INBK Company Profile and Key Details

Q: Who are the executives of INBK?

Mr. Kenneth J. LovikExecutive Vice President & Chief Financial OfficerMr. David BybeeVice President & Senior Credit OfficerMs. Nicole S. LorchPres, Chief Operating Officer & Corporation Sec.Ms. Paula DeemerExecutive Assistant & Director of Corporation Admin.Mr. David B. BeckerChairman & Chief Executive OfficerMr. Timothy C. DusingSenior Vice President of Public Fin. - First Internet Bank

NASDAQ : INBK

First Internet Bancorp

$27.41

1.1+4.18%

At Close 4:00 PM

67.49

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

First Internet Bancorp (INBK) stock surged +4.18%, trading at $27.41 on NASDAQ, up from the previous close of $26.31. The stock opened at $25.82, fluctuating between $25.82 and $27.76 in the recent session.

Stock Snapshot

26.31

Prev. Close

238.92M

Market Cap

25.82

Day Low

-57.1

P/E Ratio

-0.48

EPS (TTM)

-0.87

Cash Flow per Share

25.82

Open

8.72M

Number of Shares

27.76

Day High

92.53%

Free Float in %

41.78

Book Value

52.41K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jun 25, 2026	26.70	27.76	26.13	27.41	53.04K
Jun 24, 2026	26.11	26.39	26.05	26.31	27.14K
Jun 23, 2026	25.65	26.26	25.62	26.03	27.38K
Jun 22, 2026	25.62	25.79	25.34	25.53	26.22K
Jun 18, 2026	25.55	26.04	25.15	25.78	52.83K
Jun 17, 2026	25.93	25.99	24.92	25.16	22.9K
Jun 16, 2026	26.17	26.20	25.45	25.79	39.91K
Jun 15, 2026	26.34	26.47	25.46	25.69	26.6K
Jun 12, 2026	25.57	26.46	25.56	26.17	36.53K
Jun 11, 2026	25.87	25.88	24.97	25.57	26.38K
Jun 10, 2026	25.54	26.14	25.23	25.59	38.97K
Jun 09, 2026	25.17	26.09	24.98	25.41	37.31K
Jun 08, 2026	24.41	25.22	24.41	25.00	29.23K
Jun 05, 2026	24.30	24.87	22.92	24.69	41.63K
Jun 04, 2026	23.40	24.28	23.37	24.24	40.03K
Jun 03, 2026	24.33	24.41	22.91	23.02	41.14K
Jun 01, 2026	23.89	24.39	23.58	23.99	29.7K
May 29, 2026	24.00	24.28	23.95	24.16	26.85K
May 28, 2026	23.62	24.18	23.56	24.15	37.34K
May 27, 2026	23.70	24.21	23.46	23.80	44.56K

Contact Details

Fishers, IN 46038

United States

https://www.firstinternetbancorp.com 317 532 7900

About Company

First Internet Bancorp, established in 1999 and headquartered in Fishers, Indiana, functions as the holding company for First Internet Bank of Indiana. This institution delivers a comprehensive suite of commercial and retail banking solutions to individual and business clients throughout the United States. Its deposit services include various demand deposit accounts (both interest-bearing and non-interest-bearing), savings accounts, money market accounts, brokered deposits, and certificates of deposit. The bank provides a wide array of lending products, such as commercial and industrial loans, financing for owner-occupied and investor commercial real estate, construction loans, residential mortgages, home equity and improvement loans, and diverse consumer loans including small installment and term options. It also specializes in niche financing areas like single-tenant leases, public and healthcare sector funding, franchise finance, and small business lending. Furthermore, the company handles the acquisition, management, servicing, and safekeeping of municipal securities, alongside offering municipal finance lending and leasing products to government bodies. Corporate credit card and treasury management services are also part of its offerings. All services are primarily accessed through its online platform, firstib.com.

Stock Peers

FCNCA

-28.08-1.33%

First Citizens BancShares, Inc.$2,089.21 HIFS

5.83+1.97%

Hingham Institution for Savings$301.65 CATC

Cambridge Bancorp$220.00 BPOP

1.54+0.93%

Popular, Inc.$167.19 WTFC

2.07+1.30%

Wintrust Financial Corporation$161.88 BFC

-1.54-1.05%

Bank First Corporation$144.90 UMBF

1.94+1.37%

UMB Financial Corporation$143.41 BOKF

1.44+1.05%

BOK Financial Corporation$138.46 CHCO

1.41+1.07%

City Holding Company$132.72 NBN

1.77+1.38%

Northeast Bank$130.25

Company Overview

First Internet Bancorp (NASDAQ:INBK) closed at $27.41 USD, gaining $1.10 (4.18%) from the previous close of $26.31. The stock is currently within 5% of its 52-week high $17.05 and $28.51. With a market capitalization of about $238.92 million, First Internet Bancorp is classified as a micro-cap and shows market-like volatility (beta ~0.87). Key stats such as the average daily volume over the past year has been around 52.23 thousand shares, in line with its 52-week average. Headquartered in Fishers, IN, First Internet Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO David Becker, the company employs approximately 354 people and listed since April 05, 2006. First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.

Technical Performance

Short-term trend indicators are bullishly aligned (SMA20 -3.18%, SMA50 -4.22%, SMA200 -9.08%). The stock’s 14-day RSI is 45.24 (neutral), while the ATR of 0.94 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -33.96% below its high and over 20.23% above its low. Average 10-day trading volume of 35.63 thousand shares is below the 3-month average of 51.75 thousand, indicating normal recent market interest.

