FMAO Company Profile and Key Details

Q: Who are the executives of FMAO?

Ms. Marilyn K. JohnsonVice President and Compliance & CRA Mang.Ms. Diann K. Meyer-GrieserVice President & Human Resource Mang.Deborah L. ShinaberyVice President of Sales & Retail Skills Devel. Mang.Ms. Shalini SinghalSenior Vice President & Chief Information OfficerMr. Phillip P. LucasSenior Vice President & Regional PresMs. Benet S. RuppExecutive Vice President & Chief Admin. OfficerMs. Alexis SmithVice President & Chief People OfficerMs. Barbara J. BritenrikerExecutive Vice President, Chief Financial Officer & Chief Retail Banking OfficerMs. Alexis E. SmithVice President & Chief People OfficerMs. Amy L. CoverVice President & Chief Marketing OfficerMr. David R. GerkenSenior Vice President & Sr. Commercial Banking Mang.Mr. Lars B. EllerPres, Chief Executive Officer & Director

NASDAQ : FMAO

Farmers & Merchants Bancorp

$27.47

0.83+3.12%

At Close 4:00 PM

65.36

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Farmers & Merchants Bancorp, Inc. (FMAO) stock surged +3.12%, trading at $27.47 on NASDAQ, up from the previous close of $26.64. The stock opened at $26.82, fluctuating between $26.64 and $27.52 in the recent session.

Stock Snapshot

26.64

Prev. Close

377.66M

Market Cap

26.64

Day Low

10.48

P/E Ratio

2.62

EPS (TTM)

0.84

Cash Flow per Share

26.82

Open

13.75M

Number of Shares

27.52

Day High

89.37%

Free Float in %

23.16

Book Value

22.98K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 27, 2026	26.64	27.47	26.64	27.47	34.63K
Apr 23, 2026	26.75	27.05	26.26	26.52	72.34K
Apr 22, 2026	26.80	27.04	26.48	26.75	86.22K
Apr 21, 2026	27.20	27.76	26.56	26.83	57.87K
Apr 20, 2026	27.21	27.75	27.14	27.20	31.09K
Apr 17, 2026	27.11	27.98	26.94	27.37	54.19K
Apr 16, 2026	26.52	27.05	25.39	26.78	76.3K
Apr 14, 2026	26.71	27.00	25.52	26.80	32.94K
Apr 13, 2026	27.18	27.18	26.38	26.84	37.89K
Apr 10, 2026	27.14	27.45	26.81	27.23	35.16K
Apr 09, 2026	26.37	27.33	26.30	27.28	42K
Apr 08, 2026	26.88	26.88	26.25	26.60	32.17K
Apr 07, 2026	25.63	26.53	25.56	26.12	42.84K
Apr 06, 2026	25.88	26.01	25.13	25.62	36.86K
Apr 02, 2026	25.36	26.13	25.14	25.88	59.82K
Apr 01, 2026	25.78	26.38	25.55	25.95	44.02K
Mar 31, 2026	25.81	26.00	25.32	25.67	76.04K
Mar 30, 2026	25.55	25.72	25.20	25.63	36.22K
Mar 27, 2026	24.79	25.29	24.15	25.14	57.74K
Mar 25, 2026	25.20	25.31	24.71	25.10	32.48K

Contact Details

Archbold, OH 43502

United States

https://www.fm.bank 419 446 2501

About Company

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer and credit card lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, remote deposit capture or electronic deposit processing, and merchant credit card services. It also offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.

