GABC Company Profile and Key Details

Q: Who are the executives of GABC?

Mr. Brock C. GogginsSenior Vice President of Retail BankingMr. Randall L. BraunExecutive Vice President & Chief Banking OfficerMr. Clay M. BarrettExecutive Vice President and Chief Digital & Information OfficerMs. Ann M. BrownSenior Vice President & Director of Human CapitalMs. Amy D. JacksonExecutive Vice President & Chief Admin. OfficerMr. Keith A. LeinenbachExecutive Vice President & Chief Credit OfficerMs. Terri A. EckerleVice President, Executive Admin & Strategic Customer ServiceMr. Bradley M. RustPres, Chief Operating & Financial Officer, Sec., Treasurer and DirectorMs. Jane A. BalsmeyerSenior Vice President of MarketingMr. D. Neil DaubyChief Executive Officer & ChairmanMs. Vicki L. SchulerSenior Vice President, Controller, Principal Accounting Officer & Chief Accounting Officer

NASDAQ : GABC

German American Bancorp

$43.17

-0.02-0.05%

At Close 4:00 PM

64.9

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

German American Bancorp, Inc. (GABC) stock declined over -0.05%, trading at $43.17 on NASDAQ, down from the previous close of $43.19. The stock opened at $42.85, fluctuating between $42.65 and $43.26 in the recent session.

Stock Snapshot

43.19

Prev. Close

1.62B

Market Cap

42.645

Day Low

14.11

P/E Ratio

3.06

EPS (TTM)

3.35

Cash Flow per Share

42.85

Open

37.49M

Number of Shares

43.255

Day High

95.61%

Free Float in %

22.44

Book Value

81.26K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 19, 2026	42.85	43.26	42.65	43.17	83.22K
Feb 18, 2026	43.47	43.98	43.01	43.19	71.07K
Feb 17, 2026	43.30	43.73	43.27	43.57	72.06K
Feb 13, 2026	43.06	43.31	42.47	43.20	82.36K
Feb 12, 2026	43.53	43.98	42.43	43.06	131.58K
Feb 11, 2026	43.59	44.09	42.99	43.06	145.47K
Feb 10, 2026	43.89	44.09	43.00	43.26	94.6K
Feb 09, 2026	44.20	44.53	43.89	44.10	113K
Feb 06, 2026	44.78	45.00	44.29	44.37	148.06K
Feb 05, 2026	44.15	44.80	43.66	44.32	150K
Feb 04, 2026	43.46	44.39	42.96	44.23	204.7K
Feb 03, 2026	43.00	44.00	42.10	43.12	184.01K
Feb 02, 2026	42.22	43.35	41.99	43.20	156.1K
Jan 30, 2026	41.36	42.17	41.05	42.07	176.31K
Jan 29, 2026	41.00	42.05	41.00	41.55	328.67K
Jan 28, 2026	42.06	42.13	40.62	40.68	131.03K
Jan 27, 2026	41.32	42.84	41.32	42.06	190.44K
Jan 26, 2026	40.38	40.73	39.74	40.58	97.9K
Jan 23, 2026	41.32	41.40	40.00	40.25	97.57K
Jan 22, 2026	41.58	42.22	41.48	41.61	130.89K

Contact Details

Jasper, IN 47546

United States

https://www.germanamerican.com 812 482 1314

About Company

German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Wealth Management Services, and Insurance Operations. The Core Banking segment accepts deposits from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Wealth Management segment provides trust, investment advisory, brokerage, and retirement planning services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of December 31, 2021, the company operated 77 banking offices in 19 contiguous southern Indiana counties; and 14 counties in Kentucky. German American Bancorp, Inc. was founded in 1910 and is based in Jasper, Indiana.