Valuation Metrics

First Internet Bancorp trades at a P/E ratio of -7.2, slightly below the S&P 500 average, with a price-to-sales ratio of 0.75 and a price-to-book ratio of 0.67 suggesting the stock is closer to book value. The P/FCF stands at 5.34, also below market averages.

Dividend & Fair Value

First Internet Bancorp last paid a dividend of 0.24 per share, this equals a trailing yield of roughly 0.88%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $36.21. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

The latest quarter delivered EPS of $0.29. The next quarter is forecast at $0.01. Next year's EPS is expected at $114.75. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 1 Buy ratings, 8 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $33.00 to $22.00. The high target offers 20.39% upside. The low target suggests -19.74% downside. The mean target is $25.28. This offers -7.77% upside. First Internet Bancorp earnings surprise history is a mixed track record. The quarter that ended April 30, 2026, missed forecasts by 262.5%. The prior quarter beat by 8.47%. Over the last six quarters, Apple has recorded several small beats. These include -55.43% in January 22, 2025.

Shareholding & Insider Activity

First Internet Bancorp has 8.71 million shares outstanding. The public float is 8.06 million shares, elevated short interest at 1.10% of float. This equals 78.96 thousand shares. The short ratio is 1.2 days. Institutional investors hold 83.16% of the float. Insiders own 13.82%. BECKER DAVID B holds 419.19 thousand shares, Lorch Nicole S. has 70.21 thousand shares and Perfetti C. Charles has 60.40 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, First Internet Bancorp generated $291.89M in revenue, or $33.29 per share. Gross margin was 100.00%, operating margin 97.83%, and net profit margin 8.66%. Returns are modest, with ROA at 0.56% and ROE at 6.93%.
On valuation metrics, First Internet Bancorp trades at a P/E of -7.20, P/S of 0.75 and P/B of 0.67. Liquidity is tight, with a current ratio of 0.01 and quick ratio of 0.01. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 30.56 days. Debt-to-equity is 0.96, supported by a cash flow-to-debt ratio of 0.13.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, First Internet Bancorp posted revenue of $291.89M, down slightly from $113.92M in the prior quarter. Gross profit was $291.89M (margin 100.00%). Operating income was $285.55M (margin 97.8%). Net income was$25.28M (EPS $2.91).
The company ended the quarter with $646.94M in cash and short-term investments, a total debt of $719.46M, and net debt of $462.91M. Total assets were $4.54B, with equity of $364.97M. Financials further reflected stability, with operating cash flow of $82.72M, free cash flow of $65.21M, and capital expenditures of - $17.52M.

Price Forecast & Outlook

Our AI price prediction model suggests that First Internet Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 3.21%, with price expected at $28.29 by July 09, 2026, within a range of $27.66 to $28.90 3-Month Outlook: Projected rise of 3.43%, reaching $28.35 by September 22, 2026, with a range of $27.57 to $29.15. 1-Year Outlook: Projected loss of -9.96%, with price at $24.68 by June 25, 2027, within a range of $22.41 to $27.62.

Key Takeaways

First Internet Bancorp (NASDAQ:INBK) shares are flat 2.06% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows First Internet Bancorp trading at a premium to the broader market with a P/E of -7.2. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $30.91, suggesting 12.77% upside. Our AI forecast model points to short-term strength (3.21% over two weeks), a medium-term rise (3.43% over three months), and a longer-term loss (-9.96% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current First Internet Bancorp (INBK) stock price?

First Internet Bancorp (NASDAQ: INBK) stock price is $27.41 in the last trading session. During the trading session, INBK stock reached the peak price of $27.76 while $25.82 was the lowest point it dropped to. The percentage change in INBK stock occurred in the recent session was 4.18% while the dollar amount for the price change in INBK stock was $1.10.

INBK's industry and sector of operation?

The NASDAQ listed INBK is part of Banks - Regional industry that operates in the broader Financial Services sector. First Internet Bancorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of INBK?

Mr. Kenneth J. Lovik
Executive Vice President & Chief Financial Officer
Mr. David Bybee
Vice President & Senior Credit Officer
Ms. Nicole S. Lorch
Pres, Chief Operating Officer & Corporation Sec.
Ms. Paula Deemer
Executive Assistant & Director of Corporation Admin.
Mr. David B. Becker
Chairman & Chief Executive Officer
Mr. Timothy C. Dusing
Senior Vice President of Public Fin. - First Internet Bank

How INBK did perform over past 52-week?

INBK's closing price is 60.76% higher than its 52-week low of $17.05 where as its distance from 52-week high of $28.51 is -3.86%.

How many employees does INBK have?

Number of INBK employees currently stands at 323.

Link for INBK official website?

Official Website of INBK is: https://www.firstinternetbancorp.com

How do I contact INBK?

INBK could be contacted at phone 317 532 7900 and can also be accessed through its website. INBK operates from 8701 East 116th Street, Fishers, IN 46038, United States.

How many shares of INBK are traded daily?

INBK stock volume for the day was 52.41K shares. The average number of INBK shares traded daily for last 3 months was 52.23K.

What is the market cap of INBK currently?

The market value of INBK currently stands at $238.92M with its latest stock price at $27.41 and 8.72M of its shares outstanding.

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Employees	323
Beta	0.87
Sales or Revenue	$291.89M
5Y Sales Change%	1.264%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

INBK Company Profile and Key Details

First Internet Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Price Forecast & Outlook

Key Takeaways

Financial & Profitability Overview

Quarterly Financial Highlights