CHYM Company Profile and Key Details

Short-term trend indicators are bullishly aligned (SMA20 11.0%, SMA50 -2.06%, SMA200 -4.9%). The stock’s 14-day RSI is 56.7 (neutral), while the ATR of 1.51 points to higher daily volatility. The stock remains hovering near 52-week lows, trading -46.66% below its high and over 48.24% above its low. Average 10-day trading volume of 4.48 million shares is slightly above the 3-month average of 3.50 million, indicating heightened recent market interest.

Chime Financial, Inc. Class A Common Stock has 339.53 million shares outstanding. The public float is 204.34 million shares, elevated short interest at 1.45% of float. This equals 3.99 million shares. The short ratio is 1.66 days. Institutional investors hold 89.19% of the float. Insiders own 11.84%. Feuille James holds 7.04 million shares, Newcomb Matthew S has 2.24 million shares and Asmerom Amine has 222.17 thousand shares. Over the past six months, insider transactions show net selling. They sold 232.19 thousand shares across 11 transactions.

Chime Financial, Inc. Class A Common Stock last paid a dividend of 0 per share, Dividend and splits history remains an important factor for investors monitoring long-term returns. A discounted cash flow model estimates fair value at around -$17.72. This means the shares are trading below this model’s fair value.

Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) closed at $22.13 USD, losing -$1.84 (-7.68%) from the previous close of $23.97. The stock is currently mid-range between its 52-week high and low $16.17 and $44.94. With a market capitalization of about $8.29 billion, Chime Financial, Inc. Class A Common Stock is classified as a mid-cap and shows lower-than-market volatility (beta ~-5.71). Key stats such as the average daily volume over the past year has been around 3.50 million shares, trading with heavier-than-usual volume. Headquartered in San Francisco, CA, Chime Financial, Inc. Class A Common Stock operates in the Financial Services sector and the Banks - Regional industry. Led by CEO Christopher R. Britt, the company employs approximately 1,465 people and listed since June 12, 2025. Chime is a mobile-first fintech platform offering fee-free banking services—such as checking, savings, early paycheck access, and overdraft protection—via partnerships with FDIC-insured banks.

Our AI price prediction model suggests that Chime Financial, Inc. Class A Common Stock stock has strong potential for upside but may face short-term weakness followed by gains in the medium and long term. 2-Week Outlook: Projected decline of -7.77%, with price expected at $20.41 by March 13, 2026, within a range of $18.96 to $21.97 3-Month Outlook: Projected fall of -41.66%, reaching $12.91 by May 28, 2026, with a range of $12.48 to $13.37. 1-Year Outlook: Projected loss of -37.42%, with price at $13.85 by February 26, 2027, within a range of $13.06 to $14.78.

Chime Financial, Inc. Class A Common Stock (NASDAQ:CHYM) shares are flat 1.99% year-to-date currently trading near 52-week highs band. Short-term momentum has been positive over the last quarter, despite recent volatility. Valuation shows Chime Financial, Inc. Class A Common Stock trading at a premium to the broader market with a P/E of -7.98. Analyst sentiment is bullish, with the majority of ratings in Outperform territory and a mean price target of $34.82, suggesting 57.34% upside. Our AI forecast model points to short-term weakness (-7.77% over two weeks), a medium-term fall (-41.66% over three months), and a longer-term loss (-37.42% over one year), with expected trading ranges indicating moderate volatility.

Analyst sentiment is bullish. Analyst rating data shows there are 16 Strong Buy ratings, 7 Buy ratings, 10 Hold ratings, 0 Sell rating and 0 Strong Sell ratings. Price targets range from $42.00 to $17.00. The high target offers 89.79% upside. The low target suggests -23.18% downside. The mean target is $34.82. This offers 57.34% upside. Chime Financial, Inc. Class A Common Stock earnings surprise history is a mixed track record. The quarter that ended November 05, 2025, missed forecasts by -40.0%. The prior quarter beat by 50.31%. Over the last six quarters, Apple has recorded several small beats. These include 50.31% in August 07, 2025.

Chime Financial, Inc. Class A Common Stock trades at a P/E ratio of -7.98, slightly below the S&P 500 average, with a price-to-sales ratio of 3.67 and a price-to-book ratio of 5.75 trading at moderately above to book value. The P/FCF stands at -1335.15, also below market averages.