MOFG Company Profile and Key Details

Q: Who are the executives of MOFG?

Mr. Gary L. SimsSenior Vice President & Chief Credit OfficerMr. John J. RuppelChief Accounting OfficerMr. Len D. DevaisherPres & Chief Operating OfficerMr. James M. CantrellChief Investment Officer, Senior Executive Vice President & TreasurerMr. Barry S. RayChief Financial Officer & Senior Executive Vice PresidentMs. Susan M. MooreSenior Vice President & Chief Risk OfficerMr. Gregory W. TurnerVice President of Wealth ManagementMr. Chase L. StaffordVice President & Head of Commercial BankingMr. David E. LindstromExecutive Vice President of Consumer BankingMr. Timothy M. HethSenior Vice President & Chief HR OfficerMr. Joe Van HaselenRegional Pres of Denver AreaMr. Charles N. ReevesChief Executive Officer & Director

NASDAQ : MOFG

MidWestOne Financial Group

$49.31

1.13+2.35%

At Close 4:00 PM

78.6

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

MidWestOne Financial Group, Inc. (MOFG) stock surged +2.35%, trading at $49.31 on NASDAQ, up from the previous close of $49.31. The stock opened at $49.31, fluctuating between $49.31 and $49.31 in the recent session.

Stock Snapshot

49.31

Prev. Close

1.02B

Market Cap

49.31

Day Low

14.72

P/E Ratio

3.35

EPS (TTM)

3.73

Cash Flow per Share

49.31

Open

20.63M

Number of Shares

49.31

Day High

96.95%

Free Float in %

33.41

Book Value

577.26K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 13, 2026	48.53	49.69	47.81	49.31	516.99K
Feb 12, 2026	48.24	48.70	47.74	48.18	272.31K
Feb 11, 2026	48.36	48.90	47.35	48.10	208.8K
Feb 10, 2026	48.64	49.26	47.16	48.23	201.78K
Feb 09, 2026	48.14	48.95	47.85	48.56	176.65K
Feb 06, 2026	47.61	48.30	47.61	48.18	119.96K
Feb 05, 2026	47.37	47.75	46.88	47.55	102.96K
Feb 04, 2026	47.90	48.53	47.16	47.34	221.81K
Feb 03, 2026	47.16	48.05	46.99	47.52	189.33K
Feb 02, 2026	46.21	47.10	46.17	47.07	184.2K
Jan 30, 2026	45.84	46.60	45.57	46.32	139.52K
Jan 29, 2026	44.97	46.43	44.90	46.43	120.42K
Jan 28, 2026	45.25	45.73	44.72	44.88	102.98K
Jan 27, 2026	45.33	46.11	45.10	45.45	142.98K
Jan 26, 2026	44.51	45.68	44.48	45.50	154.09K
Jan 23, 2026	45.62	46.13	44.55	44.77	142.93K
Jan 22, 2026	45.79	46.96	45.68	46.01	220.45K
Jan 21, 2026	41.70	45.94	41.70	45.88	494.35K
Jan 20, 2026	40.53	41.76	40.53	41.58	152.66K
Jan 16, 2026	41.99	42.30	41.34	41.42	157.15K

Contact Details

Iowa City, IA 52240

United States

https://www.midwestonefinancial.com 319 356 5800

About Company

MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers. It offers deposit products, such as noninterest bearing and interest-bearing demand deposit accounts, interest checking accounts, savings accounts, money market accounts, certificates of deposit, and time deposits. The company also provides commercial and industrial, commercial and residential real estate, agricultural, and credit card loans, as well as consumer loans, such as secured and unsecured personal, and automobile loans. In addition, it offers various trust and investment services, including administering estates, personal trusts, and conservatorships, as well as property management, farm management, investment advisory, retail securities brokerage, and financial planning and custodial services, as well as investment-related services, including securities trading, mutual funds sales, fixed and variable annuities, tax-exempted, and conventional unit trusts. Further, the company provides other products and services comprising treasury management, debit cards, automated teller machines, online and mobile banking, and safe deposit boxes. It offers its products and services primarily through a network of 56 banking offices located in central and eastern Iowa, the Minneapolis/St. Paul metropolitan area of Minnesota, southwestern Wisconsin, southwestern Florida, and Denver, Colorado. MidWestOne Financial Group, Inc. was incorporated in 1983 and is headquartered in Iowa City, Iowa.

