ESNT Company Profile and Key Details

Q: Who are the executives of ESNT?

William P. HigginsSenior Vice President of Essent VenturesMr. Lawrence Edmond McAlee Jr., CPASpecial AdvisorMr. Christopher G. CurranPres of Essent Guaranty, Inc.Mr. Vijay BhasinChief Risk Officer & Senior Vice PresidentMr. William Daniel KaiserSenior Vice President & Chief Operating OfficerTheodore GraySenior Vice President & Chief Information OfficerMr. Philip Michael StefanoVice President of Investor RelationsWei DingSenior Vice President of Corporation Devel.Ms. Mary Lourdes GibbonsSenior Vice President, Chief Legal Officer & Assistant Sec.Mr. David Bruce WeinstockChief Accounting Officer, Chief Financial Officer & Senior Vice PresidentMr. Mark Anthony CasaleChairman, Chief Executive Officer & Pres

NYSE : ESNT

Essent Group

$65.48

-0.69-1.04%

At Close 4:00 PM

63.41

BESG ScoreESG Rating

Profile Key Stats Analyst Ratings Ownership Ratios Financials Dividend & splits Sentiment Forecast

Price Chart

Stock Price Today

Essent Group Ltd. (ESNT) stock declined over -1.04%, trading at $65.48 on NYSE, down from the previous close of $66.17. The stock opened at $66.04, fluctuating between $65.10 and $66.04 in the recent session.

Stock Snapshot

66.17

Prev. Close

6.03B

Market Cap

65.1

Day Low

9.33

P/E Ratio

7.02

EPS (TTM)

7.18

Cash Flow per Share

66.04

Open

92.15M

Number of Shares

66.04

Day High

96.45%

Free Float in %

48.26

Book Value

265.58K

Volume

Relevant Articles

SEC Fillings

Current Report (8-k)

Filing Date	Accepted Date

Annual Report (10-k)

Filing Date	Accepted Date

Stock Price History Chart

Date	Open	High	Low	Close	Volume
Jul 21, 2026	65.57	66.08	65.10	65.48	388.33K
Jul 20, 2026	66.65	66.88	66.02	66.17	355.68K
Jul 17, 2026	66.43	67.47	66.21	66.71	474.84K
Jul 16, 2026	64.05	66.30	64.05	66.28	696.98K
Jul 15, 2026	64.74	65.23	63.01	63.60	627.5K
Jul 14, 2026	64.80	65.79	64.43	65.01	637.52K
Jul 13, 2026	64.36	65.19	64.32	64.93	435.28K
Jul 10, 2026	64.45	64.68	63.73	64.36	391.91K
Jul 09, 2026	63.99	64.76	63.75	64.50	752K
Jul 08, 2026	64.48	64.50	63.55	64.11	897.03K
Jul 07, 2026	64.95	65.69	64.50	64.60	526.4K
Jul 06, 2026	64.79	65.19	64.45	64.53	425.89K
Jul 02, 2026	64.57	65.00	63.21	64.85	592.51K
Jul 01, 2026	64.44	64.56	63.67	64.52	1.12M
Jun 30, 2026	65.00	65.06	64.15	64.28	1.07M
Jun 29, 2026	63.22	64.84	62.36	64.83	1.02M
Jun 26, 2026	62.32	64.01	61.65	64.01	3.57M
Jun 25, 2026	61.81	63.21	61.66	61.85	610.16K
Jun 24, 2026	59.90	61.83	59.43	61.70	1.21M
Jun 23, 2026	59.47	59.87	59.22	59.78	584.58K

Contact Details

Hamilton, HM HM11

Bermuda

https://ir.essentgroup.com 441 297 9901

About Company

Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.

Stock Peers

AIZ

0.37+0.13%

Assurant, Inc.$275.84 AGO

-0.65-0.76%

Assured Guaranty Ltd.$84.76 FAF

-0.08-0.11%

First American Financial Corporation$71.65 FNF

-0.08-0.16%

Fidelity National Financial, Inc.$50.78 EIG

0.16+0.32%

Employers Holdings, Inc.$50.54 RYAN

-1.08-2.57%

Ryan Specialty Holdings, Inc.$40.89 RDN

-0.39-1.00%

Radian Group Inc.$38.48 MTG

-0.22-0.75%

MGIC Investment Corporation$29.10 HIPO

-0.37-1.26%

Hippo Holdings Inc.$29.06 AMBC

-0.36-4.16%

Ambac Financial Group, Inc.$8.29

Company Overview

Essent Group Ltd. (NYSE:ESNT) closed at $65.48 USD, losing -$0.69 (-1.04%) from the previous close of $66.17. The stock is currently within 5% of its 52-week high $55.34 and $67.47. With a market capitalization of about $6.03 billion, Essent Group Ltd. is classified as a mid-cap and shows lower-than-market volatility (beta ~0.76). Key stats such as the average daily volume over the past year has been around 820.97 thousand shares, volume is running light vs its 52-week average. Headquartered in Hamilton, HM, Essent Group Ltd. operates in the Financial Services sector and the Insurance - Specialty industry. Led by CEO Mark A. Casale, the company employs approximately 520 people and listed since October 31, 2013. Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States.

