TCBS Company Profile and Key Details

Q: Who are the executives of TCBS?

Mr. Clinton YarbroughSenior Vice PresidentMr. Charles RandSenior Vice President & Branch Mang. of LindaleMs. Julie Sharff C.P.A.Chief Financial OfficerMr. Haskell StrangeSenior Vice President & Chief Operating OfficerMs. Brittany BessonettSenior Vice President & Marketing DirectorMs. Michelle CountrymanSenior Vice President & Branch Mang. of Grand SalineMr. James H. Herlocker IIIChairman, Pres & Chief Executive OfficerMs. Julie Sharff CPAChief Financial OfficerMs. Sheree A. MizeCorporation Sec. & DirectorMs. Sofia GurrusquietaSenior Accounting Officer & CRA OfficerMs. Terri BaucumSenior Vice President & Chief Lending OfficerJason SobelBank Pres

NASDAQ : TCBS

Texas Community Bancshares

$16.80

0.15+0.90%

At Close 4:00 PM

74.84

B+ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Texas Community Bancshares, Inc. (TCBS) stock surged +0.90%, trading at $16.80 on NASDAQ, up from the previous close of $16.65. The stock opened at $16.71, fluctuating between $16.71 and $16.80 in the recent session.

Stock Snapshot

16.65

Prev. Close

48.47M

Market Cap

16.71

Day Low

15.7

P/E Ratio

1.07

EPS (TTM)

-1.04

Cash Flow per Share

16.71

Open

2.89M

Number of Shares

16.8

Day High

71.01%

Free Float in %

16.91

Book Value

846

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
May 07, 2026	16.71	16.80	16.71	16.80	934
May 06, 2026	16.66	16.67	16.65	16.65	1.06K
May 05, 2026	16.71	16.71	16.62	16.62	119.43
May 04, 2026	16.32	17.00	16.32	16.70	213.49
Apr 30, 2026	17.03	17.05	16.95	16.95	3.37K
Apr 29, 2026	17.03	17.03	17.02	17.02	881
Apr 28, 2026	16.97	17.35	16.96	17.00	0
Apr 27, 2026	16.95	17.00	16.93	17.00	2.6K
Apr 23, 2026	16.79	16.88	16.79	16.88	870
Apr 22, 2026	16.90	16.90	16.90	16.90	312
Apr 21, 2026	16.88	16.90	16.88	16.90	802
Apr 20, 2026	17.18	17.18	17.18	17.18	715
Apr 17, 2026	17.34	17.34	17.25	17.25	430
Apr 16, 2026	16.58	17.35	16.58	17.34	22.63
Apr 14, 2026	17.00	17.00	17.00	17.00	22.63
Apr 13, 2026	16.74	17.41	16.71	17.12	146.89
Apr 10, 2026	17.10	17.10	17.10	17.10	611
Apr 09, 2026	17.38	17.38	17.38	17.38	858
Apr 08, 2026	16.79	17.25	16.79	16.96	1.92K
Apr 07, 2026	17.75	17.75	17.75	17.75	528

Contact Details

Mineola, TX 75773

United States

https://www.mineolacb.com 903 569 2602

About Company

Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, cards, online banking, and mobile banking services. The company was founded in 1934 and is headquartered in Mineola, Texas.

Stock Peers

FCNCA

-37.90994-1.90%

First Citizens BancShares, Inc.$1,953.42 HIFS

-2.79-0.96%

Hingham Institution for Savings$286.91 CATC

Cambridge Bancorp$220.00 WTFC

-2.1-1.37%

Wintrust Financial Corporation$151.18 BPOP

-1.21-0.81%

Popular, Inc.$148.83 BFC

-0.75-0.51%

Bank First Corporation$145.00 BOKF

-2.09-1.54%

BOK Financial Corporation$133.45 UMBF

-2.78-2.08%

UMB Financial Corporation$131.17 NBN

-2.36-1.84%

Northeast Bank$125.63 CHCO

-0.23-0.19%

City Holding Company$122.73

Company Overview

Texas Community Bancshares, Inc. (NASDAQ:TCBS) closed at $16.80 USD, gaining $0.15 (0.90%) from the previous close of $16.65. The stock is currently mid-range between its 52-week high and low $15.10 and $20.00. With a market capitalization of about $48.47 million, Texas Community Bancshares, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~-0.01). Key stats such as the average daily volume over the past year has been around 1.57 thousand shares, volume is running light vs its 52-week average. Headquartered in Mineola, TX, Texas Community Bancshares, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Jason Sobel, the company employs approximately 60 people and listed since July 16, 2021. Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 0.1%, SMA50 0.57%, SMA200 4.51%). The stock’s 14-day RSI is 51.05 (neutral), while the ATR of 0.49 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -15.42% below its high and over 12.9% above its low. Average 10-day trading volume of 1.15 thousand shares is below the 3-month average of 1.56 thousand, indicating normal recent market interest.

Valuation Metrics

Texas Community Bancshares, Inc. trades at a P/E ratio of 15.8, slightly below the S&P 500 average, with a price-to-sales ratio of 1.86 and a price-to-book ratio of 0.89 suggesting the stock is closer to book value. The P/FCF stands at 49.29, also below market averages.

