FSBC Company Profile and Key Details

Short-term trend indicators are bearishly aligned (SMA20 -0.9%, SMA50 3.86%, SMA200 20.06%). The stock’s 14-day RSI is 53.11 (neutral), while the ATR of 1.43 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -5.35% below its high and over 80.02% above its low. Average 10-day trading volume of 97.56 thousand shares is in line with the 3-month average of 91.29 thousand, indicating normal recent market interest.

Five Star Bancorp has 21.37 million shares outstanding. The public float is 14.73 million shares, elevated short interest at 0.82% of float. This equals 138.37 thousand shares. The short ratio is 3.41 days. Institutional investors hold 79.23% of the float. Insiders own 28.15%. Allbaugh Larry Eugene holds 501.51 thousand shares, Allbaugh Lawrence Eugene has 474.86 thousand shares and Beckwith James Eugene has 466.59 thousand shares. Over the past six months, insider transactions show net selling. They sold 9.51 thousand shares across 7 transactions.

Five Star Bancorp generated EPS of $2.90 over the past year. Five-year average earnings growth is 6.6%. The latest quarter delivered EPS of $0.87. The next quarter is forecast at $0.78. Next year's EPS is expected at -$12.09. Analyst sentiment is neutral. Analyst rating data shows there are 1 Strong Buy ratings, 4 Buy ratings, 5 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $48.50 to $33.00. The high target offers 15.59% upside. The low target suggests -21.35% downside. The mean target is $40.95. This offers -2.41% upside. Five Star Bancorp earnings surprise history is a consistent trend of beating forecasts. The quarter that ended April 27, 2026, missed forecasts by 8.75%. The prior quarter beat by 7.79%. Over the last six quarters, Apple has recorded several small beats. These include 6.78% in January 27, 2025.

Five Star Bancorp (NASDAQ:FSBC) closed at $42.46 USD, gaining $0.50 (1.19%) from the previous close of $41.96. The stock is currently trading near its 52-week high $26.20 and $42.73. With a market capitalization of about $907.63 million, Five Star Bancorp is classified as a small-cap and shows lower-than-market volatility (beta ~0.53). Key stats such as the average daily volume over the past year has been around 92.64 thousand shares, volume is running light vs its 52-week average. Headquartered in Rancho Cordova, CA, Five Star Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO James Eugene Beckwith, the company employs approximately 205 people and listed since May 04, 2021. Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals.

Five Star Bancorp trades at a P/E ratio of 13.27, slightly below the S&P 500 average, with a price-to-sales ratio of 3.37 and a price-to-book ratio of 1.94 suggesting the stock is closer to book value. The P/FCF stands at 11.99, also above market averages.

Five Star Bancorp last paid a dividend of 0.9 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $59.62. This means the shares are trading below this model’s fair value.

Five Star Bancorp (NASDAQ:FSBC) shares are flat 4.42% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Five Star Bancorp trading at a premium to the broader market with a P/E of 13.27. Analyst sentiment is cautious, with the majority of ratings in Market Perform territory and a mean price target of $37.70, suggesting -10.15% downside. Our AI forecast model points to short-term strength (0.79% over two weeks), a medium-term rise (16.35% over three months), and a longer-term gain (13.35% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Five Star Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.79%, with price expected at $42.29 by June 05, 2026, within a range of $41.76 to $42.82 3-Month Outlook: Projected rise of 16.35%, reaching $48.82 by August 20, 2026, with a range of $47.84 to $49.98. 1-Year Outlook: Projected gain of 13.35%, with price at $47.56 by May 21, 2027, within a range of $46.57 to $48.48.