DAVE Company Profile and Key Details

Dave Inc. last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around $85.83. This means the shares are trading above this model’s fair value.

Dave Inc. has 12.08 million shares outstanding. The public float is 9.01 million shares, elevated short interest at 12.25% of float. This equals 1.39 million shares. The short ratio is 2.25 days. Institutional investors hold 97.16% of the float. Insiders own 13.18%. Maris William J holds 92.35 million shares, Bandera Partners LLC has 1.14 million shares and Section 32 Fund 1, LP has 1.03 million shares. Over the past six months, insider transactions show net selling. They sold 14.38 thousand shares across 7 transactions.

Dave Inc. (NASDAQ:DAVE) closed at $309.72 USD, losing -$4.72 (-1.50%) from the previous close of $314.44. The stock is currently within 5% of its 52-week high $152.21 and $322.01. With a market capitalization of about $4.16 billion, Dave Inc. is classified as a mid-cap and shows higher-than-market volatility (beta ~3.88). Key stats such as the average daily volume over the past year has been around 600.78 thousand shares, in line with its 52-week average. Headquartered in West Hollywood, CA, Dave Inc. operates in the Technology sector and the Software - Application industry. Led by CEO Jason Wilk, the company employs approximately 274 people and listed since April 26, 2021. Dave Inc. manages a digital platform that delivers a comprehensive array of financial products and services.

Wall Street analysts project EPS growth of 55.43% annually over the next five years. Analyst sentiment is bullish. Analyst rating data shows there are 20 Strong Buy ratings, 14 Buy ratings, 1 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $370.00 to $229.00. The high target offers 19.46% upside. The low target suggests -26.06% downside. The mean target is $303.89. This offers -1.88% upside. Dave Inc. earnings surprise history is a consistent trend of beating forecasts. The quarter that ended May 05, 2026, missed forecasts by 27.27%. The prior quarter beat by 11.48%. Over the last six quarters, Apple has recorded several small beats. These include 87.16% in March 03, 2025.

Dave Inc. trades at a P/E ratio of 19.07, slightly below the S&P 500 average, with a price-to-sales ratio of 7.09 and a price-to-book ratio of 21.01 reflecting a rich premium to book value. The P/FCF stands at 13.12, also above market averages. Compared to sector medians, Dave Inc. P/S is trading rich, and the P/B is far lower than peers, underscoring the brand and earnings power premium investors assign to the stock.

Dave Inc. (NASDAQ:DAVE) shares are down -16.32% year-to-date currently trading near 52-week highs band. Short-term momentum has been negative over the last quarter, despite recent volatility. Valuation shows Dave Inc. trading at a premium to the broader market with a P/E of 19.07. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $208.30, suggesting -32.75% downside. Our AI forecast model points to short-term strength (8.48% over two weeks), a medium-term fall (-17.65% over three months), and a longer-term gain (35.08% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Dave Inc. stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 8.48%, with price expected at $335.98 by July 06, 2026, within a range of $322.29 to $348.93 3-Month Outlook: Projected fall of -17.65%, reaching $255.04 by September 18, 2026, with a range of $248.41 to $260.64. 1-Year Outlook: Projected gain of 35.08%, with price at $418.37 by June 22, 2027, within a range of $405.48 to $432.29.