Dividend & Fair Value

Texas Community Bancshares, Inc. last paid a dividend of 0.21 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$3.31. This means the shares are trading below this model’s fair value.

Shareholding & Insider Activity

Texas Community Bancshares, Inc. has 2.97 million shares outstanding. The public float is 2.11 million shares, elevated short interest at 0.12% of float. This equals 2.83 thousand shares. The short ratio is 0.89 days. Institutional investors hold 16.45% of the float. Insiders own 29.0%. Scavuzzo Anthony holds 86.06 thousand shares, Sherrill Johnny has 53.86 thousand shares and Herlocker James H. III has 43.77 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Texas Community Bancshares generated $19.33M in revenue, or $6.31 per share. Gross margin was 100.00%, operating margin 100.00%, and net profit margin -3.79%. Returns are negative, with ROA at -0.16% and ROE at -1.37%.
On valuation metrics, Texas Community Bancshares trades at a P/E of 15.80, P/S of 1.86 and P/B of 0.89. Liquidity is tight, with a current ratio of 0.16 and quick ratio of 0.16. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 23.54 days. Debt-to-equity is 0.85, supported by a cash flow-to-debt ratio of 0.03.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Texas Community Bancshares posted revenue of $19.33M, down slightly from $12.15M in the prior quarter. Gross profit was $19.33M (margin 100.00%). Operating income was $19.33M (margin 100.0%). Net income was- $733.00K (EPS - $0.24).
The company ended the quarter with - $13.06M in cash and short-term investments, a total debt of $76.90M, and net debt of $59.19M. Total assets were $452.04M, with equity of $53.69M. Financials further reflected stability, with operating cash flow of $2.29M, free cash flow of - $3.31M, and capital expenditures of - $5.60M.

Price Forecast & Outlook

Our AI price prediction model suggests that Texas Community Bancshares, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -3.57%, with price expected at $16.20 by May 20, 2026, within a range of $15.73 to $16.68 3-Month Outlook: Projected rise of 18.04%, reaching $19.83 by August 04, 2026, with a range of $19.50 to $20.27. 1-Year Outlook: Projected gain of 10.77%, with price at $18.61 by May 06, 2027, within a range of $18.30 to $18.92.

Key Takeaways

Texas Community Bancshares, Inc. (NASDAQ:TCBS) shares are flat -9.24% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Texas Community Bancshares, Inc. trading at a premium to the broader market with a P/E of 15.8. Our AI forecast model points to short-term weakness (-3.57% over two weeks), a medium-term rise (18.04% over three months), and a longer-term gain (10.77% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Texas Community Bancshares, Inc. (TCBS) stock price?

Texas Community Bancshares, Inc. (NASDAQ: TCBS) stock price is $16.80 in the last trading session. During the trading session, TCBS stock reached the peak price of $16.80 while $16.71 was the lowest point it dropped to. The percentage change in TCBS stock occurred in the recent session was 0.9% while the dollar amount for the price change in TCBS stock was $0.15.

TCBS's industry and sector of operation?

The NASDAQ listed TCBS is part of Banks - Regional industry that operates in the broader Financial Services sector. Texas Community Bancshares, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of TCBS?

Mr. Clinton Yarbrough
Senior Vice President
Mr. Charles Rand
Senior Vice President & Branch Mang. of Lindale
Ms. Julie Sharff C.P.A.
Chief Financial Officer
Mr. Haskell Strange
Senior Vice President & Chief Operating Officer
Ms. Brittany Bessonett
Senior Vice President & Marketing Director
Ms. Michelle Countryman
Senior Vice President & Branch Mang. of Grand Saline
Mr. James H. Herlocker III
Chairman, Pres & Chief Executive Officer
Ms. Julie Sharff CPA
Chief Financial Officer
Ms. Sheree A. Mize
Corporation Sec. & Director
Ms. Sofia Gurrusquieta
Senior Accounting Officer & CRA Officer
Ms. Terri Baucum
Senior Vice President & Chief Lending Officer
Jason Sobel
Bank Pres

How TCBS did perform over past 52-week?

TCBS's closing price is 11.26% higher than its 52-week low of $15.10 where as its distance from 52-week high of $20.00 is -16%.

How many employees does TCBS have?

Number of TCBS employees currently stands at 60.

Link for TCBS official website?

Official Website of TCBS is: https://www.mineolacb.com

How do I contact TCBS?

TCBS could be contacted at phone 903 569 2602 and can also be accessed through its website. TCBS operates from 215 West Broad Street, Mineola, TX 75773, United States.

How many shares of TCBS are traded daily?

TCBS stock volume for the day was 846 shares. The average number of TCBS shares traded daily for last 3 months was 1.57K.

What is the market cap of TCBS currently?

The market value of TCBS currently stands at $48.47M with its latest stock price at $16.80 and 2.89M of its shares outstanding.

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Employees	60
Beta	0.02
Sales or Revenue	$19.33M
5Y Sales Change%	1.58%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

TCBS Company Profile and Key Details

Texas Community Bancshares

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Valuation Metrics

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways