OMF Company Profile and Key Details

OMF has shown sold momentum, gaining 5.17% over the past week and 29.42% over the past quarter, though year-to-date performance is up 5.17%. Short-term trend indicators are bearishly aligned (SMA20 2.66%, SMA50 10.59%, SMA200 24.55%). The stock’s 14-day RSI is 66.42 (firm momentum), while the ATR of 1.49 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -1.03% below its high and over 86.53% above its low. Average 10-day trading volume of 932.94 thousand shares is below the 3-month average of 1.09 million, indicating normal recent market interest.

OneMain Holdings, Inc. has 118.87 million shares outstanding. The public float is 118.19 million shares, elevated short interest at 4.72% of float. This equals 5.01 million shares. The short ratio is 4.13 days. Institutional investors hold 93.42% of the float. Insiders own 0.28%. EDENS WESLEY R holds 54.94 million shares, Apollo Management Holdings GP, LLC has 17.56 million shares and Hicks George G has 7.55 million shares. Over the past six months, insider transactions show net selling. They sold 95.65 thousand shares across 5 transactions.

OneMain Holdings, Inc. last paid a dividend of 4.17 per share, this equals a trailing yield of roughly 8.93%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $30.12. This means the shares are trading above this model’s fair value.

OneMain Holdings, Inc. generated EPS of $5.89 over the past year. Five-year average earnings growth is -7.54%. Wall Street analysts project EPS growth of 24.97% annually over the next five years. The latest quarter delivered EPS of $1.67. The next quarter is forecast at $1.56. Next year's EPS is expected at $27.59. Analyst sentiment is bullish. Analyst rating data shows there are 11 Strong Buy ratings, 2 Buy ratings, 8 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $80.00 to $46.00. The high target offers 12.87% upside. The low target suggests -35.1% downside. The mean target is $64.10. This offers -9.57% upside. OneMain Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 31, 2025, missed forecasts by 5.7%. The prior quarter beat by 16.0%. Over the last six quarters, Apple has recorded several small beats. These include -34.33% in July 31, 2024.

OneMain Holdings, Inc. (NYSE:OMF) shares are flat 5.17% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows OneMain Holdings, Inc. trading at a premium to the broader market with a P/E of 12.0. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $54.28, suggesting -23.42% downside. Our AI forecast model points to short-term strength (2.09% over two weeks), a medium-term rise (15.21% over three months), and a longer-term gain (3.27% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that OneMain Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 2.09%, with price expected at $72.36 by January 23, 2026, within a range of $71.22 to $73.40 3-Month Outlook: Projected rise of 15.21%, reaching $81.66 by April 09, 2026, with a range of $79.10 to $84.93. 1-Year Outlook: Projected gain of 3.27%, with price at $73.20 by December 31, 2026, within a range of $71.62 to $74.53.

OneMain Holdings, Inc. (NYSE:OMF) closed at $70.88 USD, losing -$0.16 (-0.23%) from the previous close of $71.04. The stock is currently within 5% of its 52-week high $38.00 and $71.93. With a market capitalization of about $8.44 billion, OneMain Holdings, Inc. is classified as a mid-cap and shows market-like volatility (beta ~1.29). Key stats such as the average daily volume over the past year has been around 1.12 million shares, volume is running light vs its 52-week average. Headquartered in Evansville, IN, OneMain Holdings, Inc. operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Douglas H. Shulman, the company employs approximately 9,000 people and listed since October 16, 2013. OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses.

OneMain Holdings, Inc. trades at a P/E ratio of 12.0, slightly below the S&P 500 average, with a price-to-sales ratio of 1.38 and a price-to-book ratio of 2.51 suggesting the stock is closer to book value. The P/FCF stands at 2.8, also below market averages.