FBNC Company Profile and Key Details

Q: Who are the executives of FBNC?

Ms. Blaise BuczkowskiExecutive Vice President, Chief Admin. Officer & Chief Accounting OfficerMr. Michael G. MayerPres & DirectorMr. Richard Hancock MooreChairman & Chief Executive OfficerMs. Elizabeth B. BostianExecutive Vice President, Gen. Counsel, Chief Financial Officer & Sec.

NASDAQ : FBNC

First Bancorp

$55.87

-0.53-0.94%

At Close 4:00 PM

76.51

B+ESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

First Bancorp (FBNC) stock declined over -0.94%, trading at $55.87 on NASDAQ, down from the previous close of $56.40. The stock opened at $55.59, fluctuating between $55.14 and $56.09 in the recent session.

Stock Snapshot

56.4

Prev. Close

2.32B

Market Cap

55.14

Day Low

20.85

P/E Ratio

2.68

EPS (TTM)

3.04

Cash Flow per Share

55.59

Open

41.48M

Number of Shares

56.09

Day High

98.14%

Free Float in %

33.38

Book Value

182.77K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Apr 02, 2026	55.45	56.09	55.14	55.87	185.21K
Apr 01, 2026	56.59	57.19	56.37	56.40	176.52K
Mar 31, 2026	55.74	57.14	55.40	56.35	409.71K
Mar 30, 2026	55.63	56.01	55.03	55.70	248.2K
Mar 27, 2026	55.28	55.50	54.82	55.19	242.41K
Mar 25, 2026	55.36	55.79	54.57	55.77	242.24K
Mar 24, 2026	53.67	55.79	53.49	54.96	219.48K
Mar 23, 2026	54.03	55.39	53.74	54.18	245.56K
Mar 20, 2026	53.01	53.03	52.17	52.71	591.42K
Mar 19, 2026	52.39	53.40	52.03	53.05	208.61K
Mar 18, 2026	53.15	53.35	52.60	52.79	236.25K
Mar 17, 2026	53.11	53.87	52.75	53.34	205.04K
Mar 16, 2026	53.58	54.00	53.07	53.11	150.77K
Mar 13, 2026	54.30	54.62	53.02	53.19	165.06K
Mar 12, 2026	53.43	53.91	52.80	53.70	272.69K
Mar 11, 2026	55.09	55.34	54.32	54.58	250.8K
Mar 10, 2026	55.09	56.46	54.49	55.50	268.16K
Mar 09, 2026	54.80	55.50	53.45	55.23	259.71K
Mar 06, 2026	55.71	56.40	54.66	55.93	218.01K
Mar 03, 2026	56.27	58.13	55.48	58.02	190.28K

Contact Details

Southern Pines, NC 28387

United States

https://localfirstbank.com 910 246 2500

About Company

First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina. It accepts deposit products, such as checking, savings, and money market accounts, as well as time deposits, including certificate of deposits and individual retirement accounts. The company also offers loans for a range of consumer and commercial purposes comprising loans for business, real estate, personal, home improvement, and automobiles, as well as residential mortgages and small business administration loans; and accounts receivable financing and factoring, inventory financing, and purchase order financing services. In addition, it provides credit and debit cards, letter of credits, and safe deposit box rental services, as well as electronic funds transfer services consisting of wire transfers; and internet and mobile banking, cash management, bank-by-phone services, and remote deposit capture services. Further, the company offers investment and insurance products, such as mutual funds, annuities, long-term care insurance, life insurance, and company retirement plans, as well as property and casualty insurance products; and financial planning services. As of December 31, 2021, it operated 121 branches comprising 114 branch offices located in North Carolina and seven branches in South Carolina. First Bancorp was founded in 1934 and is headquartered in Southern Pines, North Carolina.

