SASR Company Profile and Key Details

Q: Who are the executives of SASR?

Ms. Lynne PulfordExecutive Vice President of the Consumer Banking GroupMr. Gary John FernandesExecutive Vice President & Chief HR OfficerMr. Philip J. Mantua CPA, CPAExecutive Vice President & Chief Financial OfficerMs. Ronda M. McDowellExecutive Vice President & Chief Operating Officer of Sandy Spring BankMr. Daniel J. SchriderChairman, Pres & Chief Executive OfficerMr. Aaron Michael KaslowChief Admin. Officer, Executive Vice President & Gen. CounselMr. George F. CaveSenior Vice President & Commercial Banking Division Leader of Sandy Spring BankMr. Kevin SlaneExecutive Vice President & Chief Risk Officer of Sandy Spring BankMr. Joseph J. O'Brien Jr.Executive Vice President & Chief Banking Officer of Sandy Spring BankMr. Ramiro Louis CaceresExecutive Vice President & Chief Wealth OfficerMs. Janet VA ReplogleVice President & Ass't Corporation Sec.Mr. Kenneth C. CookExecutive Vice President & Pres of Commercial Banking - Sandy Spring BankMr. John D. SadowskiChief Information Officer & EVice President - Sandy Spring Bank

NASDAQ : SASR

Sandy Spring Bancorp

$27.95

0.35+1.27%

At Close 4:00 PM

Not Actively Trading

73.41

B+ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Sandy Spring Bancorp, Inc. (SASR) stock surged +1.27%, trading at $27.95 on NASDAQ, up from the previous close of $27.60. The stock opened at $27.34, fluctuating between $26.92 and $28.10 in the recent session.

Stock Snapshot

27.6

Prev. Close

1.26B

Market Cap

26.92

Day Low

63.52272727272727

P/E Ratio

0.44

EPS (TTM)

2.76

Cash Flow per Share

27.34

Open

45.14M

Number of Shares

28.1

Day High

96.28%

Free Float in %

35.36

Book Value

1.71M

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Mar 31, 2025	27.16	28.10	26.92	27.95	2.06M
Mar 28, 2025	28.43	28.55	27.28	27.60	233.87K
Mar 27, 2025	28.75	28.89	28.28	28.49	293.74K
Mar 26, 2025	29.17	29.46	28.53	28.68	218.2K
Mar 25, 2025	29.60	29.93	29.04	29.07	233.51K
Mar 24, 2025	29.27	29.79	29.21	29.62	262.25K
Mar 21, 2025	28.86	29.21	28.60	28.82	559.8K
Mar 20, 2025	28.93	29.59	28.93	29.05	149.88K
Mar 19, 2025	29.40	29.61	28.98	29.26	248.02K
Mar 18, 2025	29.22	29.48	29.03	29.40	164.34K
Mar 17, 2025	29.02	29.47	29.02	29.38	310.3K
Mar 14, 2025	28.96	29.13	28.73	29.12	163.74K
Mar 13, 2025	29.15	29.39	28.64	28.70	204.44K
Mar 12, 2025	28.87	29.04	28.38	28.80	425.26K
Mar 11, 2025	29.07	29.35	28.44	28.59	583.3K
Mar 10, 2025	29.34	29.71	28.78	28.96	241.67K
Mar 07, 2025	30.06	30.83	29.42	29.82	151.21K
Mar 06, 2025	30.25	32.76	29.78	30.05	219K
Mar 05, 2025	31.30	31.30	30.30	30.57	218.72K
Mar 04, 2025	31.17	31.49	30.31	30.84	234.61K

Contact Details

Olney, MD 20832

United States

https://www.sandyspringbank.com 301 774 6400

About Company

Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses. It operates through three segments: Community Banking, Insurance, and Investment Management. The Community Banking segment offers financial products and services, including various loan and deposit products. Its loan products include commercial real estate loans, commercial construction loans, and other commercial loans; residential real estate loans; and consumer loans comprising home equity loans and lines, installment loans, and personal lines of credit. The Insurance segment provides general insurance agency services and annuities, such as commercial, personal, and medical liability lines. The Investment Management segment offers investment management and financial planning, including cash flow analysis, investment review, tax and retirement planning, insurance analysis, and estate planning to individuals, families, small businesses, and associations. It also provides personal trust and wealth management services. The company operates a network of approximately 50 locations in Maryland, Northern Virginia, and Washington D.C. Sandy Spring Bancorp, Inc. was founded in 1868 and is headquartered in Olney, Maryland.

