OVLY Company Profile and Key Details

Q: Who are the executives of OVLY?

Mr. Michael J. RodriguesExecutive Vice President & Chief Credit OfficerMr. Gary W. StephensExecutive Vice President of Commercial Banking GroupMr. Bill Nunes Jr.Senior Vice President of MarketingMr. Christopher M. CourtneyChief Executive Officer & DirectorKim BookeSenior Vice President of Credit Admin.Ms. Melissa FullerSenior Vice President of HRMs. Janis L. PowersExecutive Vice President of Risk ManagementMr. Russell E. StahlExecutive Vice President of Information Technology & Chief Information OfficerMr. Richard A. McCartyPres & Chief Operating OfficerMr. Jeffrey A. GallSenior Vice President, Chief Financial Officer & Corporation Sec.

NASDAQ : OVLY

Oak Valley Bancorp

$35.06

0.7+2.04%

At Close 4:00 PM

68.5

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Oak Valley Bancorp (OVLY) stock surged +2.04%, trading at $35.06 on NASDAQ, up from the previous close of $34.36. The stock opened at $34.91, fluctuating between $34.91 and $35.47 in the recent session.

Stock Snapshot

34.36

Prev. Close

294.98M

Market Cap

34.91

Day Low

11.93

P/E Ratio

2.94

EPS (TTM)

3.8

Cash Flow per Share

34.91

Open

8.41M

Number of Shares

35.47

Day High

79.95%

Free Float in %

20.23

Book Value

55.64K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 17, 2026	34.91	35.47	34.91	35.06	55.9K
Apr 16, 2026	34.66	34.79	34.26	34.36	23.85K
Apr 14, 2026	34.67	34.80	34.22	34.71	65.08K
Apr 13, 2026	34.27	34.80	34.27	34.72	56.45K
Apr 10, 2026	34.67	34.67	34.05	34.41	25.9K
Apr 09, 2026	34.19	34.78	34.10	34.56	30.77K
Apr 08, 2026	34.06	34.58	34.00	34.01	44.37K
Apr 07, 2026	33.20	33.46	33.16	33.16	21.17K
Apr 06, 2026	32.86	33.34	32.86	33.20	23.19K
Apr 02, 2026	32.43	33.11	32.40	32.90	18.15K
Apr 01, 2026	32.72	33.14	32.43	32.90	17.49K
Mar 31, 2026	32.35	32.80	31.90	32.43	24.28K
Mar 30, 2026	32.14	32.26	31.47	32.02	19.4K
Mar 27, 2026	31.88	32.17	31.60	31.81	10.39K
Mar 25, 2026	32.20	32.37	31.91	32.03	22.07K
Mar 24, 2026	31.50	32.20	31.50	31.91	30.88K
Mar 23, 2026	31.35	32.04	31.28	31.64	40.96K
Mar 20, 2026	31.27	31.40	30.68	30.77	57.3K
Mar 19, 2026	30.81	31.92	30.81	31.24	19.37K
Mar 18, 2026	31.69	32.10	31.12	31.12	31.55K

Contact Details

Oakdale, CA 95361

United States

https://www.ovcb.com 209 848 2265

About Company

Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company's deposits products include checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. It also offers commercial real estate loans, commercial business lending and trade finance, and small business administration lending, as well as consumer loans consisting of automobile loans, home mortgage loans, revolving lines of credit, and other personal loans. In addition, the company provides online banking, remote deposit capture, mobile banking, merchant, night depository, extended hours, wire transfer of funds, and note collection services, as well as automated teller machines. As of December 31, 2021, it operated through seventeen full-service branch offices in Oakdale, Sonora, Bridgeport, Bishop, Mammoth Lakes, Modesto, Manteca, Patterson, Turlock, Tracy, Ripon, Stockton, Escalon, California, and Sacramento. The company was incorporated in 1990 and is headquartered in Oakdale, California.

Stock Peers

FCNCA

48.63+2.45%

First Citizens BancShares, Inc.$2,030.16 HIFS

6.84+2.27%

Hingham Institution for Savings$307.64 CATC

Cambridge Bancorp$220.00 WTFC

2.93+2.02%

Wintrust Financial Corporation$148.17 BPOP

2.54+1.76%

Popular, Inc.$146.90 BFC

-1.82-1.28%

Bank First Corporation$140.87 BOKF

2.6+1.92%

BOK Financial Corporation$138.12 CHCO

1.56+1.24%

City Holding Company$127.23 NBN

3.19+2.64%

Northeast Bank$124.15 UMBF

3.04+2.52%

UMB Financial Corporation$123.59

Company Overview

Oak Valley Bancorp (NASDAQ:OVLY) closed at $35.06 USD, gaining $0.70 (2.04%) from the previous close of $34.36. The stock is currently within 5% of its 52-week high $23.59 and $35.45. With a market capitalization of about $294.98 million, Oak Valley Bancorp is classified as a micro-cap and shows lower-than-market volatility (beta ~0.23). Key stats such as the average daily volume over the past year has been around 22.25 thousand shares, trading with heavier-than-usual volume. Headquartered in Oakdale, CA, Oak Valley Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Christopher Courtney, the company employs approximately 225 people and listed since October 15, 2003. Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -0.56%, SMA50 3.85%, SMA200 15.38%). The stock’s 14-day RSI is 53.91 (neutral), while the ATR of 0.67 points to moderate volatility. The stock remains hovering near 52-week lows, trading -3.69% below its high and over 44.93% above its low. Average 10-day trading volume of 43.19 thousand shares is significantly above the 3-month average of 22.99 thousand, indicating heightened recent market interest.