Stock Peers

FCNCA

12.25+0.65%

First Citizens BancShares, Inc.$1,906.63 HIFS

-0.18-0.06%

Hingham Institution for Savings$285.61 CATC

Cambridge Bancorp$220.00 WTFC

-0.46-0.33%

Wintrust Financial Corporation$139.60 BFC

0.84+0.62%

Bank First Corporation$136.99 BPOP

0.37+0.27%

Popular, Inc.$136.81 BOKF

0.49+0.38%

BOK Financial Corporation$128.58 CHCO

1.52+1.26%

City Holding Company$122.00 NBN

1.25+1.09%

Northeast Bank$116.29 UMBF

0.39+0.34%

UMB Financial Corporation$115.04

Company Overview

First Bancorp (NASDAQ:FBNC) closed at $55.87 USD, losing -$0.53 (-0.94%) from the previous close of $56.40. The stock is currently mid-range between its 52-week high and low $34.50 and $62.64. With a market capitalization of about $2.32 billion, First Bancorp is classified as a mid-cap and shows market-like volatility (beta ~0.88). Key stats such as the average daily volume over the past year has been around 253.03 thousand shares, in line with its 52-week average. Headquartered in Southern Pines, NC, First Bancorp operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Richard Hancock Moore, the company employs approximately 1,345 people and listed since April 30, 1987. First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and small to medium-sized businesses primarily in North Carolina and northeastern South Carolina.

Technical Performance

FBNC has shown sold momentum, gaining 7.92% over the past week and 21.15% over the past quarter, though year-to-date performance is up 13.7%. Short-term trend indicators are bearishly aligned (SMA20 -0.17%, SMA50 6.08%, SMA200 18.58%). The stock’s 14-day RSI is 54.84 (neutral), while the ATR of 1.81 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -3.93% below its high and over 74.43% above its low. Average 10-day trading volume of 246.25 thousand shares is in line with the 3-month average of 254.91 thousand, indicating normal recent market interest.

Valuation Metrics

First Bancorp trades at a P/E ratio of 20.8, slightly below the S&P 500 average, with a price-to-sales ratio of 4.27 and a price-to-book ratio of 1.4 suggesting the stock is closer to book value. The P/FCF stands at 11.65, also above market averages.

Dividend & Fair Value

First Bancorp last paid a dividend of 0.93 per share, this equals a trailing yield of roughly 2.02%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $44.15. This means the shares are trading above this model’s fair value.

Earnings & Analyst Outlook

First Bancorp generated EPS of $2.68 over the past year. Five-year average earnings growth is -0.96%. The latest quarter delivered EPS of $1.01. The next quarter is forecast at $1.08. Next year's EPS is expected at $5.41. Analyst sentiment is bullish. Analyst rating data shows there are 4 Strong Buy ratings, 0 Buy ratings, 2 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $64.00 to $51.00. The high target offers 14.55% upside. The low target suggests -8.72% downside. The mean target is $58.17. This offers 4.12% upside. First Bancorp earnings surprise history is a consistent trend of beating forecasts. The quarter that ended October 22, 2025, missed forecasts by 8.6%. The prior quarter beat by 5.68%. Over the last six quarters, Apple has recorded several small beats. These include 18.64% in July 24, 2024.

Shareholding & Insider Activity

First Bancorp has 41.46 million shares outstanding. The public float is 40.69 million shares, elevated short interest at 4.11% of float. This equals 1.43 million shares. The short ratio is 4.22 days. Institutional investors hold 75.7% of the float. Insiders own 3.5%. MOORE RICHARD H holds 161.17 thousand shares, GARRETT MASON Y has 128.94 thousand shares and Mayer Michael Goodwin has 110.24 thousand shares. Over the past six months, insider transactions show net selling. They sold 12.74 thousand shares across 4 transactions.