Stock Peers

FCNCA

-53.38-2.55%

First Citizens BancShares, Inc.$2,043.97 HIFS

12.1+3.98%

Hingham Institution for Savings$316.09 CATC

Cambridge Bancorp$220.00 WTFC

6.33+4.23%

Wintrust Financial Corporation$156.04 BFC

1.42+0.98%

Bank First Corporation$146.38 BPOP

4.78+3.50%

Popular, Inc.$141.47 BOKF

1.69+1.30%

BOK Financial Corporation$131.99 UMBF

-0.09-0.07%

UMB Financial Corporation$127.96 CHCO

0.29+0.23%

City Holding Company$125.53 NBN

3.17+2.66%

Northeast Bank$122.43

Company Overview

Sandy Spring Bancorp, Inc. (NASDAQ:SASR) closed at $27.95 USD, gaining $0.35 (1.27%) from the previous close of $27.60. The stock is currently mid-range between its 52-week high and low $19.52 and $39.55. With a market capitalization of about $1.26 billion, Sandy Spring Bancorp, Inc. is classified as a small-cap and shows market-like volatility (beta ~0.94). Key stats such as the average daily volume over the past year has been around 276.97 thousand shares, trading with heavier-than-usual volume. Headquartered in Olney, MD, Sandy Spring Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Daniel J. Schrider, the company employs approximately 1,120 people and listed since April 07, 1994. Sandy Spring Bancorp, Inc. operates as the bank holding company for Sandy Spring Bank that provides commercial and retail banking, mortgage, private banking, and trust services to individuals and businesses.

Technical Performance

SASR has shown weak momentum, losing -5.64% over the past week and -19.17% over the past quarter, though year-to-date performance is down -17.09%. Short-term trend indicators are mixed aligned (SMA20 -4.08%, SMA50 -11.67%, SMA200 -11.41%). The stock’s 14-day RSI is 31.96 (weak momentum), while the ATR of 0.95 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -29.33% below its high and over 43.19% above its low.

Valuation Metrics

Sandy Spring Bancorp, Inc. trades at a P/E ratio of -54.27, slightly below the S&P 500 average, with a price-to-sales ratio of 4.33 and a price-to-book ratio of 0.81 suggesting the stock is closer to book value. The P/FCF stands at 20.0, also below market averages.

Dividend & Fair Value

Sandy Spring Bancorp, Inc. last paid a dividend of 1.36 per share, this equals a trailing yield of roughly 4.85%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $39.70. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Sandy Spring Bancorp, Inc. generated EPS of $0.44 over the past year. Five-year average earnings growth is -32.95%. The latest quarter delivered EPS of $0.49. The next quarter is forecast at $nan. Next year's EPS is expected at -$21.89. Sandy Spring Bancorp, Inc. earnings surprise history is a mixed track record. The quarter that ended April 22, 2025, missed forecasts by -5.77%. The prior quarter beat by -2.08%. Over the last six quarters, Apple has recorded several small beats. These include 13.21% in January 23, 2024.

Shareholding & Insider Activity

Sandy Spring Bancorp, Inc. has 45.14 million shares outstanding. The public float is 43.46 million shares, elevated short interest at 2.05% of float. This equals 893.64 thousand shares. The short ratio is 3.74 days. Institutional investors hold 75.77% of the float. Insiders own 3.47%. Cook Kenneth C holds 289.54 thousand shares, RUPPERT CRAIG A has 101.99 thousand shares and Andersen Shaza L has 67.34 thousand shares.

Financial & Profitability Overview

Over the trailing twelve months, Sandy Spring Bancorp generated $672.27M in revenue, or $14.86 per share. Gross margin was 100.00%, operating margin 96.05%, and net profit margin 2.97%. Returns are modest, with ROA at 0.14% and ROE at 1.26%.
On valuation metrics, Sandy Spring Bancorp trades at a P/E of -54.27, P/S of 4.33 and P/B of 0.81. Liquidity is tight, with a current ratio of 0.01 and quick ratio of 0.01. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 57.11 days. Debt-to-equity is 0.40, supported by a cash flow-to-debt ratio of 0.09.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, Sandy Spring Bancorp posted revenue of $672.27M, down slightly from $704.60M in the prior quarter. Gross profit was $672.27M (margin 100.00%). Operating income was $645.70M (margin 96.0%). Net income was$19.94M (EPS $0.44).
The company ended the quarter with $82.26M in cash and short-term investments, a total debt of $1.30B, and net debt of $750.18M. Total assets were $14.03B, with equity of $1.59B. Financials further reflected stability, with operating cash flow of $137.82M, free cash flow of $123.83M, and capital expenditures of - $13.98M.

