NMIH Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 0.09%, SMA50 0.12%, SMA200 2.44%). The stock’s 14-day RSI is 52.09 (neutral), while the ATR of 0.98 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -7.94% below its high and over 24.67% above its low. Average 10-day trading volume of 393.05 thousand shares is below the 3-month average of 575.77 thousand, indicating normal recent market interest.

NMI Holdings, Inc. has 75.97 million shares outstanding. The public float is 74.53 million shares, elevated short interest at 3.34% of float. This equals 2.08 million shares. The short ratio is 3.16 days. Institutional investors hold 101.77% of the float. Insiders own 1.75%. SHUSTER BRADLEY M holds 415.41 thousand shares, Pollitzer Adam has 329.46 thousand shares and Merkle Claudia J has 156.90 thousand shares. Over the past six months, insider transactions show net selling. They sold 190.97 thousand shares across 9 transactions.

NMI Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $101.40. This means the shares are trading below this model’s fair value.

NMI Holdings, Inc. (NASDAQ:NMIH) closed at $43.05 USD, gaining $0.30 (0.70%) from the previous close of $42.75. The stock is currently trading near its 52-week high $34.84 and $43.38. With a market capitalization of about $3.27 billion, NMI Holdings, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.54). Key stats such as the average daily volume over the past year has been around 602.34 thousand shares, in line with its 52-week average. Headquartered in EmeryVille, CA, NMI Holdings, Inc. operates in the Financial Services sector and the Insurance - Specialty industry. Led by CEO Adam S. Pollitzer, the company employs approximately 225 people and listed since November 08, 2013. NMI Holdings, Inc. is a company operating within the United States that offers private mortgage guaranty insurance.

NMI Holdings, Inc. generated EPS of $4.92 over the past year. Five-year average earnings growth is 18.26%. The latest quarter delivered EPS of $1.30. The next quarter is forecast at $1.23. Next year's EPS is expected at $7.66. Analyst sentiment is bullish. Analyst rating data shows there are 10 Strong Buy ratings, 0 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $50.00 to $42.00. The high target offers 16.14% upside. The low target suggests -2.44% downside. The mean target is $45.08. This offers 4.72% upside. NMI Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 30, 2026, missed forecasts by 6.56%. The prior quarter beat by 2.56%. Over the last six quarters, Apple has recorded several small beats. These include -3.6% in February 06, 2025.

NMI Holdings, Inc. trades at a P/E ratio of 8.65, slightly below the S&P 500 average, with a price-to-sales ratio of 4.58 The P/FCF stands at 7.67, also below market averages.

NMI Holdings, Inc. (NASDAQ:NMIH) shares are flat -7.43% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows NMI Holdings, Inc. trading at a premium to the broader market with a P/E of 8.65. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $36.97, suggesting -14.12% downside. Our AI forecast model points to short-term strength (1.37% over two weeks), a medium-term fall (-5.67% over three months), and a longer-term gain (9.62% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that NMI Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.37%, with price expected at $43.64 by August 10, 2026, within a range of $42.96 to $44.33 3-Month Outlook: Projected fall of -5.67%, reaching $40.61 by October 22, 2026, with a range of $40.03 to $41.18. 1-Year Outlook: Projected gain of 9.62%, with price at $47.19 by July 27, 2027, within a range of $46.24 to $48.37.