Stock Peers

FCNCA

41.59+2.15%

First Citizens BancShares, Inc.$1,973.53 HIFS

6.75+2.37%

Hingham Institution for Savings$291.55 CATC

Cambridge Bancorp$220.00 BPOP

3.58+2.43%

Popular, Inc.$150.62 WTFC

1.33+0.90%

Wintrust Financial Corporation$149.24 BFC

1.43+0.99%

Bank First Corporation$145.62 BOKF

0.5+0.38%

BOK Financial Corporation$133.06 CHCO

-0.38-0.30%

City Holding Company$124.46 UMBF

1.94+1.59%

UMB Financial Corporation$124.16 NBN

3.8+3.17%

Northeast Bank$123.57

Company Overview

Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) closed at $27.47 USD, gaining $0.83 (3.12%) from the previous close of $26.64. The stock is currently mid-range between its 52-week high and low $22.59 and $29.83. With a market capitalization of about $377.66 million, Farmers & Merchants Bancorp, Inc. is classified as a small-cap and shows market-like volatility (beta ~0.82). Key stats such as the average daily volume over the past year has been around 43.12 thousand shares, volume is running light vs its 52-week average. Headquartered in Archbold, OH, Farmers & Merchants Bancorp, Inc. operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Lars Eller, the company employs approximately 482 people and listed since January 30, 2006. Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in northwest Ohio and northeast Indiana.

Valuation Metrics

Farmers & Merchants Bancorp, Inc. trades at a P/E ratio of 10.48, slightly below the S&P 500 average, with a price-to-sales ratio of 1.97 and a price-to-book ratio of 1.0 suggesting the stock is closer to book value. The P/FCF stands at 10.57, also below market averages.

Frequently Asked Questions

What is the current Farmers & Merchants Bancorp, Inc. (FMAO) stock price?

Farmers & Merchants Bancorp, Inc. (NASDAQ: FMAO) stock price is $27.47 in the last trading session. During the trading session, FMAO stock reached the peak price of $27.52 while $26.64 was the lowest point it dropped to. The percentage change in FMAO stock occurred in the recent session was 3.12% while the dollar amount for the price change in FMAO stock was $0.83.

FMAO's industry and sector of operation?

The NASDAQ listed FMAO is part of Banks - Regional industry that operates in the broader Financial Services sector. Farmers & Merchants Bancorp, Inc. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of FMAO?

Ms. Marilyn K. Johnson
Vice President and Compliance & CRA Mang.
Ms. Diann K. Meyer-Grieser
Vice President & Human Resource Mang.
Deborah L. Shinabery
Vice President of Sales & Retail Skills Devel. Mang.
Ms. Shalini Singhal
Senior Vice President & Chief Information Officer
Mr. Phillip P. Lucas
Senior Vice President & Regional Pres
Ms. Benet S. Rupp
Executive Vice President & Chief Admin. Officer
Ms. Alexis Smith
Vice President & Chief People Officer
Ms. Barbara J. Britenriker
Executive Vice President, Chief Financial Officer & Chief Retail Banking Officer
Ms. Alexis E. Smith
Vice President & Chief People Officer
Ms. Amy L. Cover
Vice President & Chief Marketing Officer
Mr. David R. Gerken
Senior Vice President & Sr. Commercial Banking Mang.
Mr. Lars B. Eller
Pres, Chief Executive Officer & Director

How FMAO did perform over past 52-week?

FMAO's closing price is 21.6% higher than its 52-week low of $22.59 where as its distance from 52-week high of $29.83 is -7.91%.

How many employees does FMAO have?

Number of FMAO employees currently stands at 482.

Link for FMAO official website?

Official Website of FMAO is: https://www.fm.bank

How do I contact FMAO?

FMAO could be contacted at phone 419 446 2501 and can also be accessed through its website. FMAO operates from 307 North Defiance Street, Archbold, OH 43502, United States.

How many shares of FMAO are traded daily?

FMAO stock volume for the day was 22.98K shares. The average number of FMAO shares traded daily for last 3 months was 43.12K.

What is the market cap of FMAO currently?

