RMBI Company Profile and Key Details

Q: Who are the executives of RMBI?

Ms. Cathy J. HaysSenior Vice President, Chief Audit Executive & Training Director of First Bank RichmondMr. Alan M. SpearsSenior Vice President & Trust Officer of First Bank RichmondPaul E. AllenSenior Vice President and Security Officer - OperationsMr. Garry D. KleerChairman, Pres & Chief Executive OfficerMs. Beth A. BrittenhamSenior Vice President & Corporation Sec. of First Bank RichmondMs. Robin S. WeinertSenior Vice President of Operations & Retail Banking of First Bank RichmondMs. Pamela S. StoopsSenior Vice President & Retail Lending Mang. of First Bank RichmondMr. Bradley M. GloverActing Chief Financial Officer & Principal Financial OfficerMr. Albert E. Fullerton Jr.Senior Vice President, Chief Information Officer & Information Security Officer of First Bank RichmondMr. Paul J. WittePres & Chief Operating Officer of First Bank RichmondMr. Dean W. WeinertDivision Pres of Mutual Federal Savings BankMr. Donald A. BenzigerExecutive Vice President & Chief Financial Officer (Leave of Absence)

NASDAQ : RMBI

Richmond Mutual Bancorporation

$14.51

0.28+1.97%

Open: 1:35 PM

69.27

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Richmond Mutual Bancorporation, Inc. (RMBI) stock surged +1.97%, trading at $14.51 on NASDAQ, up from the previous close of $14.23. The stock opened at $14.23, fluctuating between $14.23 and $14.58 in the recent session.

Stock Snapshot

14.23

Prev. Close

141.91M

Market Cap

14.23

Day Low

11.61

P/E Ratio

1.25

EPS (TTM)

1.08

Cash Flow per Share

14.23

Open

9.78M

Number of Shares

14.58

Day High

74.88%

Free Float in %

13.19

Book Value

18.75K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jun 01, 2026	14.32	14.45	14.22	14.23	39.49K
May 29, 2026	14.60	14.60	14.20	14.52	40.82K
May 28, 2026	14.55	14.90	14.51	14.66	166.96K
May 27, 2026	14.62	14.72	14.52	14.55	48.94K
May 26, 2026	14.72	14.80	14.51	14.56	31.28K
May 22, 2026	14.74	14.92	14.49	14.62	43.18K
May 21, 2026	14.51	14.72	14.45	14.65	73.3K
May 20, 2026	14.17	14.65	14.11	14.51	51.03K
May 19, 2026	14.06	14.39	13.96	14.12	120.09K
May 18, 2026	14.04	14.37	14.00	14.06	46.59K
May 15, 2026	14.32	14.37	13.93	14.02	30.99K
May 14, 2026	14.39	14.70	14.33	14.34	23.26K
May 13, 2026	14.45	14.51	14.30	14.30	33.1K
May 12, 2026	14.61	14.67	14.50	14.54	30.38K
May 11, 2026	15.27	15.27	14.61	14.61	32.99K
May 08, 2026	15.30	15.30	15.16	15.16	24.95K
May 07, 2026	15.36	15.36	15.16	15.23	50.23K
May 06, 2026	15.39	15.39	15.28	15.29	37.17K
May 05, 2026	15.25	15.30	15.18	15.21	38.3K
May 04, 2026	15.45	15.45	15.15	15.15	31.18K

Contact Details

Richmond, IN 47374

United States

https://www.firstbankrichmond.com 765 962 2581

About Company

Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, residential real estate loans, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. It operates through 12 full service and one limited-service banking offices with seven full-service and one limited-service offices located in Indiana; five offices situated in Ohio; one full-service banking office and four other branch offices are located in Richmond, Indiana; two other offices in Cambridge City, Centerville, Richmond, and Shelbyville, Indiana; two offices in Sidney and Ohio; two offices in Piqua and one office in Troy, Ohio; and a loan production office in Columbus, Ohio. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.

