CHYM Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 11.0%, SMA50 -2.06%, SMA200 -4.9%). The stock’s 14-day RSI is 56.7 (neutral), while the ATR of 1.51 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -46.66% below its high and over 48.24% above its low. Average 10-day trading volume of 8.44 million shares is significantly above the 3-month average of 4.97 million, indicating heightened recent market interest.

Chime Financial, Inc. Class A Common Stock has 339.53 million shares outstanding. The public float is 204.34 million shares, elevated short interest at 1.45% of float. This equals 3.99 million shares. The short ratio is 1.66 days. Institutional investors hold 89.19% of the float. Insiders own 11.84%. Feuille James holds 7.04 million shares, Newcomb Matthew S has 2.24 million shares and FRANKEL ADAM B has 303.80 thousand shares. Over the past six months, insider transactions show net selling. They sold 105.88 thousand shares across 7 transactions.

Chime Financial, Inc. Class A Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$7.26. This means the shares are trading below this model’s fair value.

Analyst sentiment is bullish. Analyst rating data shows there are 20 Strong Buy ratings, 9 Buy ratings, 10 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $17.00. The high target offers 106.69% upside. The low target suggests -16.34% downside. The mean target is $34.08. This offers 67.72% upside. Chime Financial, Inc. Class A Common Stock earnings surprise history is a mixed track record. The quarter that ended May 06, 2026, missed forecasts by 366.67%. The prior quarter beat by -40.0%. Over the last six quarters, Apple has recorded several small beats. These include 50.31% in August 07, 2025.

Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) closed at $20.32 USD, gaining $2.05 (11.22%) from the previous close of $18.27. The stock is currently mid-range between its 52-week high and low $15.88 and $38.67. With a market capitalization of about $7.74 billion, Chime Financial, Inc. Class A Common Stock is classified as a mid-cap and shows lower-than-market volatility (beta ~0.76). Key stats such as the average daily volume over the past year has been around 4.84 million shares, trading with heavier-than-usual volume. Headquartered in San Francisco, CA, Chime Financial, Inc. Class A Common Stock operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Mark T. Troughton, the company employs approximately 1,465 people and listed since June 12, 2025. Chime functions as a digital-first financial technology company, delivering a range of banking services that come without typical fees.

Our AI price prediction model suggests that Chime Financial, Inc. Class A Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -7.63%, with price expected at $18.77 by July 10, 2026, within a range of $17.83 to $19.73 3-Month Outlook: Projected fall of -44.05%, reaching $11.37 by September 24, 2026, with a range of $10.90 to $11.82. 1-Year Outlook: Projected loss of -100.0%, with price at $0.00 by June 25, 2027, within a range of $0.00 to $0.06.

Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) shares are flat 1.99% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Chime Financial, Inc. Class A Common Stock trading at a premium to the broader market with a P/E of -7.74. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $34.08, suggesting 67.72% upside. Our AI forecast model points to short-term weakness (-7.63% over two weeks), a medium-term fall (-44.05% over three months), and a longer-term loss (-100.0% over one year), with expected trading ranges indicating moderate volatility.

Chime Financial, Inc. Class A Common Stock trades at a P/E ratio of -7.74, slightly below the S&P 500 average, with a price-to-sales ratio of 3.34 and a price-to-book ratio of 5.37 trading at moderately above to book value. The P/FCF stands at 53.84, also below market averages.