HBNC Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 -1.71%, SMA50 -0.23%, SMA200 7.88%). The stock’s 14-day RSI is 48.28 (neutral), while the ATR of 0.57 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -7.55% below its high and over 38.82% above its low. Average 10-day trading volume of 858.79 thousand shares is significantly above the 3-month average of 397.60 thousand, indicating heightened recent market interest.

Horizon Bancorp, Inc. has 50.30 million shares outstanding. The public float is 42.83 million shares, elevated short interest at 1.46% of float. This equals 625.31 thousand shares. The short ratio is 3.1 days. Institutional investors hold 63.56% of the float. Insiders own 2.15%. DWIGHT CRAIG M holds 463.14 thousand shares, PAIRITZ PETER L has 218.16 thousand shares and NEFF JAMES D has 149.17 thousand shares.

The latest quarter delivered EPS of $0.51. The next quarter is forecast at $0.48. Next year's EPS is expected at -$11.44. Analyst sentiment is neutral. Analyst rating data shows there are 4 Strong Buy ratings, 0 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $22.00 to $18.00. The high target offers 11.22% upside. The low target suggests -9.0% downside. The mean target is $19.86. This offers 0.4% upside. Horizon Bancorp, Inc. earnings surprise history is a mixed track record. The quarter that ended April 22, 2026, missed forecasts by 6.25%. The prior quarter beat by 6.0%. Over the last six quarters, Apple has recorded several small beats. These include -7.69% in January 22, 2025.

Horizon Bancorp, Inc. (NASDAQ:HBNC) closed at $19.78 USD, losing -$0.02 (-0.10%) from the previous close of $19.80. The stock is currently trading near its 52-week high $14.84 and $19.93. With a market capitalization of about $1.02 billion, Horizon Bancorp, Inc. is classified as a small-cap and shows market-like volatility (beta ~0.83). Key stats such as the average daily volume over the past year has been around 387.03 thousand shares, trading with heavier-than-usual volume. Headquartered in Michigan City, IN, Horizon Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Thomas Prame, the company employs approximately 841 people and listed since January 09, 2002. Horizon Bancorp, Inc. acts as the parent organization for Horizon Bank, overseeing the delivery of a full spectrum of commercial and retail banking services.

Horizon Bancorp, Inc. last paid a dividend of 0.64 per share, this equals a trailing yield of roughly 4.34%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$2.58. This means the shares are trading below this model’s fair value.

Horizon Bancorp, Inc. trades at a P/E ratio of -6.19, slightly below the S&P 500 average, with a price-to-sales ratio of 10.51 and a price-to-book ratio of 1.43 suggesting the stock is closer to book value. The P/FCF stands at 12.48, also below market averages.

Horizon Bancorp, Inc. (NASDAQ:HBNC) shares are flat 1.83% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Horizon Bancorp, Inc. trading at a premium to the broader market with a P/E of -6.19. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $18.64, suggesting -5.76% downside. Our AI forecast model points to short-term strength (2.38% over two weeks), a medium-term rise (33.62% over three months), and a longer-term gain (6.17% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Horizon Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 2.38%, with price expected at $20.25 by July 08, 2026, within a range of $19.94 to $20.57 3-Month Outlook: Projected rise of 33.62%, reaching $26.43 by September 22, 2026, with a range of $25.57 to $27.38. 1-Year Outlook: Projected gain of 6.17%, with price at $21.00 by June 24, 2027, within a range of $20.53 to $21.49.