Price Forecast & Outlook

Our AI price prediction model suggests that Sandy Spring Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.25%, with price expected at $27.60 by April 14, 2025, within a range of $26.97 to $28.21 3-Month Outlook: Projected rise of 9.8%, reaching $30.69 by June 27, 2025, with a range of $29.61 to $31.76. 1-Year Outlook: Projected loss of -19.57%, with price at $22.48 by March 31, 2026, within a range of $19.87 to $24.85.

Key Takeaways

Sandy Spring Bancorp, Inc. (NASDAQ:SASR) shares are down -17.09% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Sandy Spring Bancorp, Inc. trading at a premium to the broader market with a P/E of -54.27. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $32.65, suggesting 16.82% upside. Our AI forecast model points to short-term weakness (-1.25% over two weeks), a medium-term rise (9.8% over three months), and a longer-term loss (-19.57% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Sandy Spring Bancorp, Inc. (SASR) stock price?

Sandy Spring Bancorp, Inc. (NASDAQ: SASR) stock price is $27.95 in the last trading session. During the trading session, SASR stock reached the peak price of $28.10 while $26.92 was the lowest point it dropped to. The percentage change in SASR stock occurred in the recent session was 1.27% while the dollar amount for the price change in SASR stock was $0.35.

SASR's industry and sector of operation?

The NASDAQ listed SASR is part of Banks - Regional industry that operates in the broader Financial Services sector. Sandy Spring Bancorp, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of SASR?

Ms. Lynne Pulford
Executive Vice President of the Consumer Banking Group
Mr. Gary John Fernandes
Executive Vice President & Chief HR Officer
Mr. Philip J. Mantua CPA, CPA
Executive Vice President & Chief Financial Officer
Ms. Ronda M. McDowell
Executive Vice President & Chief Operating Officer of Sandy Spring Bank
Mr. Daniel J. Schrider
Chairman, Pres & Chief Executive Officer
Mr. Aaron Michael Kaslow
Chief Admin. Officer, Executive Vice President & Gen. Counsel
Mr. George F. Cave
Senior Vice President & Commercial Banking Division Leader of Sandy Spring Bank
Mr. Kevin Slane
Executive Vice President & Chief Risk Officer of Sandy Spring Bank
Mr. Joseph J. O'Brien Jr.
Executive Vice President & Chief Banking Officer of Sandy Spring Bank
Mr. Ramiro Louis Caceres
Executive Vice President & Chief Wealth Officer
Ms. Janet VA Replogle
Vice President & Ass't Corporation Sec.
Mr. Kenneth C. Cook
Executive Vice President & Pres of Commercial Banking - Sandy Spring Bank
Mr. John D. Sadowski
Chief Information Officer & EVice President - Sandy Spring Bank

How SASR did perform over past 52-week?

SASR's closing price is 43.19% higher than its 52-week low of $19.52 where as its distance from 52-week high of $39.55 is -29.33%.

How many employees does SASR have?

Number of SASR employees currently stands at 1,120.

Link for SASR official website?

Official Website of SASR is: https://www.sandyspringbank.com

How do I contact SASR?

SASR could be contacted at phone 301 774 6400 and can also be accessed through its website. SASR operates from 17801 Georgia Avenue, Olney, MD 20832, United States.

How many shares of SASR are traded daily?

SASR stock volume for the day was 1.71M shares. The average number of SASR shares traded daily for last 3 months was 276.97K.

What is the market cap of SASR currently?

The market value of SASR currently stands at $1.26B with its latest stock price at $27.95 and 45.14M of its shares outstanding.

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Employees	1120
Beta	0.94
Sales or Revenue	$672.27M
5Y Sales Change%	0.033%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

SASR Company Profile and Key Details

Sandy Spring Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Dividend & Fair Value

Price Forecast & Outlook

Key Takeaways

Company Overview

Valuation Metrics