LC Company Profile and Key Details

LendingClub Corporation last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$8.35. This means the shares are trading below this model’s fair value.

LendingClub Corporation (NYSE:LC) closed at $19.21 USD, gaining $0.40 (2.13%) from the previous close of $18.81. The stock is currently mid-range between its 52-week high and low $11.75 and $21.67. With a market capitalization of about $2.22 billion, LendingClub Corporation is classified as a mid-cap and shows higher-than-market volatility (beta ~1.97). Key stats such as the average daily volume over the past year has been around 2.23 million shares, volume is running light vs its 52-week average. Headquartered in San Francisco, CA, LendingClub Corporation operates in the Financial Services sector and the Financial - Credit Services industry. Led by CEO Scott C. Sanborn, the company employs approximately 1,002 people and listed since December 11, 2014. LendingClub Corporation is a digital marketplace bank that provides a broad range of financial products and services.

LendingClub Corporation has 114.74 million shares outstanding. The public float is 105.42 million shares, elevated short interest at 5.08% of float. This equals 5.67 million shares. The short ratio is 2.64 days. Institutional investors hold 83.5% of the float. Insiders own 2.94%. Sanborn Scott holds 1.59 million shares, ARMSTRONG ANNIE has 378.20 thousand shares and LaBenne Andrew has 234.96 thousand shares. Over the past six months, insider transactions show net selling. They sold 119.75 thousand shares across 6 transactions.

Wall Street analysts project EPS growth of 43.81% annually over the next five years. The latest quarter delivered EPS of $0.44. The next quarter is forecast at $0.36. Next year's EPS is expected at $22.43. Analyst sentiment is bullish. Analyst rating data shows there are 7 Strong Buy ratings, 3 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $26.00 to $18.00. The high target offers 35.35% upside. The low target suggests -6.3% downside. The mean target is $22.23. This offers 15.72% upside. LendingClub Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 27, 2026, missed forecasts by 15.79%. The prior quarter beat by 12.9%. Over the last six quarters, Apple has recorded several small beats. These include 22.22% in January 28, 2025.

LendingClub Corporation trades at a P/E ratio of 11.3, slightly below the S&P 500 average, with a price-to-sales ratio of 1.8 and a price-to-book ratio of 1.41 suggesting the stock is closer to book value. The P/FCF stands at -0.75, also below market averages.

LendingClub Corporation (NYSE:LC) shares are flat 5.17% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows LendingClub Corporation trading at a premium to the broader market with a P/E of 11.3. Analyst sentiment is bullish, with the majority of ratings in Overweight territory and a mean price target of $17.71, suggesting -7.81% downside. Our AI forecast model points to short-term strength (6.82% over two weeks), a medium-term rise (64.71% over three months), and a longer-term gain (13.64% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that LendingClub Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.82%, with price expected at $20.52 by July 02, 2026, within a range of $19.90 to $21.12 3-Month Outlook: Projected rise of 64.71%, reaching $31.64 by September 16, 2026, with a range of $31.29 to $32.06. 1-Year Outlook: Projected gain of 13.64%, with price at $21.83 by June 18, 2027, within a range of $20.96 to $22.58.