CHYM Company Profile and Key Details

Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) closed at $26.63 USD, gaining $0.10 (0.38%) from the previous close of $26.53. The stock is currently mid-range between its 52-week high and low $16.17 and $44.94. With a market capitalization of about $9.97 billion, Chime Financial, Inc. Class A Common Stock is classified as a mid-cap and shows lower-than-market volatility (beta ~-5.71). Key stats such as the average daily volume over the past year has been around 3.89 million shares, volume is running light vs its 52-week average. Headquartered in San Francisco, CA, Chime Financial, Inc. Class A Common Stock operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Christopher R. Britt, the company employs approximately 1,465 people and listed since June 12, 2025. Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks.

Chime Financial, Inc. Class A Common Stock has 339.53 million shares outstanding. The public float is 204.34 million shares, elevated short interest at 1.45% of float. This equals 3.99 million shares. The short ratio is 1.66 days. Institutional investors hold 89.19% of the float. Insiders own 11.84%. Feuille James holds 7.04 million shares, FRANKEL ADAM B has 252.42 thousand shares and Asmerom Amine has 222.17 thousand shares. Over the past six months, insider transactions show net selling. They sold 167.31 thousand shares across 7 transactions.

Short-term trend indicators are mixed aligned (SMA20 9.94%, SMA50 27.2%, SMA200 4.06%). The stock’s 14-day RSI is 65.24 (firm momentum), while the ATR of 1.31 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -40.97% below its high and over 64.07% above its low. Average 10-day trading volume of 3.73 million shares is in line with the 3-month average of 3.85 million, indicating normal recent market interest.

Dividend and splits history remains an important factor for investors monitoring long-term returns.

Analyst sentiment is bullish. Analyst rating data shows there are 15 Strong Buy ratings, 6 Buy ratings, 8 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $17.00. The high target offers 58.31% upside. The low target suggests -35.92% downside. The mean target is $35.34. This offers 33.21% upside. Chime Financial, Inc. Class A Common Stock earnings surprise history is a mixed track record. The quarter that ended November 05, 2025, missed forecasts by -40.0%. The prior quarter beat by 50.31%. Over the last six quarters, Apple has recorded several small beats. These include 50.31% in August 07, 2025.

currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Chime Financial, Inc. Class A Common Stock trading at a premium to the broader market with a P/E of -9.92. Analyst sentiment is bullish, with the majority of ratings in Buy territory and a mean price target of $35.34, suggesting 33.21% upside. Our AI forecast model points to short-term strength (13.19% over two weeks), a medium-term fall (-100.0% over three months), and a longer-term loss (-100.0% over one year), with expected trading ranges indicating moderate volatility.

Our AI price prediction model suggests that Chime Financial, Inc. Class A Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected increase of 13.19%, with price expected at $30.03 by January 06, 2026, within a range of $28.69 to $31.44 3-Month Outlook: Projected fall of -100.0%, reaching $0.00 by March 23, 2026, with a range of $0.00 to $0.00. 1-Year Outlook: Projected loss of -100.0%, with price at $0.00 by December 23, 2026, within a range of $0.00 to $0.00.

Chime Financial, Inc. Class A Common Stock trades at a P/E ratio of -9.92, slightly below the S&P 500 average, with a price-to-sales ratio of 4.78 and a price-to-book ratio of 6.77 trading at moderately above to book value. The P/FCF stands at 898.76, also below market averages.