Stock Peers

FCNCA

-50.8-2.55%

First Citizens BancShares, Inc.$1,939.71 HIFS

-7.09-2.45%

Hingham Institution for Savings$282.30 CATC

Cambridge Bancorp$220.00 BPOP

-0.75-0.50%

Popular, Inc.$147.78 WTFC

-3.15-2.10%

Wintrust Financial Corporation$147.08 BFC

-1.25-0.90%

Bank First Corporation$137.77 UMBF

-3.11-2.37%

UMB Financial Corporation$128.15 BOKF

-3.22-2.51%

BOK Financial Corporation$124.82 CHCO

-0.63-0.51%

City Holding Company$123.68 NBN

-4.08-3.24%

Northeast Bank$121.66

Company Overview

Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) closed at $14.51 USD, gaining $0.28 (1.97%) from the previous close of $14.23. The stock is currently mid-range between its 52-week high and low $12.77 and $16.04. With a market capitalization of about $141.91 million, Richmond Mutual Bancorporation, Inc. is classified as a micro-cap and shows lower-than-market volatility (beta ~0.35). Key stats such as the average daily volume over the past year has been around 37.00 thousand shares, volume is running light vs its 52-week average. Headquartered in Richmond, IN, Richmond Mutual Bancorporation, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Garry D. Kleer, the company employs approximately 171 people and listed since July 02, 2019. Richmond Mutual Bancorporation, Inc. operates as a holding company for First Bank Richmond that provides various banking services.

Technical Performance

RMBI has shown mixed momentum, losing -1.68% over the past week and 0.29% over the past quarter, though year-to-date performance is down -1.92%. Short-term trend indicators are bearishly aligned (SMA20 -1.01%, SMA50 -0.6%, SMA200 0.68%). The stock’s 14-day RSI is 47.03 (neutral), while the ATR of 0.25 points to moderate volatility. The stock remains hovering near 52-week lows, trading -7.87% below its high and over 23.49% above its low. Average 10-day trading volume of 65.50 thousand shares is significantly above the 3-month average of 37.72 thousand, indicating heightened recent market interest.

Valuation Metrics

Richmond Mutual Bancorporation, Inc. trades at a P/E ratio of 11.39, slightly below the S&P 500 average, with a price-to-sales ratio of 1.56 and a price-to-book ratio of 0.97 suggesting the stock is closer to book value. The P/FCF stands at 0.05, also above market averages.

Dividend & Fair Value

Richmond Mutual Bancorporation, Inc. last paid a dividend of 0.6 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$8.24. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Richmond Mutual Bancorporation, Inc. generated EPS of $1.17 over the past year. Five-year average earnings growth is 7.49%.

Shareholding & Insider Activity

Richmond Mutual Bancorporation, Inc. has 9.66 million shares outstanding. The public float is 7.39 million shares, elevated short interest at 4.46% of float. This equals 356.52 thousand shares. The short ratio is 11.07 days. Institutional investors hold 30.51% of the float. Insiders own 21.11%. Wetzel M. Lynn holds 62.07 thousand shares, Jackson Jeffrey A. has 46.62 thousand shares and Blum E. Michael has 44.18 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Richmond Mutual Bancorporation generated $71.96M in revenue, or $6.89 per share. Gross margin was 100.08%, operating margin 100.08%, and net profit margin 13.18%. Returns are modest, with ROA at 0.65% and ROE at 7.03%.
On valuation metrics, Richmond Mutual Bancorporation trades at a P/E of 11.39, P/S of 1.56 and P/B of 0.97. Liquidity is tight, with a current ratio of 0.01 and quick ratio of 0.01. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 2.02 days. Debt-to-equity is 1.77, supported by a cash flow-to-debt ratio of 10.93.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Richmond Mutual Bancorporation posted revenue of $71.96M, down slightly from $46.37M in the prior quarter. Gross profit was $72.02M (margin 100.08%). Operating income was $72.02M (margin 100.1%). Net income was$9.49M (EPS $0.91).
The company ended the quarter with - $20.23M in cash and short-term investments, a total debt of $271.51M, and net debt of $251.27M. Total assets were $1.46B, with equity of $134.86M. Financials further reflected stability, with operating cash flow of $11.79M, free cash flow of $11.18M, and capital expenditures of - $619.21K.

