OMF Company Profile and Key Details

OneMain Holdings, Inc. has 118.87 million shares outstanding. The public float is 118.19 million shares, elevated short interest at 4.72% of float. This equals 5.01 million shares. The short ratio is 4.13 days. Institutional investors hold 93.42% of the float. Insiders own 0.28%. EDENS WESLEY R holds 54.94 million shares, Apollo Management Holdings GP, LLC has 17.56 million shares and Hicks George G has 7.55 million shares. Over the past six months, insider transactions show net selling. They sold 30.65 thousand shares across 4 transactions.

Short-term trend indicators are mixed aligned (SMA20 -3.43%, SMA50 -10.28%, SMA200 -2.54%). The stock’s 14-day RSI is 40.8 (neutral), while the ATR of 1.86 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -19.6% below its high and over 52.18% above its low. Average 10-day trading volume of 1.08 million shares is below the 3-month average of 1.39 million, indicating normal recent market interest.

OneMain Holdings, Inc. last paid a dividend of 4.19 per share, this equals a trailing yield of roughly 8.93%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $30.12. This means the shares are trading above this model’s fair value.

OneMain Holdings, Inc. generated EPS of $6.57 over the past year. Five-year average earnings growth is 3.94%. Wall Street analysts project EPS growth of 16.95% annually over the next five years. The latest quarter delivered EPS of $1.95. The next quarter is forecast at $1.96. Next year's EPS is expected at $27.59. Analyst sentiment is neutral. Analyst rating data shows there are 8 Strong Buy ratings, 3 Buy ratings, 11 Hold ratings, 0 Sell rating and 3 Strong Sell ratings. Price targets range from $80.00 to $55.00. The high target offers 47.63% upside. The low target suggests 1.49% downside. The mean target is $66.44. This offers 22.61% upside. OneMain Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 01, 2026, missed forecasts by 4.84%. The prior quarter beat by 2.58%. Over the last six quarters, Apple has recorded several small beats. These include 3.57% in January 31, 2025.

OneMain Holdings, Inc. (NYSE:OMF) closed at $53.72 USD, losing -$0.47 (-0.87%) from the previous close of $54.19. The stock is currently mid-range between its 52-week high and low $45.78 and $71.93. With a market capitalization of about $6.21 billion, OneMain Holdings, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.25). Key stats such as the average daily volume over the past year has been around 1.40 million shares, volume is running light vs its 52-week average. Headquartered in Evansville, IN, OneMain Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Douglas H. Shulman, the company employs approximately 9,000 people and listed since October 16, 2013. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses.

OneMain Holdings, Inc. trades at a P/E ratio of 7.92, slightly below the S&P 500 average, with a price-to-sales ratio of 0.99 and a price-to-book ratio of 1.87 suggesting the stock is closer to book value. The P/FCF stands at 1.95, also above market averages.

OneMain Holdings, Inc. (NYSE:OMF) shares are flat -5.98% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows OneMain Holdings, Inc. trading at a premium to the broader market with a P/E of 7.92. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $55.80, suggesting 2.97% upside. Our AI forecast model points to short-term weakness (-8.65% over two weeks), a medium-term rise (50.29% over three months), and a longer-term gain (7.49% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that OneMain Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -8.65%, with price expected at $49.50 by June 03, 2026, within a range of $48.34 to $50.67 3-Month Outlook: Projected rise of 50.29%, reaching $81.44 by August 18, 2026, with a range of $77.85 to $85.13. 1-Year Outlook: Projected gain of 7.49%, with price at $58.25 by May 20, 2027, within a range of $56.66 to $59.90.