NMIH Company Profile and Key Details

Short-term trend indicators are mixed aligned (SMA20 6.13%, SMA50 10.35%, SMA200 9.83%). The stock’s 14-day RSI is 71.48 (overbought), while the ATR of 0.84 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -3.66% below its high and over 30.47% above its low. Average 10-day trading volume of 411.11 thousand shares is in line with the 3-month average of 402.42 thousand, indicating normal recent market interest.

NMI Holdings, Inc. generated EPS of $4.78 over the past year. Five-year average earnings growth is 12.43%. Wall Street analysts project EPS growth of 6.5% annually over the next five years. The latest quarter delivered EPS of $1.21. The next quarter is forecast at $1.19. Next year's EPS is expected at $7.66. Analyst sentiment is neutral. Analyst rating data shows there are 7 Strong Buy ratings, 0 Buy ratings, 6 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $48.00 to $41.00. The high target offers 15.38% upside. The low target suggests -1.44% downside. The mean target is $42.77. This offers 2.81% upside. NMI Holdings, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended November 04, 2025, missed forecasts by 0.0%. The prior quarter beat by 5.17%. Over the last six quarters, Apple has recorded several small beats. These include 14.29% in July 30, 2024.

NMI Holdings, Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $101.40. This means the shares are trading below this model’s fair value.

NMI Holdings, Inc. has 77.57 million shares outstanding. The public float is 76.26 million shares, elevated short interest at 2.97% of float. This equals 1.82 million shares. The short ratio is 3.58 days. Institutional investors hold 100.96% of the float. Insiders own 1.94%. SHUSTER BRADLEY M holds 409.79 thousand shares, Pollitzer Adam has 329.46 thousand shares and Merkle Claudia J has 156.90 thousand shares. Over the past six months, insider transactions show net selling. They sold 40.22 thousand shares across 3 transactions.

NMI Holdings, Inc. (NASDAQ:NMIH) shares are up 13.22% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows NMI Holdings, Inc. trading at a premium to the broader market with a P/E of 8.45. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $35.48, suggesting -14.71% downside. Our AI forecast model points to short-term strength (8.17% over two weeks), a medium-term rise (32.48% over three months), and a longer-term gain (14.69% over one year), with expected trading ranges indicating moderate volatility.

NMI Holdings, Inc. (NASDAQ:NMIH) closed at $41.60 USD, losing -$0.02 (-0.05%) from the previous close of $41.62. The stock is currently within 5% of its 52-week high $31.90 and $43.20. With a market capitalization of about $3.20 billion, NMI Holdings, Inc. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.67). Key stats such as the average daily volume over the past year has been around 415.28 thousand shares, volume is running light vs its 52-week average. Headquartered in EmeryVille, CA, NMI Holdings, Inc. operates in the Financial Services sector and the Insurance - Specialty industry. Led by CEO Adam S. Pollitzer, the company employs approximately 230 people and listed since November 08, 2013. NMI Holdings, Inc. provides private mortgage guaranty insurance services in the United States.

Our AI price prediction model suggests that NMI Holdings, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 8.17%, with price expected at $45.00 by January 06, 2026, within a range of $44.34 to $45.64 3-Month Outlook: Projected rise of 32.48%, reaching $55.11 by March 23, 2026, with a range of $52.23 to $58.36. 1-Year Outlook: Projected gain of 14.69%, with price at $47.71 by December 23, 2026, within a range of $46.71 to $48.76.

NMI Holdings, Inc. trades at a P/E ratio of 8.45, slightly below the S&P 500 average, with a price-to-sales ratio of 4.62 and a price-to-book ratio of 1.28 suggesting the stock is closer to book value. The P/FCF stands at 8.16, also below market averages.