio of 1.07 suggesting the stock is closer to book value. The P/FCF stands at 11.99, also above market averages.
Dividend & Fair Value
United Bankshares, Inc. last paid a dividend of 1.5 per share, this equals a trailing yield of roughly 4.09%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.91. This means the shares are trading below this model’s fair value.
Earnings & Analyst Outlook
United Bankshares, Inc. generated EPS of $3.26 over the past year. Five-year average earnings growth is 6.38%. The latest quarter delivered EPS of $0.92. The next quarter is forecast at $0.85. Next year's EPS is expected at -$6.90. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $44.00 to $42.50. The high target offers 5.09% upside. The low target suggests 1.5% downside. The mean target is $43.17. This offers 3.1% upside. United Bankshares, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 23, 2025, missed forecasts by 12.2%. The prior quarter beat by 10.39%. Over the last six quarters, Apple has recorded several small beats. These include 10.94% in July 25, 2024.
Shareholding & Insider Activity
United Bankshares, Inc. has 141.65 million shares outstanding. The public float is 137.62 million shares, elevated short interest at 2.66% of float. This equals 3.20 million shares. The short ratio is 5.18 days. Institutional investors hold 70.59% of the float. Insiders own 1.94%. CONVERSE PETER A holds 434.77 thousand shares, Fitzgerald Michael P has 209.27 thousand shares and REXROAD JERRY L has 121.19 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.
Financial & Profitability Overview
On valuation metrics, United Bankshares trades at a P/E of 12.66, P/S of 3.21 and P/B of 1.07. The current ratio is 28.21 and quick ratio is 28.21. Debt-to-equity is 0.17, supported by a cash flow-to-debt ratio of 0.54.
Quarterly Financial Highlights
The company ended the quarter with - $1.60B in cash and short-term investments, a total debt of $2.08B, and net debt of $480.31M. Total assets were $29.98B, with equity of $4.77B. Financials further reflected stability, with operating cash flow of $408.74M, free cash flow of $397.05M, and capital expenditures of - $11.69M.
Frequently Asked Questions
What is the current United Bankshares, Inc. (UBSI) stock price?
United Bankshares, Inc. (NASDAQ: UBSI) stock price is $41.87 in the last trading session. During the trading session, UBSI stock reached the peak price of $41.96 while $41.12 was the lowest point it dropped to. The percentage change in UBSI stock occurred in the recent session was 0.46% while the dollar amount for the price change in UBSI stock was $0.19.
UBSI's industry and sector of operation?
The NASDAQ listed UBSI is part of Banks - Regional industry that operates in the broader Financial Services sector. United Bankshares, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.
Who are the executives of UBSI?
Mr. W. Mark Tatterson
Executive Vice President, Chief Financial Officer & Treasurer
Mr. Douglas Bryon Ernest
Executive Vice President & Chief Credit Officer
Mr. Darren K. Williams
Executive Vice President and Chief Information & Risk Officer
Charles J. Mildren
Chief Consumer Banking Officer
Mr. Matthew Lee Humphrey
Executive Vice President and Head of Wealth & Investment Management
Ross M. Draber
Chief Admin. Officer
Mr. Ross M. Draber
Executive Vice President & Chief Operating Officer
Mr. Charles J. Mildren
Executive Vice President & Chief Consumer Banking Officer
Mr. James J. Consagra Jr., CPA
Pres
Mr. Richard Matthew Adams Jr., M.D.
Chief Executive Officer & Director
Mr. Jerold L. Rexroad CPA, CPA
Executive Vice President, Chairman of Carolinas & Director
Mr. James J. Consagra Jr., C.P.A.
Pres
Ms. Ami Lee Shaver
Executive Vice President, Head of HR and Director of Retail Sales & Service
Mr. Richard M. Adams Sr.
Executive Chairman
Executive Vice President, Chief Financial Officer & Treasurer
Mr. Douglas Bryon Ernest
Executive Vice President & Chief Credit Officer
Mr. Darren K. Williams
Executive Vice President and Chief Information & Risk Officer
Charles J. Mildren
Chief Consumer Banking Officer
Mr. Matthew Lee Humphrey
Executive Vice President and Head of Wealth & Investment Management
Ross M. Draber
Chief Admin. Officer
Mr. Ross M. Draber
Executive Vice President & Chief Operating Officer
Mr. Charles J. Mildren
Executive Vice President & Chief Consumer Banking Officer
Mr. James J. Consagra Jr., CPA
Pres
Mr. Richard Matthew Adams Jr., M.D.
Chief Executive Officer & Director
Mr. Jerold L. Rexroad CPA, CPA
Executive Vice President, Chairman of Carolinas & Director
Mr. James J. Consagra Jr., C.P.A.
Pres
Ms. Ami Lee Shaver
Executive Vice President, Head of HR and Director of Retail Sales & Service
Mr. Richard M. Adams Sr.
Executive Chairman
How UBSI did perform over past 52-week?
UBSI's closing price is 37.23% higher than its 52-week low of $30.64 where as its distance from 52-week high of $45.93 is -8.84%.
How many employees does UBSI have?
Number of UBSI employees currently stands at 2,553.
Link for UBSI official website?
Official Website of UBSI is: https://www.ubsi-inc.com
How do I contact UBSI?
UBSI could be contacted at phone 304 424 8716 and can also be accessed through its website. UBSI operates from 300 United Center, Charleston, WV 25301, United States.
How many shares of UBSI are traded daily?
UBSI stock volume for the day was 848.26K shares. The average number of UBSI shares traded daily for last 3 months was 993.71K.
What is the market cap of UBSI currently?
The market value of UBSI currently stands at $5.84B with its latest stock price at $41.87 and 139.42M of its shares outstanding.
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