UBSI Company Profile and Key Details

Q: Who are the executives of UBSI?

Mr. W. Mark TattersonExecutive Vice President, Chief Financial Officer & TreasurerMr. Douglas Bryon ErnestExecutive Vice President & Chief Credit OfficerMr. Darren K. WilliamsExecutive Vice President and Chief Information & Risk OfficerCharles J. MildrenChief Consumer Banking OfficerMr. Matthew Lee HumphreyExecutive Vice President and Head of Wealth & Investment ManagementRoss M. DraberChief Admin. OfficerMr. Ross M. DraberExecutive Vice President & Chief Operating OfficerMr. Charles J. MildrenExecutive Vice President & Chief Consumer Banking OfficerMr. James J. Consagra Jr., CPAPresMr. Richard Matthew Adams Jr., M.D.Chief Executive Officer & DirectorMr. Jerold L. Rexroad CPA, CPAExecutive Vice President, Chairman of Carolinas & DirectorMr. James J. Consagra Jr., C.P.A.PresMs. Ami Lee ShaverExecutive Vice President, Head of HR and Director of Retail Sales & ServiceMr. Richard M. Adams Sr.Executive Chairman

NASDAQ : UBSI

United Bankshares

$41.87

0.19+0.46%

At Close 4:00 PM

66.65

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

United Bankshares, Inc. (UBSI) stock surged +0.46%, trading at $41.87 on NASDAQ, up from the previous close of $41.68. The stock opened at $41.41, fluctuating between $41.12 and $41.96 in the recent session.

Stock Snapshot

41.68

Prev. Close

5.84B

Market Cap

41.12

Day Low

12.8

P/E Ratio

3.27

EPS (TTM)

2.95

Cash Flow per Share

41.41

Open

139.42M

Number of Shares

41.96

Day High

97.15%

Free Float in %

35.42

Book Value

848.26K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 02, 2026	41.41	41.96	41.12	41.87	866.6K
Apr 01, 2026	41.46	42.12	41.46	41.68	1.14M
Mar 31, 2026	41.28	41.68	40.96	41.42	1.29M
Mar 30, 2026	40.75	40.90	40.53	40.69	1.18M
Mar 27, 2026	40.74	40.98	40.26	40.36	969.84K
Mar 25, 2026	41.15	41.41	40.45	40.85	1.02M
Mar 24, 2026	39.99	41.17	39.99	40.85	1.34M
Mar 23, 2026	40.28	41.10	40.02	40.34	1.63M
Mar 20, 2026	39.37	39.72	39.20	39.56	2.4M
Mar 19, 2026	39.02	39.74	38.81	39.43	1.3M
Mar 18, 2026	38.99	39.40	38.95	39.08	1.27M
Mar 17, 2026	39.70	39.98	39.01	39.30	701.23K
Mar 16, 2026	39.48	39.78	39.05	39.38	713.87K
Mar 13, 2026	39.16	39.38	38.55	39.18	772.1K
Mar 12, 2026	38.63	39.51	38.46	39.27	935.47K
Mar 11, 2026	39.55	39.96	39.01	39.41	960.45K
Mar 10, 2026	39.75	40.75	39.39	39.92	1.75M
Mar 09, 2026	39.63	40.24	38.57	39.93	865.15K
Mar 06, 2026	39.74	40.59	39.08	40.14	1.29M
Mar 03, 2026	40.74	41.78	40.38	41.39	990.21K

Contact Details

Charleston, WV 25301

United States

https://www.ubsi-inc.com 304 424 8716

About Company

United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States. It operates through two segments, Community Banking and Mortgage Banking. The company accepts checking, savings, and time and money market accounts; individual retirement accounts; and demand deposits, statement and special savings, NOW accounts, and interest-bearing checking accounts. Its loan products include commercial loans and leases; construction and real estate loans; personal, student, credit card, commercial, and floor plan loans; and home equity loans. In addition, the company provides credit cards; safe deposit boxes, wire transfers, and other banking products and services; investment and security services; services to correspondent banks, including buying and selling federal funds; automated teller machine services; and internet and telephone banking services. Further, it offers community banking services, such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. As of December 31, 2021, the company operated 250 offices in Virginia, Maryland, Washington, D.C., North Carolina, South Carolina, Georgia, Pennsylvania, West Virginia, and Ohio. United Bankshares, Inc. was incorporated in 1982 and is headquartered in Charleston, West Virginia.

