FSBW Company Profile and Key Details

Q: Who are the executives of FSBW?

Mr. Paul TaylorVice President of Marketing & Investor RelationsMr. Joseph C. AdamsChief Executive Officer & DirectorMr. Matthew D. MulletChief Financial Officer, Treasurer & Sec.Ms. May-Ling Sowell CRCMSenior Vice President & Compliance OfficerMr. Robert B. FullerChief Credit OfficerMs. Jill CoatesSenior Vice President of Home Lending CreditMs. Shana AllenExecutive Vice President & Chief Information Officer of 1St Security Bank of WashingtonMs. Kathrine ShairrickSenior Vice President of Service & Operations - 1st Security Bank of WashingtonMr. Donn C. CostaExecutive Vice President of Home Lending Production - 1st Security Bank of WashingtonMs. Shana Allen CISSPSenior Vice President of Technology & Ops and Chief Information Officer of 1St Security Bank of WashingtonMs. Lisa A. ClearyExecutive Vice President & Chief Operating OfficerMr. Dennis V. O'LearyExecutive Vice President & Chief Lending Officer -1st Security Bank of WashingtonMs. Deanne L. GoffSenior Vice President of Retail Banking - 1st Security Bank of Washington

NASDAQ : FSBW

FS Bancorp

$43.10

0.63+1.48%

At Close 4:00 PM

68.44

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

FS Bancorp, Inc. (FSBW) stock surged +1.48%, trading at $43.10 on NASDAQ, up from the previous close of $42.47. The stock opened at $42.65, fluctuating between $42.65 and $43.47 in the recent session.

Stock Snapshot

42.47

Prev. Close

324.05M

Market Cap

42.65

Day Low

10.05

P/E Ratio

4.29

EPS (TTM)

7.29

Cash Flow per Share

42.65

Open

7.52M

Number of Shares

43.47

Day High

81.75%

Free Float in %

36.25

Book Value

7.42K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Feb 05, 2026	42.55	43.78	42.52	43.10	7.81K
Feb 04, 2026	41.46	43.15	41.46	42.47	7.11K
Feb 03, 2026	42.73	42.73	41.87	42.56	8.45K
Feb 02, 2026	41.63	43.50	41.63	42.73	14.85K
Jan 30, 2026	40.83	42.66	40.80	41.98	17.82K
Jan 29, 2026	39.49	41.19	39.49	41.19	10.47K
Jan 28, 2026	40.10	40.10	39.50	39.62	12.22K
Jan 27, 2026	40.89	41.25	40.44	40.48	6.15K
Jan 26, 2026	41.49	41.91	41.00	41.00	10.89K
Jan 23, 2026	41.79	42.15	41.55	41.55	6.92K
Jan 22, 2026	42.15	43.66	42.15	43.66	13.14K
Jan 21, 2026	42.00	43.44	41.96	43.43	15.49K
Jan 20, 2026	41.21	42.39	41.21	41.59	10.05K
Jan 16, 2026	41.68	42.06	41.68	42.00	7.73K
Jan 15, 2026	41.41	42.26	41.19	42.26	8.79K
Jan 14, 2026	40.86	41.61	40.86	41.61	6.88K
Jan 13, 2026	40.98	41.17	40.96	40.96	5.33K
Jan 12, 2026	41.27	41.47	40.93	41.47	5.27K
Jan 09, 2026	41.65	43.00	41.24	41.56	13.99K
Jan 08, 2026	41.70	41.90	41.70	41.84	4.99K

Contact Details

Mountlake Terrace, WA 98043

United States

https://www.fsbwa.com 425 771 5299

About Company

FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.