The market value of FMAO currently stands at $377.66M with its latest stock price at $27.47 and 13.75M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

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Price Chart

Stock Price Today

Stock Snapshot

26.64

Prev. Close

377.66M

Market Cap

26.64

Day Low

10.48

P/E Ratio

2.62

EPS (TTM)

0.84

Cash Flow per Share

26.82

Open

13.75M

Number of Shares

27.52

Day High

89.37%

Free Float in %

23.16

Book Value

22.98K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 27, 2026	26.64	27.47	26.64	27.47	34.63K
Apr 23, 2026	26.75	27.05	26.26	26.52	72.34K
Apr 22, 2026	26.80	27.04	26.48	26.75	86.22K
Apr 21, 2026	27.20	27.76	26.56	26.83	57.87K
Apr 20, 2026	27.21	27.75	27.14	27.20	31.09K
Apr 17, 2026	27.11	27.98	26.94	27.37	54.19K
Apr 16, 2026	26.52	27.05	25.39	26.78	76.3K
Apr 14, 2026	26.71	27.00	25.52	26.80	32.94K
Apr 13, 2026	27.18	27.18	26.38	26.84	37.89K
Apr 10, 2026	27.14	27.45	26.81	27.23	35.16K
Apr 09, 2026	26.37	27.33	26.30	27.28	42K
Apr 08, 2026	26.88	26.88	26.25	26.60	32.17K
Apr 07, 2026	25.63	26.53	25.56	26.12	42.84K
Apr 06, 2026	25.88	26.01	25.13	25.62	36.86K
Apr 02, 2026	25.36	26.13	25.14	25.88	59.82K
Apr 01, 2026	25.78	26.38	25.55	25.95	44.02K
Mar 31, 2026	25.81	26.00	25.32	25.67	76.04K
Mar 30, 2026	25.55	25.72	25.20	25.63	36.22K
Mar 27, 2026	24.79	25.29	24.15	25.14	57.74K
Mar 25, 2026	25.20	25.31	24.71	25.10	32.48K

Contact Details

Archbold, OH 43502

United States

https://www.fm.bank 419 446 2501

About Company

Stock Peers

FCNCA

41.59+2.15%

First Citizens BancShares, Inc.$1,973.53 HIFS

6.75+2.37%

Hingham Institution for Savings$291.55 CATC

Cambridge Bancorp$220.00 BPOP

3.58+2.43%

Popular, Inc.$150.62 WTFC

1.33+0.90%

Wintrust Financial Corporation$149.24 BFC

1.43+0.99%

Bank First Corporation$145.62 BOKF

0.5+0.38%

BOK Financial Corporation$133.06 CHCO

-0.38-0.30%

City Holding Company$124.46 UMBF

1.94+1.59%

UMB Financial Corporation$124.16 NBN

3.8+3.17%

Northeast Bank$123.57

Company Overview

Technical Performance

Short-term trend indicators are bearishly aligned (SMA20 -0.72%, SMA50 3.49%, SMA200 8.0%). The stock’s 14-day RSI is 52.11 (neutral), while the ATR of 1.18 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -7.95% below its high and over 31.51% above its low. Average 10-day trading volume of 56.06 thousand shares is slightly above the 3-month average of 40.96 thousand, indicating heightened recent market interest.

Valuation Metrics

Dividend & Fair Value

Farmers & Merchants Bancorp, Inc. last paid a dividend of 0.91 per share, this equals a trailing yield of roughly 3.34%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $15.85. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

Farmers & Merchants Bancorp, Inc. generated EPS of $2.42 over the past year. Five-year average earnings growth is 6.12%. The latest quarter delivered EPS of $nan. The next quarter is forecast at $0.68. Next year's EPS is expected at -$13.69. Analyst sentiment is neutral. Analyst rating data shows there are 0 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $28.50 to $28.00. The high target offers 3.75% upside. The low target suggests 1.93% downside. The mean target is $28.25. This offers 2.84% upside. The prior quarter beat by 9.8%. Over the last six quarters, Apple has recorded several small beats. These include 17.07% in October 30, 2024.