Stock Peers

FCNCA

12.25+0.65%

First Citizens BancShares, Inc.$1,906.63 HIFS

-0.18-0.06%

Hingham Institution for Savings$285.61 CATC

Cambridge Bancorp$220.00 WTFC

-0.46-0.33%

Wintrust Financial Corporation$139.60 BFC

0.84+0.62%

Bank First Corporation$136.99 BPOP

0.37+0.27%

Popular, Inc.$136.81 BOKF

0.49+0.38%

BOK Financial Corporation$128.58 CHCO

1.52+1.26%

City Holding Company$122.00 NBN

1.25+1.09%

Northeast Bank$116.29 UMBF

0.39+0.34%

UMB Financial Corporation$115.04

Company Overview

United Bankshares, Inc. (NASDAQ:UBSI) closed at $41.87 USD, gaining $0.19 (0.46%) from the previous close of $41.68. The stock is currently mid-range between its 52-week high and low $30.64 and $45.93. With a market capitalization of about $5.84 billion, United Bankshares, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.75). Key stats such as the average daily volume over the past year has been around 993.71 thousand shares, in line with its 52-week average. Headquartered in Charleston, WV, United Bankshares, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Richard Matthew Adams Jr., the company employs approximately 2,553 people and listed since June 04, 1987. United Bankshares, Inc., a financial holding company, primarily provides commercial and retail banking products and services in the United States.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -0.62%, SMA50 4.6%, SMA200 14.51%). The stock’s 14-day RSI is 54.84 (neutral), while the ATR of 1.05 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.11% below its high and over 42.86% above its low. Average 10-day trading volume of 1.08 million shares is in line with the 3-month average of 981.64 thousand, indicating normal recent market interest.

Valuation Metrics

United Bankshares, Inc. trades at a P/E ratio of 12.66, slightly below the S&P 500 average, with a price-to-sales ratio of 3.21 and a price-to-book ratio of 1.07 suggesting the stock is closer to book value. The P/FCF stands at 11.99, also above market averages.

Dividend & Fair Value

United Bankshares, Inc. last paid a dividend of 1.5 per share, this equals a trailing yield of roughly 4.09%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.91. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

United Bankshares, Inc. generated EPS of $3.26 over the past year. Five-year average earnings growth is 6.38%. The latest quarter delivered EPS of $0.92. The next quarter is forecast at $0.85. Next year's EPS is expected at -$6.90. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $44.00 to $42.50. The high target offers 5.09% upside. The low target suggests 1.5% downside. The mean target is $43.17. This offers 3.1% upside. United Bankshares, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 23, 2025, missed forecasts by 12.2%. The prior quarter beat by 10.39%. Over the last six quarters, Apple has recorded several small beats. These include 10.94% in July 25, 2024.

Shareholding & Insider Activity

United Bankshares, Inc. has 141.65 million shares outstanding. The public float is 137.62 million shares, elevated short interest at 2.66% of float. This equals 3.20 million shares. The short ratio is 5.18 days. Institutional investors hold 70.59% of the float. Insiders own 1.94%. CONVERSE PETER A holds 434.77 thousand shares, Fitzgerald Michael P has 209.27 thousand shares and REXROAD JERRY L has 121.19 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, United Bankshares generated $1.50B in revenue, or $11.17 per share. Gross margin was 99.89%, operating margin -1.14%, and net profit margin 24.34%. Returns are modest, with ROA at 1.22% and ROE at 7.68%.
On valuation metrics, United Bankshares trades at a P/E of 12.66, P/S of 3.21 and P/B of 1.07. The current ratio is 28.21 and quick ratio is 28.21. Debt-to-equity is 0.17, supported by a cash flow-to-debt ratio of 0.54.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, United Bankshares posted revenue of $1.50B, down slightly from $1.03B in the prior quarter. Gross profit was $1.50B (margin 99.89%). Operating income was - $17.19M (margin -1.1%). Net income was$366.31M (EPS $2.72).
The company ended the quarter with - $1.60B in cash and short-term investments, a total debt of $2.08B, and net debt of $480.31M. Total assets were $29.98B, with equity of $4.77B. Financials further reflected stability, with operating cash flow of $408.74M, free cash flow of $397.05M, and capital expenditures of - $11.69M.