Stock Peers

FCNCA

-14.72-0.71%

First Citizens BancShares, Inc.$2,045.30 HIFS

3.56+1.14%

Hingham Institution for Savings$316.27 CATC

Cambridge Bancorp$220.00 WTFC

-1.6-1.03%

Wintrust Financial Corporation$153.49 BPOP

-2.03-1.39%

Popular, Inc.$143.85 BFC

-2.45-1.70%

Bank First Corporation$141.87 BOKF

0.73+0.55%

BOK Financial Corporation$133.51 UMBF

-1.74-1.36%

UMB Financial Corporation$126.12 CHCO

-0.09-0.07%

City Holding Company$124.68 NBN

-0.22-0.19%

Northeast Bank$116.82

Company Overview

German American Bancorp, Inc. (NASDAQ:GABC) closed at $43.17 USD, losing -$0.02 (-0.05%) from the previous close of $43.19. The stock is currently within 5% of its 52-week high $32.75 and $45.00. With a market capitalization of about $1.62 billion, German American Bancorp, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.65). Key stats such as the average daily volume over the past year has been around 136.41 thousand shares, volume is running light vs its 52-week average. Headquartered in Jasper, IN, German American Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO D. Neil Dauby, the company employs approximately 1,020 people and listed since May 21, 1993. German American Bancorp, Inc. operates as a bank holding company for German American Bank that provides retail and commercial banking services.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 2.56%, SMA50 6.04%, SMA200 9.41%). The stock’s 14-day RSI is 60.25 (firm momentum), while the ATR of 1.07 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -3.18% below its high and over 33.03% above its low. Average 10-day trading volume of 99.17 thousand shares is below the 3-month average of 132.99 thousand, indicating normal recent market interest.

Valuation Metrics

German American Bancorp, Inc. trades at a P/E ratio of 14.34, slightly below the S&P 500 average, with a price-to-sales ratio of 3.31 and a price-to-book ratio of 0.19 suggesting the stock is closer to book value. The P/FCF stands at 11.46, also below market averages.

Dividend & Fair Value

German American Bancorp, Inc. last paid a dividend of 1.18 per share, this equals a trailing yield of roughly 2.43%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $80.89. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

German American Bancorp, Inc. generated EPS of $3.03 over the past year. Five-year average earnings growth is 5.48%. The latest quarter delivered EPS of $0.96. The next quarter is forecast at $0.89. Next year's EPS is expected at -$10.60. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 3 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $47.00 to $44.00. The high target offers 8.87% upside. The low target suggests 1.92% downside. The mean target is $45.67. This offers 5.79% upside. German American Bancorp, Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 27, 2025, missed forecasts by 11.51%. The prior quarter beat by 3.61%. Over the last six quarters, Apple has recorded several small beats. These include 13.11% in July 29, 2024.

Shareholding & Insider Activity

German American Bancorp, Inc. has 37.49 million shares outstanding. The public float is 35.85 million shares, elevated short interest at 3.50% of float. This equals 1.26 million shares. The short ratio is 9.66 days. Institutional investors hold 54.77% of the float. Insiders own 4.41%. SEGER THOMAS W holds 465.13 thousand shares, SHEIDLER JACK has 66.77 thousand shares and Ramsey Chris A has 29.55 thousand shares. Over the past six months, insider transactions show net buying. They sold 0.00 shares across 0 transactions.

Financial & Profitability Overview

Over the trailing twelve months, German American Bancorp generated $291.04M in revenue, or $9.81 per share. Gross margin was 100.00%, operating margin 0.00%, and net profit margin 28.80%. Returns are modest, with ROA at 1.36% and ROE at 12.63%.
On valuation metrics, German American Bancorp trades at a P/E of 14.34, P/S of 3.31 and P/B of 0.19. Liquidity is tight, with a current ratio of 0.06 and quick ratio of 0.06. Debt-to-equity is 0.02, supported by a cash flow-to-debt ratio of 0.80.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2024, German American Bancorp posted revenue of $291.04M, down slightly from $316.57M in the prior quarter. Gross profit was $291.04M (margin 100.00%). Operating income was $0.00 (margin 0.0%). Net income was$83.81M (EPS $2.83).
The company ended the quarter with - $78.81M in cash and short-term investments, a total debt of $199.27M, and net debt of $119.97M. Total assets were $6.15B, with equity of $663.56M. Financials further reflected stability, with operating cash flow of $101.49M, free cash flow of $95.75M, and capital expenditures of - $5.75M.