Financial & Profitability Overview

Over the trailing twelve months, First Bancorp generated $546.25M in revenue, or $13.27 per share. Gross margin was 100.00%, operating margin 0.00%, and net profit margin 19.06%. Returns are modest, with ROA at 0.86% and ROE at 7.59%.
On valuation metrics, First Bancorp trades at a P/E of 20.80, P/S of 4.27 and P/B of 1.40. Liquidity is tight, with a current ratio of 0.24 and quick ratio of 0.24. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 26.35 days. Debt-to-equity is 0.05, supported by a cash flow-to-debt ratio of 2.72.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, First Bancorp posted revenue of $546.25M, down slightly from $392.84M in the prior quarter. Gross profit was $546.25M (margin 100.00%). Operating income was $1.00 (margin 0.0%). Net income was$104.13M (EPS $2.54).
The company ended the quarter with - $100.89M in cash and short-term investments, a total debt of $647.99M, and net debt of $410.14M. Total assets were $12.14B, with equity of $1.37B. Financials further reflected stability, with operating cash flow of $145.22M, free cash flow of $140.80M, and capital expenditures of - $4.42M.

Price Forecast & Outlook

Our AI price prediction model suggests that First Bancorp stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 6.01%, with price expected at $59.23 by April 16, 2026, within a range of $57.71 to $60.89 3-Month Outlook: Projected rise of 24.32%, reaching $69.46 by July 01, 2026, with a range of $68.09 to $71.05. 1-Year Outlook: Projected gain of 20.12%, with price at $67.11 by April 02, 2027, within a range of $64.99 to $68.70.

Key Takeaways

First Bancorp (NASDAQ:FBNC) shares are up 13.7% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows First Bancorp trading at a premium to the broader market with a P/E of 20.8. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $44.96, suggesting -19.53% downside. Our AI forecast model points to short-term strength (6.01% over two weeks), a medium-term rise (24.32% over three months), and a longer-term gain (20.12% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current First Bancorp (FBNC) stock price?

First Bancorp (NASDAQ: FBNC) stock price is $55.87 in the last trading session. During the trading session, FBNC stock reached the peak price of $56.09 while $55.14 was the lowest point it dropped to. The percentage change in FBNC stock occurred in the recent session was -0.94% while the dollar amount for the price change in FBNC stock was - $0.53.

FBNC's industry and sector of operation?

The NASDAQ listed FBNC is part of Banks - Regional industry that operates in the broader Financial Services sector. First Bancorp designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of FBNC?

Ms. Blaise Buczkowski
Executive Vice President, Chief Admin. Officer & Chief Accounting Officer
Mr. Michael G. Mayer
Pres & Director
Mr. Richard Hancock Moore
Chairman & Chief Executive Officer
Ms. Elizabeth B. Bostian
Executive Vice President, Gen. Counsel, Chief Financial Officer & Sec.

How FBNC did perform over past 52-week?

FBNC's closing price is 61.94% higher than its 52-week low of $34.50 where as its distance from 52-week high of $62.64 is -10.81%.

How many employees does FBNC have?

Number of FBNC employees currently stands at 1,345.

Link for FBNC official website?

Official Website of FBNC is: https://localfirstbank.com

How do I contact FBNC?

FBNC could be contacted at phone 910 246 2500 and can also be accessed through its website. FBNC operates from 300 SW Broad Street, Southern Pines, NC 28387, United States.

How many shares of FBNC are traded daily?

FBNC stock volume for the day was 182.77K shares. The average number of FBNC shares traded daily for last 3 months was 253.03K.

What is the market cap of FBNC currently?

The market value of FBNC currently stands at $2.32B with its latest stock price at $55.87 and 41.48M of its shares outstanding.

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Employees	1345
Beta	0.88
Sales or Revenue	$546.25M
5Y Sales Change%	0.356%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Banks - Regional

FBNC Company Profile and Key Details

First Bancorp

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Dividend & Fair Value

Earnings & Analyst Outlook

Company Overview

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Valuation Metrics

Price Forecast & Outlook

Key Takeaways