LU Company Profile and Key Details

Lufax Holding Ltd (NYSE:LU) closed at $2.67 USD, gaining $0.05 (2.10%) from the previous close of $2.62. The stock is currently mid-range between its 52-week high and low $2.25 and $4.57. With a market capitalization of about $1.12 billion, Lufax Holding Ltd is classified as a small-cap and shows lower-than-market volatility (beta ~0.49). Key stats such as the average daily volume over the past year has been around 2.46 million shares, volume is running light vs its 52-week average. Headquartered in Shanghai, None, Lufax Holding Ltd operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Yong Suk Cho, the company employs approximately 36,215 people and listed since October 30, 2020. Lufax Holding Ltd operates a technology-empowered personal financial services platform in China.

LU has shown mixed momentum, losing -1.11% over the past week and -19.58% over the past quarter, though year-to-date performance is up 11.72%. Short-term trend indicators are bullishly aligned (SMA20 3.37%, SMA50 -6.12%, SMA200 -9.38%). The stock’s 14-day RSI is 49.97 (neutral), while the ATR of 0.1 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -41.58% below its high and over 18.67% above its low. Average 10-day trading volume of 1.10 million shares is below the 3-month average of 2.49 million, indicating normal recent market interest.

Lufax Holding Ltd last paid a dividend of 0.24 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $8.01. This means the shares are trading below this model’s fair value.

Lufax Holding Ltd generated EPS of -$0.76 over the past year. Five-year average earnings growth is -42.05%. The latest quarter delivered EPS of -$0.03. The next quarter is forecast at $nan. Next year's EPS is expected at $84.15. Lufax Holding Ltd earnings surprise history is a mixed track record. The quarter that ended March 27, 2025, missed forecasts by -12.9%. The prior quarter beat by 2566.67%. Over the last six quarters, Apple has recorded several small beats. These include -80.0% in November 13, 2023.

Lufax Holding Ltd trades at a P/E ratio of -3.23, slightly below the S&P 500 average, with a price-to-sales ratio of 0.76 and a price-to-book ratio of 0.06 suggesting the stock is closer to book value. The P/FCF stands at 2.25, also below market averages.

Lufax Holding Ltd (NYSE:LU) shares are up 11.72% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Lufax Holding Ltd trading at a premium to the broader market with a P/E of -3.23. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $6.85, suggesting 156.55% upside. Our AI forecast model points to short-term strength (3.0% over two weeks), a medium-term fall (-43.07% over three months), and a longer-term gain (44.57% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Lufax Holding Ltd stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.0%, with price expected at $2.75 by January 02, 2026, within a range of $2.66 to $2.85 3-Month Outlook: Projected fall of -43.07%, reaching $1.52 by March 19, 2026, with a range of $1.38 to $1.64. 1-Year Outlook: Projected gain of 44.57%, with price at $3.86 by December 18, 2026, within a range of $0.00 to $4.41.