Price Forecast & Outlook

Our AI price prediction model suggests that United Bankshares, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.47%, with price expected at $43.74 by April 16, 2026, within a range of $42.86 to $44.52 3-Month Outlook: Projected rise of 22.16%, reaching $51.15 by July 01, 2026, with a range of $49.60 to $52.80. 1-Year Outlook: Projected gain of 12.16%, with price at $46.96 by April 02, 2027, within a range of $45.68 to $48.06.

Key Takeaways

United Bankshares, Inc. (NASDAQ:UBSI) shares are flat 5.36% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows United Bankshares, Inc. trading at a premium to the broader market with a P/E of 12.66. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $36.03, suggesting -13.95% downside. Our AI forecast model points to short-term strength (4.47% over two weeks), a medium-term rise (22.16% over three months), and a longer-term gain (12.16% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current United Bankshares, Inc. (UBSI) stock price?

United Bankshares, Inc. (NASDAQ: UBSI) stock price is $41.87 in the last trading session. During the trading session, UBSI stock reached the peak price of $41.96 while $41.12 was the lowest point it dropped to. The percentage change in UBSI stock occurred in the recent session was 0.46% while the dollar amount for the price change in UBSI stock was $0.19.

UBSI's industry and sector of operation?

The NASDAQ listed UBSI is part of Banks - Regional industry that operates in the broader Financial Services sector. United Bankshares, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of UBSI?

Mr. W. Mark Tatterson
Executive Vice President, Chief Financial Officer & Treasurer
Mr. Douglas Bryon Ernest
Executive Vice President & Chief Credit Officer
Mr. Darren K. Williams
Executive Vice President and Chief Information & Risk Officer
Charles J. Mildren
Chief Consumer Banking Officer
Mr. Matthew Lee Humphrey
Executive Vice President and Head of Wealth & Investment Management
Ross M. Draber
Chief Admin. Officer
Mr. Ross M. Draber
Executive Vice President & Chief Operating Officer
Mr. Charles J. Mildren
Executive Vice President & Chief Consumer Banking Officer
Mr. James J. Consagra Jr., CPA
Pres
Mr. Richard Matthew Adams Jr., M.D.
Chief Executive Officer & Director
Mr. Jerold L. Rexroad CPA, CPA
Executive Vice President, Chairman of Carolinas & Director
Mr. James J. Consagra Jr., C.P.A.
Pres
Ms. Ami Lee Shaver
Executive Vice President, Head of HR and Director of Retail Sales & Service
Mr. Richard M. Adams Sr.
Executive Chairman

How UBSI did perform over past 52-week?

UBSI's closing price is 37.23% higher than its 52-week low of $30.64 where as its distance from 52-week high of $45.93 is -8.84%.

How many employees does UBSI have?

Number of UBSI employees currently stands at 2,553.

Link for UBSI official website?

Official Website of UBSI is: https://www.ubsi-inc.com

How do I contact UBSI?

UBSI could be contacted at phone 304 424 8716 and can also be accessed through its website. UBSI operates from 300 United Center, Charleston, WV 25301, United States.

How many shares of UBSI are traded daily?

UBSI stock volume for the day was 848.26K shares. The average number of UBSI shares traded daily for last 3 months was 993.71K.

What is the market cap of UBSI currently?

The market value of UBSI currently stands at $5.84B with its latest stock price at $41.87 and 139.42M of its shares outstanding.

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Employees	2553
Beta	0.75
Sales or Revenue	$1.50B
5Y Sales Change%	0.405%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

UBSI Company Profile and Key Details

United Bankshares

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Valuation Metrics

Price Forecast & Outlook

Earnings & Analyst Outlook

Key Takeaways

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Shareholding & Insider Activity

Technical Performance