Stock Peers

FCNCA

-14.72-0.71%

First Citizens BancShares, Inc.$2,045.30 HIFS

3.56+1.14%

Hingham Institution for Savings$316.27 CATC

Cambridge Bancorp$220.00 WTFC

-1.6-1.03%

Wintrust Financial Corporation$153.49 BPOP

-2.03-1.39%

Popular, Inc.$143.85 BFC

-2.45-1.70%

Bank First Corporation$141.87 BOKF

0.73+0.55%

BOK Financial Corporation$133.51 UMBF

-1.74-1.36%

UMB Financial Corporation$126.12 CHCO

-0.09-0.07%

City Holding Company$124.68 NBN

-0.22-0.19%

Northeast Bank$116.82

Company Overview

The stock is currently trading near its 52-week high $24.62 and $49.69. With a market capitalization of about $1.02 billion, MidWestOne Financial Group, Inc. is classified as a small-cap and shows market-like volatility (beta ~1.06). Key stats such as the average daily volume over the past year has been around 220.40 thousand shares, trading with heavier-than-usual volume. Headquartered in Iowa City, IA, MidWestOne Financial Group, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Charles N. Reeves, the company employs approximately 757 people and listed since January 29, 2008. MidWestOne Financial Group, Inc. operates as the bank holding company for MidWestOne Bank that provides commercial and retail banking products and services to individuals, businesses, governmental units, and institutional customers.

Technical Performance

MOFG has shown sold momentum, gaining 4.26% over the past week and 50.6% over the past quarter, though year-to-date performance is up 8.0%. Short-term trend indicators are bearishly aligned (SMA20 6.24%, SMA50 15.49%, SMA200 46.5%). The stock’s 14-day RSI is 74.93 (overbought), while the ATR of 1.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -0.76% below its high and over 100.28% above its low. Average 10-day trading volume of 275.31 thousand shares is slightly above the 3-month average of 215.38 thousand, indicating heightened recent market interest.

Valuation Metrics

MidWestOne Financial Group, Inc. trades at a P/E ratio of 17.44, slightly below the S&P 500 average, with a price-to-sales ratio of 2.9 and a price-to-book ratio of 1.68 suggesting the stock is closer to book value. The P/FCF stands at 12.9, also below market averages.

Dividend & Fair Value

MidWestOne Financial Group, Inc. last paid a dividend of 1.21 per share, this equals a trailing yield of roughly 3.35%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $24.58. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

The latest quarter delivered EPS of $0.82. The next quarter is forecast at $nan. Next year's EPS is expected at $52.04. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 0 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $50.00 to $31.00. The high target offers 1.4% upside. The low target suggests -37.13% downside. The mean target is $40.50. This offers -17.87% upside. MidWestOne Financial Group, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 23, 2025, missed forecasts by 0.0%. The prior quarter beat by -36.36%. Over the last six quarters, Apple has recorded several small beats. These include 112.77% in July 25, 2024.

Shareholding & Insider Activity

MidWestOne Financial Group, Inc. has 20.71 million shares outstanding. The public float is 16.08 million shares, elevated short interest at 2.32% of float. This equals 468.72 thousand shares. The short ratio is 4.07 days. Institutional investors hold 85.64% of the float. Insiders own 2.76%. Funk Charles N holds 129.48 thousand shares, Monson Kevin W has 97.40 thousand shares and McCormick Tracy S has 93.86 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, MidWestOne Financial Group generated $294.27M in revenue, or $17.28 per share. Gross margin was 100.00%, operating margin 99.10%, and net profit margin -20.49%. Returns are negative, with ROA at -0.94% and ROE at -11.50%.
On valuation metrics, MidWestOne Financial Group trades at a P/E of 17.44, P/S of 2.90 and P/B of 1.68. Liquidity is tight, with a current ratio of 0.27 and quick ratio of 0.27. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 36.65 days. Debt-to-equity is 0.16, supported by a cash flow-to-debt ratio of 0.84.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, MidWestOne Financial Group posted revenue of $294.27M, down slightly from $268.02M in the prior quarter. Gross profit was $294.27M (margin 100.00%). Operating income was $291.63M (margin 99.1%). Net income was- $60.29M (EPS - $3.54).
The company ended the quarter with - $76.24M in cash and short-term investments, a total debt of $423.56M, and net debt of $341.84M. Total assets were $6.43B, with equity of $524.38M. Financials further reflected stability, with operating cash flow of $62.57M, free cash flow of $58.52M, and capital expenditures of - $4.06M.