Price Forecast & Outlook

Our AI price prediction model suggests that German American Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.69%, with price expected at $43.47 by March 05, 2026, within a range of $42.57 to $44.38 3-Month Outlook: Projected rise of 21.73%, reaching $52.55 by May 19, 2026, with a range of $50.31 to $54.98. 1-Year Outlook: Projected gain of 9.06%, with price at $47.08 by February 19, 2027, within a range of $45.62 to $48.66.

Key Takeaways

German American Bancorp, Inc. (NASDAQ:GABC) shares are flat 1.56% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows German American Bancorp, Inc. trading at a premium to the broader market with a P/E of 14.34. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $40.53, suggesting -6.12% downside. Our AI forecast model points to short-term strength (0.69% over two weeks), a medium-term rise (21.73% over three months), and a longer-term gain (9.06% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current German American Bancorp, Inc. (GABC) stock price?

German American Bancorp, Inc. (NASDAQ: GABC) stock price is $43.17 in the last trading session. During the trading session, GABC stock reached the peak price of $43.26 while $42.65 was the lowest point it dropped to. The percentage change in GABC stock occurred in the recent session was -0.05% while the dollar amount for the price change in GABC stock was - $0.02.

GABC's industry and sector of operation?

The NASDAQ listed GABC is part of Banks - Regional industry that operates in the broader Financial Services sector. German American Bancorp, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of GABC?

Mr. Brock C. Goggins
Senior Vice President of Retail Banking
Mr. Randall L. Braun
Executive Vice President & Chief Banking Officer
Mr. Clay M. Barrett
Executive Vice President and Chief Digital & Information Officer
Ms. Ann M. Brown
Senior Vice President & Director of Human Capital
Ms. Amy D. Jackson
Executive Vice President & Chief Admin. Officer
Mr. Keith A. Leinenbach
Executive Vice President & Chief Credit Officer
Ms. Terri A. Eckerle
Vice President, Executive Admin & Strategic Customer Service
Mr. Bradley M. Rust
Pres, Chief Operating & Financial Officer, Sec., Treasurer and Director
Ms. Jane A. Balsmeyer
Senior Vice President of Marketing
Mr. D. Neil Dauby
Chief Executive Officer & Chairman
Ms. Vicki L. Schuler
Senior Vice President, Controller, Principal Accounting Officer & Chief Accounting Officer

How GABC did perform over past 52-week?

GABC's closing price is 31.82% higher than its 52-week low of $32.75 where as its distance from 52-week high of $45.00 is -4.07%.

How many employees does GABC have?

Number of GABC employees currently stands at 1,020.

Link for GABC official website?

Official Website of GABC is: https://www.germanamerican.com

How do I contact GABC?

GABC could be contacted at phone 812 482 1314 and can also be accessed through its website. GABC operates from 711 Main Street, Jasper, IN 47546, United States.

How many shares of GABC are traded daily?

GABC stock volume for the day was 81.26K shares. The average number of GABC shares traded daily for last 3 months was 136.41K.

What is the market cap of GABC currently?

The market value of GABC currently stands at $1.62B with its latest stock price at $43.17 and 37.49M of its shares outstanding.

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Employees	1020
Beta	0.65
Sales or Revenue	$291.04M
5Y Sales Change%	0.468%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

GABC Company Profile and Key Details

German American Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Earnings & Analyst Outlook

Shareholding & Insider Activity

Company Overview

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Key Takeaways

Price Forecast & Outlook

Valuation Metrics