NMIH Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 0.09%, SMA50 0.12%, SMA200 2.44%). The stock’s 14-day RSI is 52.09 (neutral), while the ATR of 0.98 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -7.94% below its high and over 24.67% above its low. Average 10-day trading volume of 387.65 thousand shares is below the 3-month average of 477.10 thousand, indicating normal recent market interest.

NMI Holdings, Inc. (NASDAQ:NMIH) closed at $37.54 USD, gaining $0.19 (0.51%) from the previous close of $37.35. The stock is currently mid-range between its 52-week high and low $31.90 and $43.20. With a market capitalization of about $2.86 billion, NMI Holdings, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.64). Key stats such as the average daily volume over the past year has been around 484.94 thousand shares, in line with its 52-week average. Headquartered in EmeryVille, CA, NMI Holdings, Inc. operates in the Financial Services sector and the Insurance - Specialty industry. Led by CEO Adam S. Pollitzer, the company employs approximately 230 people and listed since November 08, 2013. NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States.

NMI Holdings, Inc. trades at a P/E ratio of 7.4, slightly below the S&P 500 average, with a price-to-sales ratio of 4.05 and a price-to-book ratio of 1.11 suggesting the stock is closer to book value. The P/FCF stands at 6.93, also below market averages.

NMI Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $101.40. This means the shares are trading below this model’s fair value.

NMI Holdings, Inc. generated EPS of $4.92 over the past year. Five-year average earnings growth is 18.26%. The latest quarter delivered EPS of $1.21. The next quarter is forecast at $1.23. Next year's EPS is expected at $7.66. Analyst sentiment is bullish. Analyst rating data shows there are 7 Strong Buy ratings, 0 Buy ratings, 4 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $48.00 to $41.00. The high target offers 27.86% upside. The low target suggests 9.22% downside. The mean target is $43.18. This offers 15.02% upside. NMI Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 04, 2025, missed forecasts by 0.0%. The prior quarter beat by 5.17%. Over the last six quarters, Apple has recorded several small beats. These include 14.29% in July 30, 2024.

Our AI price prediction model suggests that NMI Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -0.75%, with price expected at $37.26 by April 16, 2026, within a range of $36.66 to $37.82 3-Month Outlook: Projected rise of 46.7%, reaching $55.07 by July 01, 2026, with a range of $51.52 to $58.34. 1-Year Outlook: Projected gain of 18.01%, with price at $44.30 by April 02, 2027, within a range of $43.32 to $45.42.

NMI Holdings, Inc. has 77.57 million shares outstanding. The public float is 76.26 million shares, elevated short interest at 2.97% of float. This equals 1.82 million shares. The short ratio is 3.58 days. Institutional investors hold 100.96% of the float. Insiders own 1.94%. SHUSTER BRADLEY M holds 415.41 thousand shares, Pollitzer Adam has 329.46 thousand shares and Merkle Claudia J has 156.90 thousand shares. Over the past six months, insider transactions show net selling. They sold 209.41 thousand shares across 9 transactions.

NMI Holdings, Inc. (NASDAQ:NMIH) shares are flat -7.43% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows NMI Holdings, Inc. trading at a premium to the broader market with a P/E of 7.4. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $35.78, suggesting -4.69% downside. Our AI forecast model points to short-term weakness (-0.75% over two weeks), a medium-term rise (46.7% over three months), and a longer-term gain (18.01% over one year), with expected trading ranges indicating moderate volatility.