Stock Peers

FCNCA

8.81+0.42%

First Citizens BancShares, Inc.$2,122.95 HIFS

0.51+0.16%

Hingham Institution for Savings$329.09 CATC

Cambridge Bancorp$220.00 WTFC

0.7+0.45%

Wintrust Financial Corporation$157.97 BFC

0.04+0.03%

Bank First Corporation$148.27 BPOP

1.42+1.00%

Popular, Inc.$142.84 BOKF

-0.24-0.18%

BOK Financial Corporation$134.37 UMBF

1.09+0.83%

UMB Financial Corporation$132.06 CHCO

0.36+0.28%

City Holding Company$127.43 NBN

-0.49-0.40%

Northeast Bank$121.80

Company Overview

FS Bancorp, Inc. (NASDAQ:FSBW) closed at $43.10 USD, gaining $0.63 (1.48%) from the previous close of $42.47. The stock is currently within 5% of its 52-week high $34.61 and $44.22. With a market capitalization of about $324.05 million, FS Bancorp, Inc. is classified as a small-cap and shows lower-than-market volatility (beta ~0.69). Key stats such as the average daily volume over the past year has been around 12.73 thousand shares, volume is running light vs its 52-week average. Headquartered in Mountlake Terrace, WA, FS Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Joseph C. Adams, the company employs approximately 567 people and listed since July 10, 2012. FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches.

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 2.98%, SMA50 3.34%, SMA200 6.95%). The stock’s 14-day RSI is 57.84 (neutral), while the ATR of 1.21 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -2.53% below its high and over 25.23% above its low. Average 10-day trading volume of 10.64 thousand shares is below the 3-month average of 12.99 thousand, indicating normal recent market interest.

Valuation Metrics

FS Bancorp, Inc. trades at a P/E ratio of 9.81, slightly below the S&P 500 average, with a price-to-sales ratio of 1.5 and a price-to-book ratio of 1.06 suggesting the stock is closer to book value. The P/FCF stands at 3.41, also above market averages.

Dividend & Fair Value

FS Bancorp, Inc. last paid a dividend of 1.34 per share, this equals a trailing yield of roughly 2.16%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $67.22. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

FS Bancorp, Inc. generated EPS of $4.28 over the past year. Five-year average earnings growth is -0.89%. The latest quarter delivered EPS of $1.18. The next quarter is forecast at $0.99. Next year's EPS is expected at -$6.73. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $45.00 to $44.00. The high target offers 4.41% upside. The low target suggests 2.09% downside. The mean target is $44.50. This offers 3.25% upside. FS Bancorp, Inc. earnings surprise history is a mixed track record. The quarter that ended October 21, 2025, missed forecasts by 9.26%. The prior quarter beat by 2.06%. Over the last six quarters, Apple has recorded several small beats. These include 9.71% in July 23, 2024.

Shareholding & Insider Activity

FS Bancorp, Inc. has 7.60 million shares outstanding. The public float is 6.20 million shares, elevated short interest at 1.43% of float. This equals 79.45 thousand shares. The short ratio is 5.21 days. Institutional investors hold 83.0% of the float. Insiders own 14.74%. Adams Joseph C. holds 97.78 thousand shares, O'Leary Dennis V has 43.63 thousand shares and COSTA DONN C has 36.54 thousand shares. Over the past six months, insider transactions show net selling. They sold 43.86 thousand shares across 9 transactions.

Financial & Profitability Overview

Over the trailing twelve months, FS Bancorp generated $192.01M in revenue, or $24.69 per share. Gross margin was 97.80%, operating margin -1.35%, and net profit margin 18.78%. Returns are modest, with ROA at 1.21% and ROE at 13.63%.
On valuation metrics, FS Bancorp trades at a P/E of 9.81, P/S of 1.50 and P/B of 1.06. Liquidity is tight, with a current ratio of 0.12 and quick ratio of 0.12. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 24.52 days. Debt-to-equity is 0.46, supported by a cash flow-to-debt ratio of 0.72.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, FS Bancorp posted revenue of $192.01M, down slightly from $119.67M in the prior quarter. Gross profit was $187.78M (margin 97.80%). Operating income was - $2.60M (margin -1.4%). Net income was$36.05M (EPS $4.63).
The company ended the quarter with $65.69M in cash and short-term investments, a total debt of $150.12M, and net debt of $60.26M. Total assets were $2.98B, with equity of $264.49M. Financials further reflected stability, with operating cash flow of $43.33M, free cash flow of $41.66M, and capital expenditures of - $1.67M.