Valuation Metrics

Oak Valley Bancorp trades at a P/E ratio of 12.12, slightly below the S&P 500 average, with a price-to-sales ratio of 3.22 and a price-to-book ratio of 1.39 suggesting the stock is closer to book value. The P/FCF stands at 11.95, also below market averages.

Dividend & Fair Value

Oak Valley Bancorp last paid a dividend of 0.68 per share, this equals a trailing yield of roughly 1.69%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $77.97. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Oak Valley Bancorp generated EPS of $2.88 over the past year. Five-year average earnings growth is 11.36%.

Shareholding & Insider Activity

Oak Valley Bancorp has 8.38 million shares outstanding. The public float is 6.70 million shares, elevated short interest at 0.49% of float. This equals 33.83 thousand shares. The short ratio is 2.05 days. Institutional investors hold 39.79% of the float. Insiders own 18.65%. Courtney Christopher M. holds 236.26 thousand shares, Gilbert James L has 155.89 thousand shares and Martin Ronald C. has 153.45 thousand shares. Over the past six months, insider transactions show net buying. They sold 1.12 thousand shares across 3 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Oak Valley Bancorp generated $87.34M in revenue, or $10.61 per share. Gross margin was 92.26%, operating margin 94.38%, and net profit margin 35.32%. Returns are modest, with ROA at 1.67% and ROE at 18.57%.
On valuation metrics, Oak Valley Bancorp trades at a P/E of 12.12, P/S of 3.22 and P/B of 1.39. The current ratio is 148.25 and quick ratio is 148.25. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 35.37 days. Debt-to-equity is 0.04, supported by a cash flow-to-debt ratio of 3.76.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Oak Valley Bancorp posted revenue of $87.34M, down slightly from $65.65M in the prior quarter. Gross profit was $80.58M (margin 92.26%). Operating income was $82.43M (margin 94.4%). Net income was$30.85M (EPS $3.76).
The company ended the quarter with $698.15M in cash and short-term investments, a total debt of $0.00, and net debt of - $180.07M. Total assets were $1.84B, with equity of $166.09M. Financials further reflected stability, with operating cash flow of $33.06M, free cash flow of $30.66M, and capital expenditures of - $2.39M.

Price Forecast & Outlook

Our AI price prediction model suggests that Oak Valley Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 5.88%, with price expected at $37.12 by May 01, 2026, within a range of $36.63 to $37.56 3-Month Outlook: Projected rise of 45.89%, reaching $51.15 by July 15, 2026, with a range of $50.43 to $51.94. 1-Year Outlook: Projected gain of 7.13%, with price at $37.56 by April 16, 2027, within a range of $36.88 to $38.31.

Key Takeaways

Oak Valley Bancorp (NASDAQ:OVLY) shares are flat 2.13% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Oak Valley Bancorp trading at a premium to the broader market with a P/E of 12.12. Our AI forecast model points to short-term strength (5.88% over two weeks), a medium-term rise (45.89% over three months), and a longer-term gain (7.13% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Oak Valley Bancorp (OVLY) stock price?

Oak Valley Bancorp (NASDAQ: OVLY) stock price is $35.06 in the last trading session. During the trading session, OVLY stock reached the peak price of $35.47 while $34.91 was the lowest point it dropped to. The percentage change in OVLY stock occurred in the recent session was 2.04% while the dollar amount for the price change in OVLY stock was $0.70.

OVLY's industry and sector of operation?

The NASDAQ listed OVLY is part of Banks - Regional industry that operates in the broader Financial Services sector. Oak Valley Bancorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of OVLY?

Mr. Michael J. Rodrigues
Executive Vice President & Chief Credit Officer
Mr. Gary W. Stephens
Executive Vice President of Commercial Banking Group
Mr. Bill Nunes Jr.
Senior Vice President of Marketing
Mr. Christopher M. Courtney
Chief Executive Officer & Director
Kim Booke
Senior Vice President of Credit Admin.
Ms. Melissa Fuller
Senior Vice President of HR
Ms. Janis L. Powers
Executive Vice President of Risk Management
Mr. Russell E. Stahl
Executive Vice President of Information Technology & Chief Information Officer
Mr. Richard A. McCarty
Pres & Chief Operating Officer
Mr. Jeffrey A. Gall
Senior Vice President, Chief Financial Officer & Corporation Sec.

How OVLY did perform over past 52-week?

OVLY's closing price is 48.62% higher than its 52-week low of $23.59 where as its distance from 52-week high of $35.45 is -1.09%.

How many employees does OVLY have?

Number of OVLY employees currently stands at 225.

Link for OVLY official website?

Official Website of OVLY is: https://www.ovcb.com

How do I contact OVLY?

OVLY could be contacted at phone 209 848 2265 and can also be accessed through its website. OVLY operates from 125 North Third Avenue, Oakdale, CA 95361, United States.

How many shares of OVLY are traded daily?

OVLY stock volume for the day was 55.64K shares. The average number of OVLY shares traded daily for last 3 months was 22.25K.

What is the market cap of OVLY currently?

The market value of OVLY currently stands at $294.98M with its latest stock price at $35.06 and 8.41M of its shares outstanding.

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Employees	225
Beta	0.23
Sales or Revenue	$87.34M
5Y Sales Change%	0.918%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

OVLY Company Profile and Key Details

Oak Valley Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Dividend & Fair Value

Company Overview

Price Forecast & Outlook

Key Takeaways

Valuation Metrics