SMBC Company Profile and Key Details

Q: Who are the executives of SMBC?

Ms. Lorna BrannumInvestor Relations Contact & Executive Sec.Mr. Daniel L. Jones CPAMarket Chairman & DirectorMs. Lora L. DavesExecutive Vice President & Chief Financial OfficerMr. Charles R. Love CPADirector & Sec.Mr. Greg A. SteffensChairman & Chief Executive OfficerMr. Justin G. CoxExecutive Vice President & Regional Pres of Southern Bank West RegionMr. Richard A. WindesExecutive Vice President & Chief Lending OfficerMs. Kimberly A. CappsExecutive Vice President & Chief Operating OfficerMr. Mark E. HeckerExecutive Vice President & Chief Credit OfficerMr. Martin J. WeishaarExecutive Vice President & Chief Legal OfficerMr. Matthew T. FunkePres, Interim Chief Financial Officer, Chief Admin. Officer & Chief Principal Accounting Officer

NASDAQ : SMBC

Southern Missouri Bancorp

$64.83

0.6+0.93%

At Close 4:00 PM

67.78

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Southern Missouri Bancorp, Inc. (SMBC) stock surged +0.93%, trading at $64.83 on NASDAQ, up from the previous close of $64.23. The stock opened at $64.03, fluctuating between $63.28 and $64.99 in the recent session.

Stock Snapshot

64.23

Prev. Close

720.15M

Market Cap

63.2825

Day Low

11.22

P/E Ratio

5.78

EPS (TTM)

5.08

Cash Flow per Share

64.03

Open

11.11M

Number of Shares

64.99

Day High

84.75%

Free Float in %

41.66

Book Value

62.37K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 19, 2026	64.03	64.99	63.28	64.83	63.32K
Feb 18, 2026	65.16	65.90	64.07	64.23	57.21K
Feb 17, 2026	64.66	65.88	64.60	64.61	48.35K
Feb 13, 2026	64.71	64.95	63.66	64.56	50.79K
Feb 12, 2026	64.62	65.29	63.08	64.75	77.12K
Feb 11, 2026	65.22	65.97	63.53	64.01	48.2K
Feb 10, 2026	65.03	65.50	64.17	64.57	50.19K
Feb 09, 2026	65.55	66.13	65.19	65.30	38.7K
Feb 06, 2026	65.70	66.56	65.41	65.50	54.03K
Feb 05, 2026	65.19	65.82	64.89	65.54	44.25K
Feb 04, 2026	65.16	66.23	64.58	65.12	82.31K
Feb 03, 2026	64.35	65.63	63.64	64.64	59.31K
Feb 02, 2026	62.50	64.67	62.50	64.30	57.32K
Jan 30, 2026	62.00	62.94	61.49	62.57	54.61K
Jan 29, 2026	60.73	62.28	60.16	62.18	50.54K
Jan 28, 2026	61.49	61.49	60.24	60.66	35.35K
Jan 27, 2026	60.50	61.42	60.50	61.15	43.02K
Jan 26, 2026	60.28	60.99	59.97	60.68	55.32K
Jan 23, 2026	64.25	64.25	60.18	60.68	59.93K
Jan 22, 2026	63.66	65.64	63.50	63.87	65.57K

Contact Details

Poplar Bluff, MO 63901

United States

https://www.bankwithsouthern.com 573 778 1800

About Company

Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.

Stock Peers

FCNCA

-14.72-0.71%

First Citizens BancShares, Inc.$2,045.30 HIFS

3.56+1.14%

Hingham Institution for Savings$316.27 CATC

Cambridge Bancorp$220.00 WTFC

-1.6-1.03%

Wintrust Financial Corporation$153.49 BPOP

-2.03-1.39%

Popular, Inc.$143.85 BFC

-2.45-1.70%

Bank First Corporation$141.87 BOKF

0.73+0.55%

BOK Financial Corporation$133.51 UMBF

-1.74-1.36%

UMB Financial Corporation$126.12 CHCO

-0.09-0.07%

City Holding Company$124.68 NBN

-0.22-0.19%

Northeast Bank$116.82

Company Overview

Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) closed at $64.83 USD, gaining $0.60 (0.93%) from the previous close of $64.23. The stock is currently within 5% of its 52-week high $45.10 and $66.56. With a market capitalization of about $720.15 million, Southern Missouri Bancorp, Inc. is classified as a small-cap and shows market-like volatility (beta ~0.96). Key stats such as the average daily volume over the past year has been around 50.60 thousand shares, in line with its 52-week average. Headquartered in Poplar Bluff, MO, Southern Missouri Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Greg A. Steffens, the company employs approximately 693 people and listed since April 12, 1994. Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 1.83%, SMA50 4.79%, SMA200 15.08%). The stock’s 14-day RSI is 59.31 (neutral), while the ATR of 1.59 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -2.92% below its high and over 43.26% above its low. Average 10-day trading volume of 54.24 thousand shares is in line with the 3-month average of 50.05 thousand, indicating normal recent market interest.

Valuation Metrics

Southern Missouri Bancorp, Inc. trades at a P/E ratio of 11.04, slightly below the S&P 500 average, with a price-to-sales ratio of 2.29 and a price-to-book ratio of 1.27 suggesting the stock is closer to book value. The P/FCF stands at 8.52, also below market averages.

