ISBA Company Profile and Key Details

Q: Who are the executives of ISBA?

Mr. Neil Michael McDonnellChief Financial OfficerMiles CofflandAssistant Vice President of AuditingMr. Jerome E. SchwindVice President & DirectorMs. Debra A. CampbellVice President & Corporation Sec.Ms. Jennifer L. GillVice President & ControllerMr. Michael P. PrisbyVice President & TreasurerMs. Mary OlivieriCommunity Relations OfficerMs. Patricia A. PlaxtonVice PresidentMr. Douglas D. McFarlanePres of IBT Title and Insurance Agency IncMr. Jae A. EvansPres, Chief Executive Officer & Director

NASDAQ : ISBA

Isabella Bank

$52.30

0.44+0.85%

At Close 4:00 PM

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Isabella Bank Corporation (ISBA) stock surged +0.85%, trading at $52.30 on NASDAQ, up from the previous close of $51.86. The stock opened at $52.11, fluctuating between $51.32 and $52.73 in the recent session.

Stock Snapshot

51.86

Prev. Close

383.63M

Market Cap

51.32

Day Low

20.43

P/E Ratio

2.56

EPS (TTM)

1.75

Cash Flow per Share

52.11

Open

7.34M

Number of Shares

52.73

Day High

86.22%

Free Float in %

26.78

Book Value

21.5K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 19, 2026	52.11	52.73	51.30	52.30	21.65K
Feb 18, 2026	52.25	53.16	50.98	51.86	13.09K
Feb 17, 2026	51.80	51.94	49.65	51.72	24.42K
Feb 13, 2026	51.71	52.20	51.30	51.30	3.7K
Feb 12, 2026	52.90	53.37	51.58	51.80	25.57K
Feb 11, 2026	53.52	53.88	52.46	52.90	20.2K
Feb 10, 2026	52.44	55.23	51.05	53.73	44.09K
Feb 09, 2026	49.34	54.35	49.00	52.95	70.65K
Feb 06, 2026	50.25	50.48	46.11	48.54	39.92K
Feb 05, 2026	50.47	50.48	49.55	50.17	50.58K
Feb 04, 2026	49.91	50.16	49.31	50.05	18.79K
Feb 03, 2026	49.94	50.28	49.09	50.28	47.35K
Feb 02, 2026	48.31	50.48	48.31	49.73	22.5K
Jan 30, 2026	47.73	49.00	46.50	48.18	13.63K
Jan 29, 2026	49.50	50.48	48.31	48.62	13.96K
Jan 28, 2026	49.47	50.32	48.50	49.89	14.75K
Jan 27, 2026	50.75	51.06	49.84	49.84	10.55K
Jan 26, 2026	51.26	51.26	49.68	50.75	12.55K
Jan 23, 2026	51.84	52.14	49.46	50.70	23.59K
Jan 22, 2026	51.19	51.99	50.78	51.58	18.71K

Contact Details

Mount Pleasant, MI 48858

United States

https://www.isabellabank.com 989 772 9471

About Company

Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families. Its deposit products include checking accounts, savings accounts, certificates of deposit, direct deposits, and money market accounts. The company's loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. It also offers cash management, mobile and internet banking, electronic bill pay, automated teller machines, trust and investment, estate planning, and safe deposit box rental services; and group life, health, accident, disability, and other insurance products, as well as other employee benefit programs. As of December 31, 2021, the company operated 30 banking offices in Clare, Gratiot, Isabella, Mecosta, Midland, Montcalm, and Saginaw counties. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.

Stock Peers

FCNCA

-14.72-0.71%

First Citizens BancShares, Inc.$2,045.30 HIFS

3.56+1.14%

Hingham Institution for Savings$316.27 CATC

Cambridge Bancorp$220.00 WTFC

-1.6-1.03%

Wintrust Financial Corporation$153.49 BPOP

-2.03-1.39%

Popular, Inc.$143.85 BFC

-2.45-1.70%

Bank First Corporation$141.87 BOKF

0.73+0.55%

BOK Financial Corporation$133.51 UMBF

-1.74-1.36%

UMB Financial Corporation$126.12 CHCO

-0.09-0.07%

City Holding Company$124.68 NBN

-0.22-0.19%

Northeast Bank$116.82

Company Overview

Isabella Bank Corporation (NASDAQ:ISBA) closed at $52.30 USD, gaining $0.44 (0.85%) from the previous close of $51.86. The stock is currently mid-range between its 52-week high and low $21.50 and $58.83. With a market capitalization of about $383.63 million, Isabella Bank Corporation is classified as a small-cap and shows lower-than-market volatility (beta ~0.13). Key stats such as the average daily volume over the past year has been around 25.17 thousand shares, in line with its 52-week average. Headquartered in Mount Pleasant, MI, Isabella Bank Corporation operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Jerome E. Schwind, the company employs approximately 368 people and listed since January 30, 2006. Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides various banking products and services to businesses, institutions, and individuals and their families.

Technical Performance

ISBA has shown sold momentum, gaining 3.03% over the past week and 39.69% over the past quarter, though year-to-date performance is up 0.02%. Short-term trend indicators are bearishly aligned (SMA20 2.08%, SMA50 2.47%, SMA200 37.14%). The stock’s 14-day RSI is 54.7 (neutral), while the ATR of 2.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -12.09% below its high and over 140.56% above its low. Average 10-day trading volume of 27.92 thousand shares is slightly above the 3-month average of 24.75 thousand, indicating heightened recent market interest.