Price Forecast & Outlook

Our AI price prediction model suggests that MidWestOne Financial Group, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 5.25%, with price expected at $51.90 by February 27, 2026, within a range of $50.93 to $52.92 3-Month Outlook: Projected rise of 5.9%, reaching $52.22 by May 14, 2026, with a range of $50.01 to $54.77. 1-Year Outlook: Projected gain of 6.63%, with price at $52.58 by February 12, 2027, within a range of $50.87 to $54.70.

Key Takeaways

MidWestOne Financial Group, Inc. (NASDAQ:MOFG) shares are flat 8.0% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows MidWestOne Financial Group, Inc. trading at a premium to the broader market with a P/E of 17.44. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $29.75, suggesting -39.67% downside. Our AI forecast model points to short-term strength (5.25% over two weeks), a medium-term rise (5.9% over three months), and a longer-term gain (6.63% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current MidWestOne Financial Group, Inc. (MOFG) stock price?

MidWestOne Financial Group, Inc. (NASDAQ: MOFG) stock price is $49.31 in the last trading session. During the trading session, MOFG stock reached the peak price of $49.31 while $49.31 was the lowest point it dropped to. The percentage change in MOFG stock occurred in the recent session was 2.35% while the dollar amount for the price change in MOFG stock was $1.13.

MOFG's industry and sector of operation?

The NASDAQ listed MOFG is part of Banks - Regional industry that operates in the broader Financial Services sector. MidWestOne Financial Group, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of MOFG?

Mr. Gary L. Sims
Senior Vice President & Chief Credit Officer
Mr. John J. Ruppel
Chief Accounting Officer
Mr. Len D. Devaisher
Pres & Chief Operating Officer
Mr. James M. Cantrell
Chief Investment Officer, Senior Executive Vice President & Treasurer
Mr. Barry S. Ray
Chief Financial Officer & Senior Executive Vice President
Ms. Susan M. Moore
Senior Vice President & Chief Risk Officer
Mr. Gregory W. Turner
Vice President of Wealth Management
Mr. Chase L. Stafford
Vice President & Head of Commercial Banking
Mr. David E. Lindstrom
Executive Vice President of Consumer Banking
Mr. Timothy M. Heth
Senior Vice President & Chief HR Officer
Mr. Joe Van Haselen
Regional Pres of Denver Area
Mr. Charles N. Reeves
Chief Executive Officer & Director

How MOFG did perform over past 52-week?

MOFG's closing price is 100.28% higher than its 52-week low of $24.62 where as its distance from 52-week high of $49.69 is -0.77%.

How many employees does MOFG have?

Number of MOFG employees currently stands at 757.

Link for MOFG official website?

Official Website of MOFG is: https://www.midwestonefinancial.com

How do I contact MOFG?

MOFG could be contacted at phone 319 356 5800 and can also be accessed through its website. MOFG operates from 102 South Clinton Street, Iowa City, IA 52240, United States.

How many shares of MOFG are traded daily?

MOFG stock volume for the day was 577.26K shares. The average number of MOFG shares traded daily for last 3 months was 220.4K.

What is the market cap of MOFG currently?

The market value of MOFG currently stands at $1.02B with its latest stock price at $49.31 and 20.63M of its shares outstanding.

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Employees	757
Beta	1.06
Sales or Revenue	$294.27M
5Y Sales Change%	0.38%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

MOFG Company Profile and Key Details

MidWestOne Financial Group

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Company Overview

Dividend & Fair Value

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Key Takeaways

Price Forecast & Outlook

Valuation Metrics