Technical Performance

Short-term trend indicators are mixed aligned (SMA20 -2.22%, SMA50 -3.24%, SMA200 0.11%). The stock’s 14-day RSI is 46.14 (neutral), while the ATR of 1.52 points to higher daily volatility. The stock remains sitting in the mid-range of its 52-week band, trading -8.69% below its high and over 18.7% above its low. Average 10-day trading volume of 516.59 thousand shares is below the 3-month average of 789.57 thousand, indicating normal recent market interest.

Valuation Metrics

Essent Group Ltd. trades at a P/E ratio of 9.24, slightly below the S&P 500 average, with a price-to-sales ratio of 4.69 and a price-to-book ratio of 1.08 suggesting the stock is closer to book value. The P/FCF stands at 7.38, also below market averages.

Dividend & Fair Value

Essent Group Ltd. last paid a dividend of 1.32 per share, this equals a trailing yield of roughly 1.67%. Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $138.10. This means the shares are trading below this model’s fair value.

Earnings & Analyst Outlook

Essent Group Ltd. generated EPS of $6.89 over the past year. Five-year average earnings growth is 12.18%. The latest quarter delivered EPS of $1.82. The next quarter is forecast at $1.69. Next year's EPS is expected at $2.02. Analyst sentiment is neutral. Analyst rating data shows there are 2 Strong Buy ratings, 1 Buy ratings, 12 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $75.00 to $61.00. The high target offers 14.54% upside. The low target suggests -6.84% downside. The mean target is $67.67. This offers 3.34% upside. Essent Group Ltd. earnings surprise history is a mixed track record. The quarter that ended May 08, 2026, missed forecasts by 8.33%. The prior quarter beat by -8.05%. Over the last six quarters, Apple has recorded several small beats. These include -5.39% in February 14, 2025.

Shareholding & Insider Activity

Essent Group Ltd. has 98.53 million shares outstanding. The public float is 95.02 million shares, elevated short interest at 2.09% of float. This equals 1.68 million shares. The short ratio is 2.16 days. Institutional investors hold 104.21% of the float. Insiders own 5.45%. CASALE MARK holds 2.08 million shares, Gibbons Mary Lourdes has 233.34 thousand shares and Bhasin Vijay has 196.92 thousand shares. Over the past six months, insider transactions show net selling. They sold 168.25 thousand shares across 10 transactions.

Financial & Profitability Overview

Over the trailing twelve months, Essent Group generated $1.09B in revenue, or $10.18 per share. Gross margin was 81.62%, operating margin 78.63%, and net profit margin 63.85%. Returns are healthy, with ROA at 10.71% and ROE at 13.65%.
On valuation metrics, Essent Group trades at a P/E of 9.24, P/S of 4.69 and P/B of 1.08. The current ratio is 5.91 and quick ratio is 5.91. Operationally, the company’s inventory turnover is 0.00 and cash conversion cycle is 53.61 days. Debt-to-equity is 0.09, supported by a cash flow-to-debt ratio of 1.67.

Quarterly Financial Highlights

For the quarter ended Dec 31, 2023, Essent Group posted revenue of $1.09B, down slightly from $972.15M in the prior quarter. Gross profit was $890.30M (margin 81.62%). Operating income was $857.64M (margin 78.6%). Net income was$696.39M (EPS $6.56).
The company ended the quarter with $5.41B in cash and short-term investments, a total debt of $459.90M, and net debt of $318.12M. Total assets were $6.50B, with equity of $5.10B. Financials further reflected stability, with operating cash flow of $763.00M, free cash flow of $759.00M, and capital expenditures of - $4.00M.

Price Forecast & Outlook

Our AI price prediction model suggests that Essent Group Ltd. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 1.99%, with price expected at $66.78 by July 31, 2026, within a range of $65.02 to $68.65 3-Month Outlook: Projected fall of -0.06%, reaching $65.44 by October 12, 2026, with a range of $64.84 to $66.09. 1-Year Outlook: Projected gain of 9.77%, with price at $71.88 by July 20, 2027, within a range of $70.72 to $73.23.