Dividend & Fair Value

Southern Missouri Bancorp, Inc. last paid a dividend of 0.98 per share, this equals a trailing yield of roughly 1.63%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $127.81. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Southern Missouri Bancorp, Inc. generated EPS of $5.78 over the past year. Five-year average earnings growth is 11.58%. The latest quarter delivered EPS of $1.42. The next quarter is forecast at $1.52. Next year's EPS is expected at $7.48. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 6 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $73.00 to $60.50. The high target offers 12.6% upside. The low target suggests -6.68% downside. The mean target is $65.36. This offers 0.82% upside. Southern Missouri Bancorp, Inc. earnings surprise history is a mixed track record. The quarter that ended October 22, 2025, missed forecasts by 8.4%. The prior quarter beat by -9.16%. Over the last six quarters, Apple has recorded several small beats. These include 27.96% in July 29, 2024.

Shareholding & Insider Activity

Southern Missouri Bancorp, Inc. has 11.30 million shares outstanding. The public float is 9.58 million shares, elevated short interest at 0.86% of float. This equals 81.53 thousand shares. The short ratio is 2.23 days. Institutional investors hold 64.07% of the float. Insiders own 14.22%. Jones Daniel Lee holds 280.00 thousand shares, STEFFENS GREG A has 217.28 thousand shares and Young William E has 93.55 thousand shares. Over the past six months, insider transactions show net selling. They sold 1.50 thousand shares across 1 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Southern Missouri Bancorp generated $305.25M in revenue, or $27.09 per share. Gross margin was 57.68%, operating margin 24.24%, and net profit margin 19.10%. Returns are modest, with ROA at 1.16% and ROE at 10.71%.
On valuation metrics, Southern Missouri Bancorp trades at a P/E of 11.04, P/S of 2.29 and P/B of 1.27. The current ratio is 1.09 and quick ratio is 1.09. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 4823.98 days. Debt-to-equity is 0.26, supported by a cash flow-to-debt ratio of 0.61.

Quarterly Financial Highlights

For the quarter ended Jun 30, 2025, Southern Missouri Bancorp posted revenue of $305.25M, down slightly from $164.33M in the prior quarter. Gross profit was $176.08M (margin 57.68%). Operating income was $73.99M (margin 24.2%). Net income was$58.32M (EPS $5.19).
The company ended the quarter with $653.95M in cash and short-term investments, a total debt of $142.28M, and net debt of - $50.85M. Total assets were $5.02B, with equity of $544.69M. Financials further reflected stability, with operating cash flow of $81.56M, free cash flow of $75.29M, and capital expenditures of - $6.26M.

Price Forecast & Outlook

Our AI price prediction model suggests that Southern Missouri Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.24%, with price expected at $66.93 by March 04, 2026, within a range of $65.69 to $68.16 3-Month Outlook: Projected rise of 4.63%, reaching $67.83 by May 19, 2026, with a range of $64.90 to $70.75. 1-Year Outlook: Projected gain of 11.2%, with price at $72.09 by February 18, 2027, within a range of $70.26 to $74.12.

Key Takeaways

Southern Missouri Bancorp, Inc. (NASDAQ:SMBC) shares are flat 2.45% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Southern Missouri Bancorp, Inc. trading at a premium to the broader market with a P/E of 11.04. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $62.79, suggesting -3.15% downside. Our AI forecast model points to short-term strength (3.24% over two weeks), a medium-term rise (4.63% over three months), and a longer-term gain (11.2% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Southern Missouri Bancorp, Inc. (SMBC) stock price?

Southern Missouri Bancorp, Inc. (NASDAQ: SMBC) stock price is $64.83 in the last trading session. During the trading session, SMBC stock reached the peak price of $64.99 while $63.28 was the lowest point it dropped to. The percentage change in SMBC stock occurred in the recent session was 0.93% while the dollar amount for the price change in SMBC stock was $0.60.

SMBC's industry and sector of operation?

The NASDAQ listed SMBC is part of Banks - Regional industry that operates in the broader Financial Services sector. Southern Missouri Bancorp, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of SMBC?

Ms. Lorna Brannum
Investor Relations Contact & Executive Sec.
Mr. Daniel L. Jones CPA
Market Chairman & Director
Ms. Lora L. Daves
Executive Vice President & Chief Financial Officer
Mr. Charles R. Love CPA
Director & Sec.
Mr. Greg A. Steffens
Chairman & Chief Executive Officer
Mr. Justin G. Cox
Executive Vice President & Regional Pres of Southern Bank West Region
Mr. Richard A. Windes
Executive Vice President & Chief Lending Officer
Ms. Kimberly A. Capps
Executive Vice President & Chief Operating Officer
Mr. Mark E. Hecker
Executive Vice President & Chief Credit Officer
Mr. Martin J. Weishaar
Executive Vice President & Chief Legal Officer
Mr. Matthew T. Funke
Pres, Interim Chief Financial Officer, Chief Admin. Officer & Chief Principal Accounting Officer

How SMBC did perform over past 52-week?

SMBC's closing price is 43.75% higher than its 52-week low of $45.10 where as its distance from 52-week high of $66.56 is -2.6%.

How many employees does SMBC have?

Number of SMBC employees currently stands at 693.

Link for SMBC official website?

Official Website of SMBC is: https://www.bankwithsouthern.com

How do I contact SMBC?

SMBC could be contacted at phone 573 778 1800 and can also be accessed through its website. SMBC operates from 2991 Oak Grove Road, Poplar Bluff, MO 63901, United States.

How many shares of SMBC are traded daily?

SMBC stock volume for the day was 62.37K shares. The average number of SMBC shares traded daily for last 3 months was 50.6K.

What is the market cap of SMBC currently?

The market value of SMBC currently stands at $720.15M with its latest stock price at $64.83 and 11.11M of its shares outstanding.

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Employees	693
Beta	0.96
Sales or Revenue	$305.25M
5Y Sales Change%	1.053%
Fiscal Year Ends	June
Sector	Financial Services
Industry	Banks - Regional

SMBC Company Profile and Key Details

Southern Missouri Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Company Overview

Technical Performance

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Valuation Metrics