Valuation Metrics

Isabella Bank Corporation trades at a P/E ratio of 20.45, slightly below the S&P 500 average, with a price-to-sales ratio of 3.43 and a price-to-book ratio of 1.67 suggesting the stock is closer to book value. The P/FCF stands at 30.29, also below market averages.

Dividend & Fair Value

Isabella Bank Corporation last paid a dividend of 1.12 per share, this equals a trailing yield of roughly 5.44%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $57.90. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Isabella Bank Corporation generated EPS of $2.56 over the past year. Five-year average earnings growth is 13.77%. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $54.00 to $34.00. The high target offers 3.25% upside. The low target suggests -34.99% downside. The mean target is $42.17. This offers -19.37% upside. Isabella Bank Corporation earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 27, 2025, missed forecasts by 18.33%. The prior quarter beat by 0.0%. Over the last six quarters, Apple has recorded several small beats. These include 9.52% in July 25, 2024.

Shareholding & Insider Activity

Isabella Bank Corporation has 7.36 million shares outstanding. The public float is 6.34 million shares, elevated short interest at 0.87% of float. This equals 62.77 thousand shares. The short ratio is 6.24 days. Institutional investors hold 4.27% of the float. Insiders own 7.41%. Schwind Jerome E holds 32.02 thousand shares, Varner Gregory V has 31.32 thousand shares and Evans Jae A has 26.95 thousand shares. Over the past six months, insider transactions show net buying. They sold 2.98 thousand shares across 1 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Isabella Bank generated $93.46M in revenue, or $12.34 per share. Gross margin was 100.00%, operating margin 85.97%, and net profit margin 19.44%. Returns are modest, with ROA at 0.88% and ROE at 8.98%.
On valuation metrics, Isabella Bank trades at a P/E of 20.45, P/S of 3.43 and P/B of 1.67. Liquidity is tight, with a current ratio of 0.43 and quick ratio of 0.43. Debt-to-equity is 0.62, supported by a cash flow-to-debt ratio of 0.11.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Isabella Bank posted revenue of $93.46M, down slightly from $71.23M in the prior quarter. Gross profit was $93.46M (margin 100.00%). Operating income was $80.35M (margin 86.0%). Net income was$18.17M (EPS $2.42).
The company ended the quarter with - $25.63M in cash and short-term investments, a total debt of $116.14M, and net debt of $82.46M. Total assets were $2.06B, with equity of $202.40M. Financials further reflected stability, with operating cash flow of $23.02M, free cash flow of $18.96M, and capital expenditures of - $4.06M.

Price Forecast & Outlook

Our AI price prediction model suggests that Isabella Bank Corporation stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 4.05%, with price expected at $54.42 by March 04, 2026, within a range of $53.09 to $55.64 3-Month Outlook: Projected rise of 12.24%, reaching $58.70 by May 19, 2026, with a range of $58.15 to $59.34. 1-Year Outlook: Projected gain of 13.31%, with price at $59.26 by February 18, 2027, within a range of $57.15 to $61.49.

Key Takeaways

Isabella Bank Corporation (NASDAQ:ISBA) shares are flat 0.02% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Isabella Bank Corporation trading at a premium to the broader market with a P/E of 20.45. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $35.30, suggesting -32.5% downside. Our AI forecast model points to short-term strength (4.05% over two weeks), a medium-term rise (12.24% over three months), and a longer-term gain (13.31% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Isabella Bank Corporation (ISBA) stock price?

Isabella Bank Corporation (NASDAQ: ISBA) stock price is $52.30 in the last trading session. During the trading session, ISBA stock reached the peak price of $52.73 while $51.32 was the lowest point it dropped to. The percentage change in ISBA stock occurred in the recent session was 0.85% while the dollar amount for the price change in ISBA stock was $0.44.

ISBA's industry and sector of operation?

The NASDAQ listed ISBA is part of Banks - Regional industry that operates in the broader Financial Services sector. Isabella Bank Corporation designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of ISBA?

Mr. Neil Michael McDonnell
Chief Financial Officer
Miles Coffland
Assistant Vice President of Auditing
Mr. Jerome E. Schwind
Vice President & Director
Ms. Debra A. Campbell
Vice President & Corporation Sec.
Ms. Jennifer L. Gill
Vice President & Controller
Mr. Michael P. Prisby
Vice President & Treasurer
Ms. Mary Olivieri
Community Relations Officer
Ms. Patricia A. Plaxton
Vice President
Mr. Douglas D. McFarlane
Pres of IBT Title and Insurance Agency Inc
Mr. Jae A. Evans
Pres, Chief Executive Officer & Director

How ISBA did perform over past 52-week?

ISBA's closing price is 143.26% higher than its 52-week low of $21.50 where as its distance from 52-week high of $58.83 is -11.1%.

How many employees does ISBA have?

Number of ISBA employees currently stands at 368.

Link for ISBA official website?

Official Website of ISBA is: https://www.isabellabank.com

How do I contact ISBA?

ISBA could be contacted at phone 989 772 9471 and can also be accessed through its website. ISBA operates from 401 North Main Street, Mount Pleasant, MI 48858, United States.

How many shares of ISBA are traded daily?

ISBA stock volume for the day was 21.5K shares. The average number of ISBA shares traded daily for last 3 months was 25.17K.

What is the market cap of ISBA currently?

The market value of ISBA currently stands at $383.63M with its latest stock price at $52.30 and 7.34M of its shares outstanding.

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Employees	368
Beta	0.13
Sales or Revenue	$93.46M
5Y Sales Change%	0.312%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

ISBA Company Profile and Key Details

Isabella Bank

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Earnings & Analyst Outlook

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Company Overview

Price Forecast & Outlook

Key Takeaways

Valuation Metrics