Price Forecast & Outlook

Our AI price prediction model suggests that FS Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -1.02%, with price expected at $42.66 by February 18, 2026, within a range of $41.73 to $43.56 3-Month Outlook: Projected rise of 26.52%, reaching $54.53 by May 05, 2026, with a range of $53.50 to $55.93. 1-Year Outlook: Projected gain of 6.03%, with price at $45.70 by February 04, 2027, within a range of $44.37 to $46.99.

Key Takeaways

FS Bancorp, Inc. (NASDAQ:FSBW) shares are flat 1.02% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows FS Bancorp, Inc. trading at a premium to the broader market with a P/E of 9.81. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $45.67, suggesting 5.96% upside. Our AI forecast model points to short-term weakness (-1.02% over two weeks), a medium-term rise (26.52% over three months), and a longer-term gain (6.03% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current FS Bancorp, Inc. (FSBW) stock price?

FS Bancorp, Inc. (NASDAQ: FSBW) stock price is $43.10 in the last trading session. During the trading session, FSBW stock reached the peak price of $43.47 while $42.65 was the lowest point it dropped to. The percentage change in FSBW stock occurred in the recent session was 1.48% while the dollar amount for the price change in FSBW stock was $0.63.

FSBW's industry and sector of operation?

The NASDAQ listed FSBW is part of Banks - Regional industry that operates in the broader Financial Services sector. FS Bancorp, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of FSBW?

Mr. Paul Taylor
Vice President of Marketing & Investor Relations
Mr. Joseph C. Adams
Chief Executive Officer & Director
Mr. Matthew D. Mullet
Chief Financial Officer, Treasurer & Sec.
Ms. May-Ling Sowell CRCM
Senior Vice President & Compliance Officer
Mr. Robert B. Fuller
Chief Credit Officer
Ms. Jill Coates
Senior Vice President of Home Lending Credit
Ms. Shana Allen
Executive Vice President & Chief Information Officer of 1St Security Bank of Washington
Ms. Kathrine Shairrick
Senior Vice President of Service & Operations - 1st Security Bank of Washington
Mr. Donn C. Costa
Executive Vice President of Home Lending Production - 1st Security Bank of Washington
Ms. Shana Allen CISSP
Senior Vice President of Technology & Ops and Chief Information Officer of 1St Security Bank of Washington
Ms. Lisa A. Cleary
Executive Vice President & Chief Operating Officer
Mr. Dennis V. O'Leary
Executive Vice President & Chief Lending Officer -1st Security Bank of Washington
Ms. Deanne L. Goff
Senior Vice President of Retail Banking - 1st Security Bank of Washington

How FSBW did perform over past 52-week?

FSBW's closing price is 24.53% higher than its 52-week low of $34.61 where as its distance from 52-week high of $44.22 is -2.53%.

How many employees does FSBW have?

Number of FSBW employees currently stands at 567.

Link for FSBW official website?

Official Website of FSBW is: https://www.fsbwa.com

How do I contact FSBW?

FSBW could be contacted at phone 425 771 5299 and can also be accessed through its website. FSBW operates from 6920 220th Street SW, Mountlake Terrace, WA 98043, United States.

How many shares of FSBW are traded daily?

FSBW stock volume for the day was 7.42K shares. The average number of FSBW shares traded daily for last 3 months was 12.73K.

What is the market cap of FSBW currently?

The market value of FSBW currently stands at $324.05M with its latest stock price at $43.10 and 7.52M of its shares outstanding.

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Employees	567
Beta	0.71
Sales or Revenue	$192.01M
5Y Sales Change%	1.228%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

FSBW Company Profile and Key Details

FS Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Financial & Profitability Overview

Quarterly Financial Highlights

Shareholding & Insider Activity

Earnings & Analyst Outlook

Key Takeaways

Price Forecast & Outlook

Dividend & Fair Value

Company Overview

Valuation Metrics