HBNC Company Profile and Key Details

Horizon Bancorp, Inc. (NASDAQ:HBNC) closed at $19.48 USD, losing -$0.04 (-0.20%) from the previous close of $19.52. The stock is currently mid-range between its 52-week high and low $14.97 and $21.04. With a market capitalization of about $999.90 million, Horizon Bancorp, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.80). Key stats such as the average daily volume over the past year has been around 656.69 thousand shares, trading with heavier-than-usual volume. Headquartered in Michigan City, IN, Horizon Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Thomas Prame, the company employs approximately 478 people and listed since January 09, 2002. Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services.

Short-term trend indicators are bearishly aligned (SMA20 -1.71%, SMA50 -0.23%, SMA200 7.88%). The stock’s 14-day RSI is 48.28 (neutral), while the ATR of 0.57 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -7.55% below its high and over 38.82% above its low. Average 10-day trading volume of 580.74 thousand shares is below the 3-month average of 651.51 thousand, indicating normal recent market interest.

Horizon Bancorp, Inc. trades at a P/E ratio of -6.16, slightly below the S&P 500 average, with a price-to-sales ratio of 10.48 and a price-to-book ratio of 1.37 suggesting the stock is closer to book value. The P/FCF stands at 10.41, also below market averages.

Horizon Bancorp, Inc. last paid a dividend of 0.64 per share, this equals a trailing yield of roughly 4.34%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$2.71. This means the shares are trading below this model’s fair value.

The latest quarter delivered EPS of $0.49. The next quarter is forecast at $0.48. Next year's EPS is expected at -$11.44. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $23.00 to $20.00. The high target offers 18.07% upside. The low target suggests 2.67% downside. The mean target is $21.50. This offers 10.37% upside. Horizon Bancorp, Inc. earnings surprise history is a mixed track record. The quarter that ended July 22, 2026, missed forecasts by -3.92%. The prior quarter beat by 6.25%. Over the last six quarters, Apple has recorded several small beats. These include 35.0% in April 23, 2025.

Horizon Bancorp, Inc. has 51.33 million shares outstanding. The public float is 49.93 million shares, elevated short interest at 2.96% of float. This equals 1.50 million shares. The short ratio is 1.75 days. Institutional investors hold 78.87% of the float. Insiders own 2.25%. DWIGHT CRAIG M holds 463.14 thousand shares, PAIRITZ PETER L has 218.16 thousand shares and NEFF JAMES D has 149.17 thousand shares. Over the past six months, insider transactions show net selling. They sold 8.00 thousand shares across 1 transactions.