Price Forecast & Outlook

Our AI price prediction model suggests that Richmond Mutual Bancorporation, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.51%, with price expected at $14.73 by June 15, 2026, within a range of $14.15 to $15.27 3-Month Outlook: Projected rise of 32.12%, reaching $18.80 by August 28, 2026, with a range of $17.96 to $19.68. 1-Year Outlook: Projected gain of 169.92%, with price at $38.41 by June 01, 2027, within a range of $38.13 to $47.18.

Key Takeaways

Richmond Mutual Bancorporation, Inc. (NASDAQ:RMBI) shares are flat -1.92% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Richmond Mutual Bancorporation, Inc. trading at a premium to the broader market with a P/E of 11.39. Our AI forecast model points to short-term strength (3.51% over two weeks), a medium-term rise (32.12% over three months), and a longer-term gain (169.92% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Richmond Mutual Bancorporation, Inc. (RMBI) stock price?

Richmond Mutual Bancorporation, Inc. (NASDAQ: RMBI) stock price is $14.51 in the last trading session. During the trading session, RMBI stock reached the peak price of $14.58 while $14.23 was the lowest point it dropped to. The percentage change in RMBI stock occurred in the recent session was 1.97% while the dollar amount for the price change in RMBI stock was $0.28.

RMBI's industry and sector of operation?

The NASDAQ listed RMBI is part of Banks - Regional industry that operates in the broader Financial Services sector. Richmond Mutual Bancorporation, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of RMBI?

Ms. Cathy J. Hays
Senior Vice President, Chief Audit Executive & Training Director of First Bank Richmond
Mr. Alan M. Spears
Senior Vice President & Trust Officer of First Bank Richmond
Paul E. Allen
Senior Vice President and Security Officer - Operations
Mr. Garry D. Kleer
Chairman, Pres & Chief Executive Officer
Ms. Beth A. Brittenham
Senior Vice President & Corporation Sec. of First Bank Richmond
Ms. Robin S. Weinert
Senior Vice President of Operations & Retail Banking of First Bank Richmond
Ms. Pamela S. Stoops
Senior Vice President & Retail Lending Mang. of First Bank Richmond
Mr. Bradley M. Glover
Acting Chief Financial Officer & Principal Financial Officer
Mr. Albert E. Fullerton Jr.
Senior Vice President, Chief Information Officer & Information Security Officer of First Bank Richmond
Mr. Paul J. Witte
Pres & Chief Operating Officer of First Bank Richmond
Mr. Dean W. Weinert
Division Pres of Mutual Federal Savings Bank
Mr. Donald A. Benziger
Executive Vice President & Chief Financial Officer (Leave of Absence)

How RMBI did perform over past 52-week?

RMBI's closing price is 11.43% higher than its 52-week low of $12.77 where as its distance from 52-week high of $16.04 is -11.26%.

How many employees does RMBI have?

Number of RMBI employees currently stands at 171.

Link for RMBI official website?

Official Website of RMBI is: https://www.firstbankrichmond.com

How do I contact RMBI?

RMBI could be contacted at phone 765 962 2581 and can also be accessed through its website. RMBI operates from 31 North 9th Street, Richmond, IN 47374, United States.

How many shares of RMBI are traded daily?

RMBI stock volume for the day was 18.75K shares. The average number of RMBI shares traded daily for last 3 months was 37K.

What is the market cap of RMBI currently?

The market value of RMBI currently stands at $141.91M with its latest stock price at $14.51 and 9.78M of its shares outstanding.

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Employees	171
Beta	0.25
Sales or Revenue	$71.96M
5Y Sales Change%	1.285%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

RMBI Company Profile and Key Details

Richmond Mutual Bancorporation

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Dividend & Fair Value

Company Overview

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Valuation Metrics

Key Takeaways

Price Forecast & Outlook