Shareholding & Insider Activity

Farmers & Merchants Bancorp, Inc. has 13.72 million shares outstanding. The public float is 12.26 million shares, elevated short interest at 0.60% of float. This equals 76.41 thousand shares. The short ratio is 2.89 days. Institutional investors hold 29.83% of the float. Insiders own 8.69%. Briggs Andrew J holds 194.57 thousand shares, WYSE STEVEN has 143.84 thousand shares and Stamm K. Brad has 80.47 thousand shares. Over the past six months, insider transactions show net buying. They sold 1.42 thousand shares across 2 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Farmers & Merchants Bancorp generated $155.10M in revenue, or $11.50 per share. Gross margin was 100.00%, operating margin 29.49%, and net profit margin 14.69%. Returns are modest, with ROA at 0.69% and ROE at 7.20%.
On valuation metrics, Farmers & Merchants Bancorp trades at a P/E of 10.48, P/S of 1.97 and P/B of 1.00. The current ratio is 40.81 and quick ratio is 40.81. Debt-to-equity is 0.71, supported by a cash flow-to-debt ratio of 0.14.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Farmers & Merchants Bancorp posted revenue of $155.10M, down slightly from $100.37M in the prior quarter. Gross profit was $155.10M (margin 100.00%). Operating income was $45.74M (margin 29.5%). Net income was$22.79M (EPS $1.67).
The company ended the quarter with - $140.92M in cash and short-term investments, a total debt of $334.59M, and net debt of $190.93M. Total assets were $3.28B, with equity of $316.54M. Financials further reflected stability, with operating cash flow of $22.20M, free cash flow of $11.27M, and capital expenditures of - $10.93M.

Price Forecast & Outlook

Our AI price prediction model suggests that Farmers & Merchants Bancorp, Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 0.69%, with price expected at $27.66 by May 07, 2026, within a range of $27.09 to $28.19 3-Month Outlook: Projected rise of 41.06%, reaching $38.75 by July 22, 2026, with a range of $37.45 to $40.12. 1-Year Outlook: Projected gain of 3.79%, with price at $28.51 by April 23, 2027, within a range of $27.42 to $29.42.

Key Takeaways

Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) shares are flat 2.39% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Farmers & Merchants Bancorp, Inc. trading at a premium to the broader market with a P/E of 10.48. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $28.14, suggesting 2.44% upside. Our AI forecast model points to short-term strength (0.69% over two weeks), a medium-term rise (41.06% over three months), and a longer-term gain (3.79% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Farmers & Merchants Bancorp, Inc. (FMAO) stock price?

FMAO's industry and sector of operation?

Who are the executives of FMAO?

How FMAO did perform over past 52-week?

FMAO's closing price is 21.6% higher than its 52-week low of $22.59 where as its distance from 52-week high of $29.83 is -7.91%.

How many employees does FMAO have?

Number of FMAO employees currently stands at 482.

Link for FMAO official website?

Official Website of FMAO is: https://www.fm.bank

How do I contact FMAO?

FMAO could be contacted at phone 419 446 2501 and can also be accessed through its website. FMAO operates from 307 North Defiance Street, Archbold, OH 43502, United States.

How many shares of FMAO are traded daily?

FMAO stock volume for the day was 22.98K shares. The average number of FMAO shares traded daily for last 3 months was 43.12K.

What is the market cap of FMAO currently?

The market value of FMAO currently stands at $377.66M with its latest stock price at $27.47 and 13.75M of its shares outstanding.

Employees	482
Beta	0.82
Sales or Revenue	$155.10M
5Y Sales Change%	0.851%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

Employees	482
Beta	0.82
Sales or Revenue	$155.10M
5Y Sales Change%	0.851%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

FMAO Company Profile and Key Details

Farmers & Merchants Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Valuation Metrics

Frequently Asked Questions

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Earnings & Analyst Outlook

Technical Performance

Dividend & Fair Value

Shareholding & Insider Activity

Price Forecast & Outlook

Key Takeaways

Financial & Profitability Overview

Quarterly Financial Highlights