Key Takeaways

Essent Group Ltd. (NYSE:ESNT) shares are flat -6.48% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Essent Group Ltd. trading at a premium to the broader market with a P/E of 9.24. Analyst sentiment is mixed, with the majority of ratings in Neutral territory and a mean price target of $58.60, suggesting -10.51% downside. Our AI forecast model points to short-term strength (1.99% over two weeks), a medium-term fall (-0.06% over three months), and a longer-term gain (9.77% over one year), with expected trading ranges indicating moderate volatility.

Frequently Asked Questions

What is the current Essent Group Ltd. (ESNT) stock price?

Essent Group Ltd. (NYSE: ESNT) stock price is $65.48 in the last trading session. During the trading session, ESNT stock reached the peak price of $66.04 while $65.10 was the lowest point it dropped to. The percentage change in ESNT stock occurred in the recent session was -1.04% while the dollar amount for the price change in ESNT stock was - $0.69.

ESNT's industry and sector of operation?

The NYSE listed ESNT is part of Insurance - Specialty industry that operates in the broader Financial Services sector. Essent Group Ltd. designs, manufactures, and markets smartphones, personal computers, tablets, wearables, and accessories worldwide.

Who are the executives of ESNT?

William P. Higgins
Senior Vice President of Essent Ventures
Mr. Lawrence Edmond McAlee Jr., CPA
Special Advisor
Mr. Christopher G. Curran
Pres of Essent Guaranty, Inc.
Mr. Vijay Bhasin
Chief Risk Officer & Senior Vice President
Mr. William Daniel Kaiser
Senior Vice President & Chief Operating Officer
Theodore Gray
Senior Vice President & Chief Information Officer
Mr. Philip Michael Stefano
Vice President of Investor Relations
Wei Ding
Senior Vice President of Corporation Devel.
Ms. Mary Lourdes Gibbons
Senior Vice President, Chief Legal Officer & Assistant Sec.
Mr. David Bruce Weinstock
Chief Accounting Officer, Chief Financial Officer & Senior Vice President
Mr. Mark Anthony Casale
Chairman, Chief Executive Officer & Pres

How ESNT did perform over past 52-week?

ESNT's closing price is 18.32% higher than its 52-week low of $55.34 where as its distance from 52-week high of $67.47 is -2.95%.

How many employees does ESNT have?

Number of ESNT employees currently stands at 520.

Link for ESNT official website?

Official Website of ESNT is: https://ir.essentgroup.com

How do I contact ESNT?

ESNT could be contacted at phone 441 297 9901 and can also be accessed through its website. ESNT operates from Clarendon House, Hamilton, HM HM11, Bermuda.

How many shares of ESNT are traded daily?

ESNT stock volume for the day was 265.58K shares. The average number of ESNT shares traded daily for last 3 months was 820.97K.

What is the market cap of ESNT currently?

The market value of ESNT currently stands at $6.03B with its latest stock price at $65.48 and 92.15M of its shares outstanding.

Stocks Telegraph provides information and tools designed to assist investors and Wall Street players. A major goal is to offer financiers comprehensive information that will help them gain insight into investing.

Stocks Telegraph does not provide any advice or recommendations for buying or selling stocks, securities, or other financial products. Information contained on this website is for informational purposes only and should not be construed as professional financial, investment or other advice. Stocks Telegraph is not liable for any loss or damage that may occur as a result of reliance on this data.

Employees	520
Beta	0.76
Sales or Revenue	$1.09B
5Y Sales Change%	0.442%
Fiscal Year Ends	December
Sector	Financial Services
Industry	Insurance - Specialty

ESNT Company Profile and Key Details

Essent Group

Price Chart

Stock Price Today

Stock Snapshot

Relevant Articles

SEC Fillings

Current Report (8-k)

Annual Report (10-k)

Stock Price History Chart

Contact Details

About Company

Company Information

Stock Peers

Company Overview

Technical Performance

Valuation Metrics

Dividend & Fair Value

Earnings & Analyst Outlook

Shareholding & Insider Activity

Financial & Profitability Overview

Quarterly Financial Highlights

Price Forecast & Outlook

Key Takeaways

Frequently Asked Questions

Technical Performance

Shareholding & Insider Activity

Dividend & Fair Value

Financial & Profitability Overview

Quarterly Financial Highlights

Earnings & Analyst Outlook

Company Overview

Price Forecast & Outlook

Key Takeaways

Valuation Metrics